VisitorSecure Insurance by WorldTrips

Cheap visitor insurance designed for international travelers visiting the US or for travel abroad

VisitorSecure Insurance

WorldTrips has designed VisitorSecure insurance as an affordable scheduled benefit plan for visitors to USA. VisitorSecure US health insurance is ideal for parents and older travelers traveling to the US. VisitorSecure insurance for visitors to USA offers coverage up to chosen plan maximum for acute onset of pre-existing conditions.

VisitorSecure Insurance Cost

VisitorSecure Insurance for US visitors between 14 days to 99 years in age

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Age
Spouse
Start Date
End Date
Destination
Citizenship
VisitorSecure Plan A
Plan Maximum
$50,000
Deductible
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VisitorSecure Plan B
Plan Maximum
$75,000
Deductible
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VisitorSecure Plan C
Plan Maximum
$100,000
Deductible
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VisitorSecure Plan D
Plan Maximum
$130,000
Deductible
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  Plan maximum per injury/sickness
$50,000 $75,000 $100,000 $130,000
  Inpatient
Hospital room and board
$1,450 per day, maximum 30 days $1,725 per day, maximum 30 days Up to $2,000/day, 30 day max Up to $2,585/day, 30 day max
Intensive care unit
$2,200 per day, maximum 8 days $2,600 per day, maximum 8 days $3,000 per day, maximum 8 days $3,800 per day, maximum 8 days
Surgery
$3,600 per session $4,800 per session $6,000 per session $7,800 per session
Consultant physician
$450 maximum $475 maximum $500 maximum $650 maximum
Private duty nurse
$550 maximum $550 maximum $550 maximum $700 maximum
Physician visits
$60 maximum per visit, 30 visits max. $75 maximum per visit, 30 visits max. $90 maximum per visit, 30 visits max. $115 maximum per visit, 30 visits max.
  Outpatient
Surgical
$3,300 per session $4,400 per session Up to $5,500 per session Up to $7,150 per session
Outpatient surgical facility
$1,100 maximum $1,150 maximum $1,200 maximum $1,500 maximum
Pre-admission testing
$1,100 maximum $1,100 maximum $1,100 maximum $1,450 maximum
Diagnostic x-ray and labs
$500 maximum, plus $400 for one CAT Scan, MRI or PET $550 maximum, plus $450 for one CAT Scan, MRI or PET $600 maximum, plus $500 for one CAT Scan, MRI or PET $750 maximum, plus $650 for one CAT Scan, MRI or PET
Emergency room (all expenses incurred therein)
$375 maximum $485 maximum $600 maximum $785 maximum
Optional Benefts
$355 maximum $465 maximum $575 maximum $750 maximum
Prescription Drugs and Medications
$150 maximum $200 maximum $250 maximum $300 maximum
Office visits, including urgent care
$70 allowable per visit, 10 visits max. $85 allowable per visit, 10 visits max. $100 allowable per visit, 10 visits max $130 allowable per visit, 10 visits max
Other
Anesthesiologist
$825 $1,110 $1,375 $1,775
Assistant surgeon
$825 $1,110 $1,375 $1,775
  Emergency Services
Emergency local ambulance
$500 maximum
  Dental
Dental Treatment due to Alleviate pain
$500 maximum
  Pre-Existing Condition
Acute Onset of Pre-Existing Condition (only available to members under age 70)
$25,000 lifetime maximum for emergency medical evacuation
$50,000 lifetime maximum for eligible expenses $75,000 lifetime maximum for eligible expenses $100,000 lifetime maximum for eligible expenses
  Life
Common carrier accidental death & dismemberment
$25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum
  Evacuation
Emergency medical evacuation
$50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70.
Emergency reunion
Up to $1,500, maximum of 15 days Up to $2,500, maximum of 15 days Up to $2,500, maximum of 15 days Up to $5,000, maximum of 15 days
Return of mortal remains or cremation/burial
$25,000 per member
Local burial & cremation
$5,000 per member
Physical therapy
$40 maximum per visit, 1 visit per day, maximum 12 visits
Mental & nervous disorder & substance abuse
Same as any illness
Durable medical equipment
$1,100 maximum $1,200 maximum $1,300 maximum $1,700 maximum

Key benefits of VisitorSecure Insurance for USA Visitors

Acute onset of a pre-existing condition

Fixed Benefit plan

Budget-friendly travel insurance

Renewability

PPO network

Emergency medical evacuation Coverage

VisitorSecure Travel Insurance Review

Insurance provider
WorldTrips
VisitorSecure insurance rating
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-
VisitorSecure insurance underwriter
Underwritten by Lloyds, London.
Coinsurance
No Coinsurance
VisitorSecure insurance eligibility
  • Travelers traveling outside their home country and who are over 14 days of age.
  • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.

VisitorSecure Visitor Insurance Links

  • Brochure
  • Reviews
  • Application
  • Advantages
  • Disadvantages
  • ID card
  • Fixed Benefit Plan

VisitorSecure travel Insurance - Key Highlights

  • VisitorSecure is available for people traveling to the US and abroad.
  • VisitorSecure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
  • The plan has the following deductible options and overall policy maximum options for people of different age groups:
Deductible options Plan A Plan B Plan C Plan D
Age 14 days to 59 years $0, $50, $100 $0, $50, $100 $0, $50, $100 $0, $50, $100
Age 60 to 69 years $0, $50, $100 $0, $50, $100 $0, $50, $100 NA
Age 70 to 79 years $100 or $200 $100 or $200 NA NA
Age 80 and above $100 or $200 NA NA NA
Overall policy maximum options Plan A Plan B Plan C Plan D
Age 14 days to 59 years $50,000 $75,000 $100,000 $130,000
Age 60 to 69 years $50,000 $75,000 $100,000 NA
Age 70 to 79 years $50,000 $75,000 NA NA
Age 80 and above $10,000 NA NA NA
  • VisitorSecure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
  • The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
  • Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
  • This Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
  • Emergency medical evacuation available for up to $50,000 lifetime maximum for age below 70.
  • Repatriation of remains is covered upt o $25,000 per member.
  • Emergency Quarantine Indemnity for Covid-19 is available with this plan with $50 a day for up to 10 days.
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VisitorSecure pre-existing conditions insurance

Acute Onset of Pre-existing Condition: The term “Acute Onset of a Pre-Existing Condition(s)” shall mean a sudden and unexpected outbreak or recurrence of a Pre-existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The Acute Onset of a Pre-existing Condition(s) must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

VisitorSecure insurance for visitors - Common Questions

01. What is VisitorSecure travel medical Insurance?

VisitorSecure U.S. Visitor Health Insurance is budget friendly visitor insurance plan for visitors traveling outside their home country. It provides coverage for medical expenses and other unforeseen health or accident related events during the visit. This plan also covers acute on set of pre-Existing Conditions up to 70 years.

02. Who is Eligible for VisitorSecure Insurance?

International travelers visiting a foreign country for a short duration, such as tourists, business travellers or family visitors, are eligible for VisitorSecure Insurance.

03. What Does VisitorSecure Insurance Cover?

VisitorSecure insurance coverage includes emergency medical expenses, hospitalization, prescription drugs, emergency medical evacuation, trip interruption and other benefits depending on the specific policy.

04. How much does VisitorSecure cost in USA?

The Worldtrips VisitorSecure fixed benefit insurance cost will vary depending on the age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $75k, $100k, $130K depending on the age of traveler.

05. Does VisitorSecure covers Pre-existing conditions?

Yes.VisitorSecure insurance offers coverage for acute onset of pre-existing conditions up to 70 years and $25,000 lifetime maximum for emergency medical evacuation

06. Why Visitorsecure plan is cheaper than other insurance plans?

VisitorSecure is a fixed benefit plan and this plan have specific benefit limits for different covered medical expenses. The individual fixed limits are clearly mentioned in the policy brochure. This plan is a scheduled Benefit or limited coverage Insurance Plan. Typically this plan is a cheaper but have limited benefits when compared to other Insurance Plans.

07. Can I Purchase VisitorSecure Insurance for Family Members?

Yes, you can buy the VisitorSecure insurance for visiting family members. Check with American Visitor Insurance agents at (877)-340-7910 or read the brochure to understand the eligibility and coverage for family members.

08. How Long Can VisitorSecure Insurance Be Purchased For?

VisitorSecure Insurance plans may offer coverage for a short period, such as a few days to several months. The duration of coverage can vary, you can get this information on American Visitor Insurance.

09. What Happens in Case of Emergency?

In case of a medical emergency, policyholders usually need to contact the insurance provider, WorldTrips as soon as possible. The contact information is provided in the policy documents, and they will provide instructions on seeking medical care and filing a claim.

10. Can VisitorSecure Insurance Be Renewed?

VisitorSecure can be renewed before the initial coverage period expires. It is important to check the specific terms and conditions of the policy.

11. How Do I File a Claim with VisitorSecure Insurance?

You will need to contact the WorldTrips claims department and provide necessary documentation, such as medical records and receipts, to file your claim.

12. Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company ?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

13. Is Worldtrips insurance a legit company?

Worldtrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system. The company offers several travel insurance plans for travelers with financial support, access to the best healthcare support and 24/7 emergency travel assistance.

14. Can I buy travel insurance from Worldtrips?

Worldtrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. Worldtrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

15. Why should I buy travel insurance from Worldtrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. Worldtrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. Worldtrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

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VisitorSecure Insurance cost for seniors per month in USA

The cost of WorldTrips VisitorSecure insurance for seniors is dependent on the following factors the age of the traveler,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $75k,$100K, $130k depending on the age of traveller up to age of 69. $50k and $75k coverage is available for people age 70 to 79 years. For above 80 years $10,000 is available.

For Example here we are showing price for one month with deductible of $100.

Age of traveler Maximum of $50K Maximum of $75K Maximum of $100K Maximum of $130K
50 - 59 years $47 $58 $65 $87
60 - 69 years $55 $66 $76 N/A
70 - 79 years $96 $139 N/A N/A
80 - 99 years $221 N/A N/A N/A
VisitorSecure PPO Network

VisitorSecure - Provider network and how to find hospital or doctor?

United Healthcare Provider Network United Healthcare Provider Network
WorldTrips maintains a wide network of health care providers.
Inside US:
  • If you have purchased the policy after July 2019 then click here »
  • If you have purchased the policy before July 2019 then click here »
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here »
Find Provider Network

WorldTrips travel insurance related links

VisitorSecure Insurance restrictions

The VisitorSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

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Resourceful links of VisitorSecure insurance

VisitorSecure insurance FAQ

Frequently asked questions and answer about travel insurance plans.

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VisitorSecure insurance blog

Blog to compare VisitorSecure Insurance for visitors to USA.

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VisitorSecure insurance forum

Customer queries about WorldTrips VisitorSecure insurance plan.

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Travel Insurance Claims

Claims about the travel insurance.

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