Patriot America Plus Pre-existing Conditions Insurance

Patriot America Plus Insurance offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA. Patriot America Plus US visitors insurance offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years. Underwritten by Sirius International Insurance Group with a rating of “A” is most popular visitor medical insurance among international travelers visiting USA. US citizens living abroad and visiting USA can also buy Patriot America Plus Insurance.
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Traveler 2: Age*
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End Date
*Enter if required: Traveler 2 Age
International Medical Group, (IMG) Patriot America Plus review
Insurance Provider
Insurance Provider
International Medical Group
Plan Life
Plan Life
5 days to 364 days and later can be renewed maximum up to 2 years
Policy Maximum
Policy Maximum?
$50,000, $100,000, $500,000, $1,000,000 per insured person
Deductible Options
Deductible Options?
$0, $100, $250, $500, $1,000 or $2,500 per insured person
Best Rating
  • “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s.

International Medical Group Patriot America Plus Visitors Insurance

eligibility Patriot America Plus insurance Eligibility
  • Non US citizens travelling to the USA.
  • International travelers requiring continuing coverage.
  • US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
underwriters Patriot America Plus Underwriter

Optional-coverage Patriot America Plus health insurance Optional Riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Adventure Sports rider
  • Chaperone Replacement Rider
  • Enhanced AD & D Rider
  • Evacuation Plus Rider
emergency-care IMG Patriot America Plus Coinsurance?
  • For treatment received outside the U.S : No coinsurance.
  • For treatment received within the U.S :
    • In the PPO Network: The plan pays 100%.
    • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
optional-coverage Acute Onset of a Pre-existing Condition

  • Under 70 years of age
    • Up to period of coverage maximum limit.
  • Acute Onset of a Pre-existing Condition - Emergency Medical Evacuation
    • Under 70 years of age: $25,000 maximum limit.


(877) 340-7910

Plan Benefits of IMG Patriot America Plus Insurance

Benefits Coverage
Hospital room and board Average semi-private room rate up to the maximum limit. Includes nursing service
Intensive care Up to the maximum limit
Surgery Up to the maximum limit
Physician visits Up to $15 copay for walk-in clinic. Up to $25 copay for urgent care center. (Copay not applicable when $0 deductible is selected)
Emergency local ambulance Up to the maximum limit
Emergency room accident Up to the maximum limit
Emergency dental treatment $300 maximum limit due to accident or unexpected pain to sound natural teeth.
Traumatic Dental Injury Up to the period of coverage maximum limit. Subject to deductible and coinsurance. (Treatment at a hospital due to an accident)
Emergency medical evacuation $1,000,000 maximum limit. (independent of the maximum limit)
Emergency reunion $50,000 maximum limit.
Return of mortal remains or cremation/burial $50,000 maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death.
Return of minor children $50,000 maximum limit.
Political evacuation $10,000 maximum limit.
Natural disaster Up to $250 per day and maximum limit of five days for accommodations. Not subject to deductible.
Terrorism Up to $50,000 maximum limit.
Hospital indemnity Up to $100 per overnight up to a maximum of 10 overnights.
Common carrier accidental death $50,000 per insured person and $250,000 maximum limit per lifetime and per family.
Accidental death & dismemberment $25,000 principal sum.
Hospital Emergency Room:International Up to the maximum limit
Hospital Emergency Room:United States Injury not subjected to emergerncy room deductible.
Illness:Subject to a $250 deductible to each emergency room visit for treatment that does not result in direct inpatient.
Trip interruption $10,000 maximum limit. Not subject to deductible
Intensive Care Up to the maximum limit
Terrorism $50,000 maximum limit. Not subject to deductible
Urgent Care Clinic $25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible.
Walk-In Clinic $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible
Laboratory Up to the maximum limit
Physical Therapy Up to the maximum limit
Assistant Surgeon 20% of the primary surgeon’s eligible fee
Pet Return $1,000 maximum limit. Not subject to deductible
Small Pet Common Air Carrier Accidental Death Benefit $500 maximum limit. Not subject to deductible.
Interfacility Ambulance Transfer Company pays 100%
Lost luggage $50 per item, $500 maximum limit. Not subject to deductible
Identity Theft $500 maximum limit. Not subject to deductible
Pre-Certification 50% reduction of eligible medical expenses if pre-certification provisions are not met
Personal Liability $25,000 combined maximum limit. Injury to a third person: $100 per injury deductible. Damage to a third person’s property: $100 per damage deductible. No coverage for injury to a related third party or damage to related third person’s property.
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