IMG

Visitors Care, Affordable US visitors medical insurance

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
  • Brochure
  • Advantages
  • Disadvantages
  • Example
  • Fixed Plans
  • Claims
  • Renewal
  • Provider Network

How much does Visitors Care insurance cost?



Age
Spouse
Start Date
End Date
Coverage
Citizenship
Visitors Care Plan A
Plan Maximum
$25,000
Deductible
Visitors Care Plan B
Plan Maximum
$50,000
Deductible
Visitors Care Plan C
Plan Maximum
$100,000
Deductible
Visitors Care Plan A
Plan Maximum
$10,000
Deductible

Plan Benefits of Visitors Care insurance

Inpatient
Hospital Room & Board
Up to $825 per day, 30 day maximum per period of coverage Up to $1,400 per day, 30 day maximum per period of coverage Up to $2,000 per day, 30 day maximum per period of coverage Up to $825 per day, 30 day maximum per period of coverage
Hospital Intensive Care Unit
Up to an additional $400 per day, 8 day maximum per period of coverage Up to an additional $660 per day, 8 day maximum per period of coverage Up to an additional $850 per day, 8 day maximum per period of coverage Up to an additional $400 per day, 8 day maximum per period of coverage
Surgical Treatment
Up to $2,000 per surgical session Up to $3,300 per surgical session Up to $5,500 per surgical session Up to $2,000 per surgical session
Physician Consult
Up to $350 per period of coverage Up to $450 per period of coverage Up to $500 per period of coverage Up to $350 per period of coverage
Pre admission tests
Up to $750 per period of coverage Up to $1,100 per period of coverage Up to $1,100 per period of coverage Up to $750 per period of coverage
Private duty nurse
Up to $400 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage Up to $400 per period of coverage
Physician visits
Up to $40 per visit, 30 visits per period of coverage Up to $60 max per visit 30 max visits per period of coverage Up to $85 per visit, 30 visits per period of coverage Up to $40 per visit, 30 visits per period of coverage
Acute Onset of Pre-Existing Conditions
$25,000 max per coverage period $50,000 max per coverage period $100,000 max per coverage period $100,000 max per coverage period
Outpatient
Surgical Treatment
Up to $2,000 per surgical session Up to $3,300 per surgical session Up to $5,500 per surgical session Up to $2,000 per surgical session
Surgical facility fee
Up to $750 per surgical session Up to $900 per surgical session Up to $1,000 per surgical session Up to $750 per surgical session
Diagnostic x-ray & lab
Up to $400 per period of coverage, ($200 per procedure) Up to $450 per period of coverage, ($250 per procedure) Up to $500 per period of coverage, ($500 per procedure) Up to $400 per period of coverage, ($200 per procedure)
Hospital emergency room
Up to $200 per visit Up to 75% of URC to $330 per visit Up to 75% of URC to $550 per visit Up to $200 per visit
Prescription drugs
Up to $250 per period of coverage. Up to $250 per period of coverage. Up to $250 per period of coverage. Up to $150 per period of coverage.
Physician visits
Up to $50 per visit, 10 visits per period of coverage Up to $55 per visit, 10 visits per period of coverage Up to $85 per visit, 10 visits per period of coverage Up to $50 per visit, 10 visits per period of coverage
Miscellaneous In Inpatient and Outpatient Treatment
Anesthetist
Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session Up to $450 per surgical session
Assistant surgeon
Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session Up to $450 per surgical session
Other Coverage
Local Ambulance
Up to $250 per period of coverage Up to $450 per period of coverage Up to $475 per period of coverage Up to $250 per period of coverage
Dental for accident to sound natural teeth
Up to $550 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage Up to $350 per period of coverage
Physical therapy
Up to $40 max per visit per day, 12 max visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage Up to $25 per visit per day, 12 visits per period of coverage
Extended care facility
Up to $150 per day, 15 day maximum per period of coverage Up to $200 per day, 15 day maximum per period of coverage Up to $250 per day, 15 day maximum per period of coverage Up to $150 per day, 15 day maximum per period of coverage
Urgent Care Center
$40 max per visit/10 max visits $60 max per visit/10 max visits $85 max per visit/10 max visits $40 max per visit/10 max visits
Visitors Care Insurance

Visitors Care Insurance

Insurance Provider
International Medical Group
Period of Coverage
5 days to 2 years
Policy Maximum?
$25,000, $50,000, $100,000
Renewal
IMG Visitors Care Insurance Renewal
Visitors Care Insurance can be renewed online up to 2 years unless there is a break in coverage.
Deductible Options?
$0, $50, $100 per period of coverage
Visitors Care Insurance Rating
AM Rating : A (Excellent)
Visitors Care Travel Medical Insurance Underwriter

International Medical Group’s Visitors Care Insurance for US visitors, Visitors Care Insurance Review

What is the eligibility to buy Visitors Care Insurance?
Visitors Care Insurance Eligibility
  • Non US citizens travelling outside their home country.
  • For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
Renewal Renewability - Visitors Care Travel Insurance Renewability
  • Renewable for a total of up to 2 years unless there is a break in coverage. A policy period cannot be more than 12 months. $5 renewing will be charged in addition to the premium costs.

Visitors Care Insurance International Emergency Care
  • Emergency Evacuation
    Visitors Care Plan A - $25,000; Visitors Care Plan B & C - $50,000
  • Return of Mortal Remains or Cremation/Burial
    Up to $7,500 for Return of Mortal Remains or $5,000 for Cremation/Burial.
special-coverage Visitors Care Insurance Special Coverage
  • Incidental Home Country Coverage
    During the plan life, the insured traveler may return to his/her home country for incidental visits up to a cumulative of 2 weeks total.
  • Common Carrier Acciental Death Coverage
    $25,000.

How does Visitors Care insurance work?

Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can review Visitors Care insurance working example.

How can a visitor use Visitors Care insurance in case of emergency in USA?

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

Which is the most affordable plan offered by International medical group?

Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Compare quotes and details of Visitors Care plan with other American Visitor Health insurance plans:
F Fixed Benefits Plans     

Visitors Care Visitors Insurance Coverage

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