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Compare Xplorer Premier and Xplorer Essential

Compare Xplorer Premier and Essential and Select worldwide health insurance

Geoblue offers worldwide quality insurance cover for global citizens, expats, nomads and US citizens residing and living outside their home country. Xplorer Insurance from Geoblue is an expatriate health insurance for individuals travelling worldwide. It has unlimited annual and lifetime maximum and offers comprehensive coverage with primary worldwide benefits. The preventive services have no waiting period and pre-certification is not required for inpatient and outpatient services. Compare the benefits offered by the Xplorer Premier and Xplorer Essential insurance plans.

Compare Xplorer Premier, Xplorer Essential and Xplorer Select Insurance Plans

Xplorer Premierfrom GeoBlue BUY NOW	Xplorer Essentialfrom GeoBlue BUY NOW	Xplorer Selectfrom GeoBlue BUY NOW
Brochure & Details links
» GeoBlue Xplorer Premier Brochure » GeoBlue Xplorer Premier Details » GeoBlue Xplorer Premier Reviews	» GeoBlue Xplorer Essential Brochure » GeoBlue Xplorer Essential Details » GeoBlue Xplorer Essential Reviews	» GeoBlue Xplorer Select Brochure » GeoBlue Xplorer Select Details
Underwriter
Xplorer Premier Insurance Underwriter Underwritten by 4 Ever Life International Limited	Xplorer Essential Insurance Underwriter Underwritten by 4 Ever Life International Limited	Xplorer Select Insurance Underwriter Underwritten by 4 Ever Life International Limited
Rating
Xplorer Premier Insurance Rating AM Best Rating: "A-" (Excellent)	Xplorer Essential Insurance Rating AM Best Rating: "A-" (Excellent)	Xplorer Select Insurance Rating AM Best Rating: "A-" (Excellent)
Lifetime Maximum per Insured Person
Unlimited	Unlimited	Unlimited
Annual Maximum per Insured Person
Unlimited	Unlimited	Unlimited
Preventative and Primary Care
Outside U.S :- 100% U.S. (In Network) :- 80% to Coinsurance Maximum then 100% U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%	100%	100%
Professional Services
Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. Outside U.S :- 100% U.S. (In Network) :- 80% to Coinsurance Maximum then 100% U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%	Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. 100%	Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. 100%
Inpatient Hospital Services
Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant, In-patient medical emergency, In-patient drugs Outside U.S :- 100% U.S. (In Network) :- 80% to Coinsurance Maximum then 100% U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%	Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant, In-patient medical emergency, In-patient drugs 100%	Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant, In-patient medical emergency, In-patient drugs 100%
Ambulatory Surgical Centers amd Ambulance Service
Outside U.S :- 100% U.S. (In Network) :- 80% to Coinsurance Maximum then 100% U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%	100%	100%
Accidental Dental
Outside U.S :- $1,000 per year, $200 per tooth U.S. (In Network) :- $1,000 per year, $200 per tooth U.S. (Outside Network) :- $1,000 per year, $200 per tooth	$1,000 per year, $200 per tooth	$1,000 per year, $200 per tooth
Acupuncture and Chiropractic Services
Outside U.S :- 100% up to $2000 U.S. (In Network) :- 80% up to $2000 U.S. (Outside Network) :- 60% up to $2000	100% up to $2,000	100% up to $2,000
Durable Medical Equipment and Infusion Therapy
Outside U.S :- 100% U.S. (In Network) :- 80% to Coinsurance Maximum then 100% U.S. (Outside Network) :- 60% to Coinsurance Maximum then 100%	100%	100%
Physical/Occupational Therapy,deductible is waived.
Outside U.S :- $50 limit per visit, 12 visits per year U.S. (In Network) :- $50 limit per visit, 12 visits per year U.S. (Outside Network) :- $50 limit per visit, 12 visits per year	$50 max each visit, 12 visits per year	$50 max each visit, 12 visits per year
Prescription Drug
Outside U.S :- 100% of actual charges U.S. (In Network) :- Generics: 100% after $10 copay Brandname: 100% after $25 copay Injectables: 70% U.S. (Outside Network) :- Generics: 100% after $10 copay Brandname: 100% after $25 copay Injectables: 70%	Basic Prescription Drug Benefit (Pay and claim benefit only) :- 100% of actual charges up to $1000 Optional Enhanced Prescription Drug Rider :- 100% of actual charges up to $25,000**.	Basic Prescription Drug Benefit (Pay and claim benefit only) :- 100% of actual charges up to $1000 Optional Enhanced Prescription Drug Rider :- 100% of actual charges up to $25,000**.
Emergency Medical Transportation
Outside U.S :- Up to $250,000 U.S. (In Network) :- Not Available U.S. (Outside Network) :- Not Available	Up to $250,000	Up to $250,000
Repatriation Of Mortal Remains
Outside U.S :- Up to $250,000 U.S. (In Network) :- Not Available U.S. (Outside Network) :- Not Available	Up to $25,000	Up to $25,000
Accidental Death and Dismemberment
Outside U.S :- $50,000 U.S. (In Network) :- $50,000 U.S. (Outside Network) :- $50,000	$50,000	$50,000
Unique Advantages
Xplorer Premier Insurance Advantages: Contraceptive services, surgeries and supplies are covered under the policy. Unlimited annual and lifetime medical maximum. Meets all Schengen Visa requirements. Illnesses and injuries related to terrorism are covered.	Xplorer Essential Insurance Advantages: Have the same great benefits—worldwide coverage, excluding U.S., with a 50% savings. Unlimited annual and lifetime medical maximum. Meets all Schengen Visa requirements.	Xplorer Select Insurance Advantages: Have the same great benefits—worldwide coverage, excluding U.S., with a 50% savings. Unlimited annual and lifetime medical maximum. Meets all Schengen Visa requirements.