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International Covid19 travel insurance for US citizens

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Do you want to insure trip cost as well as the health of the traveler?

     
     

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

cancellation

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

medical evacuation

Medical evacuation

Transportation to or between hospitals as needed.

delay

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

baggage

Lost baggage

Pays sum for lost or delayed luggage by airline.

medical expenses

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

medical expenses

Health care expenses

Covers medical costs for sickness or accidents during travel.

doctor visit

Doctor visit

Covers cost of clinic or doctor visit.

pharmacy drugs

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

medical evacuation

Medical evacuation

Transportation to or between hospitals as needed.

repatriation of remains

Repat of remains

Return of moral remains to home country or local burial.

Importance of travel insurance

Travel insurance is very important and in fact the most important value addition that can be made to one's trip. The Covid19 pandemic and the war in Ukraine have made the value of travel insurance self-evident. Given the pandemic and war, traveling has become more challenging due to the many disruptions that are beyond ones control.

A US citizen covid travel medical insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel medical insurance plans also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas.

Travel insurance with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation. Some travel insurance plans provide the option to 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.

  • International travel insurance for Covid-19

    The top insurance providers namely Trawick International, WorldTrips, Global Underwriters, International Medical Group, Travel Insure services, HTH Worldwide and Seven Corners offer international travel medical insurance coverage for Covid.

    Trawick International covid travel insurance

    Trawick International offers international medical insurance for Covid (Covid19) with their Safe Travel insurance plans. Safe Travel Outbound plans are available for up to 6 months and are for US residents traveling outside the US. Safe Travel International plans are for non-US residents traveling outside the US. Note that with any of these plans, you must pre-certify in the case of covid-19 coverage (that is, you call the insurance company first before seeking testing or treatment).
    Trawick International offers the following plans:

    International Medical Group (IMG) covid visitor insurance

    Patriot International Insurance and Patriot Platinum insurance from International Medical Group (IMG) offers coverage for Covid19 as any other Illness or Injury.

    Seven Corners Covid19 travel insurance

    Seven Corners international insurance coverage for sickness arising from Covid is like any other sickness.
    • Travel Medical plus offered by Seven Corners has covid health insurance for international visitors. The Seven Corners Covid visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

    HTH Worldwide Insurance covid visitor insurance

    • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

    Global Underwriters visitors medical insurance covid coverage

    • Diplomat Long term Insurance by Global Underwriters. The Diplomat Long Term travel insurance offers coverage for covid-19 as a new sickness and is available for both US and Non US citizens. It must be bought for a minimum of 3 months and insures up to 1 Million Dollars.

    WorldTrips covid travel insurance

    Offer Covid coverage for cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. Atlas travel insurance offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Covid 19 student insurance for international students in the USA and US students abroad

    There are many international students currently in the US on the F1 students visa or outside their home country either without any student health insurance, or having medical insurance without Covid 19 coverage. At American Visitor Insurance, we are committed to getting you the best Covid19 student medical insurance coverage given these uncertain times. In the US international students earlier had to buy affordable care act, ACA (Obamacare) compliant medical insurance. However recent changes have waived this requirement and international students can buy US international student insurance plans offered here without violating any US government requirements.

    WorldTrips Covid19 Student health Insurance

    For international students in the USA, Outside their home country and US students abroad there are however few student insurance plans which insure Covid 19. The one popular exception is the Student Secure insurance plan offered by WorldTrips which covers Covid19 illness. Student Secure Elite insurance includes coverage for COVID-19/SARS-CoV-2 vaccine up to $150.

    International Medical Group Covid19 Student health Insurance

    International Medical Group has some popular Covid19 international student health insurance plans that offers coverage for medical expenses from Covid namely

    Seven Corners Covid19 Student health Insurance

    Seven corners Liaison Student Plus insurance offers Covid19 coverage for international students studying or faculties working outside their home country. It covers international medical expenses arising from Covid19 infection. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

    TravelInsure Covid19 Student health Insurance

    TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with Covid coverage for students outside their home country.
    International students can also review and compare student health insurance for Covid19 and find the best plan with Covid coverage that fit their needs.
    There are also many F1 visa international students currently stranded in the US who are not enrolled in any classes. In this situation international students are not limited to buying student insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for international students in the US while they are not enrolled in classes.
    Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
  • Covid19 Expatriate health insurance

    Buying good expat health insurance protects expats from unanticipated medical emergencies while outside their home country.
    The following companies are offering Expat medical insurance which includes coverage for Covid.

    GeoBlue:

    GeoBlue offers Xplorer Premier insurance with Covid19 coverage. Diagnostic testing for COVID-19 is covered without copay or other member contribution. Treatment for COVID-19 is covered as an Illness under the policy, unless a member failed to depart a country within a reasonable time from the date the country became subject to a level-3 travel warning by the CDC, or similar travel warning from that country’s government. Members remaining in a country in that circumstance would not be covered for COVID-19, but otherwise would retain all coverage under the policy within its normal terms and conditions.
    Preventive quarantine in a hotel, cruise ship or any other location would not be covered. The plan would cover medical evacuation if deemed medically appropriate for the illness/injury, subject to the usual plan provisions.
    For existing members with long-term coverage, they retain all coverage under the policy within its normal terms and conditions. In addition, the plans are waiving copay and other member contribution for diagnostic testing for COVID-19 and for covered treatment once diagnosis occurs.

    International Medical Group:

    International Medical Group offers Global medical insurance with Covid19 coverage for international expatriates and global citizens. It may provide coverage* for COVID-19 related care if the expats have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for their Destination Country; or 2) a government agency of their Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.
    Disclaimer:*This is a summary of a selection of plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance and governing policy documents (together the "Insurance Contract"). The Insurance Contract is the only source of the actual benefits provided.
  • Covid19 Travel insurance for US citizens visiting USA

    There are two insurance providers who offer short term Covid 19 travel health insurance for US citizens visiting USA.

    Global Underwriters:

    • Diplomat America Insurance offers coverage for covid-19 as a new sickness. It is available for US citizens residing outside the US and travelling to the US. If Covid-19 is pre-existing, then it's excluded. That is if the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.
    • Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

    IMG Covid insurance

    offer covid travel insurance for US citizens visiting USA upto plan maximum.
    Please know we are here to help you make the best, informed decision to get coverage even for Covid19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
  • Covid 19 Europe and Schengen visa travel insurance

    Most of the countries in EU is now open for international travel post Covid19 pandemic. The European Union has considered nationals of few countries "safe" to be allowed to travel to the EU. Given the health risks involved in international travel to Schengen Countries and other European countries in light of the Covid 19 pandemic, it is however prudent to buy the best Schengen Visa travel insurance for Covid19. International travelers can find good Schengen Visa travel insurance with Covid19 coverage plan by using our Covid19 Schengen travel insurance compare tool. Trawick International is a popular Schengen visa travel insurance company offering Covid-19 coverage.

    Seven Corners:

    Seven Corners offers Travel Medical plus which offers coverage for Covid19 sickness. Travelers have to choose a $0 deductible to be sure they meet Schengen visa travel insurance requirements.

    WorldTrips:

    offers Covid coverage for eligible medical expenses resulting from COVID-19/SARS-CoV-2. Atlas travel insurance offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Quarantine Travel Insurance

    Many nations are insisting on travel insurance with Covid19 coverage and some countries are insisting on travel insurance that covers covid quarantine should the traveler test positive for Covid19. Following are the best quarantine travel insurance for covid19.
    • Travel insurance for US Citizens and US Residents traveling outside USA
    • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
    • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $250,000.
    • Covid-19 is covered as any other sickness
    • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
    • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
    • Travel Health insurance for US Citizens and US Residents traveling outside USA
    • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
    • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $500,000.
    • Covid-19 is covered as any other sickness.
    • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
    • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
    • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
    • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
    • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $1,000,000.
    • Covid-19 is covered as any other sickness
    • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
    • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
    • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $1,000,000.
    • Covid-19 covered as any other sickness
    • Provides a minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19
    • Covid19 medical expenses are covered and treated the same as any other sickness
    • Offers coverage of $50,000 for emergency medical expenses
    • Offers comprehensive trip cancellation coverage
    • Trip Cancellation: Up to $100,000 of the trip cost
    • Travel SE insurance offers Trip Delay benefit up to $125 per day per person, to a maximum of $2,000 per person
    • US Residents on domestic and worldwide trips
    • Accident & Sickness Medical and Dental Expense: Up to $250,000 per person.
    • Trip Cancellation: Up to $100,000 of the trip cost
    • Travel LX insurance offers Trip Delay: Up to $250 per day per person, to a maximum of $2,500 per person
    • US Residents on domestic and worldwide trips
    • Accident & Sickness Medical and Dental Expense: Up to $500,000 per person.
    • Travel medical insurance coverage outside USA
    • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
    • Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority.
    • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
    • Travel insurance for US Citizens and US Residents traveling outside US
    • Trip cancellation up to $50,000
    • Trip interruption up to 200% of trip cost
    • $500,000 medical for sickness and injury/$1,000,000 medical transportation
    • Include $2000 in travel delay benefits for quarantine/lodging.
    • Trip cancellation insurance for US residents.
    • Provides coverage for traveler facing mandatory quarantine in their destination due to a positive Covid-19 test Trip delay up to $2000 maximum which has a limit of $250/day for 12 hours.
  • Covid 19 Trip insurance for Covid, Trip cancellation insurance for Covid:

    Best trip cancellation insurance

    • Trip Cancellation: 100% of trip cost up to $20,000
    • Provides coverage for U.S. residents travelling outside their home country
    • Trip Cancellation: Up to $50,000 of the trip cost
    • US Residents on domestic and worldwide trips
    • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
    • Trip Cancellation: Up to $100,000 of Trip Cost
    • US Residents on domestic and worldwide trips
    • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
    • Trip Cancellation: Up to $25,000 of the trip cost
    • Inexpensive coverage for trip cancellation & interruption
    • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
    • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
    • Maximum Trip Length 90 Days
    • Trip Cancellation: Up to 100% of Trip Cost Insured
    • It covers Trip Cancellation coverage from $150 to $10,000.
    • Trip Cancellation: Up to 100% of Trip Cost Insured
    • It covers Trip Cancellation coverage from $150 to $10,000.
    • Trip Cancellation: Up to 100% of Trip Cost Insured
    • Up to 100% of Trip Cost Insured
    • Trip Cancellation: Up to 100% of Trip Cost Insured
    • It covers Trip Cancellation coverage from $150 to $10,000.
    • Trip Cancellation: Basic - $15,000 Max
    • Trip Cancellation: Plus - $100,000 Max
    • Trip Cancellation: Elite - $100,000 Max

    Covid trip cancellation insurance - Cancel for any reason (CFAR)

    Most travelers often plan a trip or vacation well ahead of time. A planned trip involves expensive airline tickets, hotel reservations and cruise bookings.
    Due to the Covid (Covid 19) outbreak, CDC, WHO or other government agency have issued travel alert to not visit a few countries. This is a serious condition that may force a traveler to cancel travel plans made in advance. The Trip Cancellation insurance with the "Cancel for any reason" benefit comes to your rescue. The travelers can cancel their expensive ticket bookings, hotel reservations and other expenses using this benefit. Trip cancellation insurance will help to receive majority of the trip investment expenses spent on a vacation. Most of trip cancellation insurance plans also cover emergency medical expenses and accidental injuries. Therefore it is advisable to buy the Trip Cancellation insurance with "cancel for any reason" while planning a trip or a vacation. You can use our compare trip insurance quotes to review quotes of trip cancellation insurance plans.

    Travel Insurance Select Trip cancellation insurance for Covid-19

    The Travel Insurance Select plan does not have a specific Trip Cancellation or Trip Interruption peril tied to a CDC Warning. Therefore, the main eligible coverages would be:
    • A person traveling in an affected country who becomes ill, in which case emergency medical expense or emergency medical evacuation coverage may apply, or
    • Cancel For Any Reason (CFAR) – this option must be purchased as an upgrade within 21 days of your initial trip deposit/payment. Other conditions apply – see plan details.
    Crum & Forster considered this to be a foreseen event on 01/23/2020.

    SevenCorners insurance for Covid-19

    The Round Trip Series by Seven Corners is a three-tiered series of plans with good, better, best plan with, Round Trip Choice. The Round Trip Choice have an optional benefit that is the 'Cancel for any Reason' which is available at additional cost. It pays 75% of your prepaid, non-refundable trip payments. Coverage must be purchased within 20 days of your initial trip deposit, you must cancel 2 days or more before your departure, and you must insure all nonrefundable prepaid trip costs. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements.
    NOTE: Round Trip Elite insurance is not available to NY and Florida residents.
    Compare Round trip insurance plans

    IMG (International Medical Group) insurance for Covid-19

    The IMG Trip insurance have no exclusion for medical expenses for Covid19 virus. Any medical expenses incurred due to CoronaVirus will be covered by IMG Trip insurance. However cancellation of the trip due to Covid is not covered unless you have purchased the 'Cancel for any reason insurance' benefit which is offered by the Travel LX insurance and you purchased this plan within 20 days of the initial trip deposit.
    Compare IMG trip plans
    As ever, we wish you safe and healthy travels!

    Cancel for any reason plans

    • Cancel For Any Reason: 75% of non-refundable trip cost
    • Trip Cancellation: Tour cost to a maximum of $20,000
    • Cancel for Any Reason: Up to 75% of trip cost insured
    • Trip Cancellation: Up to $100,000 of Trip Cost
    • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
    • Cancel for Any Reason: 75% of non-refundable trip cost
    • Trip Cancellation: Trip Cost Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
    • Cancellation for Any Reason: 75% of Trip Cost
    • Trip Cancellation: Up to 100% of Trip Cost Insured
senior citizens
Travel insurance for US senior citizens
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Covid19 travel insurance FAQ's

What is the average cost of COVID-19 tests for insured people?

The US has been increasing its COVID testing and is even providing free testing in many locations, however the cost of a Covid test varies among the providers, labs and states. The typical charges for paid testing varies from $20 up to $200. The federal law requires all regular domestic health insurers to cover the costs of the insured for Covid19 test, however this has to be prescribed by a medical practitioner.

Why does traveling increase the spread of COVID-19?

SARs CoV2-Covid19 is a respiratory infectious disease which spreads through a person’s cough, sneezes or breathes and enters the other person through mouth, nose and eyes. It also spreads via surfaces which are contaminated by an infected person. Hence it is difficult to stay safer and maintain social distancing in crowded places which makes travelling a higher risk in contacting Covid19. To avoid infection, one must be extra careful and wear a mask at all times along with washing ones hands frequently and maintaining social distancing as best as possible.

Do face masks provide protection from COVID-19?

Wearing masks is one of the measures to overpower the transmission of the virus . Wearing of the mask alone is not sufficient for protection against Covid 19, however it is an important factor to prevent infection .One must follow all the public health recommendations provided by CDC to be safe.

Can antibiotics treat Covid disease?

Covid 19 is caused by a virus and not bacteria hence antibiotics should not be used as a treatment against Covid.

Can the Covid disease spread through food?

So far there has been no proof that Covid 19 can be spread via food and food containers. However it's good and safer to practice hygiene to prevent any infection arising from food.

Do you have travel insurance that covers COVID quarantine costs?

Yes, we do offer COVID quarantine insurance coverage . Since all travelers coming to the US need to test for Covid before they are allowed to fly to the US, there is always a risk of testing Covid positive and being forced to Quarantine while outside the United States. US travelers can buy trip cancellation insurance with Quarantine coverage (covers both the health of the traveler and the trip cancellation expenses) or Travel insurance that covers Covid quarantine costs (cheaper but covers only the health of the traveler, not the trip cancellation expenses). International travelers who are Non US citizens can also buy travel insurance with Covid quarantine expenses covered

Best travel medical insurance for covid19

Visitors travel health insurance for Covid19

Visitor medical insurance for covid19 for travelers outside their home country.

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Covid19 visitors medical insurance for international visitors to USA

Compare and buy the best US visitors insurance with Covid19 coverage for travelers in USA.

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International travel insurance (outside USA)

Compare quotes online for best international travel insurance with covid19 coverage.

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Get quotes for Covid19 travel insurance!

Review and compare the best travel health insurance for covid19.

Travelling during Covid19 outbreak

Travel insurance to the US in the post-covid19 world

The global pandemic novel coronavirus, COVID19, has infected millions around the world with the resultant death toll continuing to increase.

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International travel in the Covid19 world

A new paradigm for international travel. Are we prepared?

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Mental Stress during the COVID19 pandemic

Coping with the stress during Coronavirus outbreak...

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Annual multi-trip travel insurance

Compare Annual multi-trip travel insurance plans.

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covid19 visitors medical insurance FAQs

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USA travel insurance companies that cover Covid19

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

IMG
SevenCorners
WorldTrips
Global Underwriters
GeoBlue
INF

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