Travel Insure

Travel Insurance Select

This plan is specifically designed for group travelers, it offers medical protection to you, your family and friends with low rates benefit. The group travel medical insurance covers for tour, business trip, adult and student missionary groups, social organisations, high school bands, private or government sponsored international training missions. Details below are the review of Select Basic from Travel Insurance Services, review of Select Elite from Travel Insurance Services and review of Select Plus from Travel Insurance Services.

Travel Insurance Select Reviews, Travel insurance services reviews

Underwriter of Travel Insurance Select
Travel Insurance Select is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company.

Travel Insurance Select Rating
AM Best Rating: "A" (Excellent)
Travel Insurance Select Insurance Carrier
Crum & Forster/United States Fire

Travel Insure Travel Select Select Eligibility
Travel Insure Travel Select Elite, Plus, Basic Insurance is available for trips originating anywhere. Rates for the first 30 days will be based on the usual calculation, then for each additional day a rate of $5 is added.
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Plan Summary of Travel Insure Select insurance plan

Coverage Details Basic Plus Elite
Trip Cancellation $15,000 Max $100,000 Max $100,000 Max
Trip Interruption $15,000 Max $125,000 Max $150,000 Max
Trip Delay Up to $500 max; $100 per day Up to $1000 max; $200 per day Up to $1500 max; $250 per day
Missed Connection Basic $500 max plus $1000 max elite $1500 max
Baggage & Personal Effects Loss $500 Max; $250 Per Item Article; $500 Valuable Items $1,000 Max; $250 Per Item Article; $500 Valuable Items $2,500 Max; $500 Per Item Article; $1000 Valuable Items
Baggage Delay $100 Max $300 Max $500 Max
Accident and Sickness Medical Expense $50,000 Max; $500 Emergency Dental Expense $100,000 Max; $750 Emergency Dental Expense $150,000 Max; $1000 Emergency Dental Expense
Emergency Medical Evacuation, Medical Repatriation and Return of Remains $100,000 Max $500,000 Max $1,000,000 Max
Rental Car Damage Not Available $25,000 $35,000
Reimbursement of Miles or Reward Points $50 $75 $75
Sports Equipment Rental Not Available $750 $1,500
Search & Rescue Not Available Not Available $5,000
Accidental Death & Dismemberment Not Available $25,000 Principal Sum $50,000 Principal Sum

Travel Insure international health insurance for Coronavirus

The Travel Insurance Select plan does not have a specific Trip Cancellation or Trip Interruption peril tied to a CDC Warning. Therefore, the main eligible coverages would be:
  1. A person traveling in an affected country who becomes ill, in which case emergency medical expense or emergency medical evacuation coverage may apply, or
  2. Cancel For Any Reason (CFAR) – this option must be purchased as an upgrade within 21 days of your initial trip deposit/payment. Other conditions apply – see plan details.
Crum & Forster considered this to be a foreseen event on 01/23/2020.

Frequently asked questions aboutTravel Insurance Select trip plan coverage for Coronavirus

Is there any way I can get coverage in case I want to cancel in light of the evolving coronavirus outbreak?

Yes, our recommended approach is to get the Cancel For Any Reason (CFAR) upgrade on your plan. If you select this upgrade, you can cancel your trip for literally any reason at all (including fear of the virus or general uncertainty). See the questions below to understand how CFAR works.

No, CFAR can only be added at the initial plan purchase, and must be done within the time-sensitive period (within 21 days of initial trip deposit – review your plan document for specifics).

You must cancel the trip 48 hours or more prior to your scheduled departure date.
You will only receive 75% of what is not refunded to you by the tour operator at time of cancellation.
If cancellation is done by traveler solely due to fear of coronavirus, then no claim will be paid. Having fear of the possibilities is not a covered reason in travel insurance plans.

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