Best travel insurance for African safari

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Do you want to insure trip cost as well as the health of the traveler?

     
     

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

Visa free travel countries for US citizens

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Tips while traveling on an African Safari

Traveling on an African safari is definitely an exciting and memorable experience. However, it is essential to be very well-prepared for such an exciting adventure. Here are some key considerations and tips for US travelers going on an African safari:

  • Passports and Visas: Ensure your passport is valid for at least six months beyond your planned return date. Check the visa requirements for the specific countries you intend to visit in Africa, be it Kenya, Tanzania, South Africa, Namibia, Democratic Republic of Congo etc… and get the necessary visas well in advance.
  • Travel Advisories: Keep informed about travel advisories issued by the U.S. Department of State for the countries you plan to visit in Africa. These advisories provide valuable information about safety and security.
  • Vaccinations and Health Precautions: Visit a travel clinic or consult with a healthcare professional to determine the required and recommended vaccinations and health precautions for the regions you will be visiting. Malaria prophylaxis and Yellow fever vaccination is often mandated.
  • Travel Insurance: Compare the best travel insurance, including medical coverage, trip cancellation/interruption, and coverage for safari-related activities on American Visitor Insurance. Ensure your policy covers emergency evacuation, as medical facilities can be limited in remote safari locations.
  • Safari Operator: Research and choose a reputed safari operator with experience in the region you plan to visit. They can help you plan your itinerary, provide guides, and ensure your safety during the safari.
  • Safety Precautions: Follow safety guidelines provided by your safari operator and local authorities. Stay inside your vehicle during game drives, maintain a safe distance from wildlife, and avoid any risky behavior.
  • Packing: Pack appropriate clothing for the safari, including lightweight, neutral-colored clothing. Don't forget essentials like sunblock, insect repellent, a good pair of binoculars, and a camera to capture the incredible wildlife.
  • Currency: Familiarize yourself with the local currency and have some cash on hand for small expenses. Credit cards may not be widely accepted in remote areas.
  • Language: English is widely spoken in many African countries, but it's a good idea to learn a few basic phrases in the local language, as this can be greatly appreciated by locals.
  • Respect Local Customs: Be respectful of local customs and traditions. Understand and follow cultural norms, and ask for permission before taking photos of people.
  • Emergency Contacts: Carry a list of emergency contact information, including the nearest U.S. embassy or consulate, local emergency numbers, and the contact information for your safari operator.
  • Wildlife Viewing: Enjoy wildlife responsibly. Refrain from feeding or touching animals, and do not disturb their natural behavior.
  • Environmental Conservation: Follow the principles of responsible and sustainable tourism. Minimize your impact on the environment and support conservation efforts.
  • Stay Hydrated and Stay Safe: The African climate can be hot, so it's important to stay well-hydrated and take precautions against heat-related illnesses.
  • Travel with a Group: If possible, travel with a group or in a guided tour, especially if you're not familiar with the area. Group travel can enhance your safety and overall experience.

Remember that the specific preparations and precautions required for your African safari may vary depending on the countries you plan to visit and the activities you intend to engage in. Always research and plan thoroughly to ensure a safe and enjoyable safari experience.

Travel insurance for African Safari

It is crucial while traveling on an African safari to have the best travel insurance to cover potential risks and emergencies. Safaris can involve remote locations and activities that might require specialized coverage. Here are some important considerations when seeking travel insurance for an African safari:

  • Comprehensive Coverage: Look for a comprehensive travel insurance plan that includes medical coverage, trip cancellation/interruption, baggage loss or delay, and emergency evacuation. Given the remote nature of many safaris, access to medical facilities can be limited, so adequate medical coverage is crucial.
  • Emergency Medical Coverage: Ensure that your policy covers emergency medical expenses, including medical evacuation and repatriation. Medical evacuation from a remote safari destination can be extremely expensive.
  • Adventure or Wildlife Activity Coverage: Safaris often involve activities like game drives and bushwalking. Make sure your policy covers these activities, as well as any adventurous excursions you plan to participate in.
  • Coverage Limits: Pay attention to the coverage limits for each type of coverage in your policy. Make sure they are sufficient for your needs, considering the potential cost of medical care and other expenses in Africa.
  • Pre-Existing Conditions: If you have any pre-existing medical conditions, ensure that they are covered by your policy or consider purchasing a separate policy that specifically covers them.
  • Trip Cancellation and Interruption: Given the investment in a safari, having trip cancellation and interruption coverage is important in case you need to cancel or cut short your trip due to unforeseen events.
  • Exclusions: Carefully read the policy exclusions to understand what is not covered. Common exclusions may include extreme sports or activities considered risky.
  • Deductibles: Know the deductibles associated with your policy and how they affect your out-of-pocket expenses when making a claim.
  • Compare Quotes: Get quotes from multiple insurance providers on American Visitor Insurance to compare their coverage, limits, and prices. Make sure that you understand the specific terms and conditions of each policy and call 877-340-7910 to talk to a licensed insurance agent if you have any doubt.

Remember that the specific requirements and risks associated with your African safari may vary depending on the countries you plan to visit and the activities you intend to engage in. Tailoring US citizens African Safari travel insurance to your unique itinerary and circumstances is essential for a safe and enjoyable safari experience.

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Trip Cancellation Insurance

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Travel insurance cost calculator

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

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