Affordable international student health insurance for Northeastern University, plans starting at just $1 per day.
The health insurance cost in USA for International students ranges between $30 to $115 per month for a 20-year-old student.
Most U.S. universities require F1 visa students to buy student health insurance in the USA. In many cases, schools mandate that students buy university-sponsored insurance, which is convenient but often more expensive.
The best medical insurance for students studying in the US offered on our website are cheaper. At American Visitor Insurance, we offer affordable alternatives that:
Study abroad health insurance plans are also available for international students with M1 enrolled in vocational or technical training programs.
LimitationsSome international student insurance plans, such as Student Secure Select and Student Health Advantage, do not cover:
Healthcare cost in the USA is very expensive and international students at Northeastern University, having the right student health insurance plan is recommended.
Even basic medical services such as doctor visits, diagnostic tests, or prescription medications can quickly become costly.
Northeastern University mandates all international students to have valid health insurance during their enrollment.
Having the right international student insurance plan helps students stay focused on their studies without worrying about unexpected medical expenses.
⚠️ Note: For example, the average cost of a 3-day hospital stay in the U.S. is nearly $30,000 without insurance. Student health insurance provides both:
The high cost of healthcare in the USA makes health insurance essential for international students. We provide some of the best low-cost, comprehensive insurance plans that can serve as an alternative to Northeastern University insurance. Compare health insurance plans for Northeastern University international students online at American Visitor Insurance or contact us at (877)-340-7910 or email to get assistance from our licensed agents.
Cheapest student insurance for Northeastern University is the Student Journey Lite Insurance from IMG
Other affordable student health insurance options include:
Policy maximum?
$150,000
Deductible options?
$100 per injury or illness
Period of coverage?
30 days to 12 months
Review Northeastern University health insurance requirements and make sure your plan from American Visitor Insurance meets or exceeds them.
Complete the student insurance waiver form and provide the insurance card and policy documents if required. Ensure that this is done before the University deadline.
⚠️ Important: Missing the waiver deadline may result in automatic enrollment in Northeastern University plan, which can be more expensive.
The cost of health insurance for international students at Northeastern University ranges from $150 to $2,223 for a 6-month period, and from $360 to $4,447 for annual coverage, depending on the chosen plan and coverage level.
The cost of Northeastern University student medical insurance for international students depends on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan.
The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US. It’s important for international students to compare different plans to find the right plan and cost that fits their healthcare needs and budget.
How much is Low-cost medical insurance for international students in America? How much does Insurance for foreign students in America cost per month? How much does international student health insurance cost per month?
The F1 Visa Health Insurance Cost in the USA typically ranges from $30 to $124 per month, depending on the coverage level and benefits selected.
The monthly cost of F1 student health insurance in the USA shown below is based on coverage for students aged 20.
| Plan | Cost (Monthly) | Max Coverage | Deductible | Pre-existing | Best For |
|---|---|---|---|---|---|
| Student Journey Lite IMG | $30 | $150,000 | $100 | After 6 months | Budget-friendly basic coverage |
| StudentSecure Smart WorldTrips | $32 | $200,000 | $0 | Acute onset covered | Zero deductible + acute onset coverage |
| Student Journey Plus IMG | $48 | $300,000 | $500 | After 6 months | Higher coverage with affordable premium |
| StudentSecure Budget WorldTrips | $53 | $500,000 | $0 | After 12 months | Budget-friendly plan with higher coverage limits |
| Patriot Exchange Program IMG | $56 | $50,000 | $250 | After 12 months | Short-term students & adventure sports |
| Diplomat America Global Underwriters | $71 | $50,000 | $250 | After 12 months | Acute onset covered |
| Student Journey Platinum IMG | $74 | $500,000 | $250 | After 6 months | Comprehensive coverage with higher limits |
| StudentSecure Select WorldTrips | $106 | $1,000,000 | $0 | After 6 months | Maximum coverage & premium benefits |
| Student Health Advantage Standard IMG | $124 | $500,000 | $250 | After 12 months | Comprehensive student health coverage |
Source: American Visitor Insurance®
Review student insurance plan benefits.
The following are some of the best international student health insurance plans in USA:
or United HealthCare Policy maximum?
$50,000 to $5,000,000
Deductible options?
$0 to $500
Period of coverage?
1 month up to 12 months
Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
30 days to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
1 month up to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$1,000,000
Deductible options?
$100
Period of coverage?
1 month up to 12 months
Below is a sample scenario to help students understand how Patriot Exchange insurance works in practice while studying abroad.
In this example:
| Item | Details |
|---|---|
| Insurance Coverage | Up to $50,000 |
| Deductible | $100 per certificate period |
| Medical Expenses (Claimed) | $25,100 |
After the insured pays the $100 deductible, the Patriot Exchange plan applies its standard cost-sharing structure:
Since the total medical bill is $25,100, the insured is responsible for 20% of the first $5,000, which equals $1,000.
All remaining eligible charges are paid by the insurance company. Because the policy maximum is $50,000, the full claim amount fits within the allowed limit.
| Expense Type | Amount Billed | Amount Insurance Pays | Amount Student Pays |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Hospital Room Rent | $9,000 | $8,000 | $1,000 (20% of first $5k) |
| Surgery | $15,000 | $15,000 | $0 |
| X-ray & Diagnostics | $1,000 | $1,000 | $0 |
| Total | $25,100 | $24,000 | $1,100 (Deductible $100 + Coinsurance $1,000) |
In this example, the student pays a total of $1,100 ($100 deductible + $1,000 coinsurance), and Patriot Exchange covers the remaining $24,000. This demonstrates how the plan protects students from major medical expenses while studying abroad.
We have made every effort to ensure the information above is accurate and current. However, policy terms, benefits, and limits may change periodically. Please refer to the official Patriot Exchange policy brochure for exact details.
Yes. If your university does not require enrollment in a specific student health insurance plan or does not impose minimum coverage requirements, you are generally free to choose the insurance plan that best fits your needs and budget.
You can select either a student insurance plan or a travel medical insurance plan depending on what coverage you prefer.
If you prefer private or non-university health insurance plan instead of student-specific plans, you can consider these popular options:
International students in the US come from different countries, with diverse economic backgrounds and face different financial needs. At American Visitor Insurance we offer health insurance for international students with flexible payment structures designed to make it more affordable and convenient, whether they are in the US for a semester or for an entire program spanning many semesters.
International Student Insurance Payment Options in the U.S.| Payment Period | Highlights | Advantage | Disadvantage |
|---|---|---|---|
| Monthly | Monthly payments, with recurring installments | Flexible with small installments | Overall higher total cost, and time consuming, Student must remember to pay on time to keep student medical insurance active. |
| Yearly | Pay the full premium up front (for entire policy period usually one year) | Cheaper than monthly payments, no risk of losing coverage by oversight | Larger upfront cost |
| Method | Description | Speed | Highlight |
|---|---|---|---|
| Online Application | Complete online application and payment on American Visitor Insurance | Fast — Policy issued instantly | Most common and use Credit card |
| Paper Application | Complete paper forms and submit documents by post | Slower — Takes time (few days) to process | Can pay by Check |
For international students who are unable to complete an online purchase, some student medical insurance plans offer a paper application option. This offline method is ideal for applicants who do not have access to international credit cards, online banking, or U.S.-based payment methods.
American Visitor Insurance assists international students with both paper applications and online insurance purchases. Students can apply without online payment by submitting required documents manually through a paper application, or they may complete enrollment online with step-by-step guidance from experienced representatives. Applications can also be coordinated through schools, sponsors, or program coordinators when needed.
With flexible payment options and multiple enrollment methods, American Visitor Insurance supports international students applying from outside the United States and those seeking a simple, reliable, non-digital, or assisted way to purchase student medical insurance.
A student at Northeastern University suddenly developed intense abdominal pain while living off-campus. After being taken to the nearest emergency facility, doctors diagnosed the student with acute appendicitis, requiring urgent surgery.
Note: International student insurance helps Northeastern University students manage unexpected high medical costs efficiently, allowing them to focus on recovery and academics.
A newly admitted student at Northeastern University preferred to use their pre-purchased international student insurance instead of the default insurance plan.
Note: When coverage meets Northeastern University waiver standards, proper documentation and timely submission can result in quick approval and significant savings.
When choosing student health insurance for Northeastern University, international students should consider several key factors to make sure they have adequate protection and are compliant with school or visa requirements. Compare top-rated student health insurance plans for Northeastern University at American Visitor Insurance, plans that meet university waiver criteria and offer comprehensive coverage.
When selecting student medical insurance for Northeastern University as an international student, avoid these common mistakes:
By carefully reviewing these factors and avoiding common mistakes as mentioned above, international students at Northeastern University can find the best student health insurance through American Visitor Insurance. Our platform makes it simple to compare plans, get quotes, and choose insurance that meets both Northeastern University's requirements and your individual healthcare needs.
Covers doctor visits in case of sudden injury or sickness.
Some plans cover high school sports activities.
Repatriation of remains expenses to home country in case of death.
Expenses from sudden dental pain and accidental dental injuries.
Some plans offer coverage for pregnancy, maternity and new born.
Student insurance who need coverage for existing medical ailments.
When choosing the best travel insurance for students studying abroad, understanding the factors that drive the cost is important.
For a detailed breakdown of these factors and tips on choosing the right plan, visit our guide on the factors for buying best student health insurance plan.
Health insurance plans offering coverage for pregnancy, maternity and new born baby.
Find plans »Medical insurance plans offering coverage for high schools sports and other group sports activities.
Find plans »International student medical insurance for students who need coverage for existing medical ailments.
Find plans »| Feature | American Student Insurance | U.S. University Health Insurance |
|---|---|---|
| Cost | More affordable, flexible monthly premium options | Expensive (USD 2,000–7,000/year depending on university) |
| Coverage | Strong emergency & hospitalization; varies by plan; optional add-ons | Comprehensive OPD, preventive care, mental health, prescriptions, campus clinic access |
| Networks | Broad national PPO networks; some reimbursement may apply | Local university-linked network with cashless billing at campus clinics & partner hospitals |
| Waiver | Often accepted if plan meets university waiver criteria | Default mandatory plan; waiver approval may be strict |
| Flexibility | Highly flexible—choose deductible, policy max, duration | Fixed structure tied to academic year; limited customization |
| Exclusions | More exclusions in basic plans (mental health, pre-ex, preventive care) | Fewer exclusions; designed to meet student compliance standards |
With over 20 years of experience, American Visitor Insurance is a trusted marketplace helping international students find affordable, university-compliant student health insurance while navigating the complexities of the U.S. healthcare system.
AmericanVisitorInsurance.com is one of the leading platforms for comparing international student health insurance in the USA. Students can easily review multiple plans, compare pricing, check coverage levels, and understand policy features.
We offer plans from top-rated U.S. insurers such as IMG, WorldTrips, and Global Underwriters all in one place.
Whether you are an F-1 student, J-1 exchange visitor, OPT participant, CPT intern, language school student, or attending a U.S. university or high school, you can choose from plans that offer:
Our student plans are often much cheaper than university insurance, offering strong coverage at lower rates. You can get instant quotes, compare policies, and enroll online with no hidden fees.
Many plans give access to large U.S. PPO networks like UnitedHealthcare, helping students:
Our licensed and highly experienced support team is here to help you at every step:
International students in the US amidst all the school work should not neglect buying proper student medical insurance. United States health care is known for its excellent quality, but is also known for its high cost.
International students cannot afford to visit an American hospital without proper student health insurance. We offer excellent student insurance plans at very affordable rates. Buy these low cost plans as an alternatives to your university insurance coverage.
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Having adequate student insurance while outside the United States is very important. Healthcare is expensive in most countries, and you do not want to be uninsured and forced to visit a hospital while outside the United States.
As an international student it is also reassuring to have coverage for medical evacuation should the need arise. It is these unique student needs that are covered in our international student insurance plans. All our international student medical insurance plans are offered by reputed US insurance providers.
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High school students traveling overseas for trips ranging from a couple of days to a couple of weeks need to have good student insurance. US students going to Canada, Europe and Latin America which are popular destinations usually as part of a cultural experience or for learning a foreign language should consider buying group student insurance. International Student group travel insurance is cheaper than buying individual student insurance plans.
GET YOUR QUOTES!
Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is however available in specific student insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams. US students traveling overseas can buy the student insurance plans with coverage for sporting activity. Buying a student group insurance plan with sports coverage is more affordable than buying individual student insurance. Please complete this form to get student group insurance quotes.
We have several years of expertise in identifying and providing the most appropriate group insurance plan for student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those requirements. Setting up a group insurance plan can be time consuming, however we can do the hard work for you. We can set up the group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.
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The best insurance for international student athletes in the USA depends on the type of sport, level of participation, and university requirements. There are several U.S. student health insurance plans that cover sports activities, but coverage details, limits, and eligibility can vary by plan.
Because sports coverage differs by sport intensity and risk level, there is no single “best” plan for every student athlete. Instead, students should choose a plan that offers the appropriate sports rider and meets school, visa, and athletic program requirements.
At American Visitor Insurance, we offer a range of sports health insurance plans for international students designed for recreational, intercollegiate, and competitive sports participation.
| Coverage level | Monthly Add-On Cost | Sports covered |
|---|---|---|
| Low Option | $12 | Ballet, Baseball, Cheerleading, Cross Country, Diving, Equestrian, Fencing, Field Hockey, Golf, Horse Polo, Water Polo, Rowing, Softball, Surfing, Swimming, Tennis, Track & Field, Volleyball |
| Middle Option | $26 | Basketball, Competitive Cycling (Road, Track, CX), Ice Hockey, Inline Skating (with helmet/proper gear), Lacrosse, Martial Arts/Karate, Modern Pentathlon, Skiing (Slalom, Giant Slalom, Downhill), Ski Jumping and Wrestling |
| High Option | $80 | Football (No Division I), Gymnastics, Rugby (No Division I) and Soccer |
Best health insurance for international student Athletes.
Finding the best health insurance for Northeastern University international students is easy on American Visitor Insurance! Check for Northeastern University’s specific insurance requirements that must be met, some universities allow waivers if you have alternate coverage that meets their requirements. If you want to be able to pay monthly (most require a one-time payment), then the Student Secure insurance offered by World Trips are a great option. You can choose to purchase them monthly (so you will be charged each month on a credit card) or as a one-time fee.
On American Visitor Insurance, students can compare plans like Student Secure, which offers four levels of the plan (Smart, Budget, Select, and Elite) which allows you to customize your plan and pay for the coverage you actually need. If you need help understanding Northeastern University insurance requirements, give us a call at (877) 340-7910 and we’ll be happy to find find a plan that meets Northeastern University's requirements. We can also assist you with the student insurance waiver form if Northeastern University allows you to opt out of the university-sponsored plan.
The best student health insurance plan for someone on OPT status is generally the Atlas America insurance. If you are not concerned about COVID-19 as an illness, you can choose Atlas Essential insurance which is cheaper than the Atlas America plan because it excludes COVID coverage. The plan is a good comprehensive plan from a major visitor insurance company and has excellent ratings.
In part, the reason it is a good plan is that it doesn’t matter how long you’ve been in the US AND you can enter a US mailing address (you do not need to provide a residence address abroad) which can make the most sense for someone who has been in country for a long time. If you are OK putting a foreign address down as your residence address, other policies are possible, but some will not allow you after you have been in the US more than one year so be aware of that.
Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.
Yes, International students can definitely get student medical insurance, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.
No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.
International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.
The best student health insurance for Northeastern University international students will vary based on each student needs. When choosing a plan, key features such as coverage for emergency care, doctor visits, hospitalization, medical expenses, emergency evacuation, and repatriation benefits. Students should also consider the provider network and the overall cost of the plan. Student insurance plans like Student Secure by WorldTrips are popular among international students because they offer flexible coverage levels and payment options. At American Visitor Insurance, students can easily compare health insurance plans for Northeastern University students and find one that meets Northeastern University’s insurance requirements while fitting their budget and health needs.
US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.
Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.
Yes. There are various student insurance plans that cover sports activities, however the sports activities that are covered by the plan vary from one to another.
While a plan covers intercollegiate sports activities, another might cover adventure sports and hazardous sports or the non contact amateur sports.
Here is a list of student insurance plans that cover sports activities:
IMG Student Journey Insurance:
This plan covers optional adventure sports coverage up to the age of 65 years .
Patriot Exchange from IMG:
This plan covers limited high school and college sports as an optional rider for 100% after the deductible is met . Similarly, it has an optional rider for adventure sports coverage.
Student Health Advantage plan from IMG:
This plan provides coverage of $5000 for intercollegiate, interscholastic, intramural, and club sports. This is the cheapest insurance for international students.
Student Secure Elite plan from Worldtrips:
Sports and activities coverage: This plan covers leisure, recreational, entertainment, or fitness up to the overall maximum limit.
International students can purchase either the Diplomat America or Diplomat LongTerm insurance if they intend to play on intercollegiate sports or club teams. The coverage is reduced to $20,000 for sports injuries and can cover a variety of sports activities. The cost of the rider depends on the specific sport of interest.
Some universities allow students to waive the university-sponsored insurance if they can demonstrate that their existing coverage meets specific criteria. Check with the university's policies to see if opting out or buying Foreign student insurance on American Visitor Insurance is an option and what the process entails.
Generally, international students are required to have F1 visa student health insurance in USA that meets specific criteria set by the university and U.S. regulations. It's important to check whether your existing insurance meets these foreign student insurance requirements or if you need to purchase a plan provided by the university or on American Visitor Insurance.
“ After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me. ”
Anirudh
“ Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much! ”
Amanda
Insurance plans for students on OPT status, OPT student insurance.
Learn More »Compare students insurance online, ideal as F1 visa insurance and J1 visa insurance.
Know More »Compare and buy the best international student insurance in USA.
Know More »Compare US students medical insurance for the plan that fits your needs best.
Know More »Compare and buy the best student health insurance USA online.
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