Travel insurance from Hong Kong to Philippines
What is the best travel insurance for Hong Kong residents visiting Philippines?
The Philippines is famous for its plenty of beautiful beaches and Islands, ancient churches and forts, and modern museums. The Philippines situated in South East Asia is home to 7,100 islands with a widespread coastline with great marine life for travelers. There are several Hong Kong citizens living in the Philippines.
Pagadian City is also known as the "Little Hong Kong of the South" in the Philippines. Hong Kong is the 9th largest source of tourists visiting the Philippines. Hong Kong citizens can get a visa on arrival to the Philippines for up to 14 days. There are also many Filipinos living in Hong Kong, and it is natural that they travel back home often.
Travelers from Hong Kong to the Philippines need to be prepared for any medical & travel circumstances that may occur while travelling. Traveling to the Philippines increases travel risks mainly during the Covid pandemic. International travel insurance provides coverage for unexpected medical emergencies. American visitor insurance offers some of the most popular international travel insurance plans among international travelers.
These travel insurance plans also provide coverage for acute onset of pre-existing conditions and Covid illness. American visitor insurance works with some of the finest insurance providers who offer to its customer’s range of travel insurance products to the Philippines. For more details call our customer service or email us and we will be glad to help.
Why travel insurance is necessary for Philippines?
Travel insurance is crucial for those traveling from the Hong Kong to Philippines for several important reasons:
- Medical Emergency: Medical emergencies can arise in Philippines, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
- Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
- Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
- Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
- Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.
What is the best travel insurance for Philippines?
- Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
- Policy maximum covers up to 1M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
Atlas International
WorldTrips
- Coverage medical expenses, emergency evacuation, and repatriation.
- Policy maximum covers up to 2M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
Safe Travels International
Trawick International
- Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
- Policy maximum covers up to 1M
- Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
How much does Philippines travel insurance cost?
- Trip Cancellation InsuranceTravel Medical Insurance
- Trip Cancellation Insurance
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name Trip cancellation Cost # Safe Travels Flex Trawick International 100% of Trip Cost (Up to a Max. of $45K) $25 Safe Travels Protect Trawick International 100% of Trip Cost (Up to a Max. of $14k) $32 iTravelInsured Travel Lite IMG 100% of Trip Cost $42 Trip Protection Economy Seven Corners 100% of Trip Cost (Up to a Max. of $20k) $43 iTravelInsured Choice IMG 100% of Trip Cost $50 SafeTravels Armor Trawick International 100% of Trip Cost (Up to a Max. of $15k) $55 Trip Protector Preferred HTH worldwide 100% of Trip Cost (Up to a Max. of $50k) $70 iTravelInsured Travel LX IMG 100% of Trip Cost $106 # Approximate cost of trip cancellation travel insurance plans a traveler aged 40 years on a 15 days trip who has invested $1,000 for trip related expenses like flight/cruise bookings and hotel reservations.
- Travel Medical Insurance
Travel medical insurance offers coverage for expenses from doctor visits, hospital stays, and emergency. It ensures access to necessary care and financial protection against high medical costs abroad, with plans starting as low as $53 for one month.
Plan Name Maximum coverage Deductible Cost # Atlas International Insurance WorldTrips $50K $250 $53 Patriot International Lite Insurance IMG $50K $250 $54 Safe Travels Outbound Insurance Trawick International $50K $250 $75 Intermedical Insurance Travel Insure $50K $250 $71 VisitorSecure Insurance WorldTrips $50K $100 $33 Voyager Essential Insurance GeoBlue $50K $0 $72 # Approximate cost of travel medical insurance plan per month for a traveler aged 40 years.
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
What travel insurance do you need for visiting Philippines?
General Information about Philippines
Location
Asia
Population
Around 114 million
Language
Filipino, English
Currency
Philippine Peso
Best time to visit
November to April
Vacation spots
Manila, Boracay, Cebu, Bohol, Puerto Princesa Subterrenean, Baguio, EL Nido Palawan, Puerto Princessa, Mactan.
What are the best Philippines vacation spots?
Cebu Island
The island of Cebu, in the central Visayas region, is considered the port to some of the best diving and snorkeling in the Philippines.
Coron Island
Coron Island is a tropical paradise, with electric blue and green water and popular for diving because of the numerous wrecks here.
Pagsanjan Falls
Pagsanjan Falls also known as Cavinti Falls is one of the most famous waterfalls in the Philippines.
Chocolate Hills
The UNESCO World Heritage site is a protected area that features more than 1,200 small mountains that emerged above the ground over several centuries.
Philippines travel insurance, Best travel insurance for Philippines - FAQ's
1. Do I need international health insurance to travel to the Philippines?
Buying travel insurance to the Philippines was mandatory during the peak of the Covid pandemic, but this is no longer the case. However international travel insurance provides travelers coverage for unexpected medical and travel emergencies regarding the health of the traveler and is very useful. Travel insurance is very important for safe travel, especially given the Covid pandemic and the Ukraine war, which adds to the risk of international travelers all around the world.
2. How much does it cost for international insurance?
The cost of international travel insurance varies from policy to policy depending on factors like the traveler’s age, duration of Philippines medical insurance coverage required, type of Philippines travel insurance, the need for pre-existing conditions coverage or any add-on riders included. Travelers can compare different travel insurance plans available and purchase an insurance plan that suits their travel requirement best.
3. What does International travel insurance cover in the Philippines?
An international travel insurance plan offers coverage for Health care expenses, Doctor visit, Pharmacy drugs, acute onset of Pre-existing conditions, Medical evacuation and repatriation of remains while the traveler is in the Philippines.
4. What are the best travel insurance policies?
A travel insurance that offers visitors complete coverage according to their travel requirements is best. A comprehensive travel insurance plan offers a wide range of cover to the travelers. Travelers can compare from the different travel insurance plans available and buy the plan that fits the travel needs.
5. Where is the best place to buy travel insurance?
There are several websites to buy Philippines travel insurance, with American Visitor Insurance being one of the popular options. The process is very easy and simple. Travelers can compare various travel insurance plans on the comparison tool and make an informed decision.
Do travel insurance plans provide a visa letter for Philippines?
All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Philippines (and upon arrival).While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it.
Access to the Philippines travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Philippines visa letter document, please call us as soon as possible so we can assist you!
What are the steps to buy travel insurance for Philippines from Hong Kong?
1: Find International travel insurance Philippines from Hong Kongs
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the US travel health insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers
What factors determine the cost of travel insurance from Hong Kong to Philippines cost?
- Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of US travel health insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
- Medical maximum coverage: The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.
- Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.
- Any add on benefits: Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Do I need cruise travel insurance for Philippines?
Here is some good news for all cruise travelers to Philippines!! Philippines has now relaxed its international border to cruise ships post covid pandemic. The Philippines Broadcasting Corporation (FBC) said that the Pacific Islands has received over 118,000 travelers in the six months post the air travel began and Philippines sees potential increase in Philippines tourism both via air and through Philippines water. The tourism industry is the backbone of the Philippines economy and it contributes about 35 % of Philippines's gross domestic product and 150,000 individuals are employed.
As part of the continuous effort to improve the Philippines economy the Risk Mitigation Taskforce of Philippines are welcoming back the cruise ships back into Philippines waters. While going on Philippines cruise is fun and thrilling, it is crucial that all Cruise passengers travel to Philippines from Hong Kong buy the best travel insurance for Philippines cruise given the relatively low cost of cruise insurance.
The cruise insurance protection offered by cruise lines provides very little benefits, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans. Buying Cruise travel insurance Philippines is easy at American Visitor Insurance. For more details call or email us for further assistance and one of our licensed agents will help further.
What are the best travel insurance for cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.
Get Quotes »
What are the best insurance plans for Cruise travelers?
iTravelinsured Choice
- Ideal for those looking for a cheap and budget-friendly cruise insurance.
- The minimum trip cost is $500, and the maximum trip cost is $10,000.
- Maximum trip length is 90 days and coverage up to 99 years.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Missing the boat is covered up to $500 per person.
- Pre-existing condition waiver is available if purchased within 21 days of the initial trip payment.
- Offers coverage for emergency accident and sickness medical expenses up to $100,000, with the option to enhance coverage up to $250,000.
- description
Coverage Type of Plan help
Primary - luggage
Baggage Delay help
$300 - medical_services
Medical Evacuation help
$500,000 - work_history
Trip delay coverage help
Up to $150 per day per person ($1,000 max per person) - shopping_cartBuy Now
iTravelinsured LX
- For elite luxury travelers taking expensive vacations and adventure trips to exotic locations worldwide.
- The minimum trip cost is $500, and the maximum trip cost is $150,000.
- Coverage up to 99 years and Maximum trip length is 180 days.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Missing the boat is covered up to $500 per person.
- Optional cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Pre-Existing Condition Exclusion Waiver is covered if purchased within 24 hours of the final trip payment.
- Offers coverage for emergency accident and sickness medical expenses up to $500,000.
- description
Coverage Type of Plan help
Primary - luggage
Baggage Delay help
$500 - medical_services
Medical Evacuation help
$1,000,000 - work_history
Trip delay coverage help
Up to $250 per day per person ($2,500 max per person) - shopping_cartBuy Now
Safe Travels Voyager
- Ideal for first class travellers taking expensive vacations.
- Covers trips up to 180 days for travelers up to age 99.
- Maximum trip cost is available up to $100,000.
- Missing the boat is covered up to $1,000.
- Cancelling your cruise covered up to $100,000.
- Optional pre-existing condition coverage included within 21 days of deposit.
- Cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Offers coverage for emergency accident and sickness medical expenses up to $250,000.
- description
Coverage Type of Plan help
Primary - luggage
Baggage Delay help
$600 (8 hours or more) - medical_services
Medical Evacuation help
$1,000,000 - work_history
Trip delay coveragehelp
$3,000 ($250 per day for delays of 6 hours or more) - shopping_cartBuy Now
Trip Protection Basic
- Ideal for budget-conscious travelers.
- Maximum trip length is 180 days and coverage up to 99 years.
- Maximum trip cost is available up to $30,000.
- Missing the boat is covered up to $250 per day up to $500.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Optional cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Offers coverage for emergency accident and sickness medical expenses up to $100,000.
- description
Coverage Type of Plan help
Secondary - luggage
Baggage and Personal Effects help
$500 - medical_services
Medical Evacuation help
$250,000 - work_history
Trip delay coverage help
$200 per day per person(Up to a maximum of $600) - shopping_cartBuy Now
Seven Corners Cruise Insurance
- Cheapest cruise insurance for US residents taking domestic or international trips.
- Trip Inconvenience (Cruise Diversion & Disablement) covers $250 per event, up to $500.
- Minimum trip cost is $100 and maximum trip cost is available up to $30,000.
- Covers trips up to 30 days and travelers up to 99 years old.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Missing the boat is covered up to $250 per day up to $1,500.
- Optional cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Offers coverage for emergency accident and sickness medical expenses up to $250,000.
- description
Coverage Type of Plan help
Secondary - luggage
Baggage Delay help
$100 per day up to $500 - medical_services
Medical Evacuation help
$500,000 - heart_plus
Pre-existing Condition Waiver
Covered - work_history
Trip delay coverage help
$250 per day up to $1,000 - shopping_cartBuy Now
