Compare Student insurance benefits offered by StudentSecure Smart and Navigator for Student plans with various maximum coverage limits & deductibles. These two Student insurance plans are comprehensive benefit student insurance plans for international travel which offer pre-existing conditions. Compare price and benefits to find the best Student medical insurance plan for your needs.
There are popular insurance providers offering competitive international student health insurance plans. Before buying It is advisable to compare student medical insurance for international studies satisfying yours and university requirements.
The best international student insurance for studying abroad are Student Secure Smart Insurance from WorldTrips with AM Best Rating of "A" (Excellent) and Navigator for Student from GeoBlue with AM Best Rating: "A-" (Excellent) carrier.
Following are some of the student insurance aspects that students need to focus on while comparing among StudentSecure Smart & Navigator for Student Insurance:
Student insurance plans are available in wide range of policy maximums starting from $50K to $1M. Usually student plans have an university requirement for a per injury sickness plans. All of the student plans satisfy this requirement. StudentSecure Smart offers policy maximum of $100,000 and Certificate period maximum of $200,000. and Navigator for Student insurance offers coverage up to unlimited.
StudentSecure Smart insurance offers $0 deductible while Navigator for Student insurance has $0 to $5K deductible option.
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
Student Secure Smart and Navigator for Student both plans can be renewed up to 12 months.
Student Secure Smart & Navigator for Student insurance cost ranges from $32 to $289 per month. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
| FEATURES & BENEFITS | Student Secure Smart | Navigator for Student |
|---|---|---|
| Cost* | $32* | $289* |
| Overall Maximum | $200,000 | Unlimited |
| Pre-existing Condition | Up to $25,000 | Covered with creditable coverage |
| Maternity | Not available | Covered |
| Sports Coverage | Covers recreational sports and activities | Covered |
*The Student Secure Smart insurance cost for a 20 years old with $200,000 maximum and $0 deductible.
*The Navigator for Student insurance cost for a 20 years old with unlimited maximum and $0 deductible.
Insurance plans for US students studying outside their home country.
Know more »Insurance plans for students on OPT status, OPT student health insurance.
Know more »There are several reasons to consider an international student insurance plan like StudentSecure for your overseas studies:
1. To Meet Visa Requirements:
Most countries require international students to possess a valid student visa. Some visas require proof of insurance that meets specific requirements. StudentSecure meets the insurance requirements of most visas, including the J-1 visa.
As a StudentSecure policyholder, you will have access to a visa letter you can use as proof of coverage. You can download your visa letter through the Member Portal, where you can conveniently manage your policy online.
2. To Meet Your Study Abroad Program or School Requirements:
Your program or university may require you to have valid student health insurance that meets requirements. Many programs and schools provide their own insurance plans, but oftentimes allow students to purchase alternate coverage that meets requirements.
Upon purchase of a StudentSecure policy, we will help you provide proof of coverage that meets requirements to your program or school. Simply submit a request for a waiver form and/or visa letter to sales@worldtrips.com. We will send completed copies of the form(s) to you and your school.
3. To Cover Unexpected Medical Expenses:
Your regular health insurance may not provide adequate coverage while you are outside of your home country. International student health insurance like StudentSecure can provide travel assistance and help mitigate unexpected medical costs.
Yes, International students can renew StudentSecure Smart Insurance online up to 12 months.
StudentSecure Smart insurance covers sports & activities - leisure, recreational, entertainment, or fitness up to the overall maximum limit
Yes, StudentSecure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.
Navigator for Student Insurance offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.The plan covers pre-existing conditions with creditable coverage.
Yes. Navigator for Student insurance covers pre-existing conditions with creditable coverage.
Navigator for Student insurance provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.
Yes.This plan covers preventive care services with no waiting period or sublimit. No precertification penalty for inpatient or outpatient care.
GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.
GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.
GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.
The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.
GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.
Yes, the plan benefits and three deductible options meet the requirements. The deductible options that meet the requirements are the 0, 250 and 500 plans.
Contact our customer service team, we are here to help you!
Student Secure provides excellent insurance cover to international students and scholars outside their home country.These plan meets J-1 visa requirements, covers pre-existing condition coverage and some intercollegiate, interscholastic, intramural, or club sports coverage.
Read more »Navigator for Student Insurance offers worldwide coverage for students in United States.This plan offers unlimited annual and lifetime medical maximum.Plan options that meet F1 and J1 Visa requirements.
Read more »International Student insurance
J1 visa holders insurance
F1 visa holders insurance
Student insurance reviews
F2 visa health insurance
USA Student overseas insurance
Best health insurance for students in USA
US students studying abroad insurance
OPT student health insurance
Obamacare requirements
Student group travel Insurance
Student colleges requirements
