IMG

Student Secure Coronavirus Insurance Reviews for Covid19

Quotes for StudentSecure Select Health Insurance

Student Secure Links

  • Brochure
  • Select Details
  • Budget Details
  • Smart Details
  • Elite Details
  • Comprehensive
  • ID Card
  • Claims
  • Renewal
  • Provider Network

A working example of using Student Secure travel insurance (Offered by Tokio Marine HCC)

Let us take an example: The medical bill is $25,000; Deductible is $35 and choosen Policy Maximum is $300,000
  • Insurance coverage is $300,000
  • Deductible is $35 per certificate period
  • Total medical expenses is $25,000
The insured must pay the deductible ($35) before the insurance plan pays anything. Since the policy maximum coverage is $300,000 and the total amount billed is $25,000, the policy will pay 80% of first $5,000 then 100% up to the policy limit ($300,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,000 while the insurance company will cover the remaining $24,000.

Student Secure Insurance

Student Secure Insurance

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Hospital Room Rent $9,000 $8,000 $1,000 (20% of first $5,000)
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,000 $24,000 $1,000
*Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Student Secure Travel Insurance Advantages

Student Secure Insurance Covid19 travel insurance by TokioMarine HCCMIS for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Does Student Secure Insurance Coronavirus cover covid illness?

TokioMarine HCCMIS Covid19 travel insurance by Student Secure Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.


Student Secure Insurance Reviews

  • Provides coverage for pre-existing conditions after a 180-day waiting period for Student Secure Select and Student Secure Budget Plans.
  • Sports: Medical treatment arising out of participation in intercollegiate, interscholastic, intramural and sports club $5000(student secure select plan) and $3000(student secure budget plan) per injury or sickness.
  • Life/Plan renewal: The plan is available for an unlimited period of time to J1 and F1 visa holders who are engaged in a full-time educational program.
  • For charges incurred within the PPO or at a student health center, coinsurance will be waived and deductible is reduced to $50.
compare

Compare StudentSecure Insurance Plans by Tokio Marine HCC

Click here

StudentSecure insurance coverage for Coronavirus

On March 11, 2020, the U.S. Department of State issued a Global Level 3 Travel Advisory urging U.S. residents to reconsider traveling abroad to any country.
If you are an StudentSecure policyholder, this activates your political evacuation benefit as long as your location has not been under a level 3 or higher advisory in the past 10 days, or prior to your arrival.
All travel health insurance plans in the StudentSecure contain the following exclusion:

Charges resulting from a disease outbreak in a country or location where the U.S. Centers for Disease Control and Prevention (CDC) have issued a level 3 travel warning are excluded if:

  1. The warning has been in effect within the 6 months immediately prior to your date of arrival, or
  2. You fail to depart the country or location within 10 days following the date the warning is issued
If the CDC Issues a Level 3 Travel Warning for the Location Where You Are Currently Traveling:

Coronavirus-related expenses will be covered for up to 10 days following the date the level 3 warning is issued, given that your expenses do not arise directly or indirectly from another policy exclusion.

Once 10 Days Have Passed from the Date the CDC Issued the Level 3 Travel Warning for Your Current Location:

You will no longer be covered for coronavirus-related expenses. You will still be covered for all other eligible expenses.

What This Exclusion Means for StudentSecure Insurance Policyholders

The CDC issued a “Level 3 – Avoid Nonessential Travel” warning for Wuhan, China on January 23, 2020.
The CDC expanded this "Level 3 - Avoid Nonessential Travel" warning to apply to all of China on January 27, 2020.
  • If you are currently traveling in China and you do not depart the warned-against location within 10 days of the date the warning was issued: Your Atlas or StudentSecure plan will NOT cover you for any expenses resulting from 2019-nCoV contracted while in China.
  • If you plan to travel to China against CDC advice while a level 3 travel warning is still in effect: Your StudentSecure plan will NOT cover you for any expenses resulting from 2019-nCoV contracted while in China.
  • If you plan to travel to China after the level 3 travel warning is cancelled or downgraded: Your StudentSecure plan will NOT cover you for any expenses resulting from 2019-nCoV contracted while in China until 6 months after the date the level 3 travel warning was cancelled or downgraded.
The U.S. Department of State issued a “Level 3: Reconsider Travel” advisory for China on January 27, 2020. This advisory was upgraded to a “Level 4: Do Not Travel” advisory for China on January 30, 2020.

Note that you are still covered for eligible expenses incurred in China while the travel warning is in effect if the expenses do not result from a disease outbreak, terrorist act, political unrest, or other policy exclusions.

Get quotes for Student Secure Insurance Reviews!

Review and compare the best Student Secure Insurance Reviews quotes.

Compare SStudent Secure Insurance Reviews

Find the best insurance quotes

Tokio Marine HCCMIS resourceful travel insurance links

Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required