GeoBlue Navigator for Student Insurance

Best for Preventive careCovid-19 coveragePre-existing conditionsUnlimited Annual Maximum

GeoBlue Navigator for Student Insurance

Age
Start Date
End Date
Region
Citizenship

Key benefits of Navigator for Student Insurance

Preventive care and maintenance

Ideal for J1 and F1 visa requirements

Comprehensive plan

Unlimited Annul Maximum

Pre-existing conditions

Maternity Care

GeoBlue Navigator for Student Review

Deductible options
$0 $250 $500 $1,000 $2,500 $5,000
Policy maximum
3 months to 364 days
Navigator for Student insurance rating
AM Best Rating: "A-" (Excellent) carrier.
Insurance provider
Geoblue
Plan life
Unlimited annual and lifetime medical maximum.
Navigator for Student insurance underwriter
GeoBlue Navigator for Student is underwritten by 4 Ever Life.

GeoBlue Navigator Student medical insurance coverage for Covid19

GeoBlue Covid19 Student health insurance by Navigator for Student with coronavirus coverage covers medically necessary COVID-19 testing and treatment is covered.

  • Students aged 74 years (once you hit age 75 you are no longer eligible) and below at the time of application are eligible
  • Students with US Citizenship, students who are permanent residents of USA and all students who are legal residents of US (citizens and foreign nationals) are eligible.
  • This plan as a monthly payment option.
  • Coverage of COVID-19 testing and treatment.

Navigator for Student Insurance - Key Highlights

  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
  • Exceeds J-1 visa requirements.
  • Simpler, Better Access to Care, No waiting period associated with any preventive services.
  • Coinsurance is waived for care outside the U.S.
  • Sports, terrorist and alcohol-related injuries are covered,
  • Contracted providers bill GeoBlue directly, eliminating paperwork and out-of-pocket expenses for Students.
  • Coverage of COVID-19 testing and treatment.
  • Unlimited annual and lifetime medical maximum.
  • Meets all Schengen Visa requirements.
  • Convenient mobile tools that allow you to connect to quality care across the globe for anything from emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad.
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A working example of using Navigator for Student*

  • Insurance coverage is Unlimited annual and lifetime medical maximum
  • Deductible is $500 per certificate period
  • Your claims for medical expenses is $19,000
  • It will cover the Outside U.S.
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $19,000 minus $500 equals $18,500. Insured bears $500
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Surgery $16,500 $16,500 $0
Prescription Drugs $500 $500 $0
X Ray $1,500 $1,500 $0
Total $19,000 $18,500 $500

Advantages and Disadvantages of Navigator for Student

  • Navigator for Student Insurance Advantages

    • Plan options that meet F1 and J1 Visa requirements.
    • Provides unlimited annual and lifetime medical maximum.
    • This comprehensive plan provides inpatient, outpatient and mental health services
    • No waiting period or sublimit for preventive services.
    • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
    • This plan as a monthly payment option.
    • Contraceptive services, surgeries and supplies are covered under the policy.
    • Unlimited telemedicine services
  • Navigator for Student Insurance Disadvantages

    • The policy cannot be renewed if purchased for less than 3 months

What are some insurance terms important in Navigator for Student reviews?

  • Plan Maximum coverage of Navigator for Student insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Navigator for Student insurance offers lifetime maximum limit option is Unlimited annual and lifetime medical maximum
  • What is a deductible in Navigator for Student insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Navigator for Student insurance has deductible option from $0, $250, $500, $1000, $2500 and $5000
  • What is a provider network of Navigator for Student Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Navigator for Student health insurance
    Navigator for Student Insurance can be renewed from 3 months to 364 days.
  • Eligibility to buy Navigator for Student Insurance Online
    Students aged 74 years (once you hit age 75 you are no longer eligible) and below at the time of application are eligible, Students with US Citizenship, students who are permanent residents of USA and all students who are legal residents of US (citizens and foreign nationals) are eligible.
  • Navigator for Student Insurance underwritter and rating.
    Underwritten by 4 Ever Life and rating AM Best Rating: "A-" (Excellent).
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GeoBlue Navigator for Student Insurance - Common Questions

Navigator for Student Insurance - FAQ's

How do I qualify for Navigator for Student maternity benefits?

After 364 days of continuous coverage, GeoBlue Navigator members may apply for a new plan that covers maternity costs up to $25,000 per pregnancy for all inpatient and outpatient care related to a covered pregnancy. This is inclusive of pre-natal care, delivery and post-natal care. Note: a new born may be added to the plan within 31 days of birth with no medical underwriting. Members do not need to submit a new health statement. If you are coming directly off a GeoBlue Student plan which included maternity, your wait period can be reduced or eliminated.

Do these Navigator for Student meet the J-1 program Visa requirements?

Yes, the plan benefits and three deductible options meet the requirements. The deductible options that meet the requirements are the 0, 250 and 500 plans.

What is Navigator for Student Insurance?

Navigator for Student Insurance offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.The plan covers pre-existing conditions with creditable coverage.

Does Navigator for Student will pre-existing conditions?

Yes. Navigator for Student insurance covers pre-existing conditions with creditable coverage.

What are the coverage limits of Navigator for Student Insurance?

Navigator for Student insurance provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.

Does Navigator for Student will Preventative Care?

Yes.This plan covers preventive care services with no waiting period or sublimit. No precertification penalty for inpatient or outpatient care

Are Geo Blue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

Is there coverage for Covid-19 illness in Geo Blue travel insurance?

GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

Is Geo Blue Travel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

What cover does a Geo Blue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

Geo Blue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geo Blue travel insurance plans.

Why should I buy travel insurance from Geo Blue Travel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

How GeoBlue Navigator for Student insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history.
  • Coverage is renewable at the consent of the member and insurer. Note: Members can keep the plan for a maximum of 9 months after returning home.
  • Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.

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