Medical insurance for F2 visa holders, Health insurance for dependents of F1 visa

Medical insurance for F2 visa holders in the USA

There are so many F2 visa holders currently in the US either without proper health insurance, or having medical insurance that does not provide coverage for Coronavirus. At American Visitor Insurance, we are committed to getting you the best Coronavirus medical insurance coverage available in these uncertain times.
Currently the following companies are offering medical insurance which includes coverage for coronavirus.

Trawick International US visitors insurance for Coronavirus

Trawick international provides coverage for Coronavirus like any other illness as long as the illness did not start before buying the Trawick insurance policy. Trawick International offers Safe travel USA insurance and Safe travel USA Comprehensive insurance for coverage inside USA. These plans require pre-certification for the virus.

Global Underwriters:

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

INF Insurance US visitor medical insurance for Coronavirus

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic.
US F2 visa holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID-19.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Why is F2 visa health insurance necessary?

The F2 visa insurance is very important for dependents of F1 visa holders. When an F1 visa holder joins an US university, the F2 visa is issued to dependents (spouse and children less than 21 years). Typically US universities insist that F1 visa holder have proper student medical insurance offered by the college, however this requirement is usually not insisted on F2 visa holders either by the university or by the US immigration authorities.

Given the typical student budget of most F1 and F2 visa holders, and the fact that it is not mandatory, it is not uncommon to find them ignoring buying proper health insurance. However ignoring to buy health insurance for f2 visa holders can be a big mistake. In our experience, the F2 visa holders are typical children quite likely to need healthcare or even a young spouse who along with regular health care might need maternity coverage. Given the very high cost of US healthcare for f2 visa holders, it is really prudent to have adequate health insurance for F2 visa holders (health insurance for spouse visa).

The student insurance offered by many US universities are expensive but since it is often mandatory, F1 visa holders have to buy the University student insurance. This is often not the case for F2 visa insurance, and the F2 visa holder can buy other medical insurance outside of the University option. Here at American Visitor Insurance we offer affordable health insurance for F2 visas or spouse visa insurance. Patriot Exchange is one of the best best health insurance for f1 student's dependants which an F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan. Along with this Patriot exchange student insurance, F2 visa holders can also buy other health insurance for f2 dependent visa which are affordable and work well for F2 visa holders. F2 visa holders can buy the most appropriate medical insurance for F2 visa in USA to their specific needs by comparing different US medical insurance for f2 visa holders.

What is the best insurance for f2 visa holder?

There is no single plan which fits the bill for the being the best health insurance for F2 visa holders. The most suitable F2 Visa Medical Insurance for different customers will depend on several factors such as the budget and any existing medical ailments. However the Patriot Exchange student insurance offered by International Medical Group (IMG) is the only student medical insurance plan that F2 visa holders can buy even if the related F1 visa holder is not insured on this plan. All other student insurance plans will be available to F2 visa holder only if the F1 visa holder is also on the same student insurance policy. However F2 visa holders are eligible to buy US visitor medical insurance which work quite well for their needs.

Is it compulsory to have medical insurance for F2 visa in USA ?

Given the high cost of US healthcare, it is prudent to buy medical insurance while on a F2 visa. While an F2 visa holder cannot purchase US domestic health insurance, they can purchase US visitor health insurance for an F2 Visa holder from well reputed US insurance providers. Even if the person is already in the US on their trip, they can still purchase medical insurance for F2 visa holders starting the next day until they return home. The US F2 visa travel insurance must be purchased before anything happens in order to be covered.

US Medical insurance for spouse visa

Health Insurance is essential not just for F1 visa holders but also for F2 Visa holders (dependants of F1 visas). The Affordable care act, commonly known as Obamacare in fact makes it mandatory for everyone in the US to have health insurance. Even though the new Trump administration has removed the individual mandate, this comes into effect only on 31st December 2018. However F1 and F2 visa holder are not expected to satisfy Obamacare unless living in the US for more than Five years. Irrespective of the individual mandate, it is too risky to not have proper health insurance given the high cost of US healthcare. It is therefore strongly recommended to have proper medical insurance coverage for the spouse or children of an F1 visa holder. The plans that we offer do not satisfy ACA requirement but are designed for F2 visa holders to help them handle high US healthcare costs, especially in emergency medical situations.

COMPREHENSIVE PLANS pays for all expenses after the deductible and co-insurance component and are recommended given the high costs of health care in the US.

Comprehensive

Liaison Economy

Per Month

by Seven Corners

Maximum coverage
Deductible

Comprehensive

Patriot America Plus

Per Month

by International Medical Group

Maximum coverage
Deductible

Pre-existing Cover

Yes No

Comprehensive

Visit USA Standard

Per Month

by Travel Insure

Maximum coverage
Deductible

Comprehensive

Patriot Platinum

Per Month

by International Medical Group

Maximum coverage
Deductible

Comprehensive

Atlas America

Per Month

by Tokio Marine HCC

Maximum coverage
Deductible

FIXED BENEFITS PLANS have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

Fixed Benefit

Visitor's Care

Per Month

by International Medical Group

Maximum coverage
Deductible

Fixed Benefit

Visitor Secure

Per Month

by Tokio Marine HCC

Maximum coverage
Deductible

Fixed Benefit

Inbound USA Basic

Per Month

by Seven Corners

Maximum coverage
Deductible

F2 Visa Insurance Blog by Christina Longbrake
We get many international student customers that are interested in purchasing insurance for a dependent while they are on an F1 visa. The dependent, on F2 visa, can purchase insurance for themselves.

F2 visa Information

The F2 visa is issued for dependents of F1 visa international students in the USA. This can be for a spouse or for minor children. As long as the F1 visa holder remains in the USA legally the dependents with the F2 visa can also stay in the US. In other words, the F2 visa status is not valid once the principal F1 visa holder loses his or her legal visa status. The law does however allow F2 visa holders to change their status within the country.

One can enjoy the following privileges on the F-2 visa

F2 visa holders are entitled to enter the country with his/her spouse or join him/her later.
Dependents with F2 visa can travel in and out of the country or stay in the US as long as the principal applicant F1 visa holder's status remains valid.

Forum Discussions

Documentation

A valid passport.

F2 visa applicants must prove with documents that there is sufficient financial resources to meet their expenses while in the USA. Example; bank statements, affidavits of support.

A valid Form I-20 or DS-2019. Submit this form to the International Office with all required certification. The issue date on these forms needs to be after the date of marriage in order for the spouse to apply for a visa.

A marriage or birth certificate showing the relationship to the F-1 student.

Restrictions

Employment Regulations - F2 visa holders in the USA can not accept employment and earn income. In case the F2 visa holder wants to work in the US then he/she will have to get a work visa. With the work visa they can get a temporary approval to live and work in the US. It is illegal for foreigners to work in the USA without proper visa and will be expelled from the country.
Studying on a F2 visa - F2 spouse are not supposed to join full time university in the USA or any part time courses toward completion of degree. F2 children are allowed to participate in full-time elementary or secondary study (kindergarten through 12th grade.)

Popular forum entries and discussions for F2 visa insurance

Best health insurance for F2 Visa holder

Hi,

I’m an international student and I’m looking for insurance plans for my husband and daughter who both hold F2 Visa. The insurance plan must cover the following: Medical benefits of at least USD 100000 per accident or illness; remains repatriation coverage of at least USD 25000 per person covered, coverage for expenses associated with medical evacuation to the international student’s home country of at least 50,000 per person covered; and Deductibles that do not exceed 500 per accident or illness. Could you please let me know if there’s anything I can further pursue? Thank you,
Yanping

Dear Yanping,

The Patriot Exchange plan is a very economical plan that can be used to meet F2 visa requirements and for international students. The plan can be purchased for the F2 visa holder as long as the F1 visa holder already has coverage from their institution. The deductible can be $500 or less with no further costs for the insured (most plans have coinsurance which still must be paid after the deductible). Also, if the institution has a health center, you can pay only a $5 copay for each visit for additional benefit and savings. You can purchase this plan with a sports rider to cover such activities such as downhill skiing. All these benefits make it a popular and excellent choice. This is the only student plan available for F2 while F1 is already on a plan. To get details for Patriot Exchange (including brochure, PPO, claims information) and to get a free quote and/or buy Patriot Exchange insurance, please visit the below link:

Plan Details Brochure Buy Now

Please let us know if you have any further questions or concerns. We would be happy to assist you! The F2 visa holders are also eligible to purchase the visitor insurance plans.
Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910

Medical insurance for F2 visa holders, Health insurance for dependents of F1 visa

Compare and buy travel insurance

Medical insurance for F2 visa holders in the USA

Trawick International US visitors insurance for Coronavirus

Global Underwriters:

INF Insurance US visitor medical insurance for Coronavirus

US Medical insurance for spouse visa

COMPREHENSIVE PLANS pays for all expenses after the deductible and co-insurance component and are recommended given the high costs of health care in the US.

Liaison Economy

Per Month

Patriot America Plus

Per Month

Visit USA Standard

Per Month

Patriot Platinum

Per Month

Atlas America

Per Month

FIXED BENEFITS PLANS have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

Visitor's Care

Per Month

Visitor Secure

Per Month

Inbound USA Basic

Per Month

F2 visa Information

One can enjoy the following privileges on the F-2 visa

Documentation

Restrictions

F2 visa medical insurance information

F2 visa insurance FAQ

F2 visa medical insurance blog

F2 Visa insurance forum

Resourceful Health Insurance for F2 visa medical insurance

F2 visa medical insurance resource

Medical insurance for F2 visa insurance factors

Types of insurance for F2 visa

F2 visa insurance claims procedure

Popular forum entries and discussions for F2 visa insurance

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