Atlas Travel Insurance for visitors
What is Atlas Travel insurance?
Atlas Travel Medical Insurance, offered by WorldTrips which provides short-term travel medical insurance for both US and non-US citizens traveling internationally. It is suitable for individuals, families, and groups traveling outside their home country, including visitors to the USA.
Why choose Atlas travel insurance?
Atlas travel insurance is a top choice for international visitors to the U.S. due to its flexible coverage, including emergency medical care, acute onset of pre-existing conditions, and COVID-19 protection. Backed by a trusted insurer, it offers customizable deductibles and high policy maximums, making it ideal for tourists, students, and business travelers. With easy online enrollment and strong network access, it’s one of the most searched and reliable travel insurance options for U.S. visitors. To compare these plans and find the one that best fits your needs, you can use the comparison tool available on American Visitor Insurance's website. This tool allows you to evaluate different plans based on coverage, benefits, and cost
Reviews of Atlas insurance for US visitors
Who is eligible to buy Atlas travel insurance?
- Visitors to the USA (including parents, students, H1B/H4 visa holders, tourists)
- International travelers needing medical coverage abroad
- Travelers seeking coverage for acute onset of pre-existing conditions
- Those wanting flexible coverage duration and high coverage limits
What does Atlas travel insurance cover?
Atlas travel insurance offers comprehensive medical coverage for non-U.S. citizens visiting the United States. It covers emergency medical treatment, hospitalization, doctor visits, and urgent care. The plan includes benefits for the acute onset of pre-existing conditions, COVID-19 treatment, emergency medical evacuation, and repatriation of remains. With multiple deductible and policy maximum options, Atlas Travel is a flexible and popular choice for tourists, students, and parents visiting the USA.
What is a deductible in Atlas travel insurance?
Atlas travel insurance offers flexible deductible options to suit different budgets and coverage needs. Travelers can choose from deductible amounts ranging from $0 to $5K, including options like $100, $250, $500, $1K, and more.
How much does Atlas travel insurance cost per month?
Atlas America insurance
Atlas America Insurance is a travel medical insurance plan designed for NON-U.S. citizens visiting the United States.
The Atlas Travel insurance cost per month ranges between $50 to $444. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Atlas Travel insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50K, $100K, $500K, $1M, $2M. Travelers aged 65 to 79 years can choose $50K or $100K coverage. For travelers above 80 years only $10K maximum coverage is available.
| Age of Traveler | Medical Maximum $50K | Medical Maximum $100K |
|---|---|---|
| 18 - 29 years | $50 | $63 |
| 30 – 39 years | $60 | $81 |
| 40 – 49 years | $78 | $96 |
| 50 - 59 years | $131 | $161 |
| 60 -64 years | $117 | $226 |
| 65 – 69 years | $206 | $258 |
| 70 -79 years | $356 | $444 |
*For senior travelers aged 80 to 99, the cost is $528, with a maximum coverage of $10K and a deductible of $250.
How much does Atlas International insurance?
Atlas International insurance
Atlas International is a visitor travel medical insurance plan for coverage outside the USA plan for both US and Non US citizens traveling outside USA.
The Atlas International insurance cost per month ranges between $27 to $233. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Atlas International insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50K, $100K, $500K, $1M, $2M. Travelers aged 65 to 79 years can choose $50K or $100K coverage. For travelers above 80 years only $10K maximum coverage is available.
| Age of Traveler | Medical Maximum $50K | Medical Maximum $100K |
|---|---|---|
| 18 - 29 years | $27 | $33 |
| 30 – 39 years | $32 | $40 |
| 40 – 49 years | $54 | $62 |
| 50 - 59 years | $93 | $101 |
| 60 -64 years | $117 | $121 |
| 65 – 69 years | $138 | $152 |
| 70 -79 years | $212 | $233 |
*For senior travelers aged 80 to 99, the cost is $233, with a maximum coverage of $10K and a deductible of $250.
What are the benefits of Atlas travel insurance
-
Hospital room and board Average semi-private room rate, including nursing services. Intensive care unit Up to the overall maximum limit. Hospital indemnity $100 per day of inpatient hospitalization (not subject to deductible or coinsurance). COVID-19 Includes medical coverage for eligible expenses related to Covid-19 -
Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Urgent care center co-payment Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S.- No co-payment. -
Emergency local ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Emergency room co-payment Claims incurred in the U.S.- Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S.- No co-payment. Emergency dental (acute onset of pain up to 72 hours) Up to $300 (not subject to deductible or coinsurance). -
Emergency medical evacuation $1M lifetime maximum, except as provided under acute onset of pre-existing condition. Repatriation of remains Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. Return of minor children Up to $50k (not subject to deductible or coinsurance). Trip Interruption Up to $10K (not subject to deductible or coinsurance). Travel Delay Up to $100 a day after a 12-hour delay period, maximum of 2 days. Emergency reunion Up to $100k, maximum of 15 days (not subject to deductible or coinsurance) Natural disaster evacuation Up to $250 a day for 5 days (not subject to deductible or coinsurance). Emergency Eye Exam for a Covered Loss Up to $150. $50 deductible per occurrence (plan deductible is waived). Political evacuation Up to $100k lifetime maximum (not subject to deductible or coinsurance). Benefit Period 90 days per certificate period. Personal liability Up to $25k lifetime maximum
Up to $25K third person injury
Up to $25k third person property
Up to $2,500 related third person property
Optional Personal Liability Rider of up to $75K lifetime maximum(not subject to deductible or overall maximum limit).Local Burial or Cremation Up to $5k lifetime maximum. Accidental death & dismemberment Members under age 18: Up to $5k lifetime maximum.
Members age 18-69: Up to $25k lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum.
Members age 75 and older: Up to $6,250 lifetime maximum.
$250k maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25kCommon carrier accidental death Up to $50k for ages 18 through 69
Up to $10K under age 18
Up to $25K for ages 70 through 74
Up to $12,500 for ages 75 and older
Maximum of $250k for any one family or group.Terrorism $1k maximum limit. Not subject to deductible Lost or Stolen Passport/Travel Visa Up to $100 – not subject to deductible Pet return Up to the maximum limit Seatbelt benefit Up to $1k (not subject to deductible or coinsurance). Bedside visit Up to $1,500 (not subject to deductible or coinsurance). Optional Crisis Response Rider with Natural Disaster Evacuation Up to $90k per certificate period, with $10K maximum for Natural Disaster Evacuation - not subject to deductible or overall maximum limit Border entry protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border(not subject to deductible). Acute Onset of Pre-Existing Condition* Covers up to overall maximum limit, under age 80. Up to $25K lifetime maximum for Emergency Medical Evacuation. Acute onset of pre-existing condition*:Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition.
The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:
- The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition;
- Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence;
- You must be under eighty (80) years of age;
- You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider;
- You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition;
- You must be traveling outside your home country
What optional benefits are included in Atlas medical insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge. Atlas visitor insurance also provides optional buy-up coverage for the following:
Atlas travel health insurance - FAQ's
WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.
This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.
The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.
The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.
WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
WorldTrips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
Yes, Atlas Travel Insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.
Atlas travel insurance covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.
Well, Atlas travel insurance offers coverage for complications of pregnancy during the first 26 weeks of gestation.
Yes, US Visitors who had initially bought for less than 364 days can renew Atlas Travel Insurance online up to 364 days.
Atlas Travel is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.
Visitors can review this article on how to use Atlas visitor medical insurance in case of emergency in the United States.
The Atlas Travel plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Travel insurance offers a $10,000 policy maximum to applicants over age 80.
Atlas Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.
Atlas Travel Insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas Travel Insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas Travel Insurance working example.
As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas Travel Insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
Some of the common US visas are:
What are the restrictions of Atlas travel insurance?
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Resourceful links of Atlas travel insurance
Frequently asked questions
Frequently asked questions and answer about travel insurance plans.
Click here to read more »Insurance Blog
Blog to compare different Atlas Travel insurance plans
Click here to read more »