Covid travel insurance for Canadians

Best travel insurance for Canadian seniors visiting USA

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End Date
Coverage Region
Safe Travels USA Comprehensive
Plan Maximum
Plan covers Covid19 illness
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Patriot America Plus
Plan Maximum
Plan offers coverage for Covid19
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Diplomat America
Plan Maximum
Plan covers Covid19 illness
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  Travel insurance providers
Trawick IMG Global Underwriters logo
  Snowbird Covid travel insurance coverage
Safe travels USA Comprehensive visitors insurance offers US Travel insurance for Covid illness. Safe Travels International Insurance covers COVID19 expenses and treated as any other sickness Not Available Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury. Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury. Diplomat America Covid Insurance by Global Underwriters offers coverage for Covid19 as a new sickness. Usual, Reasonable, and Customary up to Medical Maximum or $100,000; whichever is less
  Snowbird insurance coverage for acute onset of Pre-existing conditions
Sudden and Acute Onset of a Pre-Existing Condition Unexpected Recurrence of a Pre-Existing Medical Condition: up to $20,000 up to age 65 then up to $10,000 for over age 65 Acute onset of a pre-existing condition Up to maximum limit below age 70 Not Covered Acute onset of a pre-existing condition Up to maximum limit below age 70 24 months waiting period
  • Ages 14 days to 64 years: Up to $50,000
  • Ages 65 to 74 years: Up to $10,000
  Travel insurance from Canada - Highlights
  • This includes coverage for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Sports Activity Coverage available.
  • Safe Travels International is a primary travel medical insurance.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Optional Upgrades include - trip delay maximum, increased AD&D and athletic sports.
  • This is a comprehensive short-term travel medical plan.
  • US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
  • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. (when the $0 deductible is selected)
  • Short-term travel medical coverage.
  • Coverage for travelers outside their residence country whose destination excludes the US and its territories.
  • Patriot international insurance schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US.
  • This plan can be renewed for up to 2 years.
  • Patriot America offers coverage for adventure sports and other sports activities.
The Diplomat America plan is designed to cover Non-U.S. residents traveling to the United States
  • Accident and sickness plan that covers you inside the United States (15 days up to 365 days)
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible
  • Travel Medical Plus is a comprehensive medical coverage, it has an extensive network of providers.
  • Liaison coronavirus travel insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country.
  • Covers up to 10 travelers and offers group coverage for 10 or more travelers.
brochure Travel insurance Canada to US - Brochure & Details links
» Safe Travels USA ComprehensiveBrochure
» Safe Travels USA ComprehensiveDetails
» Safe Travels USA ComprehensiveReviews
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» Patriot AmericaInsurance Brochure
» Patriot America Insurance Details
» Patriot America Insurance Reviews
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» Diplomat America Insurance Brochure
» Diplomat America Insurance Details
» Diplomat America Insurance Reviews
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Annual Multi-trip travel insurance for regular Canadians overseas travelers

annual multi trip travel insurance

There are thousands of Canadian travelers who travel overseas regularly. Many of these frequent travelers are businessmen or corporate travelers who travel overseas for work. There are many Canadians traveling to the US, Mexico, Europe, Asia and Australia often. There are several top rated travel health insurance plans for multiple trips worldwide.

Patriot Annual Multi trip insurance is an ideal plan for Canadian corporate travelers. Every trip duration could be either 30 days or 45 days with a medical coverage maximum of $1 million. Travelers up to the age of 76 years can buy this plan. The plan is renewable up to 3 years and also offers coverage for pre-existing conditions.

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Cruise travel insurance
Popular cruise travel insurance for Canada
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Canadian travel insurance

Canadian seniors travel insurance

Canadian seniors travel insurance

Travel insurance for Canadian seniors.
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Long term travelers

Long term travelers

Few months or more of living outside Canada.
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Canada travel insurance

Canada travel insurance

Travel medical insurance for visiting Canada.
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Annual multitrip travelers

Corporate/business travelers who travel frequently outside Canada.
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Travel insurance for Canadians

Canadians traveling to USA

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Travel insurance for US citizens traveling to Canada

US citizens traveling to Canada

Travel insurance for US citizens traveling to Canada.
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International travel insurance for Canadians
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Covid travel insurance for Canadians in the USA

Greetings to all our neighbors up North! The COVID-19 pandemic has really changed the shape of travel for the time being. I have recently gotten many calls from Canadians who have told me their insurance coverage from Canada is now voided since the Canadian government has now asked all Canadians to stay in Canada and avoid “non-essential” travel. Many of our Canadian friends were already out of the country and enjoying warmer climes in the US and/ or have altered their travel plans.

If you have any doubts as to your coverage, we urge to check on your benefits with your insurance provider and know that we have alternatives should you need coverage now (even though you are already in the US) either due to cancellation or expiration of the policy.

Covid19 travel insurance for Canadians to USA

Can Canadians purchase American travel insurance that will cover them for Covid19 or coronavirus expenses for a trip into the US?

Yes. There are some insurance plans for Canadians visiting USA that cover COVID-19 like any other illness. Canadians can use our search engine to compare USA travel insurance with covid coverage. They cannot be sick before the start of the policy for coverage to be valid (otherwise it will be considered pre-existing).

Note that some companies cannot sell policies to Canadian citizens or to people with Canadian addresses. However, Global Underwriters, IMG and Trawick International, and INF are companies that can provide policies.

There are currently three US insurance providers namely Trawick International, Seven Corners, INF insurance and Global Underwriters who offer US Visitors insurance coverage for coronavirus.

Trawick International Insurance

Trawick International offers visitor medical insurance for coronavirus (covid-19) with their Safe Travels USA Visitor Insurance. TThe Safe Travels USA Comprehensive visitor insurance for Covid19 is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare all Safe Travels USA Insurance plans for Covid19 and buy it online to get coverage as early as the following day.

Liaison Travel Plus Insurance offers best Seven Corners covid health insurance for visitors to USA. The Sevencorners insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. Diplomat America Covid19 travel insurance is available for Canadians travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

International Medical Group (IMG) offers US travel insurance for Canadians travelling to USA with covid19 coverage. IMG's Patriot America Plus and Patriot Platinum insurance insurance plans cover COVID-19 like any other illness.

INF Insurance offers Canadian visitors health insurance for coronavirus in the US, Canada and Mexico. INF US visitors insurance for Canadians covers covid-19 as any other illness. One of their plans (Elite) has excellent coverage of pre-existing medical conditions beyond the usual coverage for "acute onset" of pre-existing conditions which is a unique offering. You can compare their plans using this link and purchase the one you are interested in by choosing the "buy now" button for the appropriate plan: Please note that the Elite Network insurance for Covid19 and Premier Insurance for Covid19 are cheaper per month if you purchase at least 90 days the first time you buy them. You can compare all available INF US visitor insurance for Coronavirus.

As ever, we wish you safe and happy travels. Do call us with questions or concerns you may have.

Mexico is a beautiful vibrant country with warm weather and a great deal of diversity in cultures, landscapes and activities available for tourists. The Yucatan peninsula, made famous by Cancun also has the Tulum beach which is a place to have fun in the sun. Then there is the Yellow city of Izamal , the ancient ruins of Teotihuacan, these are just some of the popular places in Mexico to experience wonderful diverse landscapes.

While this is the fun aspect of international travel, one should pay attention to make sure that they are insured in case of unexpected incidents like sickness and injuries or trip delays and loss of luggage.

While the Mexican Government does not mandate travel health insurance for tourists visiting Mexico, things have however changed dramatically due to the SARS/COV2 Covid19 pandemic. Given the fluid situation, it is prudent to buy international travel insurance for Mexico from Canada, and this is reflected in the number of international travelers buying travel health insurance which has increased three times when compared to the period before the pandemic.

Travel Health Insurance is of vital importance to get medical care for emergencies or unexpected sickness and injuries. Canadian health insurance does not provide sufficient coverage outside of Canada. Due to Covid19 pandemic another important factor to consider is quarantine benefits/lodging benefits in case you come in contact with someone who is Covid positive. Apart from these, in case you need to cancel the trip due to the pandemic or any other reason, insurance to cover the trip costs is a key requirement.

Here is a list of things to consider while traveling to Mexico:
  • Coverage for medical emergency (sickness or injury)
  • Coverage for trip cancellation to cover the trip costs in case of cancellation
  • Trip Interruption
  • Baggage delay and Trip Delay
The popular travel health insurance plans that provide international coverage qualify for Canadians traveling to Mexico:

These travel health insurance plans mentioned above cover medical emergencies and unexpected sickness and injury. They have coverage for trip interruption, baggage delay and loss but there are some things that are not covered under these plans.

To bridge that gap we also offer trip cancellation insurance plans. Trip Insurance plans provide trip cancellation, trip interruption, missed flight connection...

Popular Trip Insurance plans for Canadians going to Mexico are listed below:
  • Travel Insurance Select : Travel Insurance Services administered Travel Insurance Select covers for trip cancellation and interruption. Trip Cancellation, baggage loss, emergency evacuation.

Travel Insurance Select plan has three versions namely Basic, Plus and Elite with Elite version has comparatively more benefits compared to the other two.

Make your travel full of fun and stress free by making a suitable choice of the travel/trip health insurance plan according to your needs. Never compromise on insurance as it can end up being an expensive trip in case of unanticipated mishaps.

US Travel health insurance for Canadians in the USA

Can I get US insurance when I am already in the US? Does the warning level from my country matter to getting US insurance?

YES! Canadians CAN purchase US travel insurance policies from us to cover the remainder of their stay (as long as they like). The travel insurance plans that cover COVID have been written not to exclude coverage based on these levels issued by any government authorities.

Note that the policies are generally renewable, so if plans change (as they so often do these days), the policies can be extended (minimum of 5 days and up to 12 months). Policies are available up to $100,000 for persons in their 70s and up to $50,000 for persons in their 80s. You can use our search engine to determine the best prices for you based on age and deductible you'd like.

The deductible on a comprehensive policy is generally a one-time payment if there are any medical expenses (doctor visit, ER visit, medications, etc). A higher deductible will give a lower premium cost, so it is a balance of what you feel you can pay out in the unlikely event you will need medical attention, and how much the policy costs you per month and day.

When you purchase the policy, you will enter your Canadian address as your "home" or "residence" address regardless of whether you own a home in the US or not. The "residence" country and the "destination" country CANNOT be the same. Then, you can choose the start date (even if it says trip start date) as the first day you need the policy. And, even though you choose an "Trip end date" you can always extend most policies without issue (just do not wait until they have expired).

Unfortunately, insurance coverage for pre-existing conditions is very limited on most US visitor policies for foreign visitors. Some policies will cover "acute onset" of pre-existing conditions which should mean life-threatening emergencies due to pre-existing conditions, but they have all recently excluded chronic and congenital disorders from that coverage. As a non-medical person, I'm not sure what illnesses/disorders that leaves that WOULD be covered. The Safe Travels Elite (a fixed plan) and Safe Travels Comprehensive offers some coverage $25,000 or $15,000 for a cardiac issue. The INF Elite and INF Premier travel insurance plans provide coverage for pre-existing conditions up to the limit for pre-ex ailments as indicated in the plan details.

While there will always be some risk involved while traveling and staying in the US, travelers do have travel insurance options for visiting the US. Compare US travel insurance for Canada and buy the plan that best fits your needs.

As ever, we wish you safe and happy travels!

Canadians travel insurance, Health insurance for Canadians visitors to USA


Canadians Expatriates insurance

Worldwide travel insurance for Canadians Expatriates Know more

Canadians visiting USA insurance

Travel medical insurance for Canadians visiting USA Know more

US residents Visiting Canada insurance

Travel medical insurance for US residents visiting Canada Know more

Travel medical insurance for Canadian travelers

At American Visitor Insurance, we regularly interact with thousands of Canadian international travelers needing travel health insurance for their international travel. Some of our Canadian customers want to extend their travel beyond the insurance coverage they purchased initially from Canada before leaving. It seems that to continue with a Canadian plan, you must return to Canada to make your purchase. However, with our travel health insurance for Canadian residents, you can start coverage the day your existing Canadian coverage ends and not have the expense or bother of a return trip.

Our travel insurance is particularly helpful for Canadian customers having pre-existing medical conditions, who are not able to get their Canadian travel insurance for their trip due to some constraint or another.

Travel insurance for Canadians

We do offer some plans that provide coverage for "acute onset" of pre-existing medical conditions. To be clear, the medical conditions must be stable and they will not cover required treatment or medication for an existing condition but they will kick in if there is some unexpected recurrence due to the pre-existing condition. Do review our quotes and compare them to what you are offered from your home country or keep us in mind if your travel plans change along the way!

Why is travel insurance to USA so expensive?

There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

INF travel medical insurance for Canadian citizens

INF travel insuranceINF offers visitors from Canada excellent travel medical insurance in the United States which includes adequate coverage for dental, loss of checked luggage, medical emergencies and accidents incurred while traveling. This works ideally for Canadian Snowbirds during their travel to the USA. Following are the best US travel insurance for Canadian Snowbirds.
List of Canadian health insurance for travelling to USA
Premier Plan Elite Network
Compare INF Canadian travel insurance to USA
Compare INF visitor insurance Compare pre-existing coverage

Top international destinations among Canadians



The United States of America (USA), commonly known as the United States (U.S.) or America, is a federal republic composed of 50 states.



Morocco, a North African country bordering the Atlantic Ocean and Mediterranean Sea, is distinguished by its Berber, Arabian and European cultural influences.



Thailand is a Southeast Asian country. It's known for tropical beaches, opulent royal palaces, ancient ruins and ornate temples displaying figures of Buddha.



Indonesia, a Southeast Asian nation made up of thousands of volcanic islands, is home to hundreds of ethnic groups speaking many different languages.



Japan is an island nation in the Pacific Ocean with dense cities, imperial palaces, mountainous national parks and thousands of shrines and temples.



Portugal is a southern European country on the Iberian Peninsula, bordering Spain.



Aruba, a tiny Dutch Caribbean island off the coast of Venezuela.


Hawaii (USA)

Hawaii, a U.S. state, is an isolated volcanic archipelago in the Central Pacific.

visitor travel insurance for Canadians

Snowbird travel medical insurance for Canadians

During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. They Canadian travlers are commonly known as Snowbirds.

Since domestic health insurance in Canada does not offer coverage outside its border, buying proper overseas travel medical insurance is recommended by the Canadian government authorities. Healthcare treatment in US and Europe is very high and it is very risky to be uninsured while in those countries. know more

Short term tourists    Long term travelers   


California, a western U.S. state, stretches from the Mexican border along the Pacific for nearly 900 miles.



Arizona, a southwestern U.S. state, is best known for the Grand Canyon, the mile-deep chasm carved by the Colorado River.



Texas is a large state in the southern U.S. with deserts, pine forest and the Rio Grande, a river that forms its border with Mexico.



Florida is the southeasternmost U.S. state, with the Atlantic on one side and the Gulf of Mexico on the other.



Guatemala, a Central American country south of Mexico, is home to volcanoes, rainforests and ancient Mayan sites.



Honduras is a Central American country with Caribbean Sea coastlines to the north and the Pacific Ocean to the south.

Costa Rica

Costa Rica

Costa Rica is a rugged, rainforested Central American country with coastlines on the Caribbean and Pacific.



Nicaragua, set between the Pacific Ocean and the Caribbean Sea, is a Central American nation known for its dramatic terrain of lakes, volcanoes and beaches

travel insurance guide
Snowbird insurance for Canadian residents
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Pre-existing Coverage Insurance
Pre-existing Coverage Insurance
Coverage for Pre-existing diseases.
Trip Insurance
Trip Insurance
Trip protection insurance to cover travel investment expenses
group travel insurance
Traveling in groups?
Group of 5 or more travelers visiting overseas on the same schedule.

Annual travel insurance for corporate travelers

yearly travel insurance between USA and Canada

Since the US and Canadian economies are very closely inter connected, there are several US corporate employees who travel regularly between the US and Canada. This is especially true for residents of states close to the Canadian border in New York, Michigan, Minnesota, Wisconsin, Montana and Washington as well as in many of the US cities with multinational corporations. For regular travelers, buying the Annual multi-trip travel insurance works very well.

The annual multi-trip insurance insures the traveler for innumerable trip throughout the whole year as long as each trip is limited a fixed duration (usually 30, 45 or 60 days) depending on the multi-trip insurance plan. Please note that the Annual multi-trip travel insurance plans expect you to maintain continuous medical coverage in your home country.

Covid annual travel insurance for Coronavirus coverage, Coronavirus yearly travel insurance for Covid19

Seven Corners Covid visitors insurance

Seven Corners has designed the Wander Frequent Traveler Plus insurance product for frequent international travelers which provides annual travel insurance with coronavirus coverage. Frequent travelers can customise their coverage by selecting the trip length, choosing from 30, 45, and 60 day trip lengths.

Wander Frequent Traveler Plus covers up to $100,000 (Travelers in ages between 65 to 74 years old are limited to $50,000) in medical expenses for COVID-19 (the disease), SARS-Cov-2 and any mutation or variation of SARS-CoV-2. Wander Frequent Traveler Plus also has an additional $1 million for emergency medical evacuation and repatriation. If medically necessary, the coverage will transport you to a facility with appropriate care. Please note that the Wander Frequent Traveler Plus requires you to maintain continuous medical coverage in your home country.

Safe Travels Annual Basic, Safe Travels Annual Deluxe, Safe Travels Annual Executive insurance offers Covid19 coverage for US residents and US citizens taking frequent trips worldwide. It provides annual comprehensive travel medical coverage for COVID19 as long as the plan is effective before the individual gets sick. Trawick International requires pre certification in case of requirement of coverage for COVID19. That is, the insured needs to call the insurance company and let them know the need for COVID19 coverage. If there is a chance of cancelling the plan, then it is important to check the terms and conditions of cancellation for that particular plan.

The I-20 Visa for Canadian students in USA

The US enjoys a special relationship with Canada. Students wishing to come to a college or university in the US can obtain an I-20 visa to do so. Oftentimes, the college or institution will offer health coverage for their students. Some do not and the student must find their own policy.

What health insurance can Canadian students purchase?

International students cannot apply to 'regular' health care plans available to citizens. However, we have options for you through our website.

Note that if you do get the option of an institutional health plan these will likely be more expensive than what we offer, but they are very complete. They are, in fact, domestic policies not otherwise available to visitors. They are very complete and cover wellness, pre-existing conditions, maternity, mental health, and pretty much all health care needs.

If those are not main concerns and if you are looking for more economical options, there are plans for international students available.

What plans do you recommend for Canadian students and why?

Canadians that wish to study in the US can get health insurance through our website. The best options are those offered by IMG and Global Underwriters

The Global Underwriter plans are best if the student is on an official sports team or club. You can choose an optional collegiate sports rider to cover injuries related to that sport (low, medium, and high; unfortunately there is no coverage for football).

IMG has several student options available (Patriot Exchange, Student Health Advantage and Student Health Advantage Platinum). Patriot Exchange offers a very economical price, but note the exclusion of maternity and mental health coverage.

Student plans must be purchased for whole months. If you purchase one month and three days you will pay for two months. Therefore, you may as well sign up for two whole months. When the student returns home, the plans are terminated.

Resourceful visitors medical insurance

Visitor insurance resources

Visitor insurance Canada resources

International travel insurance resources for Canada visa holders.

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Factors for travel insurance

Factors for travel insurance Canada online

Important factors while deciding on the best travel insurance to Canada.

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Types of visitor insurance

Types of Canada travel insurance online

Understanding different types of Canada visa travel insurance options.

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Claims Procedure

Canada travel insurance Claims Procedure

Canada travel insurance claims process for getting medical care in a hospital.

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Balance Scale

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Travel medical insurance Canada, Travel insurance to Canada from USA links

International travel insurance blogs and articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for...

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online...

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works..

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International travel insurance resources
Compare and buy international travel insurance USA
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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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