Travel insurance for senior citizens visiting USA

While most US travelers insurance plan do not cover pre-existing conditions, however some US travel insurance plans cover acute onset of pre-existing conditions. INF insurance is the one provider who offers travel insurance with coverage for pre-existing conditions.

Any pre-existing medical condition is something that the traveler has before or when he/she buys the travel insurance plan. The pre-existing condition can be an illness or any injury. Some other examples of pre-existing conditions are cancer, diabetes or asthma/respiratory issues.

INF travel insurance offers some US travel insurance with coverage for pre-existing medical conditions which are available for travel to the USA, Canada and Mexico for travelers over 70 years as well.

Most travel insurance plans will consider blood pressure as a pre-existing condition for travel insurance. However the INF insurance offer travel insurance that covers pre-existing conditions ranging including Blood pressure. The INF Premier & INF Elite travel insurance for preexisting conditions are two INF plans with coverage for blood pressure.

Travel Insurance plans do not specify anything about the waiting period, but some plans have a look back period for coverage for pre-existing conditions. Most travel insurance plans only cover the acute onset of pre-existing conditions with INF being the exception which offers coverage for Pre-existing conditions up to the defined limit with their INF Premier and INF Elite travel insurance plans.

Travel Insurance plans provide coverage for unexpected sickness and injury. They provide benefits to cover emergency medical evacuation and repatriation. Apart from this, they provide coverage for the acute onset of pre-existing conditions.

If there is a medical condition that you do not need any coverage for, then yes, you can still purchase travel insurance for unexpected medical accidents which might result in a highly expensive claim expense.

US short term travel insurance plans are bought online by filling out the travel insurance application form provided by the insurance company. In the insurance company application form, there are no specific questions about the pre-existing condition the customer might have.

However, on American Visitor Insurance on the form to travel insurance quotes, we ask the customer to fill in the requirement details including if coverage for pre-existing conditions is needed. This helps us display the plans with the best coverage for pre-existing conditions or for acute onset of pre-existing conditions. The available travel insurance plans can also be filtered depending on the pre-existing condition coverage requirement.

This way it is easier for the customer to view the plans that provide good pre-existing condition coverage. In conclusion, the customer does not have a way to disclose what pre-existing condition they have in the application form. Again only INF insurance offers coverage for pre-existing conditions while other providers only offer acute onset of pre-existing condition coverage, and they will not be covered for the pre-existing condition unless the incident is reported by the doctor as a acute onset of a pre-existing condition.

Yes, you can buy the travel medical insurance plans for older travelers after starting the journey. However it is always recommended to purchase the ttravel insurance for seniors visiting usa before departing.

The claim will be invalid if the traveler attempts to buy the travel insurance and file a claim for an ailment after it occurred during the travel.

All travel health insurance policies are priced by age and the number of days needed, so your age does determine your cost. The price difference between 69 and 70 IS a big jump. If you are traveling at age 69 and will turn 70 during your trip you get to pay the whole time like a 69 yr old (a real bargain).

However, some coverages which end at age 70 (like some pre-existing medical condition coverage) will end on your birthday. At American Visitor Insurance, we offer many policies for people 70+ and are adding policies all the time to improve our offering to our traveling seniors!

It depends on the company and the type of policy you are looking for. Many policies do not have a cut off age, but some do. Also, the main difference for older travelers is that the maximum of the policy available goes down with higher age.

You may only find options in the $50,000 maximum or less, but you may still find something suitable for your situation.

Yes, there are various senior citizen travel insurance covers available to US. One should be aware that the insurance cost likely is going to cost more than the younger age group .Older travelers can get acute onset of pre-existing conditions cover included in the travel insurance cover.

Visitors to the US should purchase travel medical insurance while still in the home country .Tourist cannot get a domestic insurance USA plans.

One can travel anywhere without travel insurance. Travel often adds up costs and sometimes unexpected events will leave a huge financial damage. Especially with aged travelers as they are prone to increased medical risk.

It’s always advisable to purchasing good travel insurance for senior citizens to avoid unpleasant experiences.

American Visitor Insurance works with reputed US travel insurance providers to give senior citizen travelers in USA a wide range of health insurance options. We have nearly two decades experience in understanding the diverse requirements of older travellers and parents in US and in offering appropriate medical insurance options to them.

Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate health insurance for senior citizen needs as well as guide them when using the insurance in the event of a medical or travel emergency.

We also provide answers to all health insurance for older travelers questions, reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where older travelers can compare different products based on price as well as the coverage benefits. All of these tools help travellers make an informed decision while buying travel insurance.