Trunk Bay Beach
Trunk Bay's long and arching curve of creamy sand and turquoise water is the most photographed beach on St. John.
The cheapest travel insurance with trip cancellation coverage for US Virgin Islands is Safe Travels Protect, starting at $24.
Other affordable travel insurance with trip cancellation coverage include Pathway Essential and Travelex Advantage.
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
The Best travel insurance with trip cancellation coverage for US Virgin Islands is Pathway Premium, starting at $40.
Other top recommended travel insurance with trip cancellation coverage include Travelex Ultimate and iTravelInsured LX.
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
The Cheapest travel health insurance for US Virgin Islands from USA is Atlas Essential International.
The other Affordable US Virgin Islands Travel Insurance for U.S. Citizens include Atlas International and Patriot International Lite.
* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.
The Best travel medical insurance for US Virgin Islands from USA is Atlas Premium International.
The other top recommended Best US Virgin Islands Travel Insurance for U.S. Citizens include Intermedical and Patriot Platinum international.
* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.
Below are some of the best travel medical insurance plans offering coverage for acute onset or limited pre-existing conditions for travelers outside the USA:
Visa requirements for the U.S. Virgin Islands (USVI) depend on your nationality. Since the USVI is a U.S. territory, U.S. visa rules apply.
Even with the correct visa, it is strongly recommended to purchase travel insurance for the U.S. Virgin Islands, as healthcare costs for visitors can be high and are often not covered by standard health plans.
Trunk Bay's long and arching curve of creamy sand and turquoise water is the most photographed beach on St. John.
Charlotte Amalie is one of the most popular cruise ports in the Caribbean. Located mid-island on the south shore of St. Thomas.
The sea is calm along the horseshoe-shaped bay and excellent for snorkeling, swimming, kayaking, and other water sports.
Many U.S. health insurance plans provide limited or no coverage in the United States Virgin Islands (USVI). It’s important to check with your insurer about your policy’s specific coverage for medical expenses in USVI. For full protection, consider purchasing travel health insurance to cover unexpected medical emergencies and associated costs.
For a trip to United States Virgin Islands, it's recommended to get travel insurance that covers medical emergencies, trip cancellations and baggage loss. Consider your specific needs, including any pre-existing medical conditions or planned activities, when choosing a policy. You can use our comparison tool on American Visitor Insurance to easily compare plans and find the one that best suits your budget and needs.
Yes, you can purchase travel medical insurance for United States Virgin Islands after booking your trip. The sooner you buy the insurance, the more coverage you will have, especially for events like trip cancellations before departure. Many insurance plans offer protection from the moment of purchase, which can include coverage for trip cancellation, trip interruption, or travel delays that occur prior to your departure.
Travel medical insurance for the United States Virgin Islands (USVI) may cover adventure activities, but coverage varies by policy. Standard plans often include common activities like snorkeling, hiking, or kayaking, while high-risk activities such as scuba diving, zip-lining, or jet skiing may require additional coverage. To ensure adequate protection, look for a policy with adventure sports coverage or add a rider for high-risk activities. It’s important to review the policy details carefully and confirm with the insurer that your planned activities are included. This ensures you’re protected in case of injuries or emergencies during your adventure.
Some common expenses that are usually excluded in travel insurance plans are the following:
Most policies do not cover medical expenses related to pre-existing conditions. We also recommend checking the policy before making your final purchase to ensure you have the kind of coverage you require. Obtain quotes for the best travel insurance that includes coverage for pre-existing conditions coverage.
The U.S. Virgin Islands (USVI) is relatively expensive compared to other Caribbean destinations, primarily due to its popularity as a tourist hotspot and the cost of importing goods to the islands. Accommodations, dining, and activities, especially in high-demand areas like St. Thomas and St. John, can carry premium prices.
U.S. health insurance generally provides some coverage in the U.S. Virgin Islands (USVI), as it is a U.S. territory. However, the extent of coverage may vary depending on the insurer and the specific health plan. Many United States Virgin Islands travel insurance plans cover emergency medical care, hospital stays, and urgent treatments in the USVI, but may not provide full coverage for all types of healthcare services or may require higher out-of-pocket costs for certain treatments. It is advisable for US residents and travelers to check with their insurance provider to confirm coverage details. In most cases, travelers need to buy travel health insurance that is available on American Visitor Insurance for comprehensive protection in the USVI.
Yes. The 988 Suicide & Crisis Lifeline is available in the U.S. Virgin Islands (USVI). Visitors can call or text 988 to receive free, confidential mental health support 24/7. For life-threatening medical emergencies, dial 911.
Yes. The 988 crisis hotline works for both residents and tourists visiting the United States Virgin Islands, providing immediate mental health support whenever needed.
Yes. Healthcare costs in the U.S. Virgin Islands are comparable to mainland U.S. prices. Emergency room visits, urgent care, and hospital treatment can be expensive for tourists without proper medical coverage.
Yes. Having travel insurance for the U.S. Virgin Islands is strongly recommended for tourists, as it helps cover emergency medical treatment, hospitalization, urgent care, and other unexpected healthcare expenses during the trip.
Yes. In serious medical situations, patients may need to be medically evacuated to the U.S. mainland for specialized treatment. USVI travel insurance helps cover these high medical evacuation and transport costs.
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Read More »While US Virgin Islands residents are US citizens and can access healthcare in the mainland United States using their domestic health insurance, it is still advisable to buy US travel insurance when traveling. Supplemental coverage helps with out-of-network costs, unexpected medical emergencies, and trip disruptions.
Yes, US Virgin Islands travel insurance provides coverage in the mainland United States. It can cover out-of-network medical costs, emergency medical evacuation, trip cancellations, and baggage loss, offering peace of mind while traveling.
At American Visitor Insurance, US Virgin Island travelers can get competitive US travel insurance quotes from reputed American insurance companies and compare several visitors insurance plans to make an informed decision.
Compare Plans »Travel insurance is not mandatory for entering the United States. However, it is strongly recommended for all travelers, including US Virgin Islands residents visiting the mainland USA.
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You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.