Green card holders Pre-existing conditions travel insurance cost, Best Pre-existing conditions travel insurance for Green card holders

What is the best travel insurance for Green Card Holders with Pre-existing conditions?

When looking for green card holders pre-existing conditions travel insurance, it is important to consider several factors. Pre-existing conditions refer to medical conditions that exist before the start date of the travel insurance policy. Here are some considerations:

Coverage for Pre-existing Conditions:

Not all travel insurance policies automatically cover pre-existing conditions. Many policies may exclude them, while others may offer coverage for acute onset of pre-existing conditions. Look for a policy that explicitly covers pre-existing conditions if this is a concern.

Look back Period:

Many policies have a "look back period," which is a specific timeframe before the policy's effective date during which the insurance provider reviews the traveler's medical history. It is essential to understand the look back period, as coverage for pre-existing conditions may be affected by this timeframe.

Age Restrictions:

Be aware of any age restrictions or limitations associated with coverage for pre-existing conditions. Some policies may have age-related eligibility criteria.

Policy Exclusions:

Carefully review the policy exclusions to understand the specific conditions or circumstances that may not be covered. Exclusions can vary between insurance providers and policies.

It is important to read the policy documents, terms, and conditions of any green card holder pre-existing conditions travel insurance to fully understand the coverage. If you have specific questions related to the pre-existing conditions coverage, you should reach out to American visitor insurance 24/7 licensed agent support for clarification. Remember that policies and coverage options can vary between insurance providers, so it's advisable to compare multiple pre-existing conditions coverage travel insurance options that are available on American visitor insurance to find a pre-existing conditions travel insurance plan that best meets the Green card holders’ needs.

What are the best health insurance plans for Green Card Holders?

INF Green Card health insurance for new US immigrants

INF Premier Fixed Benefit Plan file_export

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Pre-existing condition coverage by INF Premier
- Premier plan provides policy maximum $100,000 covers pre-existing condition maximum of $20,000/$40,000 with deductible $1,000/$5000.
- Policy maximum $150,000 covers pre-existing condition maximum of $30,000/$60,000 with deductible $1,000/$5,000
- Policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000
- Policy maximum $500k covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k
- Policy maximum $1M covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years.
- For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
INF insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- Minimum Enrolment should be 90 days to buy INF Premier Plan.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Premier Plan insurance Key Highlights
- This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays
- Minimum purchase of 90 days is required with this plan
- Plan covers pregnancy and childbirth if the plan is purchased before conception, before the trip begins
- COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
- Acute Onset treated like New Sickness
- Urgent Care & Doctor Visit arranged by MeMD
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes Dental & Vision Discount Coverage
- United Healthcare PPO providers Direct Billing
- This plan is not available to US residents and is only available to non-US residents
- Covers age up to 99 Years.Pre-Existing Complications from COVID-19 Covered
- In-Patient, Out-Patient, Specialist Care Covered for Pre-Existing.
Premium Plan Cancelation
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
- For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

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INF Elite Comprehensive Plan

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Pre-existing condition coverage by INF Elite
- Full Pre-Existing Condition Coverage:
  - Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
  - Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
INF Elite Insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
- Anyone visiting USA or Canada can enroll in this plan.
- Minimum Enrolment should be 90 days to buy INF Elite Plan.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Elite Plan insurance Key Highlights
- Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
- Pre-Existing Complications from COVID-19 Covered
- There is a minimum purchase of 90 days required to buy this plan
- This plan is not available to US residents and is only available to non-US residents
- Covers All new medical conditions
- Stable Pre-Existing Conditions are Covered as New Sickness
- United Healthcare PPO providers Direct Billing
- Covers 80% of Eligible Medical Expenses
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes Dental & Vision Discount Coverage
- Acute Onset is Considered New Sickness
- Urgent Care & Doctor Visit arranged by MeMD
- COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness.
INF Elite coinsurance^?
- In-Network: The plan covers 80% of the Preferred Allowance
- Out-of-Network: 60% of Usual, Reasonable & Customary (URC) Charges
INF Elite Cancellation
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  - For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  - However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

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INF Elite 90 Comprehensive Plan

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Pre-existing condition coverage by INF Elite 90
- Elite 90 plan covers pre-existing condition coverage up to $25k, $30k, $40k, or $50k subject to deductibles of $1,500, $2k, $2,500, $5k, or $10k for age 0 to 69 years .
- Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
INF Elite 90 Insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country..
- Anyone visiting USA or Canada can enroll in this plan.
- Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Elite 90 Insurance for Visitors - Key Highlights
- Covers 90% of eligible medical expenses
- Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
- Pre-existing complications from covid-19 covered
- There is a minimum purchase of 90 days required to buy this plan
- This plan is not available to US residents and is only available to non-US residents
- Covers all new medical conditions
- Stable pre-existing conditions are covered as new sickness
- United healthcare PPO providers direct billing
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes dental & vision discount coverage
- Acute onset is considered new sickness
- Urgent care & doctor visit arranged by MeMD
- COVID-19 medically necessary testing & treatment covered as any other new sickness.
INF Elite 90 coinsurance
- In-Network: The plan covers 90% of the Preferred Allowance
- Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges

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INF Elite Plus Comprehensive Plan

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Pre-existing condition coverage by INF Elite Plus
- Elite Network plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
- Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
INF Elite Plus Insurance Eligibility
- This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country..
- Anyone visiting USA or Canada can enroll in this plan.
- Minimum Enrolment should be 90 days to buy INF Elite Plus Plan.
- US immigrants can buy INF plans as long as they have a residence outside the US.
- Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
- The member also needs to submit their I-94 form.
INF Elite Plus Insurance, INF Elite Plus Insurance for Visitors - Key Highlights
- Covers Preventive & maintenance care and coverage for full body physicals.
- Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
- Coverage for TDAP, Flu, etc Vaccines
- Pre-Existing complications from Covid-19 covered
- There is a minimum purchase of 90 days required to buy this plan
- This plan is not available to US residents and is only available to non-US residents
- Stable pre-Existing conditions are covered as new sickness
- United Healthcare PPO providers direct billing
- Covers accident & sickness while traveling to USA, Canada, and Mexico
- Includes dental discount plan
- Acute onset is considered new sickness
- Urgent care & doctor visit arranged by MeMD
- 90% of eligible medical expenses
- Covid-19 medically necessary testing & treatment covered as any other new sickness.
INF Elite Plus coinsurance
- In-Network: The plan covers 90% of the Preferred Allowance
- Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges

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IMG Green card holders health insurance for US immigrants

Patriot America Plus Comprehensive Plan

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Patriot America Plus travel insurance coverage for Acute onset of a pre-existing condition
- Acute Onset of Pre-existing Conditions: Covered up to the selected policy maximum for individuals aged 70 and under.
Patriot America Plus insurance Eligibility
- Non US citizens travelling to the USA.
- International travelers requiring continuing coverage.
- US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
- Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased.
Coinsurance of IMG Patriot America Plus Insurance
- For treatment received outside the U.S : No coinsurance.
- For treatment received within the U.S :
  - In the PPO Network: The plan pays 100%.
  - Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Patriot America Lite Travel insurance optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Adventure Sports Rider
  Adventure Sports Rider
  
  Available for those up to the age of 65 years.If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
  
  Age 0-49 years: $50,000 certificate period
  
  Age 50-59 years: $30,000 certificate period
  
  Age 60-64 years: $15,000 certificate period
  
  Adventure Sports Rider - More Details
- Chaperone/Faculty Leader Replacement Rider
  
  Chaperone/Faculty Leader Replacement Rider
  
  Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
  Chaperone Replacement Rider - More Details
- Accidental Death & Dismemberment
  
  Accidental Death & Dismemberment
  
  The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident. This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
  Accidental Death & Dismemberment - More Details
- Bolt Device Protection (Cellular Phone Rider)
  
  Bolt Device Protection (Cellular Phone Rider)
  
  Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in the world.
  Mobile Device Protection - More Details
  Bolt Device Protection - More Details
  *Rider option is available in select countries on individual plans only.
- Trip Cancellation, Interruption and Travel Delay Rider**
  
  Trip Cancellation, Interruption and Travel Delay Rider**
  
  Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils.
  
  If you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.
  
  **Rider option is available on individual plans for U.S. residents only.

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Patriot Platinum Comprehensive Plan

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Patriot Platinum Acute Onset of Pre-Existing Condition
- Up to the maximum limit.(Insured person must be under 70 years of age)
- United States citizens:
- Age 64 and under without a primary health plan: Maximum limit: $20,000
- Age 64 and under with a primary health plan: Maximum limit: $1,000,000
- Age 65 through age 69: Maximum limit: $2,500
- Non-United States citizens:
- Age 69 and under: Up to the period of coverage limit or $1,000,000 (whichever is lower)
- $25,000 maximum limit for emergency medical evacuation
Patriot Platinum insurance Eligibility
- Patriot International Platinum offers coverage for US Citizens travelling outside the US with coverage for brief to USA.
- Patriot Platinum offers coverage for Non US citizens travelling outside their home country.
- For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
- US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
- Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased. US citizens/Expats living outside USA and visiting USA can buy Patriot Platinum America Insurance.
Patriot Platinum insurance renewability
- Patriot Platinum insurance can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 36 continuous months.
- Prior to the end of each period of coverage purchased, you will receive renewal information.
- You have the option to renew online or you may complete a paper renewal form.
- Each insured person must only satisfy one deductible and coinsurance within each 12 month period of coverage.
IMG Patriot Platinum Coinsurance
- For treatment received outside the U.S. & Canada: No coinsurance.
- For treatment received within the U.S. & Canada:
- In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
- Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Patriot Platinum Travel insurance optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
- Adventure Sports Rider
  Adventure Sports Rider
  
  Available for those up to the age of 65 years.If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
  
  Age 0-49 years: $50,000 certificate period
  
  Age 50-59 years: $30,000 certificate period
  
  Age 60-64 years: $15,000 certificate period
  
  Adventure Sports Rider - More Details
- Chaperone/Faculty Leader Replacement Rider
  
  Chaperone/Faculty Leader Replacement Rider
  
  Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
  Chaperone Replacement Rider - More Details
- Accidental Death & Dismemberment
  
  Accidental Death & Dismemberment
  
  The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident. This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
  Accidental Death & Dismemberment - More Details
- Bolt Device Protection (Cellular Phone Rider)
  
  Bolt Device Protection (Cellular Phone Rider)
  
  Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in the world.
  Mobile Device Protection - More Details
  Bolt Device Protection - More Details
  *Rider option is available in select countries on individual plans only.
- Trip Cancellation, Interruption and Travel Delay Rider**
  
  Trip Cancellation, Interruption and Travel Delay Rider**
  
  Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils.
  
  If you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.
  
  **Rider option is available on individual plans for U.S. residents only.

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Trawick International Green Card health insurance for new US immigrants

Safe Travels USA Comprehensive Plan

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- Unexpected Recurrence of a Pre-existing Condition: Covered up to $1,000 for ages up to 69.
Safe Travels USA insurance Eligibility
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- Available for green card holders
- Travelers up to the age of 89 years
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

Safe Travels USA optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Accidental Death and Dismemberment Upgrade

What is Safe Travels USA travel insurance Chaperone Replacement Rider?
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
What is Enhanced AD & D Rider offered by Safe Travels USA travel health insurance?
Enhanced AD & D Rider
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
What is Evacuation Plus Rider by Safe Travels USA medical insurance?
Evacuation Plus Rider
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

Non Life-threatening Medical Evacuation - Up to a maximum of $25,000

Natural Disaster Evacuation - Up to a maximum of $5,000

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Safe Travels USA Cost Saver Comprehensive Plan

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Safe Travels USA Cost Saver insurance coverage for pre-existing condition
- Unexpected Recurrence of a Pre-existing Condition: Covered up to $1,000 for ages up to 69.
Safe Travels USA Cost Saver insurance Eligibility
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- This plan is available for green card holders.
- Travelers up to the age of 89 years.
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
- Coverage for minimum 5 days to maximum up to 364 days.

Safe Travels USA Cost Saver insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Accidental Death and Dismemberment Upgrade

What is Safe Travels USA Cost Saver travel insurance Chaperone Replacement Rider?
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
What is Enhanced AD & D Rider offered by Safe Travels USA Cost Saver travel health insurance?
Enhanced AD & D Rider
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
What is Evacuation Plus Rider by Safe Travels USA Cost Saver medical insurance?
Evacuation Plus Rider
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

Non Life-threatening Medical Evacuation - Up to a maximum of $25,000

Natural Disaster Evacuation - Up to a maximum of $5,000

Coinsurance of Safe Travels USA Cost Saver
- Covers 80% of the first $5,000 then 100% up to the Policy Maximum

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Safe Travels USA Comprehensive Comprehensive Plan

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Safe Travels USA Comprehensive insurance coverage for Acute onset of a pre-existing condition
- Acute Onset of Pre-existing Conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased. Upon attaining age 70, the maximum coverage is reduced to $35,000. For ages 80 to 89, the maximum coverage is further reduced to $20,000.
Eligibility to Safe Travels USA Comprehensive
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- This plan is available for green card holders.
- Travelers up to the age of 89 years.
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
- Coverage for minimum 5 days to maximum up to 364 days.
Safe Travels USA Comprehensive coinsurance
- Co-insurance after the deductible, 100% up to the Policy Maximum

Safe Travels USA Comprehensive optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Accidental Death and Dismemberment Upgrade

What is Safe Travels USA Comprehensive travel insurance Chaperone Replacement Rider?
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
What is Enhanced AD & D Rider offered by Safe Travels USA Comprehensive travel health insurance?
Enhanced AD & D Rider
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
What is Evacuation Plus Rider by Safe Travels USA Comprehensive medical insurance?
Evacuation Plus Rider
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.

Non Life-threatening Medical Evacuation - Up to a maximum of $25,000

Natural Disaster Evacuation - Up to a maximum of $5,000

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Safe Travels Elite Fixed Benefit Plan

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Acute Onset of Pre-Existing Conditions
- Acute onset of pre-existing conditions: Covered up to the medical maximum. Coverage for cardiac conditions or stroke is limited to $25,000; for ages 70–79, up to $25,000; and for ages 80 and above, up to $15,000, with cardiac conditions or stroke further limited to $15,000.
Safe Travels Elite Insurance Eligibility
- Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide.
- This plan is available for green card holders.
- Travelers up to the age of 89 years.
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
- Coverage for minimum 5 days to maximum up to 364 days.
- Renewable for 24 consecutive months

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Global Underwriters Green Card Health insurance for US immigrants

Diplomat America Comprehensive Plan

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Diplomat America insurance Eligibility
- Non US citizens and Non-US residents while visiting the United States
- Coverage is NOT available for Australian Citizens.
- This plan does not offer coverage for any travel outside the United States.
Note: This plan is also available to US citizens returning to the US for vacation or business trips while living abroad. A valid international address is required in order to apply.
Diplomat America insurance Coinsurance
- The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident
Diplomat America insurance Renewability
- "The plan is not renewable”, if additional coverage time is needed, a new application must be completed.

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What is the difference between Acute Onset coverage and Full Pre-existing condition coverage?

Feature	Pre-existing conditions	Acute onset of pre-existing conditions
Definition	It refers to a medical condition that existed before the enrolling in to the visitor insurance plan.	A sudden & unexpected occurrence of a pre-existing condition which requires in-patient, emergency hospitalization within 24 hours of the first symptoms.
Benefits	It covers follow up visits, hospitalizations and doctor’s visits, etc.. and other associated medical care for pre-existing conditions.	It will only cover the in-patient hospitalization expense and does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage.
Cost	It usually comes with higher deductibles and premiums.	Some plans offers coverage for acute onset of pre-existing conditions with no extra cost or as an optional add-on benefit.
Examples & limitations	Regular check-ups, scheduled treatments, or ongoing medications are not covered and it often available as a waiver or after a waiting period.	A food allergy or bee sting reaction with no prior warning requiring emergency care is covered. Gradual worsening conditions or ongoing treatments are not considered acute onset.

What is the best travel insurance for Pre-Existing conditions?

Compare and buy the best coverage from the most reputable insurance companies for pre-existing conditions.

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How much does health insurance cost for Green Card Holders?

Medical insurance cost for Green card holders varies based on several factors such as the age, medical maximum coverage, deductible for the plan, and the coverage for pre-existing conditions. There are cheap Green Card holders health insurance plans starting at $38 per month.

Cost of health insurance for parents over 65 years on Green Card

Travel insurance USA	Coverage	Deductible	Provider Network	Cost ^#
Safe Travels Advantage ^{Trawick International}	$25,000	$0	First HealthCare	$38
Safe Travels Elite ^{Trawick International}	$25,000	$0	First HealthCare	$50
INF Standard X ^INF	$50,000	$250	United HealthCare	$76
Patriot America Lite ^IMG	$50,000	$250	United HealthCare	$157
Safe Travels USA ^{Trawick International}	$50,000	$250	First HealthCare	$160
Patriot America Plus ^IMG	$50,000	$250	United HealthCare	$173
Safe Travels USA Comprehensive ^{Trawick International}	$50,000	$250	First HealthCare	$224
Diplomat America ^{Global Underwriters}	$50,000	$250	No PPO	$262
INF Safe Traveler USA X ^INF	$150,000	$500	United HealthCare	$341
Patriot Platinum ^IMG	$1M	$250	United HealthCare	$379

^# Approximate cost of Green Card holders health insurance is for a 65-year-old parent or Seniors for a duration of 1 month.
Source: AmericanVisitorInsurance®

How does travel insurance for pre-existing conditions work?

The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.

Tips for green card holders with pre-existing conditions

Here are some travel insurance tips for green card holders with pre-existing conditions

Choose a travel medical insurance with pre-existing conditions coverage.
Read the policy carefully to understand what is covered and what is not.
Be aware of look back period for coverage of pre-existing conditions.
Consider buying an travel health insurance plan with higher medical coverage.
Keep a copy of your medical records and list of medications when you travel.
Take your Doctor's prescription and medications during your trip.
Learn how to access healthcare at your destination.
Contact your US traveler insurance provider immediately in case of a medical emergency.
Disclose all pre-existing conditions when purchasing visitor health insurance.
Follow all procedures while submitting a claim.

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American travel insurance reviews

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Option 1	Increase to $50,000 maximum AD&D benefit	Additional $0.25 per person per day
Option 2	Increase to $100,000 maximum AD&D benefit	Additional $0.50 per person per day
Option 3	Increase to $250,000 maximum AD&D benefit	Additional $1.75 per person per day
Option 4	Increase to $500,000 maximum AD&D benefit	Additional $4.00 per person per day

Option 1	Increase to $50,000 maximum AD&D benefit	Additional $0.25 per person per day
Option 2	Increase to $100,000 maximum AD&D benefit	Additional $0.50 per person per day
Option 3	Increase to $250,000 maximum AD&D benefit	Additional $1.75 per person per day
Option 4	Increase to $500,000 maximum AD&D benefit	Additional $4.00 per person per day

Option 1	Increase to $50,000 maximum AD&D benefit	Additional $0.25 per person per day
Option 2	Increase to $100,000 maximum AD&D benefit	Additional $0.50 per person per day
Option 3	Increase to $250,000 maximum AD&D benefit	Additional $1.75 per person per day
Option 4	Increase to $500,000 maximum AD&D benefit	Additional $4.00 per person per day

Green card holders Pre-existing conditions travel insurance

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Travel insurance for U.S. citizens with trip cancellation coverage - Highlights

Trip cancellation

Medical evacuation

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Lost baggage

Medical expenses

Travel medical insurance with no trip cancellation coverage - Highlights

Health care expenses

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Pharmacy drugs

Medical evacuation

Repat of remains

What is the best travel insurance for Green Card Holders with Pre-existing conditions?

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What is the difference between Acute Onset coverage and Full Pre-existing condition coverage?

What is the best travel insurance for Pre-Existing conditions?

How much does health insurance cost for Green Card Holders?

Cost of health insurance for parents over 65 years on Green Card

How does travel insurance for pre-existing conditions work?

Tips for green card holders with pre-existing conditions

Travel insurance for acute onset of pre-existing conditions

American travel insurance reviews

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