Visitor travel medical insurance plans cover the insured for trip delay. Though the coverage for trip delay is offered by many insurance companies, the benefit maximum would be different from one insurer to the other. This page will help travelers looking for trip delay coverage under visitor travel insurance and assist them in choosing a plan. Select a plan to buy visitor travel insurance online and travel abroad peacefully.
Trip Delay Coverage in Visitors Insurance
International Medical Group Insurance Plans offering Trip Delay or Travel Delay
1. Travel Lite
$500 ($125 per day after an inital delay of 12 hours)
The Company will pay benefits for Trip Delay, if the Insured's Trip is delayed for 24 or more hours due to a Covered Hazard. Covered Hazards are delay of a Common Carrier caused by Inclement Weather; delay due to a Strike or other job action by employees of a Common Carrier scheduled to be used by the Insured during the Insured's Trip; or delay caused by Equipment Failure of a Common Carrier.
If the Insured's Trip is delayed due to a covered hazard, the Company will reimburse the Insured for:
any prepaid, unused, non-refundable land or water accommodations;
any Reasonable Additional Expenses incurred;
a one-way economy ticket from the point where the Insured ended the Trip to a destination where the Insured can rejoin the Trip; or
a one-way economy ticket to return the Insured to the originally scheduled final destination.