IMG

International Medical Group Travel LX Insurance

Travel LX Insurance Cost, Travel LX travel insurance

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Travel LX insurance, International health insurance for travel

IMG travel insurance plan is ideal for adventure trips which requires high end coverage. Offers coverage for cancel for any reason and Interruption for any reason coverage at no additional price. Travel LX covers most adventure sports and travelers visiting remote or mysterious places globally.

BROCHURE

International Medical Group’s Travel LX Insurance plan summary

  • US Residents on domestic and worldwide trips
  • Includes cancel for any reason and interrupt for any reason benefit
  • Maximum trip duration: 90 days
  • Maximum age insured: 99 years
  • Pre-Existing Condition Exclusion Waiver: Yes, if purchased within 24 hours of final trip payment
  • Pre-existing condition review period: 60 days
  • Premium refund: if cancelled within 10 days from the plan effective date, as long as your trip departure date has not occurred and you have not filed a claim.
  • Minimum trip cost to be insured: $500
  • Coverage type: Primary
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Coverage details of Travel LX insurance, itravelinsured Travel LX reviews

Benefits Coverage
Trip Cancellation Up to $100,000 of Trip Cost
Trip Interruption 150% of trip cost
Travel Delay $1,000 ($250 per Day after initial delay of 6 hours)
Missed Connection $500 (after initial common carrier delay of 3 hours)
Change Fee $300
Reimbursement of Miles or Reward Points $75
Baggage & Personal Effects $2,500
Baggage Delay $500 (after initial delay of 12 hours)
Accident & Sickness Medical Expense $500,000
Hospital of Choice Available
Emergency Medical Evacuation $1,000,000
Common Carrier AD&D $100,000
Search & Rescue $10,000
Sports Equipment Rental $2,000 ($500 per Day)
Waives excluded sports/recreation activities Included
Cancel for any Reason Up to 75% of trip cost insured if purchased within 20 days of initial trip deposit; Must insure 100% of prepaid trip cost subject to cancellation penalties or restrictions
Interruption for any Reason Included 75% of trip cost insured
Non-Emergency Evacuation $50,000
Rental Car Damage $40,000

Covid 19 IMG Trip Cancellation Insurance for Coronavirus

For new policies starting after March 11, 2020, there is no coverage for COVID-19 disease. The World Health Organization (WHO) in announcing coronavirus as a pandemic has designated the entire world a “level 3” travel zone. Since the coronavirus and COVID-19 is now a known threat (not an unknown possibility), it will no longer be covered by IMG policies. However, if your IMG policy had already started prior to the March 11th announcement and it was NOT to travel into a level 3 travel area (at the time of travel), you will be covered for COVID-19 and that coverage will continue on renewals to that policy.


The ITravelinsured insurance have no exclusion for medical expenses for Covid19 virus. Any medical expenses incurred due to CoronaVirus will be covered by Itravelinsured insurance. However cancellation of the trip due to Coronavirus is not covered unless you have purchased the 'Cancel for any reason insurance' benefit which is offered by the Travel LX insurance and you purchased this plan within 20 days of the initial trip deposit.

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