Travel LX insurance
IMG travel insurance plan is ideal for adventure trips which requires high end coverage. Offers coverage for cancel for any reason and Interruption for any reason coverage at no additional price. Travel LX covers most adventure sports and travelers visiting remote or mysterious places globally.
BROCHURE
BROCHURE
International Medical Group’s Travel LX Insurance plan summary
- US Residents on domestic and worldwide trips
- Includes cancel for any reason and interrupt for any reason benefit
- Maximum trip duration: 90 days
- Maximum age insured: 99 years
- Pre-Existing Condition Exclusion Waiver: Yes, if purchased within 24 hours of final trip payment
- Pre-existing condition review period: 60 days
- Premium refund: if cancelled within 10 days from the plan effective date, as long as your trip departure date has not occurred and you have not filed a claim.
- Minimum trip cost to be insured: $500
- Coverage type: Primary
Coverage details of Travel LX insurance
Benefits
Coverage
Trip Cancellation
Up to $100,000 of Trip Cost
Trip Interruption
150% of trip cost
Travel Delay
$1,000 ($250 per Day after initial delay of 6 hours)
Missed Connection
$500 (after initial common carrier delay of 3 hours)
Change Fee
$300
Reimbursement of Miles or Reward Points
$75
Baggage & Personal Effects
$2,500
Baggage Delay
$500 (after initial delay of 12 hours)
Accident & Sickness Medical Expense
$500,000
Hospital of Choice
Available
Emergency Medical Evacuation
$1,000,000
Common Carrier AD&D
$100,000
Search & Rescue
$10,000
Sports Equipment Rental
$2,000 ($500 per Day)
Waives excluded sports/recreation activities
Included
Cancel for any Reason
Up to 75% of trip cost insured if purchased within 20 days of initial trip deposit;
Must insure 100% of prepaid trip cost subject to cancellation penalties or restrictions
Interruption for any Reason
Included 75% of trip cost insured
Non-Emergency Evacuation
$50,000
Rental Car Damage
$40,000