Visitor Travel insurance coverage details

US visitor medical insurance

Visitor Insurance also popularly known as Travel Medical Insurance provides coverage for any unexpected sickness and injury while traveling outside their home country. 2020 will definitely be known for the least number of people or almost none during the earlier part of the year who travelled around the world.

With the arrival of the global pandemic Covid-19, the travel industry especially among many other industries has experienced great fall off in their business. However, the later part of the year has shown a good progress in travel, where we see people coming back to their home country after extending their stay wherever they visited or just going outside their home country to visit their family.

In the post covid pandemic world, one of the most important requirement with the travel insurance is coverage for Covid-19. Initially during the early days of the pandemic during the month of Mar-Apr of 2020, many travel insurance companies ceased coverage for covid19amidst strict rules on shut down of travel between countries by the World Health Organization.With the introduction of the vaccine drives travel has slowly restarted.

However traveling during the pandemic is very risky when there is various mutation of the SAR’s virus. The new Omicron and Delta variants are considered to be more infectious. Travelers including a travel insurance cover with covid19cover need not worry about getting coverage of mutated variants. Irrespective of the variant covid19cover will provide visitors with the cover if contracted the illness.

After the month of June, 2020 many US insurance companies such as International medical Group (IMG), Trawick International, Global Underwriters, Seven Corners, WorldTrips, Travel Insurance Services and INF offer travel insurance with coverage for Covid-19. covid19will be covered by the plans only if they were not already infected with the virus before the plan became effective. Some insurance companies have specified to the customers regarding the pre certification that need to be done for covid19testing before getting insured. Apart from this important requirement, the other benefits that normally a visitor insurance would cover are acute onset of pre existing conditions, emergency medical evacuation, repatriation, coverage for unexpected incidents like sickness and injuries and much more.

Travel Insurance plans are broadly categorized as Comprehensive and Fixed benefit visitor insurance. American Visitor Insurance brings to you insurance plans with excellent rated companies with great benefits which normally a visitor looks forward to have. Customers can get instant quote for the plans and compare between the plans that cover covid19and other benefits easily by using the Visitor medical insurance compare Facility. You can fill the form by entering details like policy maximum, deductible, duration, citizenship country, destination country and age .

Comprehensive visitor insurance plans are slightly expensive when compared to the Fixed benefit visitors insurance plans. However, comprehensive visitor insurance USA plans are most preferred for their flexibility in coverage. Fixed benefit visitor insurance plans work for minor medical expenses but not for major medical expenses. The difference between Fixed and Comprehensive plans have been elaborated in the website with a real example to understand how it works.

Senior citizen travelers or parents who would be looking for specific parents travel insurance coverage for their age group can buy senior citizen travel insurance plans designed by insurers for those who are above 70. We have categorised the visitor medical insurance plans based on different age groups as: seniors above 60 years, seniors above 70 years, seniors above 80 years.

Under senior citizen visitor travel insurance plans those who are between 70 to 79 years can get maximum sum of $100,000 coverage with comprehensive benefits. Elderly travelers who are entering their 80's will get coverage with $20,000 maximum medical benefits. Parents or grandparents coming to the USA can review these plans and buy online as per their individual age and coverage requirements.