Travel Insurance From New Zealand to USA
A hospital visit in the USA can cost $10,000 to $150,000 or more. Most New Zealand health insurance plans offer little or no coverage abroad.
Travel insurance for the USA from New Zealand starts at less than $1 per day, covering medical emergencies, senior parents, and pre-existing conditions. Compare A rated travel insurance plans for New Zealand to USA travel and get a free quote in minutes.
Which Travel Insurance for USA from New Zealand is Right for You?
- Cheapest New Zealand Travel Insurance to USA - Safe Travels Advantage from $20/month* (fixed benefit)
- Best Comprehensive Medical insurance for New Zealand Visitors to America - Atlas America up to $2M coverage + UnitedHealthcare PPO Most Popular
- Best Insurance for New Zealand Parents - Patriot America Plus covers acute onset of pre-existing conditions
- Best USA Travel Insurance for Seniors from New Zealand (70+) - Safe Travels USA Comprehensive coverage available up to age 89
- Best Travel Insurance for Pre-Existing Conditions USA from New Zealand (full pre-ex) - INF Elite X Insurance available for travelers up to age 99
- Looking for more options? - Explore all available Travel insurance plans for travelers from New Zealand to the USA in one place.
Travel Insurance New-Zealand to USA
The USA is a vibrant country with diverse culture, natural wonders, great career options and one among the most aspiring countries for New-Zealand citizens. The first immigration of the New-Zealandns was after World War II who were mostly political emigrants..
People from New-Zealand travel to the USA for various reasons. The USA is a diverse and captivating country that offers a multitude of opportunities and experiences for travelers. From iconic landmarks like the Statue of Liberty and the Grand Canyon to vibrant cities, cultural diversity, renowned educational institutions, and economic prospects, the USA attracts New-Zealandns seeking tourism, education, business, family reunions, medical treatment, cultural exchange, and adventure. The country's vast landscapes, bustling metropolises, and rich cultural heritage make it an enticing destination for New-Zealandns looking to explore, learn, and create memorable experiences.
Over the years since then there were several New-Zealandns who migrated to the US. There are approximately 203,600 Americans with New-Zealandn descent in the US. New-Zealand and the US have a strong and friendly relationship between each other. Thus several New-Zealandns citizens travel to the US for vacation, work and to meet family. Summer would be an ideal time for tourists to visit the US.
How Much Does New Zealand to USA Visitor Health Insurance Cost in 2026?
Cheapest Visitor Health Insurance for Travelers from New Zealand to USA
The most affordable visitor health insurance for the USA starts from $20 per month with options up to $191 per month.
The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Max Coverage | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage Trawick International |
$25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care IMG |
$25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite Trawick International |
$25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Visit USA Budget Travel Insurance Services |
$50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure WorldTrips |
$50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic Seven Corners |
$50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
Cost of Comprehensive Visitor Insurance for New Zealand to USA Travel
The best travel insurance cost for the USA ranges from $58 to $470 per month.
The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Max Coverage | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential WorldTrips |
$50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver Trawick International |
$50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Patriot America Lite IMG |
$50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America WorldTrips |
$50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus IMG |
$50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic Seven Corners |
$50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive Trawick International |
$50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect INF Insurance |
$100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America Global Underwriters |
$50,000 - $1,000,000 | $125 - $214 | $229 - $301 | $353 |
Prices verified for the 2026 travel season · Source: American Visitor Insurance®
Six-Month Medical Insurance Cost for Visitors to the USA
For a 60 year old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based on different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler to stay stress free.
From ER visits to urgent care, stay covered for 6 months in the U.S. starting from just $1.50/day!
Factors to consider while traveling to USA from New-Zealand
US citizens traveling to New-Zealand require a visa. It is recommended to obtain a visa before traveling, as visas are generally not issued upon arrival. You can apply for a visa at the New-Zealandn Embassy or Consulate in the United States.
The currency of the New-Zealand is the Euro (€). The Euro is the official currency of the New-Zealand and is used by many other countries in the European Union as well. While the currency in the USA is the United States Dollar (USD). It's advisable to exchange some currency before your trip or have access to internationally accepted payment methods such as credit cards or debit cards. ATMs are widely available in the USA for cash withdrawals.
The official language of the New-Zealand is Dutch. Dutch is spoken by the majority of the population in the New-Zealand and is also one of the official languages of Belgium and Suriname. While English is the predominant language spoken in the USA. English is widely understood and used in most tourist destinations, airports, hotels, and popular attractions. However, it can still be helpful to carry a phrasebook or translation app to assist with communication.
It is important to note that the security situation in New-Zealand can be unpredictable, and it is advisable to stay informed about the current conditions before planning a trip. It is recommended to review travel advisories issued by the U.S. Department of State and follow their guidance.
It is recommended to consult a healthcare professional or visit a travel clinic before traveling to New-Zealand to check if any vaccinations are required or recommended. It is also important to have travel insurance that covers medical expenses. Regarding safety, it is advisable to exercise caution and stay vigilant, particularly in crowded places, and to follow any advice or warnings provided by local authorities.
New-Zealand has a diverse climate, ranging from Mediterranean in the north to desert in the south. The coastal regions have mild, wet winters and hot, dry summers. The Sahara Desert experiences extreme temperature variations, with scorching daytime heat and cooler nights.
New-Zealand offers a rich cultural and historical heritage. Some popular tourist destinations include the capital city of Algiers, with its Ottoman and French colonial architecture; the ancient Roman ruins at Timgad and Djemila; the picturesque coastal town of Tipaza; the Sahara Desert, including the stunning sand dunes of the Grand Erg Oriental and the Tassili n'Ajjer National Park, a UNESCO World Heritage site known for its rock art.
New-Zealand has an extensive transportation network, including airports, trains, and buses. Domestic flights are available between major cities, and trains connect various parts of the country. Buses are the most common mode of transportation for intercity travel. Taxis and car rentals are also available in urban areas. Before traveling to New-Zealand, it is recommended to check the latest travel advisories and consult official sources such as the U.S. Department of State's website for the most up-to-date information.
Top Travel Insurance from New Zealand to USA (2026)
Based on price, coverage limits, and traveler reviews, the following plans are the Travel Insurance for USA from New Zealand.
- check_circle Deductible: $0 only (no higher deductible options)
- check_circle Maximum coverage: up to $150,000
- check_circle Pre-existing: acute onset covered up to age 89
- check_circle PPO network: First Health PPO - direct billing available
- check_circle Evacuation: unlimited emergency medical evacuation
- Visitors Care from IMG
- Visit USA Budget from Travel Insurance Services
- Travel Medical USA Visitor Basic from Seven Corners
- check_circle Deductible: $0 to $5,000
- check_circle Maximum coverage: up to $2,000,000
- check_circle Pre-existing conditions: acute onset covered up to age 80
- check_circle PPO network: UnitedHealthcare - the largest PPO network
- check_circle Maternity: covers complications of pregnancy in first 26 weeks
- Patriot America Plus from IMG
- Travel Medical Basic from Seven Corners
- Safe Travels USA Comprehensive from Trawick International
How Expensive Is Healthcare in the USA Without Insurance?
Healthcare in the United States is among the most expensive in the world. Without travel medical insurance, even a minor emergency can result in unexpectedly high medical bills for visitors.
A single illness or accident can quickly turn into a major financial burden, often impacting savings or creating long-term debt.
Cheap travel Insurance for the USA from Less Than $1/Day
A small daily cost protects you from unexpected medical expenses in the USA.
Travel Insurance for Sporting Events in the USA
The US regularly hosts some of the most popular sporting events in the world attracting spectators both from within the US as well as a large number of international visitors. Often times when major sporting events are conducted, given the large number of spectators, there is the risk of facing flight delays, the venues being overcrowded, and facing unpredictable medical emergencies needing urgent attention.
Given the very high cost of attending these sporting events, both due to the ticket prices as well as travel and living expenses, it is prudent to buy the travel insurance. Travel insurance typically cost about 5% of any trip cost, and is easily worth the expense given the value that is provides. American Visitor Insurance works with top US travel insurance providers giving travelers the best travel insurance for sporting events.
The 2026 FIFA World Cup is currently being held in the United States and has been drawing a huge number of international tourists. If your travel plans include attending World Cup matches, you can learn about specialized coverage options available through American Visitor Insurance can help protect your trip by visiting our 2026 FIFA World Cup Travel Insurance guide.
New Zealand Visitors to the U.S.: Statistics and Insights
- Strong long-haul market: The United States is one of the most popular long-haul destinations for New Zealand travelers, attracting visitors for holidays, family visits, business, cruises, and education.
- Pre-pandemic travel: Before COVID-19, approximately 380,000–390,000 New Zealand residents visited the United States annually, making the U.S. one of New Zealand's leading overseas destinations outside Australia.
- Travel recovery: Visitor numbers have steadily rebounded since international borders reopened, with hundreds of thousands of New Zealanders traveling to the U.S. each year as demand for leisure and family travel continues to grow.
- Long-distance travelers: Most trips involve flights of 12–14 hours and stays of two weeks or longer, making comprehensive travel medical insurance especially valuable.
- High-value vacations: New Zealand visitors typically spend several thousand U.S. dollars per trip on flights, accommodation, cruises, car rentals, and attractions, making trip protection and medical coverage important.
Because trips from New Zealand to the United States are long-haul and often expensive, U.S. visitor insurance helps protect travelers against unexpected medical expenses, hospitalization, emergency medical evacuation, and other covered travel disruptions.
New US Health Requirements While Applying for US Visas
The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.
To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.
At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions - ideal for visitors applying for U.S. visas.
What Does USA Visitor Insurance Cover for New Zealand Travelers?
Travel medical insurance is very important for New Zealand visitors to the USA as it protects you from high US healthcare costs by covering doctor visits, medical emergencies, hospital treatment, prescription drugs, medical evacuation as well as repatriation of remains. Some US travel medical insurance plans also offer coverage for pre-existing conditions and emergency dental care. Finding the best visitor insurance plan by comparing different options on American Visitor Insurance offers peace of mind and financial security during your complete stay in the United States.
| Coverage Type | What It Typically Covers |
|---|---|
| Doctors Visit | This coverage allows travelers to visit doctors for sudden, unexpected medical conditions, excluding pre-existing and preventive care, with Co-pay and deductible options that vary by US travel insurance plan, including $0 deductible and no Co-pay options. |
| Pharmacy Drugs | Doctor prescribed eligible pharmacy drugs are also covered. |
| Visitors Medical Insurance for Pre-Existing Conditions | Health insurance for tourists in the USA that covers pre-existing conditions is limited, but some plans-such as those from INF insurance provide coverage for inpatient, outpatient, urgent care, specialist, and doctor visits related to pre-existing conditions, which are medical ailments existing before the policy start date, including asthma, heart disease, high blood pressure, kidney disease, cancer, and diabetes. |
| Surgery | Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan. |
| Medical Evacuation | Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency. |
| Repatriation of Remains | Repatriation of remains coverage pays for returning the traveler’s remains to their home country in the event of death, with benefits depending on the selected tourist health insurance plan and coverage limits up to $50,000 |
| Dental Coverage | Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. |
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
- Visitor Insurance With First Health PPO Network – Offers extensive nationwide hospital and doctor access through the First Health PPO network.
- United Healthcare PPO Visitor Insurance – Provides a very large PPO network across the U.S., making it easier for visitors to find in-network providers and lower their medical costs.
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Medical Insurance for New Zealand Visitors to the USA With Pre-Existing Conditions
If you or your visiting family member has a medical condition, understanding what type of pre-existing condition coverage you need is the most important step before buying a plan. Most visitor insurance plans cover emergency flare-ups of known conditions - but only a few cover ongoing treatment and doctor visits for those conditions.
Acute Onset Coverage
Best travel insurance for acute onset of pre-existing conditions: are Patriot America Plus, Atlas America, Seven Corners Travel Medical Basic and Safe Travels USA Comprehensive
Full Pre-Existing Coverage
A long-term or ongoing condition that existed prior to coverage and is generally managed over time
Best visitor insurance for pre-existing conditions are INF Elite X, INF Premier X and Visitors Protect (90-day minimum purchase).
Which Pre-Existing Conditions Are Covered by US Travel Insurance?
Compare visitors medical insurance that cover asthma attacks, flare-ups, and emergency treatment abroad.
- INF Elite 90 X: $1M medical, acute asthma coverage
- Visitors Protect: Pre-existing asthma & emergency care
Find visitors health insurance that helps cover arthritis pain, joint issues, and sudden medical care while traveling.
- INF Elite X: Emergency & acute arthritis coverage
- Safe Travels USA: $1M medical, acute pre-existing benefit
Get visitors travel insurance for diabetes, including emergency care for sugar level complications while overseas.
- SafeVista Protect: Diabetes & emergency medical coverage
- INF Elite X: Pre-existing diabetes coverage & emergency care
Choose travel insurance that covers heart problems such as chest pain, heart attack, or cardiac emergencies.
- Visitors Protect: Pre-existing heart condition coverage
- Safe Travels USA Comprehensive: Emergency cardiac care & hospitalization
Protect against health risks from high cholesterol with visitor medical insurance covering related complications abroad.
- Travel Medical Choice: Acute onset emergency coverage
- Elite Plus X: Covers Full pre-existing condition coverage
Find visitor health insurance that covers high blood pressure emergencies, strokes, or related complications while traveling.
- INF Premier X: Acute pre-existing & emergency care
- INF Elite Plus X: Full pre-existing hypertension coverage
ESTA & Travel Insurance for New Zealand Travelers to the USA
What New Zealand Travelers Need to Know Before Flying to the USA?
New Zealand citizens should check the latest U.S. entry requirements and ensure they have valid travel documents before departing.
If you are visiting the United States for tourism, business, or transit for up to 90 days, you are generally eligible to travel under the Visa Waiver Program (VWP). Before boarding your flight, you must obtain an approved Electronic System for Travel Authorization (ESTA).
It is also recommended to purchase travel medical insurance starting from your departure date from New Zealand, rather than your arrival in the United States. This provides coverage throughout your journey, including international flights, airport transfers, and layovers.
Although ESTA allows eligible New Zealand citizens to enter the United States without obtaining a visitor visa, it does not provide health insurance. Since healthcare in the U.S. can be extremely expensive, travelers should compare medical insurance for visitors to the USA that covers unexpected illnesses, injuries, hospitalization, emergency medical evacuation, and other eligible medical expenses.
Travel Insurance Tips for Visiting the USA from New Zealand
- Start your travel insurance from your departure date from New Zealand.
- Your coverage should include international flights, stopovers, and layovers before arriving in the United States.
- If you forgot to buy insurance before departure, some visitor insurance plans can still be purchased after you arrive in the USA.
- Coverage begins on the policy's effective date, so choose your start date carefully.
- If you need coverage for acute onset or eligible pre-existing medical conditions, purchase your policy before leaving New Zealand and compare plans carefully.
U.S. Travel Insurance Cost and Coverage Guide for New Zealand Visitors
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, here’s a simple example showing how a typical New Zealand traveler might select a suitable U.S. visitor insurance plan - including recommended coverage and average cost.
Example: New Zealand Couple Traveling to California
Couple aged 55 traveling for 3 weeks trip, including visits to national parks and golf activities.
- Recommended Coverage: $150,000 with $0 deductible and emergency medical evacuation
- Estimated Cost: Starting around $20 per month ($ 25,000), varies with exchange rate
- Longer Trips (5 – 364 days): Consider plans that cover pre-existing conditions and offer extended duration
Have You Already Arrived in the USA?
If you’re an New Zealand traveler, you might be wondering:
Can I still buy travel insurance after arrival in the USA?yes, you can purchase travel insurance even after entering the United States.
Many insurance providers allow international visitors to purchase coverage even after entering the United States.
- Coverage begins from the policy effective date, not your arrival date
- Any new illness or injury after the start date may be eligible for coverage
- Pre-existing conditions are generally not covered
- Some plans may offer limited coverage for the acute onset of pre-existing conditions
- Availability and benefits vary depending on the insurance provider and plan
To understand how post-arrival coverage works and compare the best options for New Zealand travelers visiting the USA, explore our detailed guide on buying travel insurance after arrival in the USA.
For personalized assistance, contact American Visitor Insurance at 877-340-7910.
Travel Preferences and Risks for New Zealand Travelers to the U.S.
- Popular activities: New Zealand travelers often combine city sightseeing with road trips, national parks, theme parks, cruises, shopping, sporting events, and outdoor adventures. Popular destinations include California, Hawaii, New York, Florida, Alaska, and the American Southwest.
- Trip duration and purpose: Due to the long travel distance, many New Zealanders stay in the United States for 2–4 weeks, while others visit family and friends, take extended holidays, attend business meetings, or study for longer periods.
- Travel behavior and risk patterns: Long-haul flights, self-drive holidays, hiking, skiing, cruises, and other outdoor activities can increase the risk of illness, injuries, flight delays, or unexpected medical emergencies during the trip.
- Independent travelers: New Zealand visitors frequently book flights, accommodation, rental cars, and attractions online, making trip interruption, travel delay, and baggage protection valuable additions to medical coverage.
- Healthcare considerations: New Zealand's public healthcare system generally does not cover medical treatment received in the United States, making visitor medical insurance important for protection against high U.S. healthcare costs.
lightbulb Tip: Choose a visitor insurance plan with a high medical coverage limit, emergency medical evacuation, and access to a broad PPO provider network for greater peace of mind while traveling in the USA.
Traveling to the USA? Stay Protected Against Any Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.
General Information About USA
Where Can I Buy the Best Travel Insurance for New Zealand Visiting USA?
You can buy the best New Zealand travel insurance to USA easily through American Visitor Insurance, a trusted platform specializing in travel medical insurance for international visitors to the United States.
Why Buy Visitor Insurance USA from New Zealand Through American Visitor Insurance?
American Visitor Insurance makes it simple for travelers fromNew Zealand to compare multiple travel medical insurance plans side by side. You can review coverage details, policy benefits, and pricing in one place and securely purchase your plan online within minutes.
The website offers detailed FAQs, and travel insurance guides based on real customer questions, helping New Zealand travelers clearly understand their options and choose the best insurance plan for their USA trip.
Best price guaranteed with no extra fees. Get an instant quote and purchase coverage online quickly and hassle-free, with pricing you won't find lower elsewhere for the same coverage.
With over 20 years of experience in the U.S. visitor insurance industry, the licensed support team can answer questions, explain coverage details, and help travelers from New Zealand choose the right plan for their specific travel needs.
With customer support available across both East and West Coast U.S. time zones, assistance is provided during the application process and even with claims while travelers are in the United States.
American Visitor Insurance is a licensed U.S.-based insurance provider (NJ License #1181604), offering New Zealand travelers a reliable and secure way to purchase travel insurance online.
American Visitor Insurance offers a convenient, trusted, and user-friendly way for travelers to find the right health insurance forNew Zealand tourists in the USA.
USA travel insurance - Frequently asked questions
Travel insurance is important when visiting the USA to provide coverage for unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, and travel delays. Medical expenses in the USA can be very high, and having travel insurance helps protect you financially.
There are many US Travel insurance plans available for visitors in the online health insurance marketplace. They are mainly classified broadly as Fixed plans and Comprehensive plans. The best US tourist health insurance varies based on the unique needs of diverse travelers with several plans working well in different situations. Amongst the popular travel insurance in USA for visitors are Patriot America by IMG, Atlas Travel from World Trips, Safe Travels USA Comprehensive from Trawick International, Travel Medical Choice plan from Seven Corners
INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 ,Hop Travel Assist , Hop Mindoro Assist,Hop WorldHopper ,Hop Trip Assist Plus. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.
Travel insurance for the USA typically includes coverage for emergency medical expenses, trip cancellation or interruption, baggage loss or delay, travel delays, and emergency medical evacuation. The specific coverage and limits may vary depending on the insurance provider and the policy you choose.
Travel insurance is not mandatory for New-Zealandn citizens traveling to the USA. However, it is highly recommended to have travel insurance to ensure financial protection and peace of mind during your trip.
American Visitor Insurance offers a wide range of travel medical insurance plans for visitors to the USA designed by the top US travel insurance providers. Customers can compare different travel insurance plans offered by US insurance company on American Visitor Insurance. After comparing different plans, you can choose the one that best meets your needs and budget and buy the policy online by filling out an application and paying for the travel insurance USA using a credit card.
It is important to check with your regular health insurance provider to understand if your policy covers medical expenses in the USA. Some health insurance plans may offer limited or no coverage for international travel. Even if your regular health insurance covers international travel, it may not provide coverage for trip cancellation, baggage loss, or other travel-related risks, which is where travel insurance can be beneficial.
It is generally recommended to purchase travel insurance before you start your trip. Most travel insurance policies require you to purchase coverage before you depart from your home country. It may be challenging to obtain coverage after you have already arrived in the USA.
The cost of travel insurance for the USA can vary depending on factors such as your age, duration of the trip, coverage limits, and the insurance provider you choose. It is advisable to obtain quotes from multiple insurance companies and compare coverage and prices to find a policy that suits your needs and budget.
Yes, it is important to declare any pre-existing medical conditions when purchasing travel insurance. Some policies may offer coverage for pre-existing conditions, while others may have exclusions. Providing accurate and complete information about your health history ensures that you have appropriate coverage and helps avoid claim issues later on.
In the event of an incident covered by your travel insurance, you will need to contact your insurance provider as soon as possible. They will guide you through the claims process, which typically involves filling out a claim form, providing supporting documentation, and submitting the claim for review. It's important to keep all relevant receipts, medical records, and other documentation related to the incident.
New Zealand Embassy & Consulates in the United States
New Zealand Embassy in Washington, DC
Address
37 Observatory Circle NW,
Washington, DC 20008, USA
Phone
+1-202-328-4800
Fax
+1-202-328-4968
Email
nzemb.wdc@mfat.govt.nz
New Zealand Consulate-General in Los Angeles, CA
Address
2425 Olympic Boulevard,
Suite 600E,
Santa Monica, CA 90404, USA
Phone
+1-310-566-6555
Fax
+1-310-566-6556
Email
nzcg.lax@mfat.govt.nz
Are You Traveling as a Group?
Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.
Get Group Insurance Quote »Travel Health Insurance for New Zealand in USA
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Learn More »USA Visitor Insurance Blogs
Expert insights to help you choose the right visitor insurance for the USA.
Compare top-rated temporary health insurance plans from leading providers with real pricing and coverage details. Find the right plan for your travel needs, whether short-term or long stay.
Read More →Understand how coverage works for pre-existing conditions, including acute onset benefits, eligibility, and plan options designed for visitors to the USA.
Read More →Explore visitor insurance plans designed for seniors aged 60+, with coverage for medical emergencies, hospitalization, and age-related health risks.
Read More →Find the right visitor insurance plans for parents traveling to the USA, including coverage for medical emergencies, hospitalization, and pre-existing conditions.
Read More →Traveling to the USA?
Compare top travel medical insurance plans and get covered in minutes.
Which Are the Best Travel Insurance Companies in USA?
You can find reliable U.S. travel insurance providers through American Visitor Insurance, including International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insurance Services, Trawick International, and INF Insurance.