Travel Insurance for France

Compare and buy France travel insurance online from top U.S. insurers. Get coverage for medical emergencies, trip cancellation, evacuation, and Schengen visa requirements from less than $1/day.

Answer one question and we'll point you to the right plan type - no need to read both forms below.

US Residents

Trip Cancellation Insurance


Reimburses eligible prepaid trip expenses and provides coverage for trip cancellation, travel delays, baggage and missed connections.

All Travelers

Travel Medical Insurance


Covers emergency treatment, hospital stays, and medical evacuation while traveling internationally - plans starts at less than $1/day.

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A Rated
Insurers · A.M. Best rated
groups
200,000+
Travelers insured
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20+ Years
Industry experience
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$20/month
Plans start from

Travel Insurance for International Visitors Traveling to France

Travel Insurance From USA to France

France is an extremely popular tourist destination for US citizens, offering a wealth of attractions and cultural experiences. US citizens can visit France for up to 90 days without a visa, though starting in Q4 2026 an ETIAS travel authorization will also be required. While French is the official language, English is commonly spoken in Paris and most tourist areas, the currency is the Euro, and credit cards are widely accepted.

France has a high standard of healthcare, but treatment for tourists can still be expensive without proper coverage U.S. domestic health insurance plans and Medicare generally provide little to no coverage outside the United States, which is why travel medical insurance is strongly recommended for anyone visiting France.

Why Travel Insurance Is Essential for Visiting France

Travelers visiting France should be prepared for unexpected medical and travel-related situations during their trip. France is one of the most visited destinations in Europe, known for its museums, historic landmarks, cuisine, and cultural experiences but unexpected situations such as illness, travel disruptions, or accidents can quickly become costly. International travel insurance can help protect against:

  • Emergency medical expenses and hospitalization
  • Emergency medical evacuation and repatriation
  • Trip cancellation or interruption
  • Lost, delayed, or stolen baggage

Comparing different travel insurance plans for France on American Visitor Insurance helps travelers choose the best coverage based on their budget and travel needs. Having affordable travel insurance for France from the USA gives travelers peace of mind, knowing they are financially protected and have access to emergency assistance services throughout their journey.

How Much Does France Travel Insurance Cost in 2026?

Trip Cancellation Insurance If you want coverage to protect your non-refundable trip expenses such as flight tickets, hotel bookings, and other reservations in case your trip is cancelled, delayed, or interrupted, consider buying these trip cancellation insurance plans.

The cost of France travel insurance from the USA starts as low as $24 for a 15-day trip with a $1,000 trip cost. The cost of trip cancellation insurance for France depends on traveler’s age, type of coverage selected, length of stay in France, number of travelers insured

Trip Cancellation Insurance Cost for US Citizens Visiting France

This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.

Filter by age: 
Plan Trip Cancellation Age 20 Age 40 Age 60 Age 70
Safe Travels Protect
Trawick International
100% of Trip Cost, max $14,000 $24 $32 $39 $74
Pathway Essential
Trawick International
100% of Trip Cost, max $14,000 $24 $33 $53 $76
ExactCare Insurance
BHTP
100% of Trip Cost, max $14,000 $24 $26 $42 $64
Pathway Plus
Trawick International
100% of Trip Cost, max $50,000 $32 $43 $70 $98
Trip Protection Basic
Seven Corners
100% of your nonrefundable Trip Cost up to $30,000 $34 $47 $70 $70
Travelex Advantage
Travelex
100% of Trip Cost, max $10,000 $36 $42 $62 $87
Itravelinsured Choice
IMG
100% of Trip Cost $39 $50 $73 $110
Travel Insurance Select
Travel Insurance
100% of Trip Cost $42 $42 $87 $102
Safe Travels Armor
Trawick International
100% of Trip Cost, max $100,000 $43 $55 $67 $124
Pathway Premium
Trawick International
100% of Trip Cost, max $100,000 $43 $56 $90 $126
Trip Protector Economy
Seven Corners
100% of Trip Cost, max $5,000 $47 $55 $71 $75
ExactCare Value
BHTP
100% of Trip Cost, max $14,000 $56 $60 $93 $138
Travelex Ultimate
Travelex
100% of Trip Cost, max $50,000 $57 $69 $91 $125
Trip Protection Choice
Seven Corners
100% of your nonrefundable Trip Cost up to $100,000 $65 $87 $118 $118
iTravelInsured LX
IMG
100% of Trip Cost $102 $114 $138 $171

Source: American Visitor Insurance® | Prices verified for 2026 travel season.

Best Trip Cancellation Insurance

Compare top-rated plans with strong cancellation benefits

Best Trip Cancellation Insurance for France 2026

Based on price, coverage limits, and traveler reviews, the following plans are the best trip cancellation insurance options for France.

Cheapest Trip Cancellation Insurance for France
Trawick International
$24 for 15 days · age 20
verified $1,000 Trip Cost
Trip costup to $14,000
Emergency medicalup to $25,000
Medical evacuationup to $250,000
Get This Plan →

Other affordable travel insurance with trip cancellation coverage include Pathway Essential, Travelex Advantage

Best Travel Medical Insurance for France from USA

Travel Medical Insurance If you want coverage for emergency medical expenses such as hospital bills and doctor visits caused by sudden sickness or injuries from an accident, consider buying these travel medical insurance plans.

The cost of travel medical insurance for France from the USA starts as low as $20 per month. Prices vary based on the traveler’s age, coverage limits, deductible, and length of stay in France.

Travel medical insurance provides: Coverage for doctor visits, Protection for emergency hospital stays, Financial protection against high medical costs abroad, Access to necessary care while traveling

For France travel, a coverage limit of at least $500,000 including medical evacuation offers broader travel protection. The plans below show $50,000 coverage. Use the quote form above to explore higher coverage limits suitable for this destination.

Filter by age: 
Plan Deductible Age 20 Age 40 Age 60 Age 70
Atlas Essential International
WorldTrips
$250 $20 $40 $86 $263
Safe Travels Outbound
Trawick International
$250 $26 $77 $168 $296
Atlas International
WorldTrips
$250 $27 $54 $117 $212
VisitorSecure
WorldTrips
$100 $29 $34 $55 $96
Travel Medical Excluding USA Basic
Seven Corners
$0 $29 $55 $121 $269
Patriot International Lite
IMG
$250 $29 $55 $121 $214
BCBS Single Trip Gold
BCBS
$250 $43 $72 $154 $289
BCBS Single Trip Platinum
BCBS
$250 $46 $79 $160 $300
TravelGap Gold
HTH Worldwide
$250 $43 $72 $154 $289
TravelGap Platinum
HTH Worldwide
$250 $46 $79 $160 $300
Diplomat International
Global Underwriters
$250 $32 $86 $181 $315
Intermedical
Travel Insure
$250 $48 $73 $121 $201

Source: American Visitor Insurance® | Prices verified for 2026 travel season.

Travel Medical Insurance for U.S. Citizens Traveling Abroad

Review travel medical insurance coverage benefits.

Travel Medical Insurance for France 2026

Cheapest Travel Medical Insurance for France
WorldTrips
$20 /month · age 20
verified $50,000 Max Coverage · $250 Deductible
Medical maximumup to $1,000,000
Deductible options$0 to $5,000
Pre-existing conditionsNot covered
Get This Plan →

Other affordable travel medical insurance plans for U.S. citizens include Atlas International, Patriot International Lite .

What Does Travel Medical Insurance for France Cover?

local_hospital

Includes costs for sickness or injury hospitalization, doctor visits, and prescription medications while traveling in France.

ambulance

Covers expenses to transport you to the nearest appropriate medical facility.

airplanemode_inactive

Reimbursement of non-refundable trip costs due to unforeseen events such as illness or family emergency.

flight

Pays for the return of mortal remains in the event of death during travel.

cancel

Cancel at least 48 hours before departure and get reimbursed for 75% of non-refundable trip costs. Must be purchased within a specific time frame.

ecg_heart

Some plans cover acute onset of pre-existing conditions a sudden unexpected flare-up. Subject to age limits and policy terms. Important for older travelers.

paragliding

Standard plans may not cover high-risk activities. Add-on adventure sports coverage protects against accidents during activities like motorbike riding, rock climbing, and watersports.

luggage

Accidental Death and Dismemberment benefit for beneficiaries in event of accidental death or serious injury. Baggage loss, delay, and trip delay coverage also included.

luggage

Ideal coverage for frequent business or leisure travelers to France.

Best Long-Term Travel Insurance Plans for France

Traveling to France for an extended stay of more than 90 days whether for study, work, business, retirement, or leisure requires reliable long-term France travel insurance for financial protection and peace of mind. Long-stay travel insurance for France is designed for travelers who need coverage beyond standard short-term trips, offering comprehensive medical coverage, emergency medical evacuation, travel assistance, and trip-related benefits during their stay abroad.

Long-Stay Visa Insurance Requirements

Travelers applying for a long-stay visa for France or a French residence permit need travel medical insurance that meets Schengen visa insurance requirements, including:

  • Minimum coverage of €30,000 for emergency medical expenses
  • Coverage for hospitalization and emergency medical evacuation
  • Valid coverage throughout the Schengen Area

What Long-Term France Travel Insurance Covers

Beyond meeting visa requirements, long-term France travel insurance can also help cover:

  • Unexpected medical emergencies and hospitalization
  • Emergency evacuation and repatriation
  • Trip interruption or travel delays
  • Lost or delayed baggage
  • Acute onset of pre-existing conditions with select plans

Since most U.S. domestic health insurance plans and Medicare provide limited or no coverage in France, purchasing international travel medical insurance is strongly recommended for Americans staying in France for several months. American Visitor Insurance offers some of the best long-term travel insurance plans for U.S. citizens visiting France from top-rated insurance providers compare benefits, policy limits, deductibles, and prices to find the best France long-stay travel insurance coverage for your needs and budget.

Annual Travel Insurance for Frequent France Travelers?

If you travel to France several times a year for business, vacations, family visits, or weekend getaways, an annual travel insurance plan can be be more convenient and cost-effective than purchasing a separate policy for every trip.

Annual Travel Insurance for France from USA

  • Covers unlimited trips within a 12-month policy period, with each trip typically lasting 30 to 90 days, depending on the plan.
  • Ideal for frequent travelers, including business professionals, digital nomads, and those who regularly visit family or vacation in France.
  • Includes benefits such as emergency medical coverage, emergency medical evacuation, trip interruption, and baggage protection for covered trips.
  • Helps you save money compared to buying a separate travel insurance policy for each trip
  • Provides continuous coverage throughout the year, eliminating the need to purchase insurance before every journey.
  • Requires travelers to have primary health insurance in their home country.
  • Best Annual travel insurance for France Compare Annual multi-trip travel insurance plans on American Visitor Insurance, see eligibility requirements, and find coverage that protects every France trip throughout the year.
Get Quote »

Which Is the Best France Travel Insurance for US Seniors With Medicare?

  • US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
  • Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
  • Buying Medicare Supplemental International Travel Insurance coverage provides valuable protection for older US travelers abroad.

GlobeHopper Travel Insurance for Older US Travelers Visiting France

health_and_safety Key benefits includes

  • Provides $1 million coverage up to the age of 79 years
  • Provides $100,000 coverage for travelers 80 years and older
  • Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
  • Includes $25,000 coverage for emergency medical evacuation
Know More →

The GlobeHopper Senior plan is available either as:

flight_takeoff GlobeHopper Senior Single-Trip
5 days – 365 days
repeat GlobeHopper Senior Multi-Trip
12 months Up to 30 days per trip
help
Can I renew my GlobeHopper Senior plan after it has expired?

Unfortunately, plans cannot be renewed after their expiration date. To stay protected, travelers should renew or extend coverage before the plan expires. If your policy has already lapsed, you'll need to purchase a new plan for your next trip.

Travel Insurance for Seniors Visiting France

  • Older Americans traveling to France face unique coverage challenges that standard plans may not fully address. Medicare provides no coverage in France, and the risk of a medical emergency increases significantly with age making the right plan choice critical, not optional.
  • Key factors seniors should evaluate before buying France travel insurance include age-based premium increases, coverage limits for travelers over 70, acute onset of pre-existing conditions benefits, and whether the plan includes medical evacuation back to the United States.
  • GlobeHopper Senior Insurance from IMG is a Medicare Supplement travel insurance for US seniors aged 65 and older, offering up to $1 million in coverage through age 79 and including emergency evacuation benefits at a fraction of the cost of an uninsured hospital stay in France.
lightbulbTraveling to France as a senior? See our dedicated guide: Best Travel Insurance for Seniors Visiting France - Compare senior travel insurance on American Visitor Insurance, understand age-based pricing, and find coverage that works even with pre-existing conditions.

Healthcare and Medical Costs in France

  • In France, healthcare is characterized by a sharp divide between modern hospitals located in big cities and basic care clinics situated in rural areas.
  • City healthcare departments provide top-notch services, yet the expenditures may differ tremendously.
  • The price for a general practitioner’s visit is around $20 to $50, whereas the consultation of an expert may range between $50 and $100.
  • Costs for emergency treatment or hospital admissions may be much more significant, with the average rate for one day in the hospital being around $200 to $500.
  • Prescription drug prices are mostly lower than in the U.S., but the cost for imported medicines can be quite high.
  • Hospitals of international standards may be more expensive, but they also have English-speaking personnel and offer Western-style treatment.
  • U.S. medical insurance and Medicare seldom reimburse for the treatment in France; thus, the tourists are recommended to get travel health insurance that covers all medical expenses, including hospitalization and medical evacuation.
clinical_notes
Routine Doctor’s Visit
$40 – $120

Basic doctor consultation.

emergency
Emergency Room Visit
$150 – $600

Initial assessment and treatment

local_pharmacy
Common prescription medications
$10 – $80

Basic prescribed medicines for common illnesses.

medical_services
MRI scan
$300 – $1,200

Advanced medical imaging test.

info Medical costs in France can vary between public hospitals, private clinics, and international medical centers. Travelers should consider purchasing comprehensive travel medical insurance to help cover unexpected healthcare and emergency medical expenses during their trip.

How Much Does Travel Insurance Cost for One Week?

Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.

You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.

How Much Does Travel Insurance Cost for 6 Months?

For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.

date_range

1 week

$5 – $40

event_available

2 weeks

$9 – $80

payments

Estimated cost (age 40)

$122 – $1,050

info

Use our trip cost calculator to compare quotes instantly.

France Flag

General Information About France

location_city

Capital

Paris
location_on

Location

Western Europe
attach_money

Currency

Euro
language

Language

French
groups

Population

Around 69 million.
event

Best time to visit

Spring and fall
map

Vacation spots

Paris, Versailles, Nice, French Riviera, Chamonix, Lyon, Cannes, Marseille.

Explore France's Most Loved Destinations for USA Travelers

France offers world-famous museums, historic landmarks, vineyards, alpine resorts, and Mediterranean beaches, making it one of the most visited countries in the world.

Palace of Versailles
Palace of Versailles

The Palace of Versailles is a former royal residence built by King Louis XIV located in Versailles, about 19 kilometers west of Paris, France.

Cannes Beaches
Cannes Beaches

During the summer months, colorful parasols line the sandy beaches of Cannes, and beach lovers soak up the sun in classic French Riviera style.

Antibes Beaches
Antibes Beaches

The beach scene on Antibes is legendary, and sun-worshipping tourists have many choices, from large public beaches to private beaches with seaside restaurants.

Popular Tourist Destination Cities in France

Eiffel Tower and Paris skyline, a popular France tourist destination

Paris

Home to the Eiffel Tower, the Louvre, and Notre-Dame, Paris is the top reason most US travelers visit France. Travel insurance for Paris helps protect against unexpected medical expenses, lost luggage, and pickpocketing incidents, which are common in crowded tourist areas like the Champs-Élysées and the Paris Metro. When purchasing travel insurance for a Paris trip, make sure your policy covers emergency medical treatment, trip interruption, and baggage loss for your entire stay.

Travel Insurance for Paris →
Sanctuary of Our Lady of Lourdes, a major pilgrimage site in France

Lourdes

Lourdes is one of the world's most visited Catholic pilgrimage sites, drawing millions of visitors each year to the Sanctuary of Our Lady of Lourdes. Since many pilgrims traveling to Lourdes are older adults or travelers with health conditions, travel medical insurance is especially important look for a policy that covers emergency hospitalization, medical evacuation, and, where needed, coverage for pre-existing conditions.

Travel Insurance for Lourdes →
Promenade des Anglais in Nice, on the French Riviera

Nice

Nice is the gateway to the French Riviera, known for the Promenade des Anglais, its pebbled beaches, and easy access to Cannes and Monaco. Travelers heading to Nice often add water sports or day trips along the coast to their itinerary, so it's worth confirming your travel insurance for Nice covers medical treatment, trip delays, and any adventure activities you're planning before you buy.

Travel Insurance for Nice →

What Are the Travel Tips for France?

France is a captivating destination known for its rich culture, world-class cuisine, and timeless beauty. From iconic landmarks to charming villages, it offers unforgettable experiences for every traveler:

  • Travel Insurance for Visa Applicants: Provide proof of travel medical insurance covering at least €30,000 for emergencies, valid for your entire stay across all Schengen countries.
  • Entry Requirements for France: Your passport must be valid for 3 months beyond departure (issued within 10 years), and you must obtain the appropriate Schengen visa if required.
  • Safety & Health: Tap water is safe, carry travel insurance, and dial 112 for emergencies across the EU.
  • When to Visit: Spring and fall offer great weather with fewer crowds, summer is lively with beaches and festivals, and winter is perfect for skiing or cozy city escapes.
  • Money & Payments: The euro (€) is used, cards are widely accepted, carry some cash for small buys, and tipping is optional but a 5–10% tip for good service is appreciated.

Types of Travel Insurance for US Citizens Visiting France

Short Term Travel Medical Insurance

  • For short term travel vacations ranging from a few weeks to a few months (less than a year).
  • Covers catastrophic healthcare expenses but excludes preventive care and has limited coverage for pre-existing conditions.
View Plan Details »

Long Term Health Insurance

  • Ideal for expats working overseas and US pensioners living outside the US.
  • Offers comprehensive coverage including preventive care, pre-existing conditions, mental health, dental, and vision benefits.
View Plan Details »

Where Can I Buy the Best Travel Insurance for France?

You can buy travel insurance for France easily through American Visitor Insurance, a trusted platform that specializes in travel medical insurance for international travelers. Plans may start from about $20/month, depending on the traveler's age, trip duration, and coverage selected.

Why Buy Through American Visitor Insurance?

compare_arrows
Easy Plan Comparison and Purchase

American Visitor Insurance provides user friendly side-by-side comparison of travel medical insurance plans for Americans traveling to France from leading U.S. insurers like IMG, Trawick International, WorldTrips, BlueCross BlueShield, Travelex, Seven Corners, Global Underwriters, HTH Worldwide and Travel Insure.

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Helpful Resources for Better Decisions

Detailed FAQs, blogs, and guides based on real customer questions helping you clearly understand your options and choose the best plan for your specific France travel needs.

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Experienced Customer Support

With over 20 years of experience in the US visitors insurance industry, our licensed support team can answer your questions, explain plan details, and guide you in selecting the right plan for France.

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Support When You Need It

Customer support is available across both East and West Coast time zones in the US ensuring assistance during the application process and help with claims while you are traveling in France.

verified
Licensed & Trusted Platform

American Visitor Insurance is a licensed US-based insurance provider (NJ License #1181604) offering a reliable and secure way to purchase travel insurance online for your France trip.

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Overall, American Visitor Insurance is a convenient, trusted, and user-friendly way to find the right travel insurance coverage for your trip to France. Compare plans now →

Travel Insurance to France From USA - FAQs

Travelers to France who need the Schengen visa can buy France visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy France visa consulate requirements.

Once you complete buying the France visa travel insurance online, you can download the required France visa letter which you can submit while applying for the Schengen visa.

If you need a visa for traveling to France (Schengen visa), then - Yes, French visa insurance is necessary for applying for the Schengen visa. The France visa travel insurance requirement is a minimum coverage of 30,000 Euros. If you are a citizen of a country which does not need a visa for traveling to France, then buying travel insurance for France is not mandatory for visits of less than 90 days.

However, given the cost of healthcare in France, and that domestic health insurance offers little coverage outside your home country, it is strongly recommended to buy travel insurance for France. Compare the best health insurance in France for foreigners and get free quotes online.

The cost for the France visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler, the higher the cost. The longer the duration of France travel insurance required, the greater the cost will be.

Our France visa insurance application quote facility lists the travel insurance plans that satisfy France visa consulate requirements.

One should apply for the Schengen visa at the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means, and the Schengen visa insurance letter.

Please refer to the Schengen state consulate that you are visiting for complete information regarding applying for the Schengen visa.

Travel insurance is not mandatory for US citizens visiting France. However, even if not mandatory, travel insurance for France is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How Do I Buy the Best Travel Insurance for Cruises?

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

  • Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
  • Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
    • A cruise protection usually gives vouchers for the traveler if they miss the cruise
    • Trip insurance, on the other hand, offers cash reimbursement.
  • Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
    • This gives the flexibility of cancellation the cruise vacation for any reason
    • The traveler can get reimbursed up to 75% of the non-refundable trip expenses.

The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.

Cruise Holiday Insurance Cruise tourist insurance for pre-existing conditions

What Are the Best Cruise Travel Insurance?

  • Cruise cancellation up to $30,000
  • Missed Tour or Cruise Connection up to $250 per day up to $1,500
  • Trip Inconvenience up to $250 each inconvenience up to $500
  • Medical Evacuation up to $500,000
Buy Online »
  • Cruise cancellation up to $10,000
  • Missed Tour or Cruise Connection up to $500
  • Trip Inconvenience up to $100
  • Medical Evacuation up to $500,000
Buy Online »
  • Cruise cancellation up to $100,000
  • Missed Tour or Cruise Connection up to $500
  • Emergency medical coverage up to $100,000
  • Medical Evacuation up to $1,000,000
Buy Online »

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France Embassy and Consulates in the United States

Embassy of France - Washington, DC

Address: 4101 Reservoir Road NW, Washington, DC 20007-2185

Phone: +1 (202) 899-4566

Jurisdiction: Washington DC and surrounding region

Consulate General of France - New York

Address: 934 Fifth Avenue, New York, NY 10021

Jurisdiction: New York, New Jersey, Connecticut

Consulate General of France - Los Angeles

Address: 10390 Santa Monica Boulevard, Suite 410, Los Angeles, CA 90025

Phone: +1 (310) 893-0920

Jurisdiction: Southern California, Arizona, Nevada (Clark County), Hawaii

Consulate General of France - San Francisco

Address: 44 Montgomery Street, Suite 3400, San Francisco, CA 94104

Jurisdiction: Northern California

Consulate General of France - Miami

Phone: +1 (786) 363-8658

Jurisdiction: Florida, Puerto Rico, Bahamas, Cayman Islands, Turks and Caicos, U.S. Virgin Islands

Travel Insurance for French Citizens Traveling to the USA

Travel Insurance for French Citizens to the USA

The US has been welcoming people from all over the world for decades now. It has something for everyone from the sky scrapers to the beaches, natural wonders in national parks to the diverse cuisines and cultures that make the country the most desired tourist destinations around the world. There are several France citizens in the US. Several France citizens travel to the US to meet friends and family and for vacation.

Which Travel Insurance for USA from France is Right for You?

  • Cheapest France Travel Insurance to USA - Safe Travels Advantage from $20/month* (fixed benefit)
  • Best Comprehensive Visitor Insurance - Atlas America up to $2M coverage + UnitedHealthcare PPO Most Popular
  • Best Insurance for France Parents - Patriot America Plus covers acute onset of pre-existing conditions
  • Best Travel Insurance for Seniors (70+) - Safe Travels USA Comprehensive coverage available up to age 89
  • Pre-Existing Condition Coverage (full pre-ex) - INF Elite X Insurance available for travelers up to age 99
  • Looking for more options? - Explore all available Travel insurance plans for travelers from France to the USA in one place.
*Prices vary by age, travel duration, and coverage options.

Travel Insurance from France to USA (2026)

Based on price, coverage limits, and traveler reviews, the following plans are the Travel Insurance for USA from France.

savings Cheapest Travel Insurance for USA from France
Safe Travels Advantage Trawick International
$20 / month for 40-year-old
  • check_circle Deductible: $0 only (no higher deductible options)
  • check_circle Maximum coverage: up to $150,000
  • check_circle Pre-existing: acute onset covered up to age 89
  • check_circle PPO network: First Health PPO - direct billing available
  • check_circle Evacuation: unlimited emergency medical evacuation
Other Affordable Travel Insurance for USA options include Explore our Top 5 Cheapest Travel Insurance for USA page for more budget-friendly choices.

Types of Travel Insurance for French Travelers

flight
Travel Medical Insurance

For emergency medical expenses, hospitalization, and evacuation. Best for short visits.

Learn More »
ecg_heart
Pre-Existing Coverage

Plans that cover chronic conditions like diabetes, hypertension, and heart disease.

Learn More »
elderly
Seniors Insurance

Visitor health insurance USA for elderly French travelers and parents visiting USA.

Learn More »
luggage
Annual Multi-Trip

For frequent travelers making multiple trips between France and USA per year.

Learn More »

Factors That Affect the Cost of France Travel Insurance for USA

1 Traveler’s Age
The cost of visitor insurance for France citizens in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
2 Medical Maximum Coverage
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
3 Deductible Amount
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
4 Type of Coverage
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
5 Coverage for Pre-Existing Conditions
Visitor insurance for France citizens in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
6 Trip Duration
Longer trips usually increase the total cost of the policy
7 Optional Add-Ons
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.

New US Health Requirements While Applying for US Visas

The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.

warning
Conditions such as diabetes, asthma, high blood pressure, cardiovascular disease, mental health issues, or obesity may be weighed more heavily during the visa assessment process.

To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.

At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions - ideal for visitors applying for U.S. visas.

What Are the Types of Travel Insurance?

flight
Compare and buy best US Single trip insurance for travel within the US and overseas.
balance
Compare single trip vs multi trip insurance plans offered by US insurers.

USA FlagGeneral Information About USA

location_city
location_on
Location
North America
attach_money
Currency
US Dollar (USD)
language
Language
English
groups
Population
~340 million
calendar_month
Best Time
Spring & Fall

How Can I Buy US Visitor Travel Insurance Online?

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Get a Quote

Complete the travel insurance quote request form providing details of the traveler and insurance requirements.

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Buy the plan that fits your needs and budget best using a credit card and completing the online application.

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Review the international travel health insurance policy emailed to you for coverage details and relevant contact numbers.

Travel Insurance from France to USA - FAQs

Travel insurance is not mandatory for French nationals to enter the USA, but it is strongly recommended. US healthcare is among the most expensive in the world, an ER visit can cost $3,000–$10,000+ without insurance. French health insurance typically does not cover medical care in the United States.

The main reason is that the cost of healthcare in the USA is very expensive and travel insurance USA costs are directly related to healthcare costs. Some plans are also specifically designed for older travelers with higher medical coverage and coverage for pre-existing conditions, which adds to the cost.

Yes. American Visitor Insurance offers several plans specifically designed for parents and elderly visitors from France. Plans like Patriot America Plus and INF Elite X cover pre-existing conditions and provide comprehensive medical coverage during the US stay. Visit our France parents insurance page for more details.

French travelers should purchase travel insurance as soon as they book their trip to the USA. Buying early allows you to access benefits such as trip cancellation coverage (if included in your plan) before departure. It also ensures you are protected against unexpected medical emergencies, travel delays, lost baggage, and other covered events from the start of your journey.

Healthcare in the United States is among the most expensive in the world, so French travelers should choose a plan with at least $100,000 in emergency medical coverage. If you're planning a longer stay or have pre-existing medical conditions, consider higher coverage limits along with emergency medical evacuation and repatriation benefits for added financial protection.

Can France Tourists Buy Health Insurance in the USA?

Yes, France tourists can buy health insurance in the USA. France citizens traveling to the United States on a B2 tourist visa are not required to show proof of health insurance for visa approval or entry. However, the U.S. does not provide public healthcare for visitors, and even basic medical treatment is charged at full private hospital rates.

As a result, most France tourists choose to purchase tourist medical insurance for USA from France before or after arrival to manage unexpected medical costs during their stay. France medical insurance for USA visitors can typically include emergency treatment, hospitalization, and urgent medical care while visiting the United States.

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Which Are the Best Travel Insurance Companies in USA?

You can find reliable U.S. travel insurance providers through American Visitor Insurance, including International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insurance Services, Trawick International, INF Insurance, Blue Cross Blue Shield Insurance, Travel Insurance Services and Travelex Insurance Services.

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