iTravelInsured, International Medical Group - Travel trip protection insurance

International Travel insurance without any boundaries

For more than a decade now, iTravelInsured, Inc. has provided trip protection insurance to more than a million travelers worldwide. iTravelInsured®, Inc’s mission has been to help travelers protect their travel investment. Traveling is an exciting experience, however anything can happen while you are away from home. These custom designed travel insurance products along with world-class non-insurance services provide the coverage and confidence travelers need when traveling overseas.

iTravelInsured offers a range of travel insurance programs for every customer need. Whether you need coverage for a vacation, business trip, student group trip or stay at a hotel or resort, iTravelInsured has got the right plan. iTravelInsured's services also include:
  • Emergency travel assistance for even the smallest travel disruption.
  • Responsive medical management in the event of medical emergencies anywhere in the world
  • International, multilingual customer service centers
  • Claims specialists who process tens of thousands of claims each year from around the world
Rest assured that iTravelInsured is there with you, wherever your travels take you, bringing world-wide coverage, multilingual capabilities, international claims specialists and access to 24–hour emergency assistance service.

Covid 19 IMG Trip Cancellation Insurance for Coronavirus

The ITravelinsured insurance have no exclusion for medical expenses for Covid19 virus. Any medical expenses incurred due to Coronavirus will be covered by Itravelinsured insurance. However cancellation of the trip due to Coronavirus is not covered unless you have purchased the 'Cancel for any reason insurance' benefit which is offered by the Travel LX insurance and you purchased this plan within 20 days of the initial trip deposit.

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Find the best trip insurance

Which plan offer coverage for trip cancellation, interruption, travel delays, baggage loss?

The iTravelInsured plans namely Travel Lite vs Travel SE vs Travel LX offer trip protection cover for travel expenses from trip cancellation, trip interruption, trip delay, baggage loss.

itravel trip insurance for Covid illness

Will the iTravel plans offer protection of loss of trip costs due to a positive COVID test prior to traveling (person may be asymptomatic) since the person is unable to travel? (The policy mentions "sickness" but this may not be a debilitating illness, but it does prevent travel)
Will the iTravel plans offer protection should the person test positive during their trip at any time?
COVID-19 is treated the same as any other sickness for purposes of all coverage that are triggered by sickness or that can reimburse losses resulting from a sickness including death caused by sickness. Depending on the Plan Design, this can include but is not necessarily limited to the following (including the sub-benefits of many of these):
  • Trip Cancellation,
  • Trip Interruption,
  • Accident and Sickness Medical Expense;
  • Emergency Medical Evacuation / Medical Repatriation / Return of Remains

Regardless of the terms of the Plan, United States Fire Insurance Company has made the administrative decision to allow for coverage to be extended for the entire duration of a COVID-19 related quarantine, and coverage will be extended for five additional days following the end of the quarantine provided the travelers have not arrived back in their return destination city.

If the travelers incur additional hotel or meal expenses solely due to a quarantine, they will not receive any reimbursement under the Trip Interruption coverage either. Trip Interruption coverage may include a provision that provides reimbursement for additional hotel nights and meals (among other expenses) if the travelers cannot continue travel due to a sickness that does not cause them to need to be hospitalized. Please note that the travelers would actually need to be sick, as certified by a Legally Qualified Physician (as defined by your Plan), for this to apply if this provision is in their Plan.

However, when included in a Plan Design, the Travel Delay and Missed Connection coverages may be able to reimburse additional meal and hotel expenses incurred solely due to a quarantine (subject to the terms and conditions of the applicable coverage).

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