IMG

Outreach Group Travel Medical Insurance

  • Outreach Group Travel Medical Insurance is underwritten by Sirius International Insurance Corporation.
  • Ideal Plan for these group:
    • Church groups traveling abroad on short-term outreach
  • Eligibility:
    • For US citizens traveling outside the United States with coverage for brief returns to the U.S.
    • Non US citizens traveling outside their home country.
group
    • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.

Outreach Group Travel Medical Insurance Review, International medical insurance

Outreach Group Travel Medical Insurance Review
Insurance provider
International Medical Group
Policy maximum?
$100,000, $250,000, $1,000,000.
Deductible options?
$0, $100, $250.
Underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Outreach Group Travel Medical Links

  • Brochure
  • Comprehensive
  • Provider Network
  • Assistance Fullfillment
  • Master Services Agreement

International Medical Group’s Outreach Group Travel Medical plan summary



Underwriter Plan Options
  • Policy Maximum?: $100,000, $250,000, $1,000,000.
  • Deductible?: $0, $100, $250.
  • Coinsurance?:
    • For treatment received outside the U.S. & Canada: No coinsurance.
    • For treatment received within the U.S. & Canada:
      • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Benefit Period?: 6 Months.

Pre-existing Condition

Acute onset of pre-existing condition coverage?
  • For US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
      • Up to age 65 without primary health plan - $20,000 lifetime maximum.
      • 65 years and above with or without primary health plan - $2,500 lifetime maximum.
  • For Non US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to $50,000 lifetime Maximum for age 65 and under.
      • Up to $2,500 for age 65+.
  • For US and Non-US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
      • Up to $25,000 of eligible costs and expenses.

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Plan benefits of Outreach group travel insurance

In-Patient Medical Benefits
COVID-19/SARS-CoV-2 Coverage Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
Eligible medical expenses? Up to the maximum limit
Hospital room and board? Average semi-private room rate, including nursing services
Surgery? Up to the maximum limit
Intensive care unit? Up to the overall maximum limit.
Radiology / X-ray? Up to the maximum limit
Laboratory? Up to the maximum limit
Chemotherapy / Radiation Therapy? Up to the maximum limit
Physical Therapy? Up to the maximum limit (Medical order or treatment plan required)
Pre-Admission Testing Up to the maximum limit
Assistant Surgeon? 20% of the primary surgeon’s eligible fee
Anesthesia? Up to the maximum limit
Prescription Drugs and Medications? Up to the maximum limit (Dispensing limit per prescription: 90 days)
Reconstructive Surgery? Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan)
Chiropractic Care? Up to the maximum limit
Emergency local ambulance? Up to the maximum limit. Subject to deductible and coinsurance
Hospital emergency room? Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Emergency Illness - without In-patient Admission? Up to the maximum limit. Additional $250 deductible
Emergency dental treatment? Dental injury due to an accident: up to the maximum limit
Dental - Sudden dental emergency up to $100
Emergency medical evacuation? $500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company)
Emergency reunion? Up to $50,000 lifetime maximum (Must be approved in advance by the company)
Return of mortal remains or cremation/burial? $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
Return of minor children? Up to $50,000. Not subject to deductible
Political evacuation and repatriation? Up to $10,000 (Must be approved in advance by the company)
Natural disaster? $100 per day and maximum limit of five days for accommodations. Not subject to deductible.
Trip interruption? Up to $5,000. Not subject to deductible.
Identity theft? $500 maximum limit. Not subject to deductible
Terrorism? $50,000 maximum limit. Not subject to deductible
Lost luggage? $50 per item, $250 maximum limit. Not subject to deductible
Sudden and Unexpected Recurrence of a Pre-Existing Condition? Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation: Up to $25,000
Sudden and Unexpected Recurrence of a Pre-Existing Condition Sudden and Unexpected Recurrence of a Pre-existing Condition - Medical (for non-U.S. citizens only): under 65 - up to 50, 65 and older - up to $2,500
Accidental death & dismemberment? $25,000 principal sum. Not subject to deductible
Common carrier accidental death? $50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible.
Incidental Emergency in the U.S.? Up to a cumulative two weeks
Sports & Activities Coverage Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)
Durable medical equipment? Up to the maximum limit
Extended care facility? Up to the maximum limit

IMG Outreach medical insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

special-coverageIMG Insurance Restrictions

  • IMG Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

International Medical Group, IMG travel insurance Links

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