|COVID-19/SARS-CoV-2 Coverage||Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.|
|Eligible medical expenses||Up to the maximum limit|
|Hospital room and board||Average semi-private room rate, including nursing services|
|Surgery||Up to the maximum limit|
|Intensive care unit||Up to the overall maximum limit.|
|Urgent Care Clinic||$25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible.|
|Physician visits||Up to the maximum limit|
|Urgent Care Clinic||$25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible|
|Radiology / X-ray||Up to the maximum limit|
|Walk-In Clinic||$15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible|
|Laboratory||Up to the maximum limit|
|Outpatient Surgical / Hospital Facility||Up to the maximum limit|
|Chemotherapy / Radiation Therapy||Up to the maximum limit|
|Physical Therapy||Up to the maximum limit (Medical order or treatment plan required)|
|Pre-Admission Testing||Up to the maximum limit|
|Assistant Surgeon||20% of the primary surgeon’s eligible fee|
|Anesthesia||Up to the maximum limit|
|Prescription Drugs and Medications||Up to the plan maximum limit, may not exceed $250k (Dispensing limit per prescription: 90 days)|
|Reconstructive Surgery||Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan)|
|Chiropractic Care||Up to the maximum limit|
|Emergency local ambulance||Up to the maximum limit.|
|Hospital emergency room||Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
|Interfacility ambulance transfer||Company pays 100%|
|Emergency Illness - without In-patient Admission||Up to the maximum limit. Additional $250 deductible|
|Emergency Illness - with In-patient Admission||Up to the maximum limit|
|Emergency medical evacuation||$500k lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company)|
|Emergency reunion||Up to $50k lifetime maximum (Must be approved in advance by the company)|
|Return of mortal remains or cremation/burial||$50k for Return of Mortal Remains or $5k for Cremation/Burial|
|Return of minor children||Up to $50k. Not subject to deductible|
|Political evacuation and repatriation||Up to $10k (Must be approved in advance by the company)|
|Natural disaster||$100 per day and maximum limit of five days for accommodations. Not subject to deductible.|
|Trip interruption||Up to $5k. Not subject to deductible.|
|Identity theft||$500 maximum limit. Not subject to deductible|
|Terrorism||$50,000 maximum limit. Not subject to deductible|
|Lost luggage||$50 per item, $500 maximum limit. Not subject to deductible||$50 per item, $250 maximum limit. Not subject to deductible|
|Sudden and Unexpected Recurrence of a Pre-Existing Condition(for U.S. citizens only)||Up to age 65 with primary health plan: URC up to maximum limit.
Up to age 65 without primary health plan: $20,000 lifetime maximum.
Age 65+: $2.5k lifetime maximum
|Sudden and Unexpected Recurrence of a Pre-Existing Condition-Emergency Medical Evacuation(for U.S. citizens only)||Up to age 65: $25k maximum limit|
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
Travelling in groups? Get coverage from IMG Patriot Group travel insurance!.Compare quotes »
Need coverage for the IMG acute onset of pre-existing conditions insurance?Compare quotes »
It is best suited for travelers expecting first-class medical coverage..Compare quotes »
Visitors Care Insurance is an affordable fixed benefit insurance plan.Compare quotes »