iTravelInsured Choice Departure Insurance is a travel protection plan designed to cover essential emergency benefits for travelers who have minimal or no non-refundable trip costs. Unlike full trip cancellation plans, it focuses on emergency medical coverage, travel delay protection, and other critical services during your trip. This plan is ideal for travelers who want peace of mind for unexpected events without paying for unnecessary trip cancellation or interruption coverage.
What makes Choice Departure unique is that it does not require any prepaid trip expenses. Even if you haven’t booked flights, hotels, or tours, you still receive core coverage for emergency medical care, trip delays, lost baggage, and transportation issues, making it an affordable and practical option for travelers on a budget or those booking spontaneous trips.
The iTravelInsured Choice Departure plan, available through American Visitor Insurance, is ideal for travelers who want strong medical and travel disruption coverage without paying for trip cancellation benefits.
Recommended for people travelling with no hotel or tour deposits and still needing safe and dependable medical and travel coverage.
Perfect for travelers visiting relatives and not spending on advance bookings—focuses on essential coverage only.
Affordably priced with core medical emergency, delay and lost-baggage protections only including extras.
Provides affordable core protection for medical emergencies, delays, and baggage issues without unnecessary extras.
Great for travelers who book close to departure and want quick, reliable coverage.
Designed for persons requiring medical, transportation, baggage, and delay cover but not requiring trip cancellation coverage.
The difference between iTravelInsured Choice Departure and standard iTravelInsured plans is that this plan only covers essential emergency benefits such as medical emergencies, travel delays, and lost baggage, and does not include trip cancellation or interruption coverage.
| Features | iTravelInsured Choice Departure | Standard iTravelInsured Plans |
| Trip Cost Required | No prepaid or non-refundable trip costs needed | Trip cost coverage is required for trip cancellation/interruption benefits |
| Trip Cancellation/Interruption | Not included | Included (covers non-refundable trip expenses) |
| Emergency Medical Coverage | Yes, core coverage included | Yes, often more comprehensive with higher limits available |
| Travel Delay & Baggage Protection | Included for essential coverage | Included, sometimes with higher limits or optional add-ons |
| Ideal For | Budget travelers, spontaneous trips, visitors without prepaid expenses | Travelers with prepaid flights, hotels, or tours seeking full protection |
| Cost | More affordable since it excludes trip cancellation | Typically higher premium because trip cost protection is included |
In Short: Choice Departure is designed for travelers who don’t need trip cancellation coverage but still want essential medical and travel disruption protection at a lower cost.
Unlike traditional travel insurance that includes trip cancellation or interruption coverage, the iTravelInsured Choice Departure Plan focuses only on essential travel protections. This means:
In short: Even if you’re traveling without pre-booked costs, you still get core medical and travel disruption coverage, giving you peace of mind during your trip.
| Medical Evacuation and Repatriation of Remains Benefit help | Up to $500,000 per person |
| Political or Security Evacuation and Natural Disaster Evacuation | $50,000 per event per person |
To file a claim with iTravelInsured Choice Departure Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-800-628-4664
Submit Documents
Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.
Email Help
customercare@imglobal.com
Summary: The iTravelInsured Choice Departure Plan is best suited for travelers who want core emergency protection, travel disruption coverage, and peace of mind without paying for trip cancellation or interruption benefits.
The Departure Insurance Plan is not designed for travelers that purchase their trip ahead, and will not allow reimbursement of trip expense reimbursement after they return from their trip. The plan focuses on providing post-departure benefits.
The Emergency Medical Evacuation Benefits were created to give you emergency medical transportation and repatriation expense coverage.
Yes, this plan has been designed specifically for international visitors—including U.S. visitors.
Yes, Covid-19 is treated as a regular illness in accordance with policy provisions, but only if it is not a previously existing condition.
Before leaving for your trip. Coverage begins on the date of your departure for your travel destination.
Absolutely, the Departure Insurance Plan is designed specifically for people that travel at a more flexible, less committed pace and need to take advantage of low-cost travel options.
Primary coverage is a type of coverage included in the plan that allows claims to be filed directly with the travel insurance provider, eliminating the need for involvement from the traveler’s health insurance company. Primary coverage in travel insurance means your policy is the first to cover eligible expenses, such as medical costs or trip cancellations. With primary coverage, you don’t have to rely on other insurance, like health insurance or credit cards, making the claims process easier and faster.
Yes. iTravelInsured Choice Departure Insurance is ideal for last-minute trips or travelers who book spontaneously.
No. If you have little or no non-refundable trip costs, you may not need trip cancellation coverage. Plans like iTravelInsured Choice Departure Insurance provide essential medical and travel disruption coverage without requiring trip cancellation protection.
Travel medical-only plans, such as iTravelInsured Choice Departure Insurance, focus on emergency medical coverage, travel delays, lost baggage, and evacuation, without including trip cancellation or interruption benefits. These plans are ideal for travelers with minimal or no prepaid trip costs.
Yes. iTravelInsured Choice Departure Insurance is perfect for spontaneous travelers or last-minute trips, providing quick, reliable coverage even if you purchase the plan just before departure.
Yes. Some plans, like iTravelInsured Choice Departure Insurance, provide essential emergency coverage without requiring prepaid flights, hotels, or tours.
Travelers who have little or no prepaid trip costs, budget travelers, students, or backpackers often prefer medical-only plans like iTravelInsured Choice Departure for affordable emergency protection.
Our support team is ready to assist you.
iTravelInsured Choice Departure Insurance, offered through American Visitor Insurance, is a top option for travelers who simply want solid protection for unexpected emergencies—without paying extra for trip cancellation benefits they don’t need. This plan acts as primary travel insurance, giving you coverage for important essentials like emergency medical care, travel delays, lost baggage, and medical evacuation, even if you haven’t prepaid anything for your trip.
It’s an especially good fit for last-minute travelers, people visiting family, students, and backpackers who want dependable coverage at a reasonable cost. With quick, hassle-free enrollment and 24/7 assistance, the plan provides the peace of mind you need to travel confidently, without the extras you’ll never use.
