IMG Visitors insurance protects one in the event of unexpected illness or injury while traveling outside the country. It is a great opportunity to travel internationally but at the same time to make our travel and stay in an outside country an enjoyable and memorable experience purchasing travel health insurance is very essential.
International Medical Group provides several travel medical insurance plans or visitor care insurance plans classified broadly into 2 kinds namely Fixed and Comprehensive. Let's learn about the Visitors Care Fixed plan of IMG in more detail.
IMG Visitors Care insurance is a very popular Fixed or scheduled benefits travel medical insurance plan by IMG which is affordable and economical and serves travellers who are Non US citizens traveling outside their home country or country of citizenship. This plan does not have a co-insurance quotient like most other fixed travel insurance plans. Visitor care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
This plan has incidental home country coverage where an insured person during the period of coverage may return to his/her country for a cumulative period of 2 weeks total and retain continuing coverage subjected to conditions specified in the Visitors Care brochure. When the traveller is subjected to medical expenses the plan will pay the Usual.
Reasonable and Customary (URC) charges up to the maximum limit specified in the Schedule of benefits in the Visitors Care brochure. If this plan is purchased for a minimum of 5 days, it can then be renewed for a total of up to 2 years. Here is an example showing how the plan pays for the expenses.
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Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses.
These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses. For detailed working example of how it works, you can review Visitors Care insurance working example
Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.
Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Visitors Care offers COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to all other Terms and conditions of this insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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Visitors Care Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid -19 illness.
We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.
Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.