IMG Travel Health Insurance Reviews

Patriot Travel  insurance is a travel medical insurance plan offered by International Medical Group (IMG) that addresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States. Patriot Travel insurance provides coverage for medical expenses, pre-existing consitions, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The insurance offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travellers.

The cost of Patriot travel insurance is dependent on the following factors: The age of the traveller, the length of insurance coverage, The Plan Limit and the deductible.  The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium.

To buy the Patriot travel Insurance, you will need the travel dates and passport details of the traveller.  This will include the name of the traveller, the date of birth, the passport number and the travel dates.

You can get the quotes and make an instant purchase of Patriot travel insurance online with a credit card on American Visitor Insurance.  This can be done without the need of any paperwork or medical exam.

Patriot Travel insurance provides coverage worldwide except in your country of citizenship.

The different types of Patriot Insurance plans vary based on the level of coverage they offer. For example, the Patriot America Lite Insurance plan provides coverage for non-US citizens traveling outside their home country. The Patriot America Plus Insurance plan provides coverage for non-US citizens traveling outside their home country and offers additional benefits such as coverage for adventure sports. The Patriot Platinum Insurance plan provides coverage for US citizens traveling outside the US.

Yes, but it has a time restriction for purchase of 30 days within which after arriving in the US. This is for travellers above age 65. For travelers below age 65, there is a 6 month time period after arriving in the US to buy the plan

Patriot International insurance satisfies the Schengen visa requirements and also offers the visa letter as required by the consulates.

Patriot Platinum Insurance offers coverage for travelers who want maximum coverage up to $8 million.

Patriot America Plus plan offers coverage for pre-existing conditions.

Above 60 years:
Patriot America Plus offers coverage for pre-existing conditions up to the age of 70 years
Patriot America Lite is available but doesn’t offer coverage for pre-existing conditions.
Above 70 years:
Patriot Platinum and Visitors Care coverage offers limited coverage.
Above 80 years:
Patriot Platinum as it offers coverage $20,000 for travelers over 80 years
Other plans - Visitors Care offer coverage of $10,000

Sudden and Unexpected Recurrence of a Pre-existing Condition coverage offered by these plans
Patriot Platinum: $2,500 lifetime maximum.
Visitors CareThis plan offers acute on set of pre-existing coverage up to the plan maximum under 70 years.

Visitors Care is a fixed benefit plans and most affordable plan. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

International Medical Group (IMG) has been offering travel insurance products since 1990.Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness.Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler).IMG also has products for international students, exchange scholars and expatriates.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990.IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.