Visitors Care Platinum Insurance
Cheap travel medical insurance for visiting the US.
Visitors Care Platinum Travel Insurance for US Visitors
Visitors Care Platinum Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America.
When you have parents, in laws, other family members or friends visiting the USA, It is a cheapest insurance plan for their stay in America. Visitors Care Platinum insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum. Visitors Care Platinum insurance offers a policy maximum of $100,000 for those up to 79 years of age, and a $10,000 policy maximum for those 80 years of age and older.
After buying the plan, Traveler can get all the Visitors Care Platinum id card and all the plan document by using Visitors Care Platinum insurance login.. At American Visitor Insurance, USA Travelers can contact the Visitors Care Platinum insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Visitors Care Platinum Insurance Reviews
Who is eligible for Visitors care Platinum insurance plan?
- Temporary fixed coverage health insurance for non-U.S. residents visiting the USA
- Covers individuals aged 14 days to 99 years
- Visitors aged 65+ must begin coverage within 30 days of arriving in the US, unless they provide proof of prior valid international travel insurance
Why choose Visitors Care Platinum insurance?
Visitors Care Platinum insurance is a low cost, affordable plan for visitors visiting the US. It is a fixed-benefit travel medical plan designed for international visitors seeking affordable yet reliable coverage. Here's why it's a smart choice:
- Provides fixed scheduled benefits for hospitalization, surgery, physician visits, urgent care, and prescription drugs
- Covers acute onset of pre-existing condition up to the age of 70
- This plan offers higher maximum limits of $100,000 per injury or illness for those up to 79 years of age, and a $10,000 policy maximum for those 80 years of age and older
- Flexible deductible choices of $0, $50, or $100 to fit your budget
- Renewable for maximum of 2 years unless there is no break in the coverage.
- Covers covid-19 as any other illness or injury
- Include benefits for emergency medical evacuation and repartition of remains.
- Offers 24/7 assistance
Visitors Care Platinum insurance benefits - Key Highlights
- It is an affordable plan for visitors visiting the US. It is a fixed benefit insurance plan
- This plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25k up to $1M depending on the selected policy maximum
- This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
- The plan has a pre existing rider that provides coverage of $5k for ages of 0 – 69 years and provides coverage of $2,500 for travelers aged above 70 years
- This Plan offers a policy maximum of $100,000 for those up to 79 years of age, and a $10,000 policy maximum for those 80 years of age and older.
- Limited coverage for medical expenses.
How much does Visitors Care Platinum insurance cost?
The Visitors Care Platinum insurance cost per month is ranges between $38 to $142. This is dependent on the factors namely age of the traveler, length of insurance coverage, plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $25,000, $50,000 & $100,000 up to 79 years. $10,000 is available for people ages over 80.
For Example here we are showing price for one month with deductible of $100.
Plan benefits of IMG Visitors Care Platinum Insurance
What optional benefits are included in Visitors Care Platinum Insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Incidental Home Country Coverage:
During the plan life, the insured traveler may return to his/her home country for incidental visits up to a cumulative of 2 weeks total.
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What is the Visitors Care Platinum insurance PPO network?
IMG maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
IMG maintains when inside the U.S., the www.firsthealthinternational.com which is a longstanding reputable tier one network that gives you more access to more doctors and services.
If you purchase Visitors Care Platinum insurance from IMG with a United Healtcare logo on your insurance card, please state the following when informing your healthcare provider about your IMG travel insurance - "My healthcare coverage uses the United Healthcare travel health insurance network."
When you get medical treatment in U.S. hospitals, you can reduce your out of pocket expenses if you use a Preferred Provider Organization (PPO) that is covered by the IMG insurance policy. PPO networks are an organized network of thousands of reputed well established, qualified medical practitioners and highly regarded hospitals in the US. Your insurance ID card will indicate the PPO network that you can use. The PPO directory is regularly updated; however it is possible to have changes between updates. To confirm that the physician you have selected is in the PPO network, please contact the physician's office to confirm their participation.
Visitors Care Platinum Insurance Network of Hospitals and Doctors »Visitors Care Platinum health insurance for foreign visitors – FAQ’s
Visitors Care Platinum insurance offers fixed benefit coverage for medical expenses. Visitors Care Platinum Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can IMG Visitors Care insurance reviews working example
Travelers can review this article on how to use Visitors Care Platinum insurance in case of emergency in USA.
Some of the exclusions of Visitors Care Platinum insurance are:
- War, military action, terrorism, and related consequences.
- Pre-existing conditions, defined as a medical or health condition (whether physical or mental, regardless of the cause of the condition) that existed before the policy effective date.
- Preventative care, such as routine physical examinations and immunizations.
- Vision care, such as eye examinations, eyeglasses, contact lenses, or eye surgery.
- Dental care, except for dental injury or emergency dental treatment due to an accident.
- Maternity care, abortion, birth control, or infertility treatment.
- Mental health disorders, substance abuse, or suicide attempts.
- Sports and recreational activities that are hazardous or extreme.
No, you do not need to use a network provider to get treatment under Visitors Care Platinum health insurance. However, you may save money and reduce your out-of-pocket expenses if you use a provider in the First Health Network, which is one of the largest networks of hospitals and doctors in the U.S.
Find Provider Network »
Visitors Care Platinum health insurance provides coverage for acute onset of pre-existing conditions for people below 70 years of age. This means that if you have a sudden and unexpected recurrence of a pre-existing condition that is life-threatening or requires immediate medical attention, you may be covered up to the maximum limit of your plan. However, this coverage does not apply to chronic or congenital conditions, or conditions that gradually become worse over time.
No, Visitors Care Platinum visitor health insurance USA does not cover trip cancellation insurance. It offers fixed benefits for various medical expenses, such as hospitalization, surgery, physician visits, and prescriptions. It also includes coverage for emergency medical evacuation, repatriation of remains, accidental death, dental injury, and incidental trip. However, it does not cover any expenses related to trip cancellation, trip interruption, loss of passport, or baggage loss.
If you are looking for a travel insurance plan that covers trip cancellation, you may have to consider other options from IMG such as iTravelInsured Travel SE, iTravelInsured Travel LX or iTravelInsured Travel Lite. These plans offer comprehensive coverage for trip cancellation, trip interruption, emergency medical care, and optional coverage for cancel for any reason.
How do I file a claim with Visitors Care Platinum Insurance?
To file a claim with Visitors Care Insurance, follow these steps:
- Download the Claims Form: Access the Visitors Care insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
- Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
What are the restrictions of Visitors Care Insurance?
Compare quotes of Visitors Care Platinum insurance plan with other plans
Which nationalities most commonly purchase Visitors Care?
India
Canada
UK
China
Mexico
Nepal
Philippines
RussiaVisitors Care insurance blog
IMG visitors insurance plan with pre-existing coverage.