📌 Visitors Care Platinum Travel Insurance for US Visitors
Ideal for international visitors to the U.S., Starting at just $1.26/day*
Visitors Care Platinum insurance is a fixed benefit insurance.Visitors Care Platinum is an affordable plan for visiting family or friends, covering acute onset of pre-existing conditions with limits up to the chosen maximum. It offers $100,000 coverage up to age 79 and $10,000 for age 80+.
Top reasons to buy Visitors Care Platinum before your trip:- Coverage from 5 days to 2 years
- Access to ID card and documents online after purchase
- 24/7 customer service and support available
After buying the plan, Traveler can get all the Visitors Care Platinum id card and all the plan document by using Visitors Care Platinum insurance login.. At American Visitor Insurance, USA Travelers can contact the Visitors Care Platinum insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
*The price shown is for a 30-day trip with a $100,000 maximum coverage and a $100 deductible for a 25-year-old traveler.
⭐ Visitors Care Platinum Insurance Reviews
🧾 What Are the Maximum Policy Coverage Limits Offered by Visitors Care Platinum Travel Insurance?
The policy maximum amount of coverage is the total dollar amount of benefits available under the Visitors Care Platinum plan. Once the maximum is reached, no additional benefits will be paid.
- $100,000.
📉 What Is a Deductible in Visitors Care Platinum Insurance?
The deductible is the amount the insured must pay before Visitors Care Platinum insurance starts to cover expenses.
Visitors Care Platinum insurance has deductible options of : $0, $50, $100.
❓Why Choose Visitors Care Platinum Insurance?
Visitors Care Platinum insurance is a low cost, affordable plan for visitors visiting the US. It is a fixed-benefit travel medical plan designed for international visitors seeking affordable yet reliable coverage. Here's why it's a smart choice:
- Provides fixed scheduled benefits for hospitalization, surgery, physician visits, urgent care, and prescription drugs
- Covers acute onset of pre-existing condition up to the age of 70
- This plan offers higher maximum limits of $100,000 per injury or illness for those up to 79 years of age, and a $10,000 policy maximum for those 80 years of age and older
- Flexible deductible choices of $0, $50, or $100 to fit your budget
- Renewable for maximum of 2 years unless there is no break in the coverage.
- Covers covid-19 as any other illness or injury
- Include benefits for emergency medical evacuation and repartition of remains.
- Offers 24/7 assistance
👤 Who Is Eligible for Visitors Care Platinum Insurance Plan?
- Temporary fixed coverage health insurance for non-U.S. residents visiting the USA
- Covers individuals aged 14 days to 99 years
- Visitors aged 65+ must begin coverage within 30 days of arriving in the US, unless they provide proof of prior valid international travel insurance
💰 How Much Does Visitors Care Platinum Insurance Cost?
The Visitors Care Platinum insurance cost per month is starting at just $38 to $142 and the cost depends on:
- Traveler’s age
- Selected policy maximum
- Deductible amount
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
- Ages 0–79: $25,000, $50,000 & $100,000
- Ages 80+: $10,000
Example: Below is the monthly cost of Visitors Care Platinum insurance of coverage with a $100 deductible, provided by American Visitor Insurance.
✅Plan Benefits of IMG Visitors Care Platinum Insurance
➕ What Optional Benefits Are Included in Visitors Care Platinum Insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Incidental Home Country Coverage:
During the plan life, the insured traveler may return to his/her home country for incidental visits up to a cumulative of 2 weeks total.
🏥 What Is the Visitors Care Platinum Insurance PPO Network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, and medical providers/facilities contracted by IMG to reduce out-of-pocket costs for insured individuals. This insurance offers two PPO network options.
Inside the U.S., visitor insurance with UnitedHealthCare PPO access is a top-tier provider network giving access to numerous doctors and services and making it the best travel medical insurance with UHC PPO network.
Also inside the U.S., First Health International offers a reputable tier-one network of healthcare providers and services.
Using PPO networks when receiving medical care in the U.S. can significantly reduce your out-of-pocket expenses. These networks include highly rated hospitals and certified medical professionals. Your insurance ID card will specify the applicable PPO network. Always verify participation with the provider beforehand, as network affiliations may change.
local_hospital Find PPO Network Providers »❓ Visitors Care Platinum Health Insurance for Foreign Visitors – FAQ’s
Visitors Care Platinum insurance offers fixed benefit coverage for medical expenses. Visitors Care Platinum Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can IMG Visitors Care insurance reviews working example
Travelers can review this article on how to use Visitors Care Platinum insurance in case of emergency in USA.
Some of the exclusions of Visitors Care Platinum insurance are:
- War, military action, terrorism, and related consequences.
- Pre-existing conditions, defined as a medical or health condition (whether physical or mental, regardless of the cause of the condition) that existed before the policy effective date.
- Preventative care, such as routine physical examinations and immunizations.
- Vision care, such as eye examinations, eyeglasses, contact lenses, or eye surgery.
- Dental care, except for dental injury or emergency dental treatment due to an accident.
- Maternity care, abortion, birth control, or infertility treatment.
- Mental health disorders, substance abuse, or suicide attempts.
- Sports and recreational activities that are hazardous or extreme.
No, you do not need to use a network provider to get treatment under Visitors Care Platinum health insurance. However, you may save money and reduce your out-of-pocket expenses if you use a provider in the First Health Network, which is one of the largest networks of hospitals and doctors in the U.S.
Find Provider Network »
Visitors Care Platinum health insurance provides coverage for acute onset of pre-existing conditions for people below 70 years of age. This means that if you have a sudden and unexpected recurrence of a pre-existing condition that is life-threatening or requires immediate medical attention, you may be covered up to the maximum limit of your plan. However, this coverage does not apply to chronic or congenital conditions, or conditions that gradually become worse over time.
No, Visitors Care Platinum visitor health insurance USA does not cover trip cancellation insurance. It offers fixed benefits for various medical expenses, such as hospitalization, surgery, physician visits, and prescriptions. It also includes coverage for emergency medical evacuation, repatriation of remains, accidental death, dental injury, and incidental trip. However, it does not cover any expenses related to trip cancellation, trip interruption, loss of passport, or baggage loss.
If you are looking for a travel insurance plan that covers trip cancellation, you may have to consider other options from IMG such as iTravelInsured Travel SE, iTravelInsured Travel LX or iTravelInsured Travel Lite. These plans offer comprehensive coverage for trip cancellation, trip interruption, emergency medical care, and optional coverage for cancel for any reason.
📝 How Do I File a Claim With Visitors Care Platinum Insurance?
To file a claim with Visitors Care Platinum Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-800-628-4664
Submit Documents
Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.
Email Help
customercare@imglobal.com
🚫 What Are the Restrictions of Visitors Care Insurance?
Visitors Care insurance is not available for residents of Belarus, Russia, Iran, and Ukraine, and is also not available for travelers visiting these countries.
❓Have questions?
Our support team is ready to assist you.
🔔 Why Should I Buy IMG insurance on American Visitor Insurance?
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different IMG plans and to make an IMGormed decision of the best IMG travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying IMG travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed
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