| Brochure & Details links |
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| Coronavirus coverage |
| Safe Travels Planscovers COVID19 expenses and treated as any other sickness |
| Rating |
Safe Travels Visitors to USA Rating
AM Best Rating: “A (Excellent)” |
Safe Travels USA Cost Saver Rating
AM Best Rating: “A (Excellent)” |
Safe Travels USA Comprehensive Rating
AM Best Rating: “A (Excellent)” |
Safe Travels USA Rating
AM Best Rating: “A (Excellent)” |
| Underwriter |
Safe Travels Visitors to USA Underwriter
Crum & Forster, SPC |
Safe Travels USA Cost Saver Underwriter
Crum & Forster, SPC |
Safe Travels USA Comprehensive Underwriter
Crum & Forster, SPC |
Safe Travels USA Underwriter
Crum & Forster, SPC |
| Plan Type |
| Fixed Benefit Plan |
Comprehensive Plan |
Comprehensive Plan |
Comprehensive Plan |
| Maternity |
| Not Available |
Up to $1,000 |
Up to $1,000 |
Up to $1,000 |
| Pre-Existing Coverage |
Acute Onset of a Pre-existing Condition
Up to policy maximum for age up to 69 years, $35,000 for age 70-79 years, $15,000 for age 80-89 per policy period subject to the sub limits as mentioned
(any coverage related to cardiac disease or conditions is limited to $25,000 for age up to 69 years, $15,000 for age 70 years and above)
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Unexpected Recurrence of a pre-existing condition
Up to the first $1,000 of Covered Expenses
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Sudden and Acute Onset of a Pre-Existing Condition
Up to the Maximum Policy Limit per Period of Coverage up to age 69
Up to $25,000 per Period of Coverage upon attaining age 70 Maximum Lifetime Limit for Emergency Medical Evacuation $25,000
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Unexpected Recurrence of a pre-existing condition
Up to the first $1,000 of Covered Expenses
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| Coinsurance per policy |
| Not Available |
IN NETWORK: Plan pays 100%
OUT OF NETWORK: Plan pays 80% of eligible expenses up to $5,000
OUTSIDE OF USA: Plan pays 100% |
IN NETWORK: Plan pays 100%
OUT OF NETWORK: Plan pays 80% of eligible expenses up to $5,000
OUTSIDE OF USA: Plan pays 100% |
IN NETWORK: Plan pays 100%
OUT OF NETWORK: Plan pays 80% of eligible expenses up to $5,000
OUTSIDE OF USA: Plan pays 100% |
| Hospital Room and Board |
Economy: Up to $1,400/day
Basic: Up to $1,400/day
Silver: Up to $1,750/day
Gold: Up to $2,000/day
Platinum: Up to $2,700/day
Diamond & Diamond Plus: Up to $1,500 / day |
The average semi private room rate |
The average semi private room rate |
The average semi private room rate |
| Dental treatment for injury to sound, natural teeth |
| Up to $600 |
Up to $250 |
Up to $250 |
Up to $250 |
| Basic Lost Baggage |
| Not Available |
$1,000 per Policy Period |
$1,000 per Policy Period |
$1,000 per Policy Period |
| Trip Interruption |
| Not Available |
$5,000 per Policy Period |
$5,000 per Policy Period (does not cover lost trip cost) |
$5,000 per Policy Period (does not cover lost trip cost) |
| Emergency Medical Evacuation |
Economy: $100,000; Basic: $100,000; Silver: $100,000;
Gold & Platinum: Unlimited;
Diamond & Diamond Plus: $50,000 |
100% up to $2,000,000 |
100% up to $2,000,000 |
100% up to $2,000,000 |
| Emergency Reunion |
| Not Available |
Up to $15,000 |
Up to $15,000 |
Up to $15,000 |
| Mental or Nervous Disorders |
Up to $5,000 (Economy, Basic, Silver, Gold, Diamond & Diamond Plus plans)
Up to $20,000 (Platinum plan) 30 days maximum |
Up to $2,500 per policy period |
Up to $2,500 per policy period |
Up to $2,500 per policy period |
| Cremation/Burial: |
| Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
| Accidental Death and Dismemberment |
Economy & Basic: $25,000 Common Carrier;
Silver,Gold & Platinum: $35,000 Common Carrier;
Diamond: Not Covered |
$25,000 |
$25,000(Not subjected to medical deductible) |
$25,000 |
| Optional Benefts |
| Not Available |
Upgrade AD&D :
- All Ages - Increase to $50,000 maximum AD&D benefit Additional $0.25 per person per day
- Ages 19 to 79 - Increase to $100,000 maximum AD&D benefit Additional $0.50 per person per day
- Ages 19 to 69 - Increase to $250,000 maximum AD&D benefit Additional $1.75 per person per day
- Ages 19 to 69 - Increase to $500,000 maximum AD&D benefit Additional $4.00 per person per day
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Upgrade AD&D :
- All Ages - Increase to $50,000 maximum AD&D benefit Additional $0.25 per person per day
- Ages 19 to 79 - Increase to $100,000 maximum AD&D benefit Additional $0.50 per person per day
- Ages 19 to 69 - Increase to $250,000 maximum AD&D benefit Additional $1.75 per person per day
- Ages 19 to 69 - Increase to $500,000 maximum AD&D benefit Additional $4.00 per person per day
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