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Best medical insurance for green card holders

Greencard holders medical insurance

Find the best green card insurance or health insurance while waiting for green card

Patriot Platinum

Per Month

by IMG  img logo
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers acute onset of pre-existing condition
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  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers acute onset of pre-existing condition
  • Know More
Limited

INF Premier

Per Month

by INF  inf logo
  • Plan Maximum
  • Deductible
  • Pre-existing
  • coronavirus  COVID19 coverage
  • Fixed benefit plan with full pre-existing coverage*
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INF Elite

Per Month

by INF  inf logo
  • Plan Maximum
  • Deductible
  • Pre-existing
  • coronavirus  COVID19 coverage
  • Comprehensive plan with full pre-existing coverage*
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Note: *Both the Premier plan and Elite plan have a fixed pre-existing condition maximum limit up to which the pre-existing condition would be covered.

Testimonials - From Our Customers

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Green card insurance with Covid coverage

There are many US Green card holders either without proper health insurance for permanent residents, or have medical insurance for Green card holders over 65 but without any Covid19 coverage. Even though Covid related fatalities have come down, Covid remains a threat due to the increase in the Covid sub-variants.

Any hospitalization due to Covid can be very expensive and having good medical insurance for permanent residents has become essential. At American Visitor Insurance, we are committed to getting the best Covid Green card travel insurance. The covid-19 coverage plans treat coronavirus related illness like any other illness irrespective of the variant.

The following US insurance companies offer Green card holder health insurance and this includes health insurance for Green card holders over 65 years.

WorldTrips Covid health insurance

Atlas America Insurance: WorldTrips Coronavirus immigrant health insurance namely Atlas America insurance offers Covid19 US immigrant health insurance coverage for unexpected medical expenses

International Medical Group (IMG) Green card holder health insurance

The Patriot America Plus and Patriot Platinum America insurance can be

used by green card holders as long as they maintain a residence outside the US. These plans offered by IMG are specifically designed for short term travel to USA. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age.

The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. Persons under 70 years of age can get up to $1 million maximum coverage. These plans also cover COVID19 illness up to the maximum of the policy. Please note the Patriot America Lite plan does NOT cover COVID!

Global Underwriters Covid health insurance

Diplomat America Insurance: Global Underwriters namely Diplomat America insurance offers Covid19 US green card health insurance coverage for unexpected medical expenses

INF health insurance for new green card holders, INF Green card holder insurance

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing health insurance for elderly immigrants that does not provide adequate insurance coverage in light of the coronavirus pandemic.

US Green card holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite plan insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID19. Green Card holders can buy INF plans as long as they have a residence outside the US.

Please know we are here to help you make the best, informed decision to get Covid19 green card parents health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Steps to compare and buy US green card health insurance online

trip cancellation online
Step 1: Finding the available US green card health insurance
Complete the US health insurance quote request form by providing details of green holders and their requirements.
Step 2: Compare the different green card medical insurance options
Compare the price and the benefits of the insurance options to identify what fits your needs best.
Step 3: Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the green card holder insurance documents received by email
Review the US green card medical insurance policy documents received by email closely for coverage details and relevant contact numbers.
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Factors that determine the cost of US health insurance for green card holders

Age of the Green card holder

The cost of US health insurance is directly proportional to the age of the green card holder. The older the green card holder and greater will be the cost of the US health insurance.

Types of US Green card holder travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance for US Green card holder depends on the coverage region. The cost for health insurance for the United States is most expensive.

Duration of US visa insurance for Green card holder

The longer the duration of medical insurance required, the higher will be the cost.

US immigrant insurance mandatory for prospective Green card applicants

The Donald Trump administration had announced that the US immigration authorities will require on proof of good US immigrant health insurance coverage without which potential Green card applicants to the US will be denied visas. While this proclamation has come under legal scrutiny, it is very likely that immigration authorities still insist on good immigrant insurance.

The US government states that new immigrants without proper health insurance in the US are becoming a burden to the US hospitals and US medical system, and finally adding the cost of their healthcare to the US taxpayers.

Once this policy comes into effect, prospective new Green card holders would be asked for proof of immigrant health insurance. The visa to enter the US can be denied if the consular office is not satisfied by the provided proof of US green card health insurance.

US permanent residents medical insurance, Best green card medical insurance

The Affordable Care Act (ACA) insurance for Green card holders, popularly known as Obamacare makes it mandatory for all US residents including Green card holders to have health insurance. However new Green Card holders are not immediately eligible for Obamacare and other domestic US health insurance or Medicare.

In this interim period till they get domestic health insurance coverage, it is important to buy proper Greencard holders medical insurance, in particular, medical insurance for green card holders over 65. The medical insurance for green card holders in usa listed here are very popular health insurance for permanent residents.

Another group of Green card holders for whom our short term visitor insurance work well are those who live outside the US for long period of time. These US permanent residents can buy either the Global medical plans which provide coverage around the globe or our short term visitor medical insurance plans which can work as temporary health insurance for permanent residents.

Yet another group of interested customers are those who have applied for the US Green card and are waiting for the final approval. Again, since they are not yet eligible for domestic US health insurance, it is very important to have good health insurance while waiting for green card approval. This group of Green card applicants can also buy our US visitor health insurance plans for their health insurance while waiting for green card.

Green card holders can be categorized as follows:

  • Green Card Holders who travel often between the US and their old home country: Green card holders who travel frequently to their old home country and who may are staying permanently in the USA are however still advised to buy good US travel health insurance coverage till they reside permanently in the US and get regular domestic US health insurance. This group of customers should however be aware that these health insurance for green card holders do not cover preventative care (health check-ups, vaccinations...) or have limited coverage for pre-existing medical conditions.
  • Green Card Holders permanently residing in the US: If a US green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the age of the Green card holder and the duration of stay within US. If one is below 65 years then they are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing short term travel health insurance till they become eligible for domestic plans is strongly recommended. For those above 65 years and are not yet eligible for Medicare or domestic health insurance, there are good options offered by INF insurance.
  • New Green Card Holders or New Immigrants: New immigrants who can be parents or family members who recently arrived in the USA can buy visitor health insurance depending on their duration of stay. Again, these plans can be bought for the period till they are eligible for domestic health insurance.
  • Applied and waiting for Green Card: If one has applied for the Green Card and are waiting for permanent residency, they can buy visitor health insurance coverage that is ideal for them till they get the Green card and are eligible for other domestic US health insurance options.

These are certainly uncertain times for international travelers with corporate travel being particularly vulnerable to the Covid pandemic, the war and labor shortages in airlines and airports in Europe and the Geo-political tension in Taiwan. Even though international travelers are allowed to the US without any restriction the risks of the Covid pandemic still remain. In this context it is still very important to buy the best annual travel insurance with Covid coverage. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance with coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance covid policy you need even under these difficult circumstances.

WorldTrips
WorldTrips Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
Trawick
Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
seven corners logo
Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
GeoBlue
GeoBlue Coronavirus annual travel insurance Trekker Essential offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.

Best green card insurance, Green card medical insurance - FAQ's

Which are the plans ideal for US green card holders?

Patriot America Plus and Patriot Platinum America can be used by green card holders as long as they maintain a residence outside the US. These plans offered by IMG are specifically designed for short term travel to USA. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age.

The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. Persons under 70 years of age can get up to $1 million maximum coverage. These plans also covers COVID19 illness up to the maximum of the policy.

INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance. Green Card holders can buy INF plans as long as they have a residence outside the US.

Can a green card holder intending to reside permanently in the US going forward buy the INF plans? Can they put down an US address?

Yes. INF insurances provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US travel insurance plans:

Can green card holders buy Patriot America plus insurance?

Patriot America Plus and Patriot Platinum America plans are based on the primary residence country that the member lists on the application. The Green Card holders can buy Patriot America Plus insurance for coverage in the US, as long as their primary residence is outside the US. There is no set amount of time they have to purchase.

However, if they establish a permanent residence in the US, they are not eligible. So if they have a home (purchased or renting) here in the US, they can’t get our coverage. Provided they are eligible, if/when they submit a claim for treatment in the US, we will ask for their proof of residency in another country (renters agreement, bills to that address, etc) Just something showing that they live anywhere else.

How long can an INF plan be renewed? This is important since Green card holders are not eligible for Medicare for 5 years after they enter the US?

Green Card holders can enroll in INF plans initially for up to 1 year at a time. They can then renew their policy. There is no "term limit" for INF plans.

Can non citizens get Medicare?

To qualify for Medicare, you must have worked in the US for 40 quarters (10 years) or have a Green card for at least 5 years.

Can a green card holder already in the USA buy INF plan?

They must go through special membership approval for INF Elite / Premier / Standard / Traveler USA for Greencard holders.Green Card holders can buy INF plans as long as they have a residence outside the US.

Can a new immigrant in the US buy INF plans?

Yes, they can buy INF travel insurance.

Can a green card holders buy INF insurance?

Yes, they can buy INF travel insurance as long as they have a residence outside the US.

Does Greencard health insurance cover covid 19 illness?

There are some USA Covid travel health insurance plans available US Green card holders that cover Covid 19 as a new illness. They can compare best Covid19 Green card insurance plans and buy it online.

Can a green card holder get medical insurance?

Yes, Green card holders can get the medical insurance that we offer if they have a permanent address outside the US. Green card holders can get medical insurance quotes and buy the insurance on our website. The short term medical insurance will cover unanticipated medical conditions, but will not cover preventive care and regular treatment for pre-existing conditions. Getting a medical insurance quote is easy by providing the age of the Green card holder and the dates that they need the insurance coverage. We display the different medical insurance for Green card holders and you can compare the different plans based on price as well as the coverage benefits. After choosing the best Green card holder insurance for your needs, you can complete the application online and buy it using a credit card. The policy will be emailed immediately after completing the transaction.

Do Green card holders need health insurance?

The Affordable Care Act (Obamacare) had made it mandatory for all US residents to have health insurance, however the compulsory insurance requirement has been waived and it is now no longer mandatory to have health insurance. However, given the very high cost of US healthcare, where a regular Doctor’s consultation can take hundreds of Dollars, and Hospitalization overnight can involve thousands, or even tens of thousands of Dollars, it is very risky to be living in the US without any health insurance.

Green card holders can buy the health insurance on American Visitor Insurance if they do not have group health insurance from any employer, or if they are not yet eligible for US Medicare or for other domestic health insurance. The medical insurance for Green card holders that we offer will however not cover preventive care and has limited coverage for pre-existing medical conditions.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give green card holders in USA a wide range of health insurance options. We have nearly two decades experience in understanding the diverse requirements of new immigrants and green card holders in US and in offering appropriate medical insurance options to them.

Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate green card health insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency.

We also provide answers to all health insurance for green card holders questions, reviews of different products, testimonials for customers as well as provide an user friendly US health insurance comparison tool where green card holders can compare different products based on price as well as the coverage benefits. All of these tools help green card holders make an informed decision while buying US health insurance.

Compare and buy health insurance for Green card holders in US
Immigrant's age
No. of dependent under 18
5. Citizenship
  
6. Countries where coverage is required
USA only ALL nations including USA ALL nations excluding USA
6. Mailing & permanent address
Same
7. How long has the traveler been in USA?
Coverage preference

Common Green Card, US permanent resident related questions and answers

How to qualify for Green Card?

Learn how to get a green card... click here

Benefits for Green Card Holders

Know the benefits of having a green card status... click here
obama care green card

Impact of Obamacare for US Green card holders (US resident aliens)

Green card holders qualify for insurance under the Affordable Care Act (Obama Care program) through the insurance market place.

Click here to read more

Best health insurance for Green Card parents

Health insurance for permanent residents

The US Green Card, also known as Permanent Resident Card is one of the most important document for immigrants in America. This document was formerly known as the Alien Registration Card. As a Green card holder, the immigrant is authorized to live and work in America on a permanent basis with a Green Card permit.

The Green Permit is a process of becoming a permanent resident of United States and a proof of lawful permanent resident (LPR). The Green Card Holders will be officially granted rights to utilize immigration benefits in America.

old couple Health Insurance

Green card holders and new immigrants cannot immediately buy domestic US insurance. Older parents who are recent immigrants and Green card holders more than 65 years are also not immediately eligible for Medicare. Medicare benefits are available for US residents on reaching 65 years if they have paid US taxes for 40 quarters.

New senior citizen Green card holders are not eligible for Medicare for at least five years of continuous living in the US. At American Visitor insurance, we have several options of health insurance for seniors with green card and for new immigrants till they are eligible for Medicare or other domestic US health insurance.

However given the very high cost of US healthcare, it is very important for new immigrants to have good medical insurance for green card holders in usa.

New Green card holders cannot buy domestic US healthcare plans, the temporary health insurance that we offer is ideal during this period. We often also have Green card holders who spend a lot of time overseas and want medical insurance for green card holders in usa only for the limited time that they are in the United States. Again in this situation too, our short term health insurance work well as Greencard Holders Medical Insurance.

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Pre-existing conditions health insurance for older Green card holders

Pre-existing condition is a medical ailment that existed before the start of the travel insurance cover. Acute onset of a pre-existing condition is a sudden relapse of the pre-existing condition without advance warning which requires medical attention within 24 hours.

Travelers with pre-existing conditions always find it hard to buy travel health insurance. There are various conditions that are considered as pre- existing diseases but some of common ailments in this category are Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc. Typically all insurance providers have their terms and conditions for the pre-existing condition coverage provided. Travelers can buy a travel insurance policy without a medical check, however most insurance providers only provide coverage for acute onset of pre-existing conditions. With the pre-existing condition there is a "look back" period of 60-180 days to determine the claim. Most insurance providers offer travel insurance for acute onset of pre-existing conditions with fixed or limited coverage.

If any of the travelers has one of these conditions it's very important for them to buy a policy that includes the illnesses in the coverage and to be aware of the terms of pre-existing condition coverage.

INF is one of the few companies which offers travel insurance plans for travelers with full coverage for pre-existing ailments. INF offers the best travel insurance for pre existing medical conditions with full Pre-Existing conditions coverage. This means INF visitors insurance with pre-existing conditions coverage insures any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are covered by the INF Premier insurance and INF Elite Plan. Compare the best travel insurance for pre existing conditions.

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Who is eligible to get Green Card in the US?

You will be eligible to seek Green Card in the US if you fall under one of these categories.

  • Immediate Relatives of U.S. Citizens.
  • Other Family Members.
  • Preferred Employees and Workers.
  • Ethnic Diversity.
  • Special Immigrants.
  • Refugee and Political Asylum.
  • Long-Term Residents.

Best health insurance for green card holders, Greencard holders insurance information

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Greencard holders insurance resources

International travel medical insurance resources for Greencard holders.

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Factors for greencard holders insurance

Important factors while deciding on the best travel insurance for greencard holders.

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Types of greencard holders travel insurance

Understanding different types of greencard holders medical insurance plans.

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Greencard holders insurance Claims Procedure

Greencard holders insurance online claims process for getting medical care in a hospital.

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