Insurance for US Green Card holders

New Green Card holders in the US are not immediately eligible for Medicare. During the interim period, till they are eligible for domestic coverage, it is advisable that they purchase medical cover for is available for Green Card holders. The plans offered on our website satisfy this requirements and some plans can even be renewed up to 5 years. There can however be some limitations under these plans such as limited coverage for pre-existing conditions and preventive care. Complete the form below to compare plans and quotes from several insurers to understand coverage details.
Do not need coverage for Pre-existing conditions
Need Coverage for Pre-existing conditions without waiting period
Need Coverage for Pre-existing conditions with waiting period

Popular insurance quotes for Age:

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Comprehensive plans  pays for all expenses after the deductible and co-insurance component and are recommended given the high costs of health care in the US.
  • Maximum coverage#1
  • Deductible#2
  • Key Features Can be renewed year after year
  • Details...
  • $33.79 PER MONTH BUY
  • Maximum coverage#1
  • Deductible#2
  • Eligibility Under 65 years of age plan must be bought within 6 months of arrival in US. Over 65 years of age plan must begin within 30 days of arrival. This plan can be bought if the mailing address is an international address.
  • Key Features Available to persons with foreign address Details...
  • $37.00 PER MONTH BUY
  • Maximum coverage#1
  • Deductible#2
  • Key Features Green Card holders can consider this plan for short term visits to US.Details...
  • $42.16 PER MONTH BUY
Fixed benefits plans  have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
  • Maximum coverage#1
  • Deductible#2
  • Heart Care Plus
  • Eligibility Over 65 years plan must begin within 30 days of arrival in the US
  • Key Features Coverage for pre-existing conditions regardless of age
  • Details...
  • $38.00 PER MONTH BUY
  • Maximum coverage#1
  • Deductible#2
  • Eligibility Plan must be bought within 24 months of arrival in US
  • Key Features Specifically designed for recent immigrants
  • Details...
  • $49.91 PER MONTH BUY
  • Maximum coverage#1
  • Deductible#2
  • Eligibility Plan must be bought within 12 months of arrival in US
  • Key Features Covers pre-existing like any other condition for those under 70 years
  • Details...
  • $63.55 PER MONTH BUY

#1  Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

Immigrant plans are long term plans with some being renewable up to five years, and they cover medical expenses incurred during sudden illness or injuries. Some plans like the Geo Blue Explorer can also cover pre-existing medical conditions and preventive care, but policy issuance is not guaranteed and needs have an underwriting approval.

  • It is very risky for anyone to be uninsured in the US, especially new immigrants who soon after arriving in the USA are particularly vulnerable given the new environment that they are in.
  • There is a waiting period till new immigrants are eligible to purchase domestic health insurance and can therefore buy immigrant insurance plan as an interim coverage.

Pre-existing Condition Coverage Most likely customers for immigrant insurance
The coverage offered under immigrant insurance plans can vary depending on the specific circumstances of new immigrants. Following are some of the eligibility criteria for green card holders:
  • Frequently traveling Green Card Holders (between the US and home country): Green card holders who travel to their home country or who may not be staying permanently in the USA are advised to buy insurance coverage. You should be aware that insurance plans will not provide coverage for preventative care (health check ups, vaccinations...) or has limited coverage for pre-existing medical conditions.
  • Green Card Holders permanently living in the USA: If a US green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the duration of stay in US. If you are below 65 years then you are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing insurance till they become eligible for domestic plans makes sense. For those above 65 years who are not yet eligible for Medicare or domestic health insurance, they can select the Global Citizen plan offered by HTH Worldwide or in some states the GEO Blue Explorer plan. Global Citizen and GEO Blue Explorer offers excellent coverage including pre-existing medical cover.
  • Recent Green Card Holders or New Immigrants: New immigrants who can be parents or family members who have recently arrived in the USA can buy insurance depending on the duration of stay. These plans can be purchased for the period till you are eligible for domestic health insurance.
  • Applied for Green Card and waiting: If your children/grandchildren have applied for Green Card and waiting you can buy insurance coverage which will be suitable for them.

Highlights of immigrant insurance plans
  • These plans can be purchased for a few days up to as long as 5 years.
  • Plans are renewable and available as monthly, quarterly, semi-annually or annual increments.
  • Some plans can be enrolled even 24 months after arriving in the United States.
  • Immigrant insurance plans provide an interim bridge coverage till you are eligible for domestic health plans.

Health Insurance for Green Card Parents

The US Green Card, also known as Permanent Resident Card is one of the most important document for immigrants in America. This document was formerly known as the Alien Registration Card.
An immigrant is authorized to live and work in America on a permanent basis with a Green Card permit.
The Green Permit is a process of becoming a permanent resident of United States and a proof of lawful permanent resident (LPR). The Green Card Holders will be officially granted rights to utilize immigration benefits in America.

Pre-existing Condition Coverage

Who is eligible to get Green Card in the US?

You will be eligible to seek Green Card in the US if you fall under one of these categories.
  • Immediate Relatives of U.S. Citizens.
  • Other Family Members.
  • Preferred Employees and Workers.
  • Ethnic Diversity.
  • Special Immigrants.
  • Refuge and Political Asylum.
  • Long-Term Residents.