IMG

Global Medical Platinum Insurance

Global Medical Platinum Insurance Cost, Global health insurance cost

Age
Start Date
End Date
Gender
Payment Type
Coverage
Citizenship
Global Medical Platinum Insurance
Insurance provider
International Medical Group
Global Medical Platinum Rating
AM Best Rating: "A" (Excellent)
Policy maximum?
$8,000,000 per individual
Deductible options?
$100 to $25,000 per period of coverage
Compare Global Medical Plans
Compare Global Medical Plans
Plan life?
Lifetime
Global Medical Platinum Underwriter
Underwritten by a Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Global Medical Platinum Links

  • Brochure
  • Application
  • Reviews
  • Benefits
  • Advantages
  • Disadvantages
  • Comprehensive
  • Claims
  • Renewal
  • Provider Network

Global Medical Platinum insurance plan highlights

Global Medical Platinum health Insurance offers superior and high class benefits to global travelers. The plan is most suitable for travelers who require comprehensive medical, dental and visions benefits in a single plan.

IMG Global Medical Platinum health insurance summary

EligibiltyGlobal Medical Platinum insurance eligibility
  • Individuals and families of any nationality.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
  • Worldwide coverage for non US Citizens
Global Medical Platinum optional ridersGlobal Medical Platinum optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Global term life insurance (including AD & D)
  • Dental or Vision rider
  • Terrorism and Sports Rider
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Plan Benefits

Global Medical Platinum insurance benefits

In-Patient Medical Benefits
Hospital room and board? Subject to deductible and coinsurance for average private room rate
Surgery? Subject to deductible and coinsurance
Intensive care unit? Subject to deductible and coinsurance
Assistant Surgeon? 20% of primary surgeon’s charge
Hospital Indemnity(Inpatient hospitalization outside the U.S. only)? Private Hospitals: $400 maximum limit per overnight and $4,000 maximum limit per period of coverage
Public Hospitals: $500 maximum limit per overnight and $5,000 maximum limit per period of coverage. Not subject to deductible or coinsurance
Chemotherapy or Radiation Therapy? Subject to deductible and coinsurance
Physical therapy? Subject to deductible and coinsurance.
$50 maximum per visit
Treatment Outside the U.S.? 50% of deductible waived, up to a maximum of $2,500. No coinsurance
Treatment Inside the U.S. (using Medical Concierge)? 50% of deductible waived, up to a maximum of $2,500. No coinsurance
Treatment Inside the U.S. (PPO Network)? Subject to deductible. No coinsurance
Treatment Inside the U.S. (Non PPO Network)? Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
Office visits and Diagnostic/X-Ray Subject to deductible and coinsurance
CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy Subject to deductible and coinsurance.
Transplants? $2,000,000 lifetime maximum
Maternity $2,500 additional deductible per pregnancy.
$50,000 lifetime maximum. $200 newborn preventative care benefit for the first 31 days -12 months after birth.
$250,000 maximum for newborn care & congenital disorders for the first 31 days after birth
Podiatry Care? $750 maximum limit
Emergency Room Accident? Up to the maximum limit
Emergency room illness? Subject to deductible and coinsurance.Additional $250 deductible if not admitted as an inpatient
Treatment Due to Unexpected Pain to Sound, Natural Teeth 100%
Non-Emergency Dental $750 maximum per period of cov-erage; $50 individual deductible, applies to minor restorative and major restorative services
Emergency medical evacuation? Up to maximum limit. Not subject to deductible or coinsurance
Emergency reunion? $10,000 maximum limit. Not subject to deductible
Return of mortal remains or cremation/burial? $50,000 lifetime maximum. Not subject to deductible or coinsurance
Child Preventative Care( Through age 18)? $400 per period of coverage. Not subject to deductible or coinsurance.
Adult Preventative Care(Age 19 or older)? $500 per period of coverage. Not subject to deductible or coinsurance.
Political Evacuation and Repatriation $10,000 lifetime maximum
Orphan or Biologic Drugs Maximum limit $250,000.
Healthy Travel Preventative Coverage? $250 lifetime maximum.
Vision? $100 maximum per 24 months for exams. $150 per 24 months for materials
Supplemental Accident? $500 maximum limit per accident. Not subject to deductible and coinsurance
Pre-Existing Conditions Limitation? Covered if disclosed and not excluded by rider
Complementary Medicine? $500 maximum limit per period of coverage
Mental/Nervous? Subject to deductible and coinsurance.$50,000 lifetime maximum. Available after 12 months of continuous coverage
Prescription Coverage? Co-pay per 30-day supply: $20 for generic / $40 for brand name where generic is not available. International Retail Pharmacy(subject to deductible): 100%
Expatriate Prescription Services Program Co-pay per 30-day supply: $20 for generic / $40 for non-preferred brand name. Dispensing maximum: 180 days
Remote Transportation $5,000 per period of coverage up to $20,000 lifetime maximum.
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IMG Global Medical Plans Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Global Medical Platinum Insurance Restrictions

Global Medical Platinum Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

International Medical Group, IMG travel insurance Links

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