Green Card Holders Insurance Questions

Hello,
I am a Green Card holder living in the US. I will be going to Canada for one year.
What are the insurance options you have for me?
Thank You
Ruhul

Dear Ruhul,
Thank you for contacting us at AVI for your travel health insurance needs. Probably the most economical and flexible option is to use a "short term" travel health insurance plan which you can have for up to 12 months. You can choose the maximum and deductible you want and you will find the prices quite economical. Search your travel insurance for visiting Canada. These policies are for sudden illness or accident only.

If there is a possibility that you will stay longer than a year, or if you see yourself living out of the US for more years in the future, but would still like to have access to US-like medical insurance coverage, you can sign up for global medical insurance. This international insurance will cover you wherever you go, including wellness visits. You can search your options for that type of insurance HERE. Note that these policies are not guaranteed and you will have to answer medical questions and you may be rejected if you have certain conditions.

Please let us know if we can help any further

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed and Updated : April 2019

Hello,
My mother is 93 years old. She is coming to the US from Canada. We have applied for Green Card for her and we need insurance that she can use while she is a Green Card holder. Can you suggest a suitable plan?
Thank You
Katy

Dear Katy,
It was nice talking to you a short while back. You do have a few choices for travelers 90 years old and over. The maximum 'comprehensive' coverage you get is either $10,000, $15,000 or $20,000, while you can get more coverage with 'fixed benefit' plans.
To know the difference between fixed and comprehensive plans, please refer to

Fixed v/s comprehensive plans

Here is the plan that is available for you visitor who is 93 and will be a Green Card holder soon.
Inbound Immigrant: plan from Seven Corners:
Inbound Immigrant is available at $50,000 maximum and is an excellent fixed plan option. It is designed for persons with or awaiting green cards and can be renewed up to 5 years. For a fixed plan, it has high coverage amounts and you can choose the higher deductible to save some money on the premium. Here are links to that plan:

     Plan Details     Buy Now     Brochure     PPO Network

Please let us know if we can help any further

Regards,
Customer care
www.americanvisitorinsurance.com
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
Please can you suggest some medical insurance plans for green card holders.
Thank You
Olga

Dear Olga,
Thank you for your inquiry and allowing us at American Visitor Insurance to help you with your insurance needs. For all options for green cardholders, you can compare the plans here: Green Card Holder
The policies below may be purchased for a coverage period of 5 days with the option to renew the policy for up to 12 months. They cover medical emergencies, accidents and illnesses with limited or no coverage for pre-existing conditions. They are not monthly renewable plans. You need to pay the premium upfront for the duration that you need the plan for.

There is one fixed benefit insurance plan renewable for up to 5 years:

1) Inbound Immigrant: This plan is designed for immigrants who intend to stay on in the United States. The plan is renewable for up to 5 years. To review details of the plan (including price):

     Plan Details     Buy Now     Brochure

There are three comprehensive benefit insurance options:

1) Patriot America or Patriot Platinum: To review details (including price) of this plan please click on the link below

     Plan Details     Buy Now     Brochure

Similarly, the Patriot Platinum plan has some coverage for pre-existing conditions. Please see the brochure for details. This plan has more options available for persons over 70. To review details (including price) of the plan:

     Plan Details     Buy Now     Brochure

Once you read through this material please feel free to call us at 1-877-340-7910 and we are more than happy to help by answering any further questions you may have. Thank you for providing us an opportunity to be of service to you!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I will be living in the US. I am a permanent resident and I will stay in the US and might have to do trips outside the US as well.
Can you let me know any of the plans suitable for me? Also I would like to know what are the PPO networks under which these plans come?
Thanks
Musiquekidd

Dear Customer,
Thanks for contacting American Visitor Insurance with your inquiry!
If you are a Green Card holder, then we have insurance plans specific to Green Card holders visiting US for short term.
You can get the information on these plans see the below link:

Green Card holders

Please see the above link and you will see 4 plans namely:
1) Inbound Immigrant (Fixed plan) - This plan is renewable for 5 years but this is a fixed plan.
2) Patriot America (Comprehensive plan) - But you need to have an international home address.


To understand the difference between fixed plans and comprehensive plans, please see the below link:

Fixed Vs Comprehensive

Please let us know in case of any further questions.
Each company have their own PPO network. Only the Diplomat Plan (Diplomat America and Diplomat Longterm) has no PPO network associated with them which means that you can go to any doctor or hospital.

Here is the PPO network for each of the recommended plans below:

1) Inbound Immigrant

     PPO Network     Buy Now     Brochure

2) Patriot America

     PPO Network     Buy Now     Brochure

Please let us know in case of further questions.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I want to purchase the Inbound Immigrant insurance for my mother who is 70 years old and a US Green Card holder. She will be living here in Florida for 3 months, but if she plans to stay longer can this insurance can be renewed? Please let me know.
Thanks
Sameena

Dear Sameena,
Thank you for contacting American Visitor Insurance with your inquiry!
Yes. Inbound Immigrant insurance plan can be renewed for 5 years. It is a fixed plan and is suitable for Green Card holders. This plan provides a greater policy maximum for people older than 80 years old where the comprehensive plans provide a lesser policy maximum as less than $20,000.

     Plan Details     Buy Now

Please let us know in case you need to know about other comprehensive options or any other questions.


Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
My name is Daliah, I am a UK citizen currently applying for my green card - I am looking for coverage while I'm in the U.S and hope to get pregnant in the next couple of months is there a plan that you can offer my that gives me both coverage (in and out patient) as well as maternity cover?
Many thanks,
Daliah


Dear Daliah,
Thank you for your inquiry to American Visitor Insurance. If you are considering becoming pregnant and want to be sure you have insurance that will cover it, there are options available. If you are a student enrolled full time in a college, then may be a 90 day waiting period or no waiting period for the pregnancy to be covered (although conception must occur AFTER the coverage begins). You can find quotes for student insurance here:

Student Medical Compare

If you are not a student, the shortest waiting period (also 3 months) is for this policy which is only a fixed policy and offers $2,800 per pregnancy only. To purchase this policy, go to:

     Plan Details     Buy Now

The best options for those not yet pregnant are global health insurance options. These provide major medical coverage but they have a 10 month (for partial coverage) or 12 month waiting period. You can find quotes for global health insurance here:

Global Travel Compare

The best global option for maternity coverage is Global Medical Platinum which covers maternity after 10 months continuous coverage of the plan. There is a pregnancy deductible of $2500 applicable on this plan.
For the brochure/Buy link of the Global Medical Platinum, please click on the below link and look under the Platinum column for details:

     Plan Details     Buy Now     Brochure

Congratulations and good luck! Do let us know if there is anything we can help you with. For a full article with details about maternity coverage, please visit:

Maternity

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Dear Sirs,
We two my wife and myself will be reaching USA with green Card and will stay in Florida.
Will like to know which is the best insurance cover?
We both are in fairly good health but must cover pre-existing conditions.
We have no income source in US.
Thanks!
Best,
Shakti

Dear Shakti,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!
There are both short term and long term Green Card plans available with us:
Here now are the short term plans open to the green card holder.
These policies may be purchased for a coverage period of 5 days with the option to renew the policy for up to 12 months. They cover medical emergencies, accidents and illnesses with limited or no coverage for pre-existing conditions.
To view plans that are open to Greencard holders for coverage within the USA please refer to the links below for individual plan brochures. To get a quote for each policy I have provided an additional link. By using this link you can change the maximum coverage, the time frame and the deductible to find a plan which suits your needs and budget.
There is one fixed option renewable for up to 5 years:
Inbound Immigrant:This plan is designed for immigrants who intend to stay on in the United States. The plan is renewable for up to 5 years.

     Plan Details     Buy Now

There is one comprehensive benefit insurance:
If you can list a country other than the US as your home country, this comprehensive policy may work for you.

Patriot America or Patriot Platinum

     Plan Details

Similarly, the Patriot Platinum plan has some coverage for pre-existing conditions. Please see the brochure for details. This plan has more options available for persons over 70.

     Plan Details     Brochure

These policies, are suitable for long term Green Card holders.

Inbound Immigrant from Seven Corners: This plan is renewable for 5 years and provides better benefits for people above 70 years of age. This is a fixed plan.

Brochure     Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

To whom it may concern,
I read about your Inbound Immigrant Insurance plan. My parents are not US citizens but with green cards. They only come to the US for a few weeks every year.
I wonder whether they can purchase the Inbound Immigrant Insurance plan for the time they are in the U.S. Please let me know.
Thanks!
Best,
Wei Yu


Dear Wei-hsin Yu,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!
The Inbound Immigrant policy by Seven Corners is very affordable and is specifically designed for green card holders moving to the US. They have just added coverage for "acute onset" of a pre-existing condition for persons under 70 which makes it extremely competitive even with comprehensive policies. This plan is renewable for five years which is another reason for the plan to be suitable for Green Card holders. This plan is a fixed plan.

Plan Details     Buy Now     Brochure     Provider Network

If you want to take a look at comprehensive options we can help you on that as well.
Below are some comprehensive plans suitable for Green Card holders:

• Patriot America
• Patriot Platinum

Take a look at this page at your convenience to get instant quote on these plans:

Insurance Quotes for Green Card holders

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hello,
I need health insurance for my daughter in law who is from Japan and has been living in US for the past 15 months. My daughter in law will be getting her Green Card soon.She had an insurance previously from my son's workplace. My son was in Army and now he is not in army anymore. Soon he will be joining Police force. I am interested in the Global Platinum plan from IMG. When I try to purchase the plan, it is not letting me to continue. Can you please help me with my situation? I need a health insurance plan for her in the mean time.
Thanks,
Sharon

Dear Sharon,
Thank you for contacting us for your insurance needs.
The Global plans from IMG have arrival time restrictions who have been already living in the US.
Here is a plan that you can buy:
Atlas America from HCCMIS:

     Plan Details     Buy Now

You can get all information about Atlas insurance, see the brochure, search the PPO network and buy the policy in the website.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. This plan does not have any arrival time restriction in the US.

Please let us know if we can help you any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
My wife is Green Card holder. While she returns from Poland she will need insurance while staying in US. Do you sell insurance for Green Card holders in US?
Thanks,
Amjad

Dear Amjad,
These policies, are suitable for long term Green Card holders. The application is long and requires medical questions. The coverage is NOT guaranteed and the application must go through the underwriting process. However, once you get on a plan, after 1 year it is a major medical plan like domestic US plans with very complete coverage.

     Buy Now     Brochure

Short Term Policies:
These policies may be purchased for a coverage period of 5 days with the option to renew the policy for up to 12 months. They cover medical emergencies, accidents and illnesses with limited or no coverage for pre-existing conditions.
To view plans that are open to Green card holders for coverage within the USA please refer to the links below for individual plan brochures. To get a quote for each policy I have provided an additional link. By using this link you can change the maximum coverage, the time frame and the deductible to find a plan which suits your needs and budget.
There is one fixed option renewable for up to 5 years:

• Inbound Immigrant:
  
       Plan Details
  
  This plan is designed for immigrants who intend to stay on in the United States. The plan is renewable for up to 5 years.
  

There are two comprehensive options:

• Patriot America Plus or Patriot Platinum:
  
       Plan Details
  
  Similarly, the Patriot Platinum plan has some coverage for pre-existing conditions. Please see the brochure for details. This plan has more options available for persons over 70.
  
       Plan Details
  
  

Please let us know if you have any questions.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hello,
We are Green Card holders residing in the UK. We are looking to spend more time in the US. I am 84 and my husband is 78 and we were wondering if we can get a suitable insurance plan when we arrive in US to cover us for some time initially during our stay there?
Your help is very appreciated!
Thanks,
Margaret

Dear Margaret,
Thank you for your inquiry and allowing us to help you with your insurance needs.
For your criteria, below are the plans that is suitable for you:

• Inbound Immigrant:
  
       Buy Now     Brochure
  
  This plan is designed for immigrants who intend to stay on in the United States. The plan is renewable for up to 5 years. This is a fixed plan and provides a maximum coverage of $50,000 for people above 70 and 80.
  
• Patriot America:
  
       Buy Now     Brochure
  
  This is a comprehensive plan which you are eligible to buy if you have an address outside the USA as your permanent address. This plan provides a maximum coverage of $10,000 for you and $50,000 for your husband, in which case you should purchase two separate individual plans.
  
• Similarly, thePatriot Platinum also from IMG:
       Buy Now     Brochure
  
  This is a comprehensive plan as well and has some coverage for pre-existing conditions.
  Please see the brochure for details. This plan has more options available for persons over 70. This plan provides a maximum coverage of $20,000 for you and $100,000 for your husband.
  

Once you read through this material please feel free to call us at 1-877-340-7910 and we are more than happy to help by answering any further questions you may have. Thank you for providing us an opportunity to be of service to you!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi
I need insurance for my parents who are on Green Card. I live in the state of Maryland. Can you suggest me the right policy as I am getting warnings when I try to purchase IMG Patriot insurance?
Thanks,

Dear Sir,
Thanks for contacting us with your inquiry!
Not all plans provide coverage for the state of Maryland.
Unfortunately, we do not have any plans for green card holders who are residing in the state of Maryland. The laws of insurance are governed by each state and Maryland has made it very difficult for some companies to provide insurance. If you are not happy about the situation, we suggest you bring it up with your state legislature.

Please feel free to contact us in case of further questions.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hello,
I need advice on insurance options for my parents. My parents are Green Card holders. They are visiting USA for a few months. My father is 75 and mother is 71. They are doing fine health wise. I was looking for something with max coverage of $50,000. I live in the state of Maryland and my parents have already arrived here in US. Can you please suggest something suitable?
Thanks,
Kris Palakodety

Dear Kris,
Unfortunately, we do not have any plans for green card holders who are residing in the state of Maryland. The laws of insurance are governed by each state and Maryland has made it very difficult for some companies to provide insurance. If you are not happy about the situation, we suggest you bring it up with your state legislature.

Please feel free to contact us in case of further questions.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hello,
I am moving to the USA on the 14th April 14 on a CR1 (spouse) visa and will receive my Green Card upon Point of Entry.
I am looking for health insurance to cover me for the time between arriving and being issued a Social Security Number.
Please can you let me know if you have a policy that will work for my situation? I will be living in Minnesota if that makes a difference.
Many Thanks,
Jamie

Dear Jamie,
Thank you for contacting us for your health insurance needs! As permanent residents of the US you can choose between short and long term plans.
Here now are the short term plans open to the green card holder.
These policies may be purchased for a coverage period of 5 days with the option to renew the policy for up to 12 months. They cover medical emergencies, accidents and illnesses with limited or no coverage for pre-existing conditions.
To view plans that are open to Greencard holders for coverage within the USA please refer to the links below for individual plan brochures. To get a quote for each policy I have provided an additional link. By using this link you can change the maximum coverage, the time frame and the deductible to find a plan which suits your needs and budget.

There is one fixed option renewable for up to 5 years:
1) Inbound Immigrant: This plan is designed for immigrants who intend to stay on in the United States. The plan is renewable for up to 5 years.

     Buy Now     Brochure

There is one comprehensive benefit insurance:
B) Patriot America Plus or Patriot Platinum
If you have another country other than the US as your home country (where you have a mailing address), the Patriot America comprehensive plan may work for you.

     Buy Now     Brochure

Similarly, the Patriot Platinum plan has some coverage for pre-existing conditions. Please see the brochure for details. This plan has more options available for persons over 70.

     Buy Now     Brochure

Please feel free to contact us in case of further questions.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019