Trip cancellation insurance or Travel medical insurance?

Trip Insurance

Trip insurance plans are commonly known as trip cancellation or trip interruption insurance.

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Travel Insurance

Popularly known as Travel medical insurance or visitors health insurance, these plans are designed with a focus on the health insurance of the traveler.
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Trip Cancellation Insurance

Trip insurance plans are designed to insure both the health of the tourist as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted. The trip interruption insurance coverage is effective after the trip has begun but is interrupted due to an emergency.
The non-refundable expenses can include hotel rooms, airline and cruise tickets...Depending on the trip insurance plan, it might cover unexpected expenses resulting from lost, damaged, delayed or stolen luggage. While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.
Trip insurance are popular with US citizens vacationing outside the United States. This is understandable given the domestic US health insurance provides little to no coverage outside the US and does not insure the costs of the vacation itself.

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Tourist Health Insurance

These plans mainly insure the tourist in the event of any unexpected sickness or accident while traveling outside one's home country. These plans work like regular health insurance but with the limitations of having no coverage for preventive care and with only some plans offering limited coverage for pre-existing conditions.
The coverage includes both inpatient and outpatient care, evacuation and repatriation. Travel insurance covers the hospital room and board, ambulance services and any emergency services. Depending on the policy it might also cover political evacuation, terrorism, accidental death and dismemberment, natural disaster and repatriation of remains. Travel medical insurance is popular with international tourists visiting countries with high costs of healthcare like the United States or Europe. Immigrant communities in the US who have family visiting them buy travel medical insurance to ensure that parents or other family members do not have to worry about medical expenses while in the US.

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Travel Insurance during Covid19, and need for travel insurance

Travel and tourism is one of the sectors that has been devastated due to the Covid-19 pandemic across the globe. Nearly 120 economies have now placed international travel restrictions, as a result of which perhaps the most immediate and prolonged impact is on travel and tourism sectors. Numerous estimates reflect the adverse impact of COVID-19 on the global and different national economies. As cases of novel coronavirus keep increasing everyone with international travel plans are likely to have concerns and may just choose not to travel. No one is sure when tourism will restart again from this standstill.

It’s too early to speak about what to do when pandemic gets over and things start to look better? After all, there are still many countries who have just began to introduce firmer social distancing measures as COVID-19 have crossed their borders. However, you will also see that there are few countries who think they are passing the peak phase of infections and have effective planning on how to ease out few restrictions.

If Covid-19 survivors become immune to subsequent infections and transmissions, an immunity certificate may become a requirement for outward and inward travelling. Paradoxically, countries who are the major source for tourism and are now worst hit may initially be the most promising tourist markets in future. Few countries have already started working towards considering issuing “immunity passports” so people can come out of the lockdown early. Needless to add is the fact that the host countries will also need to demonstrate that the country is safe for tourists.

Many livelihoods and economies are dependent on the travel sector. More than 10 percent of the global workforce is working in tourism industry. However, the approach for travel will experience a dramatic transformation.

What will be the “new travel normal “post the coronavirus pandemic?
The era of seamless international travel is in abeyance until travelers restore their confidence to begin traveling again to faraway places. A New travel normal may mean that tourism will typically begin locally. Travelers will start looking for local road trips, not too far away from home. A change to vacation rentals over hotels and crowded resorts, driving rather than flying, an increased usage of travel insurance, a week-long stay at a sanitized rental property nearby.

Travelers who choose to travel will start looking for more precautionary measure while travelling like purchasing an International travel health insurance. Having international travel health insurance is a necessity now as this covers all unexpected medical emergencies while outside one’s home country. It covers all the medical expenses that will incur during the treatment provide for the insurer outside the home country and make you stress free. There are various affordable travel insurance plans available. You can compare travel insurance and purchase the suitable one.

The UN World Tourism Organization had calculated 1.4 billion international tourist arrivals in 2018, and had predicted 1.8 billion arrivals by 2030.With the pandemic virtually all travel has frozen and likely will take a very long time to restart. The world is still in wait-and-see mode until the virus is controlled and effective systems are in place to reinstate confidence in travel, to expect people to start booking again. Until then stay safe during your future travels.

US travel insurance for Coronavirus

There are currently three US insurance providers namely Trawick International, INF insurance and Global Underwriters who offer US Visitors insurance coverage for coronavirus.

Trawick International Covid19 travel insurance:

Trawick International offers visitor medical insurance for coronavirus (covid-19) with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid 19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Covid 19 US travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid 19 illness.

Seven Corners Covid visitors insurance:

Liaison Travel Plus Insurance offers best Seven Corners covid health insurance for visitors to USA. The Sevencorners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Global Underwriters Covid US visitor insurance:

Diplomat America Covid19 visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Covid19 Diplomat Insurance for visitors to USA.

Tokio Marine HCCMIS insurance:

Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
Note that Atlas plans purchased on or after July 15, 2020 do NOT exclude COVID-19 medical charges.

INF Covid 19 US travel insurance:

INF Insurance offers visitors health insurance for coronavirus in the US, Canada and Mexico as any other illness. You can compare INF Covid19 US visitor insurance and the best suitable medical coverage for coronavirus while in USA.

International travel and tourism - An overview

"The World Is a Book and Those Who Do Not Travel Read Only One Page". This famous quote is attributed to Saint Augustine of Hippo. Traveler’s in the 21st century seem to have taken inspiration from Saint Augustine. International tourism has been growing at a frenetic pace in the 21st century ! The number of international tourists has increased from 528 million in 2005 to 1.3 billion in 2017. This trend is expected to continue in the coming years and the number of international tourists are expected to reach 1.8 billion in 2030. Europe receives the most international tourists at 670 million, well ahead of the Asia Pacific region at around 325 million. North America receives close to 130 million tourists and the middle east nations receive around 60 million tourists annually.

A number of different factors are fuelling this trend of global tourism. Important among them is the improved connectivity between cities around the globe, lower airfares, better access to information, improved infrastructure for tourism and most importantly the attitude of travelers to explore new countries and understand new cultures. Here is a snapshot about global tourism trends.
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Ranking of global tourist destinations

The number of international tourists is increasing every year. This growth in tourism is a global phenomenon and is not limited to any one continent. The traditional countries which attracts international tourists have been in Europe and the US. However, this is changing quite rapidly with tourists choosing newer lesser explored regions of the world. Here is a ranking of the top global tourist destination based on the number of international tourists.

Popular Green or Ecotourism destinations

Along with the increase in international tourism comes the responsibility to ensure that tourism does not destroy the local cultures, habitats and ecology of the tourist destination. In the recent past, there has been a increasing awareness about this issue and the need for Green or Ecotourism. Ecotourism refers to tourism which has the least impact on existing environment and cultures while being educational, ecologically and culturally sensitive as well as being beneficial to local communities. Here are a list of the better known Global Ecotourism destinations.

Top Snowbird tourism destinations

During the winter months, the phenomenon of older residents in the colder regions of the United States and Canada traveling to warmer areas either in Southern United States, or to other nations for warmer weather is popularly known as Snowbird tourism. We have listed the more popular Snowbird tourism destinations both in the United States and in other countries.

Most popular cities in the world

An increasing proportion of the global population is today living in urban centers. Big cities are becoming the hub of living and for international travel. Most tourist attractions are in cities with restaurants, theme parks, museums, theaters and more. The following is a list of the top cities in the world for international tourists.

Popular Thanksgiving destinations worldwide

Thanksgiving is a time for all family members to gather and home for the traditional Thanksgiving meal. However, since it is a long weekend, many Americans take the opportunity to travel. The following are some of the popular Thanksgiving travel destinations.

Popular Christmas vacation destinations

Christmas is the big vacation season of the year in most parts of the world. It is that time of the year when people make use of their vacation time to travel. Christmas vacations are usually planned well in advance given the certainty of this vacation schedule. Planning and buying tickets for Christmas vacations is also prudent as tickets are usually cheaper if purchased early. Listed here are some of the popular Christmas vacation travel destinations.

Famous Christian faith based travel destinations

Traveling to well-known Christian faith based destinations is very popular for a large number of Christians the world over. Given below are some of the globally renowned Christian faith based travel destinations.

Top historical tourist destinations

Traveling to historically important locations is one of the best ways to understand ancient history and culture. Listed here are some of the world famous historic travel destinations.

Popular Golfing vacation destinations

Golfing vacations is a wonderful way to relax with friends while honing one's Golfing skills. Golfing vacations are becoming increasingly popular all around the world. Here are some of the most popular Golfing holiday destinations.

Popular Skiing holiday destinations

Vacationing in popular Ski resorts is an excellent opportunity to spend time with friends and family while enjoying Skiing. Skiing vacations are a big part of the winter holiday season in the US, Canada and in Europe. Here are some of the most famous Ski vacation destinations.

Famous Museums as travel destinations

Visiting Museums is an excellent way to learn about a topic, be it about History, Culture, Art, Sports or Science. It is no surprise that some Museums are famous the world over and attracts hundreds of thousands of visitors annually. Listed below are some of the world famous museums.

Popular Romantic travel destinations

Traveling together is a wonderful way to build a romantic relationship. Listed below are some of the more famous romantic travel destinations.

Popular Beach vacation destinations

Beach vacations are a great way to spend time with family and friends while Sun bathing and enjoying time at the beach. Listed below are some of the famous beaches around the world.

Top Nature destinations

Reconnecting with nature is perhaps the best way to refresh one's mind and body. A vacation in the midst of nature is amazingly therapeutic and offers a wealth of physical, mental, emotional and spiritual benefits. Not to overlook the simple joys of being surrounded by beautiful scenery and away from crowded noisy urban centers. The following destinations are renowned for experiencing a vacation where you immerse yourself in in nature.

Top European River cruises

Amsterdam to Budapest (Main, Rhine, Danube) cruise: If you want to view Dutch tulip gardens, April and May are the best months to take a cruise. If you prefer Christmas markets, December is the right time for your trip. Take the cruise in September for pleasant weather and reliable water levels.

Global destinations:
Based on different groups of International traveler who need US travel insurance travelling to different Global destinations:
International travel insurance for USA International travel insurance for Canada International travel insurance for Europe
  • Schengen visa insurance as required by Schengen consulates
  • Trip insurance coverage to insure trip expenses
  • Travel health insurance for travel to Europe (Including Long term stay for US citizens)
  • Expat insurance for US and other international expatriates in Europe
International travelers to other destinations (Caribbean, Asia, Australia, Africa, South America)
  • International travel insurance for tourists and vacationers
  • US Student medical insurance for US students abroad
  • Annual travel insurance for business and corporate travelers
  • US Expatriate insurance for expatriates living and working outside their home country
International travel insurance for USA
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