Travel insurance for Costa Rica from USA

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Do you want to insure trip cost as well as the health of the traveler?

     
     

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

Visa free travel countries for US citizens

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Trip Cancellation Insurance

Highlights of trip cancellation insurance coverage benefits

Cost of travel insurance factors

Factors to consider while buying travel insurance.

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Factors to cost

Travel insurance cost calculator

Travel Insurance cost calculator, Trip cost calculator

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Best travel insurance for Costa Rica

Costa Rica, located in Central America, is a remarkable country known for its breathtaking natural beauty and commitment to environmental conservation. With its diverse landscapes, including rainforests, volcanoes, and pristine beaches, Costa Rica offers an abundance of outdoor adventures and opportunities to connect with nature. The capital city, San José, serves as a cultural hub, while other cities like Heredia and Alajuela provide unique experiences. Costa Rica is renowned for its rich biodiversity, making it a haven for wildlife enthusiasts and nature lovers. The country's dedication to sustainability is evident in its eco-friendly practices and focus on renewable energy. Visitors can enjoy activities such as hiking in national parks, ziplining through the lush canopy, surfing, and immersing themselves in the laid-back "Pura Vida" lifestyle. Costa Rica's reputation for safety, warm hospitality, and stunning natural attractions make it an enticing destination for travelers seeking adventure, relaxation, and a deep connection with nature.

Travel insurance is highly recommended for US citizens traveling to Costa Rica. Finding the best Costa Rica travel insurance from USA on American Visitor Insurance is very easy. Travel insurance Costa Rica typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Costa Rica plans on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Costa Rica from USA ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.

Steps to follow when traveling to Costa Rica from USA

 Valid Passport: Ensure that your passport is valid for at least six months beyond your intended departure date from Costa Rica.

 Visa Requirements: Check the visa requirements for US citizens traveling to Costa Rica. US citizens typically do not need a visa for stays of up to 90 days for tourism or business purposes. However, verify the specific requirements and any recent changes before your trip.

 Travel health insurance: It's advisable to have comprehensive travel health insurance for Costa Rica that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Costa Rica Flag  Travel insurance to Costa Rica - Information


Capital
San José

Language
Spanish

Population
Around 5 Million

Currency
Costa Rican Colón

Location
Central America

Best time to visit
March and September.

Vacation spots

Manuel Antonio National Park, San Jose, La Fortuna, San Carlos, Monteverde, Tortuguero National Park, Tamarindo.

Popular tourist destinations in Costa Rica

San Jose

San Jose

San Jose is the capital and largest city of Costa Rica, and the capital of the province of the same name.

La Fortuna

La Fortuna

La Fortuna is a small town in Costa Rica, northwest of the capital, San José. It’s known as a gateway to Arenal Volcano National Park, comprising 2 volcanoes.

National Park

National Park

Manuel Antonio National Park, on Costa Rica’s central Pacific coast, encompasses rugged rainforest, white-sand beaches and coral reefs.

Tortuguero

Tortuguero

Tortuguero is a village in Limón Province, on Costa Rica’s Caribbean coast. Part of Tortuguero National Park, it’s on a rainforest-covered sandbar whose beaches are a major nesting site for green turtles.

Travel insurance plans for older US travelers with Medicare coverage

Does Medicare cover medical costs for US citizens traveling to Costa Rica?

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

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Travel insurance for US citizens to Costa Rica

Short term travel medical Insurance

  • For short term travel vacations ranging from a few weeks to few months (less than a year).
  • This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
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Long term visitor health Insurance

  • Ideal for expats working overseas and for US pensioners living outside the US.
  • These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.
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Tourist insurance Costa Rica, Travel insurance to Costa Rica - FAQ's

01. Do visitors to Costa Rica need medical insurance? Do I need travel insurance for Costa Rica? Does Costa Rica require travel insurance?

Even though it might not be mandatory to have medical insurance for USA travelers to Costa Rica. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Costa Rica to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Costa Rica. International travelers can compare different health insurance for visitors in Costa Rica and buy the best travel insurance for the Costa Rica according to their specific USA to Costa Rica travel insurance requirements.

02. Do US citizens need travel insurance for Costa Rica from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Costa Rica. Healthcare costs can be high in Costa Rica, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

03. What does international travel insurance to Costa Rica from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

04. How much does Costa Rica travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Costa Rica can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

05. Are pre-existing medical conditions covered by travel insurance to Costa Rica from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

06. Is travel insurance mandatory for travel to Costa Rica from USA?

Travel insurance is not mandatory for US citizens visiting Costa Rica. However, even if not mandatory, travel insurance for Costa Rica is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

07. How do I choose the right travel insurance for my trip to Costa Rica?

When choosing travel insurance for your trip to Costa Rica, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Costa Rica, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

08. What is the Costa Rica travel insurance covid cost? How much does travel insurance for Costa Rica cost?

The travel insurance cost Costa Rica entry depends mainly on the age of the traveler and the length of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance Costa Rica required, the greater will be the cost. The Safe Travel Voyager insurance satisfies all insurance requirements as mandated by the Costa Rican authorities. To only satisfy the Costa Rica travel insurance requirements, the traveler can use a $0 trip cost and the date you purchased your plane ticket or travel package as the trip deposit date.

Buy Trawick International Costa Rica travel insurance

09. What documents do I need to travel to Costa Rica? What are the Costa rica travel requirements?

Following are some of the documents required for travel to Costa Rica: "Costa Rica travel restrictions"

  • Passport valid for duration of stay.
  • Return ticket or proof of onward travel to another country.
  • A printed version of the travel insurance visa letter.

10. When can Americans travel to Costa Rica? Is it safe to travel to Costa Rica right now?

Travel to Costa Rica opened initially from August 1st for residents of some US states. However starting November 1st, 2020 American residents from all US states can enter Costa Rica according to the official announcement on October 16th.

11. Can non US residents buy travel insurance for Costa Rica?

Yes, Non US residents can buy Safe Travels International or Safe Travels International Cost Saver. These plans satisfy the Costa Rica travel insurance requirements:

  • Provides a minimum coverage of $2,000 Trip Delay benefit for potential or extended quarantine lodging expenses due to Covid19.
  • Provides best travel insurance for Non US residents for the entire duration of travel in Costa Rica.
  • Provides coverage for medical expenses of at least USD $50,000.

12. Is the Safe Travels Voyager suitable for Canadian citizen who is not a green card holder residing in the US? Is this plan renewable?

The plans are only available to US Citizens and US Residents. It is not renewable but it has an extension clause: On page 9 - The Voyager plan can be extended provided - OPTIONAL EXTENDED COVERAGE - If, while traveling on Your Trip, You decide, after departure, to extend such Trip beyond Your Scheduled Return Date, You may obtain an extension of coverage, subject to the Company's approval, by contacting the Company before Your coverage is scheduled to end. The Company will extend Your coverage under this Policy from Your Scheduled Return Date, as long as:

  1. You have not experienced an Accidental Injury or Sickness, or have not had medical treatment during Your Trip;
  2. Coverage under this Policy is in force at the time You request an extension;
  3. You pay any additional required premium for such extension; and
  4. Your entire Trip length does not exceed one hundred eighty (180) days. Please let us know if we can help you in any further.

13. What are the questions asked by immigration officials?

While you travel to Costa Rica all visitors need to provide their travel information, insurance details and contact information. All tourists have to complete a new Health pass form individually for each trip to Costa Rica. You will be asked to read and accept the legal terms and conditions of the health pass while completing the form.

All tourists under the age of 18 parent or legal guardian will need to complete the form.

14. Is travel Insurance for Costa Rica mandatory?

Yes. All visitors are required to obtain travel insurance coverage on your trip to Costa Rica. Visitors need to obtain an insurance certificate with complete details of insurance policy covering Covid19 related expenses. Additionally the certificate should include the traveler’s name, travel dates with proof of minimum coverage. Insurance smart cards will not be accepted as a proof of insurance coverage. In an event where you should quarantine the insurance cover will help you protect yourself from any unexpected costs you may not be able to pay.

15. What kind of travel insurance coverage do tourists need?

Travelers should have insurance policy coverage for medical expenses and accommodation expenses along with Covid19 coverage. Without a Coronavirus coverage in the insurance policy the entry into the country will be refused.

Best US travel insurance for travelers to Costa Rica
cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Travel insurance visa letter as required for travel to Costa Rica

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Costa Rica (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the Costa Rica travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Costa Rica visa letter document, please call us as soon as possible so we can assist you!

Para clientes que hablan español - Seguro de salud para Costa Rica en español

Cobertura de seguro para viajeros Costa Rica

¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después. Saber más »

Información sobre seguros de EEUU

¿No conoce el seguro médico de EEUU? Esta página es para usted. Más »

Consideraciones para su seguro médico

Factores a tener en cuenta al comprar un seguro de visitante. Más »

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Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades. Más »
Places to visit in Corcovado National Park - Costa Rica

Best Trip cancellation insurance for Costa Rica from USA

Is it worth buying trip cancellation plans?

Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Costa Rica can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

Buy Trip Cancellation Insurance

Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Costa Rica. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.

group travel insurance plans

Popular international travel insurance

Family travel insurance

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Vacation travel insurance

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Honeymoon travel insurance

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Backpacker Travel Insurance

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Steps to buy
Travel insurance for Costa Rica online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance
Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

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Factors that determine the cost of international travel insurance

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Length of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage will increase the cost of coverage.

Embassy of Costa Rica in United States

Costa Rica Embassy in Washington

2112 S Street, N.W., 20008, Washington, USA

Phone
+1-202-499-2991

Fax
+1-202-265-4795

Email
embassy@costarica-embassy.org

Costa Rica Consulate in Florida

2730 SW 3RD Avenue, Suite 401 Miami, 33129-2323, Miami, Florida, USA

Phone
+1-305-871-7485

Fax
+1-786-522-0119

Email
consulate_mia@costarica-embassy.org

Emergency Medical Evacuation insurance for Costa Rica

Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Costa Rica offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from WorldTrips and Medical Evacuation and Repatriation plan from Seven corners covers Emergency medical evacuation for US citizens.

WorldTrips Atlas Medevac
Seven Corners Medical Evacuation and Repatriation

Travel health insurance Costa Rica to USA, Travel insurance for Costa Ricans going to USA – links

Travel Insurance for Costa Rica FAQ

FAQs about travel insurance for Costa Rica travelers.

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Costa Rica Travel Insurance Blog

Blog about travel health insurance Costa Rica travelers.

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Travel Insurance to Costa Rica Forum

Customer Queries for USA travelers to Costa Rica travelers.

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International travel insurance USA from Costa Rica

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

You can find different sections of insurance types.


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