Diplomat America vs Diplomat International vs Diplomat Longterm

Compare Diplomat travel insurance plans and choose the best plan among them.


Compare Diplomat America vs Diplomat International vs Diplomat Longterm (Diplomat plans from Global Underwriters)

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Diplomat America
Maximum
Deductible
Diplomat Long Term
Maximum
Deductible
Diplomat International
Maximum
Deductible
brochure  Brochure & Details links
» Diplomat America Brochure
» Diplomat America Details
» Diplomat America Reviews
» Diplomat Long Term Brochure
» Diplomat Long Term Details
» Diplomat Long Term Reviews
» Diplomat International Brochure
» Diplomat International Details
» Diplomat International Reviews
file  Underwriter
Sirius International Lloyds Certain Underwriters at Lloyd's of London
coinsurance  Coinsurance
Inside the US & Canada:
After the selected deductible is paid, Diplomat America pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
Outside the US: After the selected deductible is paid Diplomat Longterm will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
Inside the US: After the selected deductible is paid, Diplomat Longterm pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
Outside the US & Canada:After you pay your selected deductible Diplomat International will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
ideal  Ideal for
Non US residents travelling to the US
US citizen living outside the US and need coverage in the US as long as they use their outside US address
Non US residents travelling to the US and for those travelling outside their country Individuals while traveling outside their Home Country, but not to the United States
Coverage  Period of Coverage
15 days to 12 months.
Cannot be renewed
3 months to 12 months
Additional coverage: Up to 12 months to a maximum of 36 consecutive months.
Can be renewed
5 days to 12 months.
Cannot be renewed
pre-existing  Pre-existing Conditions Look back period
24 months prior to the start date of the coverage 18 months prior to the start date of the coverage 12 months prior to the start date of the coverage
pre-existing  Sudden Recurrence of a pre-existing conditions:
No coverage For US Citizens only. Up to $20,000 Age 65+: $2,500 No coverage
Hospital  In Hospital Indemnity (US Citizens only)
No coverage $100 per day for a maximum of 10 days No coverage

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