| Covid19 Coverage |
Diplomat America Covid Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. |
Diplomat Long Term Covid Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. |
Not Covered |
| Coinsurance |
Inside the US & Canada:
After the selected deductible is paid, Diplomat America pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident. |
Outside the US: After the selected deductible is paid Diplomat Longterm will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
Inside the US: After the selected deductible is paid, Diplomat Longterm pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident. |
Outside the US & Canada:After you pay your selected deductible Diplomat International will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum. |
| Ideal for |
Non US residents travelling to the US
US citizen living outside the US and need coverage in the US as long as they use their outside US address |
Non US residents travelling to the US and for those travelling outside their country |
Individuals while traveling outside their Home Country, but not to the United States |
| Period of Coverage |
15 days to 12 months.
Cannot be renewed |
3 months to 12 months
Additional coverage: Up to 12 months to a maximum of 36 consecutive months.
Can be renewed |
5 days to 12 months.
Cannot be renewed |
| Evacuation |
| Emergency medical evacuation |
Up to $500,000 |
Up to $500,000 |
Up to $500,000 |
| Emergency reunion |
Up to $50,000 |
Up to $50,000 |
Up to $50,000 |
| Return of mortal remains or cremation/burial |
Up to $50,000 |
Up to $50,000 |
Up to $50,000 |
| Return of minor children |
Up to $50,000 |
Up to $50,000 |
Up to $50,000 |
| Political evacuation and repatriation |
Up to $50,000 |
$50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased) |
Up to $50,000 |
| Natural disaster evacuation |
Up to $50,000 |
$50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased) |
Up to $50,000 |
| Trip interruption |
Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
| Hospital indemnity (for US citizens only) |
Not Available |
$100 per day to a maximum of 10 days |
$100 per day to a maximum of 10 days |
| Lost luggage |
$50 per article; up to a maximum of $250 |
$50 per article; up to a maximum of $250 |
$50 per article; up to a maximum of $250 |
| Dental |
| Emergency dental treatment |
Accident: Usual & Customary Expense; Palliative: $100 |
Usual and Customary Expense for emergency Dental Treatment to natural teeth |
Accident: Usual & Customary Expense; Palliative: $100 |
| Acute Onset of Pre-Existing Condition |
| Acute Onset of Pre-Existing Conditions |
Covers Acute onset of pre-existing condition is 24 months waiting period. |
Covers Sudded Recurrence of a Pre-existing Conditions, up to $20,000; ($2,500 for age 65 years and older) with waiting period of 18 months(for US citizens only) |
Covers Unexpected Recurrence of a Pre-existing Condition, up to $20,000; ($2,500 for age 65 and older) |
| Pre-existing Conditions Look back period |
24 months prior to the start date of the coverage |
18 months prior to the start date of the coverage |
12 months prior to the start date of the coverage |
| Life |
| AD&D |
$25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits |
$25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits |
$25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits |
| Restrictions |
Not Available for travel to Afghanistan |
Not Available for travel to Afghanistan |
Not Available for travel to Afghanistan |
| Unique Advantages |
- Comprehensive coverage plan.
- $20,000 coverage for 80+ travelers - best coverage.
- Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
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- Comprehensive coverage plan.
- Optional rider cover for hazardous activity, Athletic coverage and home country coverage.
- Plan can be purchased initially for a maximum of 12 months and can be renewed up to 36 months.
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- It is a comprehensive coverage plan.
- Optional Riders coverage for hazardous activity, athletic sports and home country coverage
- Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
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| Travel Insurance |
| Underwriter |
Diplomat America Insurance Underwriter
Underwritten by C&F Cayman SPC for and on behalf of ITI SP. |
Diplomat Long Term Insurance Underwriter
Underwritten by C&F Cayman SPC for and on behalf of ITI SP. |
Diplomat International Insurance Underwriter
Underwritten by Advent Underwriting Limited on behalf of Syndicate 780 at Lloyd’s |
| Rating |
Diplomat America Insurance Rating
AM Best Rating: "A" (Excellent) |
Diplomat Long Term Insurance Rating
AM Best Rating: "A" (Excellent) |
Diplomat International Insurance Underwriter
AM Best Rating: "A" (Excellent) |
| Brochure and Details |
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Global Underwriters Covid travel insurance - Know more
