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Travel Insurance for Belgium, Belgium visa travel insurance

Procedure to get the Instant Belgium visa letter for Belgium visa application as required by the European consulates
1) Enter Details & GET QUOTE
2) Compare plans & BUY NOW
3) Download VISA LETTER

Belgium visa insurance quote

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Belgium Travel insurance requirements

Belgium, the centrally located country in Western Europe attracts over 7 million tourists annually. While many of its tourists are from neighboring European countries like Netherlands, France, the UK, Germany, Spain and Italy, Belgium also attracts significant number of tourists from the US and Canada. Belgium has very distinctive regions based on the language spoken with the Dutch-speaking Flanders in the north, the French-speaking Wallonia in the south and the German-speaking region in the east. Belgium is known for its medieval town and Renaissance architecture. Belgium is centrally located, and convenient to travel to other countries in Europe.

Many of Belgium’s tourists are attracted to the coastline or to the Ardennes. The capital city Brussels and the Flemish cities of Ghent, Antwerp, Bruges, Leuven and Mechelen attract many tourists for its cultural artefacts. The capital Brussels also attracts a lot of business related travel. International travelers to Belgium should buy however buy adequate travel medical insurance. International tourists should be aware that many domestic health insurance plans including US Medicare do not provide cover outside their national borders.

This is why travel medical insurance is particularly important and these products are specifically designed for the unique needs of international travelers. Purchasing travel medical insurance for Belgium or any other

belgium-travel-building-insurance

European country on Americanvistorinsurance.com appears paradoxical, however while we offer travel insurance for visiting the United States, we also provide travel insurance plans offered by US insurers that covers travelers in Europe. These plans also satisfy Schengen visa requirements if required for visa purposes. Compare and buy travel insurance Belgium visa!

Belgium visa travel insurance requirements

International travelers who needs a Belgium visa for Belgium will have to buy travel insurance which satisfies Schengen visa requirements

  • Travel insurance coverage of €30,000 (about $50K USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.

Schengen visa insurance letter

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Belgium visa travel documents

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Nationalities who need Belgium visa

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Travel health insurance Belgium, Travel insurance for visiting Belgium

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Visiting Belgium

Travel Insurance for US citizens for visiting Belgium

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel Insurance for Belgium residents visiting USA

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Group Travel

Belgium visa for group travel insurance quote

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What does Schengen visa travel insurance cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

Health care expenses

Covers emergency medical expenses for accidental injury or illness.

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

Testimonials - From Our Customers

I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure.

Karen

I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is.

Margaret

Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides.

Connie

How much does Belgium Visa travel insurance cost?

Europe Schengen travel insurance Cost in 2024

Patriot International Lite

Coverage range

$50K - $1M

Price range
$63 - $105
  • The policy maximum options available are $50k to $1M.
  • The deductible options available are $0 to $2.5k.
  • Coinsurance is available 100% up to the maximum limit.
  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1M (whichever is lower)
Plan details  Brochures

Safe Travels International Cost Saver

Coverage range

$50K - $1M

Price range
$63 - $105
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.
  • Coverage period of the plan is from 5 days to 364 days and the plan is extendable.
  • Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.

Safe Travels International

Coverage range

$50K - $1M

Price range
$70 - $104
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20K of covered expenses up to age 65 or the first $10K for age 65 or over
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.

Atlas International

Coverage range

$50K - $2M

Price range
$65 - $103
  • The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
  • The deductible options on this plan are $0 to $5K.
  • Plan pays Coinsurance 100% after the deductible up to the overall limit.
  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
Plan details Brochures

Travel Medical Choice

Coverage range

$50K - $5M

Price range
$76 - $140
  • The policy maximum is available up to $5M for people up to 79 years and reduces to $10K for people above 80 years.
  • The maximum lifetime of the plan is 365 days and is renewableThere is a co insurance factor applicable to this insurance which pays 100% for outside of the US.
  • Travel Medical Choice satisfies Schengen visa insurance requirements.
  • Acute onset of pre-existing conditions are covered up to $50K up to the age of 64 years and a coverage of $10K is available for people above the age 65 to 79 years.

Factors to buy best travel medical insurance USA

Age of the traveler

The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of US travel health insurance

Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage

The price of USA medical insurance for visitors is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Health insurance for USA visitors depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Advantages of buying Schengen visa insurance on American visitor insurance

Satisfy Schengen visa requirements to apply for visa

Compare several plans to find what fits your needs best

Travel medical insurance protection for health emergency

Travel to Europe in peace with good insurance coverage

What are the types of Schengen visas?

1 Schengen visa Type A

Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa

2 Schengen visa Type B

The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.

3 Schengen visa Type C

  • A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
  • A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa’s periods validity.
  • A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.

4 Long Stay visa or Type D Schengen visa

The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship

Belgium travel insurance for covid19

Belgium tourist insurance with Covid coverage

Steps to buy
Belgium visa travel insurance online

 1: Finding all available Belgium visa insurance plans

Complete the Belgium visa insurance quote request form by providing details of the traveler and insurance requirements.

 2: Compare different visa health insurance options

Compare the price and the benefits of the different Belgium visa insurance options to identify what fits your needs best.

 3: Buy the Belgium visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review Belgium insurance & download visa letter

Review the insurance documents & download visa letter is required.

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Travel insurance for Belgium Travelers

Travel insurance for travelers from Belgium

Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Travel Medical Choice for Schengen visa are not available for residents of Maryland, Washington, New York, South Dakota, Colorado, Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone and Democratic People's Republic of Korea (North Korea).
#4  Europe travel insurance for US residents Click here to read more »
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US citizen travel insurance for Belgium

Along with the Covid pandemic and the Ukraine war are seeing severe labor related disruptions in flights and rail services which is adding to the uncertainty of travel in Europe.US citizens are advised to buy travel insurance for Belgium even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Belgium and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Belgium. Some travel insurance also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of Cancel for Any reason (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Belgium travel insurance for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

Travel medical insurance Belgium, Belgium travel insurance - FAQ's

01. Does Belgium travel insurance cover Covid19?

Most Belgium travel insurance plans available on American Visitor Insurance now cover Covid as a new illness. International travelers can compare best Covid Belgium travel insurance compare and buy the best Belgium travel insurance plans on American Visitor Insurance. These plans also offer Belgium visa letter which can also be translated to different languages as requested.

02. Is travel insurance necessary for Belgium?

If you need a visa for traveling to Belgium (Schengen visa), then - Yes, Belgium travel insurance is necessary for applying for the Schengen visa. The Belgiumn visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Belgium , then buying travel insurance for Belgium is not mandatory for visits of less than 90 days. However given the cost of healthcare in Belgium , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Belgium .

03. How can I get travel medical insurance for Belgium?

Travelers to Belgium who need the Schengen visa can buy Belgium visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Belgiumn visa consulate requirements. Once you complete buying the Belgium visa travel insurance online, you can download the required Belgium visa letter which you can submit while applying for the Schengen visa.

04. How much is travel insurance for Belgium visa?

The cost for the Belgium visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Belgium travel insurance required, the greater will be the cost. Our Belgium visa insurance application quote facility lists the travel insurance that satisfy Belgium visa consulate requirements.

05. What is the procedure to get a visa letter for Belgium?

Belgium visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Belgiumn visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Belgium visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Belgium , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Belgiumn visa letter that may be presented to the consulate as proof of coverage.

06. Who must buy travel medical insurance for Belgium visa?

A traveler from any of the Schengen visa required countries visiting Belgium for less than 90 days is required to buy short term travel medical insurance to apply for Belgium visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Belgium for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

07. Who offers Schengen visa Insurance for Belgium?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Belgium are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

08. What is covered under Belgium visa travel insurance?

Best travel medical insurance for Belgium visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

09. How do I get cheap Schengen visa travel insurance for Belgium?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Belgium visa insurance products before buying the cheap travel medical insurance for Belgium visa.

10. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

11. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

12. If my Schengen visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Schengen visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

13. Can I cancel my Schengen travel insurance?

Yes, you can cancel your Schengen travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

Belgium Flag

  Belgium - General Information


Capital
Brussels

Currency
Euro

Language
Dutch, French, German

Population
Around 11 million

Best time to visit
May to September

Location
Central Europe

Vacation spots
Bruges, Brussels, Ghent, Antwerp, Ardennes, Mechelen, Tournai, Leuven, Dinant, Mons.

Popular tourist destinations in Belgium

Mons

Mons

Mons is best known for the magical and surprising ringing of the town’s glorious Belfry bells, which hail from the 80 meter (270 foot) tower.

Dinant

Dinant

This city lies along the sparkling Meuse River in the Namur province just 65 km south of the capital city.

Bruges

Bruges

Bruges is home to glorious medieval architecture, particularly on the southern side of the city’s main hub.

Leuven

Leuven

Visitors will find much action and things to do in the Grote Market in Leuven, where sites like the City Hall are adjacent to street side pubs and cafes.

Covid19 travel insurance with quarantine coverage
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Tourist information about Belgium

How do I get visa for Belgium?

  • Schengen visa is required for international travelers visiting Belgium or any Schengen country irrespective of the reason for travel.
  • You have to apply for Belgium visa at the Belgium embassy or consulate in the country of your residence.
  • The short stay visa for Belgium will be valid up to 90 days. Visa cannot be extended and a new application has to be made.
  • Once the application is submitted it will take from 48 hours to 8 weeks to issue the visa.
  • Insurance Plans available at American Visitor Insurance are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa).

What are the documents required for Belgium Visa?

  • One completed application form
  • Recent Passport Size Photos
  • Any entry or enrollment certificate
  • a certificate issued by either an international organization or a national authority,
  • A medical certificate issued by the doctor and approved by the embassy
  • Proof of travel medical insurance plan
  • Belgium Travel medical insurance of EUR 30,000 maximum benefits.
  • Belgium visa insurance letter

What is the best time to visit Belgium?

The best time to visit Belgium is from early May to September.

What are the famous vacation spots in Belgium?

Brussels, Bruges, Antwerp, Liege, Oostende, Namur, Tournai, Mons, Dinant, Leper, Ghent.

What are the popular Cuisines in Belgium?

Stoemp: potato, Salade Liegeoise / Luikse salade: a salad with green beans, pieces of bacon, onions and vinegar, Vlaamse stoofkarbonaden: a Flemish beef stew, Waterzooi: a rich stew/soup of chicken (or sometimes fish), Boterhammen/Tartines: Slices of rustic bread and an uncovered spread, Tomate-crevette / tomaat-garnaal: a snack or starter.

Which are the popular Languages spoken in Belgium?

Dutch, French, German,Luxembourgeois, Picard, Walloon.

Schengen travel insurance with Covid coverage

There are pandemic related travel restrictions in any of the Schengen countries. However, irrespective of Schengen consulate visa requirements it is very important to have the best travel insurance for Europe given the pandemic, the war in Ukraine, the Israel-Hamas war as well as extreme weather related travel disruptions, all of which can impact international travel adversely.

Trawick International, WorldTrips, International Medical Group, GeoBlue and Seven Corners are the top US based Schengen visa travel insurance providers offering Europe travel insurance with Covid coverage. Trawick International offers Safe Travels International Insurance and Safe Travels Outbound Insurance. The Safe Travels International Insurance are available for Non US citizens and Non US residents while the Safe Travels Outbound Insurance is available for available for US citizens and US residents.

WorldTrips offer Atlas Travel insurance while International Medical Group (IMG) offers Patriot International Lite insurance. Seven Corners offers Travel Medical Choice Insurance.These plans also provide a Schengen visa letter which can be used while applying for the Schengen visa. The visa letter can also be translated to different languages as requested.

List of Popular Schengen countries

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Cheap travel medical insurance for Schengen Visa FAQs.

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Vacation and travel insurance information for US citizens visiting Europe

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa

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Tools to find the best Schengen visa travel insurance

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What does Belgium Schengen Visa insurance usually not cover?

Belgium Visa insurance usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Belgium Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa for Belgium insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Belgium Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Belgium travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Belgium Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Belgium visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.


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