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Best travel insurance for Finland

Procedure to get the Instant Finland visa letter for application as required by the European consulates

Description 1) Enter Details & GET QUOTE
Balance 2) Compare plans & BUY NOW
Download 3) Download VISA LETTER

Finland visa insurance quote

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What is the best travel insurance Finland visa insurance?

The best Finland visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Finland visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Finland travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Finland visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Finland visa medical insurance?

Travelers to Finland applying for the Schengen visa can buy Finland visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Finland on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Finland visa requirements as mandated by Schengen state consulates. Our compare Finland visa insurance quote facility lists a range of cheap travel insurance that satisfy the Finland visa requirements. After buying travel medical insurance for Finland on our website travelers can immediately download the required visa letter to be used while applying for the Finland visa.

How much does travel insurance to Finland cost?

The cost for the health insurance for Finland Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Finland visa. The Finland visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Finland visa on American Visitor Insurance.

Travel health insurance for Finland visa

Finland, which is famous for the Northern Lights is the land of the midnight Sun! Its capital Helsinki is a charming city with a happening nightlife, with a fashionable design district, impressive contemporary architecture and many museums. Beyond Helsinki, the charm of Finland lies in its pristine wilderness, its thousand beautiful lakes and rivers and lush thick forests. Finland is also known for its cottage homes and many saunas which is a way of life for the Finnish. While taking a break from hectic work schedules in urban center’s and exploring pristine natural landscapes is exciting, US and International visitors to Finland must buy good travel insurance.

Medical insurance Finland

International tourists must realise that domestic health insurance plans including the US Medicare usually are limited to national borders and have no coverage outside their home country. It is therefore very important to be insured with proper travel medical insurance, especially since you are going to a country with extreme weather conditions and also considering the cost of healthcare in Europe. International travel medical insurance that we offer on American Visitor Insurance are specially designed by US insurance companies for the unique needs of international travelers.

Buying travel Insurance for Finland on Americanvistorinsurance.com might seem contradictory, but even though we offer travel medical insurance for visiting the United States, we also provide international travel insurance plans that insures travelers in Finland. These Finland Travel Insurance plans also satisfy Schengen visa requirements if required.

Finland travel insurance requirements

International travelers who needs a Finland visa will have to buy travel insurance satisfying Finland visa requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
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Schengen visa insurance letter

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Finland visa travel documents

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Nationalities who need Finland visa

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How much does Finland Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of cheap travel insurance for Schengen visa can start from as just as 1USD per day.

Insurance Plans Plan Maximum Deductible Provider Network Cost *
Patriot International Lite IMG $50K - $1M $0 - $2.5K United HealthCare $8 - $13
Atlas International WorldTrips $50K - $2M $0 - $5K United HealthCare $8 - $14
Safe Travels International Cost Saver Trawick International $50K - $1M $0 - $5K First Health Network $10 - $13
Safe Travels International Trawick International $50K - $1M $0 - $5K First Health Network $10 - $15
Travel Medical Choice Seven Corners $50K - $1M $50 - $5K United HealthCare $20 - $37

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

Travel health insurance Finland

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Visiting Finland

Travel insurance for traveling to Finland from USA

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel health insurance Finland residents visiting USA

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Group Travel

Finland visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

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Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.
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Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
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Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.
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Health care expenses

Covers emergency medical expenses for accidental injury or illness.
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Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.
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Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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Advantages of buying Schengen visa insurance on American visitor insurance

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Finland

The cost of Finland health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Finland.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Finland visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Travel insurance to Finland online

search 1: Finding all available Finland visa insurance plans

Complete the Finland visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Finland visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Finland visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review Finland insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel insurance for Finland
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Finland Visa Types

Short-Stay Visas (Schengen Visa)

1. Type A Visa (Airport Transit Visa)
  • This visa allows travelers to transit through the international zone of Finnish airports without entering the country.
  • It is required for certain nationalities who are traveling from a non-Schengen country to another non-Schengen country and have to connect through a Finnish airport.
2. Type C Visa (Short-Stay Visa)
  • This is the most common visa type for short visits, allowing stays of up to 90 days within a 180-day period in Finland and other Schengen countries.
  • It can be issued as a single-entry, double-entry, or multiple-entry visa, depending on the traveler's needs.

Long-Stay Visas (National Visa)

1. Type D Visa (Long-Stay Visa)
  • This visa is for individuals planning to stay in Finland for more than 90 days.
  • It is typically issued for purposes such as work, study, or family reunification.
  • Holders of a Type D visa can also travel within the Schengen Area for short stays.

Residence Permits

  • For stays longer than 90 days, travelers must apply for a residence permit, which allows them to live and work in Finland.
  • Various types of residence permits exist based on the purpose of the stay, including work permits, student permits, and family reunification permits.

Visa-Free Travel

  • Citizens of the EU/EEA and Switzerland do not require a visa to enter Finland and can stay for an indefinite period.
  • Nationals from certain countries, such as the United States, Canada, and Japan, can enter Finland without a visa for short stays of up to 90 days.

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Do US citizens need a visa for Finland?

US citizens are advised to buy travel health insurance in Finland even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Finland and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Finland. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Medical insurance Finland for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel insurance Finland, Finland travel insurance - FAQ's

1. Is travel insurance mandatory for a Finland visa? Do I need travel insurance for Finland?

If you need a visa for traveling to Finland (Schengen visa), then - Yes, Finland travel insurance is necessary for applying for the Schengen visa. The Finland visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Finland , then buying travel insurance for Finland is not mandatory for visits of less than 90 days. However given the cost of healthcare in Finland , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Finland .

2. What is the procedure to get a visa letter for Finland?

Finland visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Finland visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Finland visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Finland , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Finland visa letter that may be presented to the consulate as proof of coverage.

3. Who must buy travel medical insurance for Finland visa?

A traveler from any of the Schengen visa required countries visiting Finland for less than 90 days is required to buy short term travel medical insurance to apply for Finland visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Finland for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

4. Which insurance provider is best for a Schengen visa to Finland?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Finland are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

5. What is covered under Finland visa visa travel insurance?

Best travel medical insurance for Finland visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

6. How do I get cheap Schengen visa travel insurance for Finland?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Finland visa insurance products before buying the cheap travel medical insurance for Finland visa.

7. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

8. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

9. If my Finland visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Finland visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

10. Can I cancel my Finland travel insurance?

Yes, you can cancel your Finland travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

Travel insurance for FinlandFinland - General Information

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Capital
Helsinki
language
Language
Finnish, Swedish
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Currency
Euro
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Location
Northern Europe
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Population
Around 5 million
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Best time to visit
June to middle of August
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Vacation spots
Helsinki, Lapland, Turku, Tampere, Lappeenranta, Hameenlinna, Naantali, Savonlinna, Porvoo.

Popular tourist destinations in Finland

Health insurance for travel to Helsinki

Helsinki

Helsinki is home to many churches, the three most important of which include the Lutheran Cathedral, the Church in the Rock and the Uspenski Cathedral.

Medical insurance for visiting Savonlinna

Savonlinna

Savonlinna is a charming historic destination. Located in the middle of Lake Saimma on a series of islands, the area’s biggest attraction is unquestionably Olavinlinna.

Tourist Insurance for Kemi

Kemi

Kemi is a city in Finnish Lapland that is known best for its pulp mills. Travelers, however, know Kemi best as the location of the iconic snow castle.

Best vacation insurance for travel to Turku

Turku

Turku is still a major destination in Finland, and it is home to countless historic attractions and cultural landmarks. Some of the top things to see in Turku include the 13th century Turku Castle.

Tourist information about Finland

account_circle How do I get visa for Finland?

  • Travelers visiting Finland require visa from the consulate. You can apply for Finnish visa at the Finnish embassy or consulate in the country of your residence.
  • Travelers have to pay fees for processing of visa at the time of submitting the application and the same is non refundable.
  • Travelers should inquire the fees for visa process from the embassy as it can change whenever there is alteration in the exchange rate of Euro.
  • The processing time required for Finnish visa will be 10-12 days.
  • The payment receipt will provide the date for collection of passport.
  • All your queries regarding the status of your Visa Application will be answered on the collection day of passport.
  • Insurance Plans available here are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa)

description What are the documents required for Finland Visa?

  • Travel Insurance of EUROS 30,000 and the coverage should be taken for 15 days more than the period of stay and should cover the entire Schengen territory.
  • Valid Passport
  • Personal Appearance of the applicant (First time visitors to Schengen Country)
  • Schengen Visa Application duly completed and signed by applicant
  • Foreign nationals residing in India must furnish their work permit/residence permit
  • Photos copies of all the documents along with the Visa Application
  • Finland Travel medical insurance of EUR 30,000 maximum benefits.
  • Finnish visa insurance letter

event What is the best time to visit Finland?

The best time is from middle of June to middle of August.

location_on What are the famous vacation spots in Finland?

Some of the holiday attractions in Finland are Helsinki, Lapland, Turku, Tampere, Lappeenranta, Hameenlinna, Naantali, Savonlinna, Porvoo, ...

restaurant What are the popular Cuisines in Finland?

Kaalikaaryleet - cabbage rolls, Game food. - Moose, deer, grouse, duck, hare, etc... dishes. Rarely available in restaurants. Common amongst those whose hobby is hunting. Hernekeitto - peasoup, usually served on Thursday along with a dessert pancake, Leipajuusto, alternate name juustoleipa - a fresh cow's milk cheese, Viili - a yogurt-like fermented milk product, Perunamuusi - Mashed potato, a common side dish, Lihapullat - Finnish meatballs, often with gravy sauce, Palvikinkku and palviliha - Smoked ham or beef.

language Which are the popular Languages spoken in Finland?

Finnish, Estonian, Uralic...

International airports in Finland

City Airport Name IATA Code
Helsinki Helsinki-Vantaa Airport HEL
Tampere Tampere-Pirkkala Airport TMP
Turku Turku Airport TKU
Oulu Oulu Airport OUL
Rovaniemi Rovaniemi Airport RVN

Schengen Travel insurance with 30,000 Euro coverage

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Cheap Schengen travel insurance FAQs

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Best schengen travel insurance forum

Travel insurance for Schengen visa, Schengen insurance forum.

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Schengen Visa insurance blogs and articles

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Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries.

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe.

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

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Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance.

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What does travel health insurance Finland visa usually not cover?

Travel health insurance for Finland visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Finland Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Travel insurance for travelers from Finland

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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