Luxembourg Travel Insurance for Schengen Visa 2026
Planning a trip to Luxembourg? Get Schengen-compliant travel insurance approved for Luxembourg visa applications. Buy instant travel insurance online starting at just$1 for a day.
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*Prices vary based on age, trip length, and coverage selected. All plans comply with Schengen visa insurance requirements.
Do I Need Travel Insurance for Luxembourg?
Yes. Travel insurance for Luxembourg is mandatory if you are applying for a Luxembourg visa. Your policy must meet Luxembourg visa travel insurance requirements, including:
Minimum €30,000 ($50,000) medical coverage
Emergency medical expenses
Hospitalization
Medical evacuation
If you do not need a visa, travel insurance is optional but still highly recommended due to potential high medical costs for foreigners.
Who Needs to Apply for Luxembourg Schengen Visa?
Before traveling to Luxembourg, it is necessary to buy Schengen visa travel insurance to meet the Luxembourg visa requirements.
You need to apply for a Luxembourg Schengen visa:
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If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland.
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If you plan to stay in Luxembourg for up to 90 days within a 180-day period for tourism, business, or visiting family.
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Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter Luxembourg without a visa for short stays (usually up to 90 days).
On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Luxembourg consulate for your visa application.
Once your Luxembourg travel insurance is purchased, you will receive the
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Insurance details with the toll-free number
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Virtual ID card - a digital insurance card you can access instantly on your phone—no physical card required.
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Instant Luxembourg visa insurance letter for your visa application, which serves as proof of coverage
What Are the Luxembourg Travel Insurance Requirements?
Travelers who need a Luxembourg visa should buy travel insurance satisfying Luxembourg visa requirements:
Luxembourg travel insurance can be purchased online quickly and easily to meet Luxembourg visa insurance requirements and consulate guidelines.
Provide relevant information such as traveler age, travel dates, and total medical coverage required in the quote form. A list of cheap Luxembourg travel insurance plans, along with premium costs and medical coverage details, will be displayed instantly.
Compare multiple Luxembourg visa insurance quotes and choose the cheapest Schengen travel insurance for Luxembourg that meets the €30,000 minimum medical coverage and repatriation requirements.
The applicant can buy the best Luxembourg visa insurance by completing the online application and secure credit card payment.
After purchasing Europe travel insurance valid for Luxembourg, the traveler will receive complete insurance policy details, including a toll-free emergency assistance number, a virtual insurance ID card, and an instant Schengen visa insurance letter for Luxembourg.
This visa insurance certificate for Luxembourg visa can be downloaded immediately and submitted to the Luxembourg Embassy or VFS Luxembourg as proof of travel medical insurance coverage for Luxembourg.
❌ What Travel Insurance Mistakes Should You Avoid When Applying for Luxembourg?
Avoid these common errors that lead to Schengen visa rejections:
Coverage Below €30,000
Schengen rules require minimum €30,000 medical coverage (approx. $50,000) (this includes emergency medical treatment & repatriation).
Travel insurance for Europe policies with lower coverage than this €30,000 are automatically rejected.
Not Covering All Schengen Countries
The travel insurance must be valid in all 29 Schengen states.
Some travelers buy country-specific insurance (e.g., only for Germany), which is not accepted in the Schengen states consulates.
Traveler insurance Not Covering Entire Stay
The Europe travel insurance policy must match the correct entry and exit dates.
If your travel insurance for Europe ends even 1 day earlier than your return ticket, your Schengen visa application can be refused.
Buying Non-Schengen Compliant Plans
Some cheap travel for Europe plans exclude repatriation (return of remains in case of death) or exclude pre-existing emergency treatment.
Schengen visa officers check for these exclusions carefully.
Unrecognized / Non-Approved Insurance Providers
Consulates prefer international insurance companies that are well recognized in the Schengen region.
Unfamiliar or unapproved providers may cause rejection.
Submitting Fake or Cancelled Policies
Some travelers submit “dummy” insurance and cancel it after printing.
Consulates cross-check this data, and if invalid, the visa is denied and can even lead to a travel ban.
Mismatch Between Travel Dates & Insurance Dates
Even a 1–2 day mismatch between flight booking and travel insurance validity can lead to rejection.
It is recommended to add a buffer day before arrival and after departure.
Not Carrying Proof of Travel Insurance
Sometimes applicants forget to attach the Schengen visa compliant Travel insurance certificate with the application.
Only payment receipt is not enough—you need the official Schengen visa travel insurance confirmation letter.
Top Travel Insurance Recommendations for Luxembourg Schengen Visa in 2026
Cheapest Luxembourg Schengen Visa Travel Insurance
* Prices shown are indicative for a 7-day trip, $50,000 coverage, $0 deductible, 30-year-old traveler.
How Much Does Luxembourg Schengen Travel Insurance Cost in 2026?
Europe Schengen travel insurance Cost in 2026
Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible. All the insurance plans listed below
Meet Schengen visa requirements
Are accepted by Schengen embassies/consulates worldwide
Include a downloadable Schengen insurance visa letter immediately after purchase
The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
Plan pays Coinsurance 100% after the deductible up to the overall limit.
Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
The policy has a medical maximum options available $50k, $100k, $500k and $1M for ages 14 days to 69 years.
The length of coverage is 5 days to 364 days.
Travel Medical Global Choice satisfies Schengen visa insurance requirements.
For the acute onset of pre-existing condition coverage for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.
Atlas International: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Acute Onset of Pre-Existing Condition Coverage: Covers up to the overall maximum limit for travelers under age 80.
Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
Cost Example: A 25-year-old travelerpays about $8 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Patriot International Lite: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Acute Onset of Pre-Existing Condition Coverage:
Age 64 and under without primary health plan: Maximum limit $20,000
Age 64 and under with primary health plan: Up to the period-of-coverage limit
Age 65 through 69: Maximum limit $2,500
Cost Example: A 25-year-old traveler pays about $10 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Travel Medical Global Choice Insurance: Best Schengen visa medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79
Acute Onset of Pre-Existing Condition Coverage:
14 days to 64 years old: Up to $50,000
65 to 79 years old: Up to $10,000
80 years and older: Not Available
Cost Example: A 25-year-old traveler pays about $11 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Safe Travels International: Premium-quality Schengen visa health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
Includes coverage for unexpected recurrence of a pre-existing condition
Up to $2,500 for travelers up to age 69.
Not available for ages 70+.
Enhanced emergency coverage for cardiac or stroke-related events for senior travelers age 70 and above.
Cost Example: A 25-year-old traveler pays about $15 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
How Do I Get a Certificate Showing I Have Travel Insurance When Applying for a Schengen Visa?
To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:
Choose a Travel Insurance Provider: Select a travel insurance policy on American Visitor Insurance that meets the Schengen visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
Buy the Insurance: Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
Receive the Certificate: After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
Download or Request the Certificate: You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the Luxembourg visa travel insurance requirements.
How Can I Buy the Best Travel Insurance for Luxembourg?
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1: Find the Best Plans
Complete the Luxembourg Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.
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2: Compare Travel Insurance Plans
Compare the price and the benefits of the different Luxembourg visa insurance options to identify what fits your needs best.
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3: Buy Your Preferred Travel Insurance Plan Online
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
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4: Review Policy Details Before Traveling
Review the insurance documents & download visa letter is required.
Compare Schengen Visa Travel Insurance
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Please contact our licensed agents at +1 (877) 340 7910 or email, we will provide possible plan options.
Real-Life Scenarios for Luxembourg Schengen Visa Insurance
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Medical Emergency in Copenhagen
Severe food poisoning while exploring street food markets. Insurance covers hospital treatment
and medical expenses without financial stress.
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Ski Accident in Aarhus
A broken leg during a winter ski trip. Coverage includes surgery, hospitalization,
and medical evacuation if needed.
luggage
Lost Luggage at Copenhagen Airport
Delayed luggage during transit. Insurance reimburses essential clothing and toiletries.
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Flight Cancellation Due to Weather
Flight canceled due to heavy snow. Trip cancellation coverage reimburses hotel
stays and rebooking fees.
dentistry
Emergency Dental Care in Odense
Sudden toothache requiring urgent treatment. Emergency dental costs are covered.
coronavirus
COVID-19 Quarantine Costs
Mandatory hotel quarantine after a positive test. Insurance helps cover medical
consultations and quarantine expenses.
Schengen Visa Insurance Luxembourg, Luxembourg Travel Insurance - FAQs
1. Who must buy travel medical insurance for Luxembourg visa?
A traveler from any of the Schengen visa required countries visiting Luxembourg for less than 90 days is required to buy short term travel medical insurance to apply for Luxembourg visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Luxembourg for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
2. Which insurance provider is best for a Schengen visa to Luxembourg?
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Luxembourg are International Medical Group,Seven Corners,WorldTrips and Trawick International.
3. What is covered under Luxembourg visa travel insurance?
Best travel medical insurance for Luxembourg visa covers the cost incurred from
Hospitalization expenses dues of sickness of injuries
Emergency medical evacuation
Repatriation of remains
Trip cancellation or interruption
Flight delay
Baggage delay or loss
Acute onset of pre-existing conditions
Maternity in first 26 weeks
4. How do I get cheap Schengen visa travel insurance for Luxembourg?
This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Luxembourg visa insurance products before buying the cheap travel medical insurance for Luxembourg visa.
5. Which are the EU countries that are not part of the Schengen region?
The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.
6. What is the difference between European Union (EU) and the Schengen states?
The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.
7. If my Luxembourg visa is denied, can I cancel my travel insurance plan?
Yes, you can cancel your travel insurance plan if your Luxembourg visa is denied. There should be full reimbursement if you cancel before the travel dates.
However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.
It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
8. Can I apply for a Luxembourg Schengen visa if my passport expires in two months?
No, you cannot apply for an Luxembourg Schengen visa if your passport expires in just two months. The Luxembourg consulate—like all Schengen member states—requires that your passport be valid for at least three months beyond your planned departure from the Schengen Area. Additionally, your passport must have been issued within the last ten years and contain at least two blank pages.
If your passport does not meet these conditions, your Luxembourg visa application will be rejected. It is strongly advised to renew your passport before applying for the Luxembourg Schengen visa to ensure that your application is processed without issues.
9. Can I travel to multiple Schengen countries with a Luxembourg Schengen visa?
Yes. If Luxembourg issues your Schengen visa, you may travel freely to all 29 Schengen member countries, provided:
Luxembourg is your main destination (longest stay), or
Luxembourg is your first point of entry if no main destination is specified
You do not exceed 90 days within a 180-day period
Your Luxembourg travel insurance must be valid for the entire Schengen Area — not just Luxembourg — and must cover your complete travel duration.
10. When is the best time to book an appointment for my Luxembourg Schengen visa application?
Earliest You Can Apply
Up to 6 months before your intended travel date
Up to 9 months in advance for seafarers
Recommended if traveling during peak summer or holiday seasons
Latest You Should Apply
At least 15 calendar days before your departure (legal minimum)
However, applying 3–4 weeks before travel is strongly advised
Ideal Timing
6 weeks to 2 months before travel is ideal
Luxembourg visa appointment slots can fill quickly during busy periods
Make sure your Luxembourg travel insurance is purchased before your appointment, as proof of valid Schengen-compliant insurance is mandatory when submitting your application.
11. How do I know if my Luxembourg travel insurance will be accepted for a Schengen visa?
To be approved for a Luxembourg Schengen visa, your travel insurance must meet official Schengen requirements. Below is a clear comparison to help you avoid common mistakes:
Visa-Approved Luxembourg Insurance
Common Reasons for Rejection
Coverage valid for all Schengen countries including Luxembourg
Coverage limited to Luxembourg only
Minimum €30,000 medical coverage
Coverage below €30,000 or not clearly stated
Includes emergency medical treatment and repatriation of remains
Missing repatriation clause
Policy starts on your departure date
Coverage begins after arrival
Official PDF certificate with policy number and coverage dates
Incomplete documentation or screenshot confirmation
Certificate available in English
Certificate in another language without translation
Before submitting your Luxembourg visa application, verify that your insurance certificate clearly states:
“Schengen Area” territorial coverage
Minimum €30,000 medical coverage
Emergency hospitalization and repatriation coverage
Coverage dates matching your entire travel period
Submitting Schengen-compliant Luxembourg travel insurance significantly reduces the risk of visa delays or rejection.
Luxembourg Travel Insurance Reviews
See what travelers are saying about their insurance experience for Luxembourg. Real reviews from real visitors.
Karen
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
Margaret
"Thank you for your prompt response. Your prompt response will be highly appreciated."
Connie
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
How Do I Apply for a Luxembourg Schengen Visa?
To apply for a Schengen Visa to Luxembourg, follow these steps:
Choose the correct visa based on your travel purpose (tourism, business, etc.)
Fill out the Schengen visa application form.
Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
Book an appointment with the Luxembourg consulate or visa center.
Submit your application, biometric data, and documents at the consulate.
Pay the visa application fee.
Processing usually takes around 15 days.
Pick up your approved visa from the consulate.
What Is the Best Travel Insurance for Seniors Vacationing in Luxembourg?
The best travel insurance for seniors vacationing in Luxembourg depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.
Best choice for US seniors if you need at least $50,000 coverage (required for a Long-Term Europe visa).
All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.
💡 Tip: Prices above are based on a $50,000 policy maximum with $0 deductible to meet Schengen visa requirements. If you don’t need to meet those requirements, you can lower the cost by choosing a higher deductible.
Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
Expert Support & Assistance: Our licensed customer support team is available 24/7 to
Guide you through plan selection and online applications
Help with policy renewals or extensions
Assist with cancellations if travel plans change
Support filing insurance claims
Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.
What Factors Influence the Cost of Best Travel Insurance to Luxembourg?
The cost of Luxembourg health insurance for travelers depends on the following:
Age of the traveler: The older the traveler, the more expensive the cost of travel health insurance to Luxembourg.
The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
The selected deductible: A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Luxembourg visa will have the highest co-insurance.
The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Tip: While the cheapest plan may save money upfront, it’s important to balance affordability with adequate protection—especially for medical emergencies abroad.
Are you traveling as a Group?
Get a discount on the Best Group Travel Insurance for Luxembourg
Short-term visa for travel and stay in Luxembourg and the Schengen area.
Up to 90 days within a 180-day period
Single-entry, Double-entry, Multiple-entry
National Visa (Type D)
Long-stay visa for stays in Luxembourg exceeding 90 days. Issued under national legislation.
Long-term; Examples: student visas, work visas, residence permits
None
Airport Transit Visa (Type A)
Allows transit through the international transit area of Luxembourg airport without entering the country.
Required for certain citizens connecting through Luxembourg to a non-Schengen destination
None
Transit Visa (Type B)
Allows transit through Luxembourg to reach a final destination outside the Schengen area.
Valid for a maximum of 5 days
None
What Are the Documents Required for Luxembourg Visa?
Completed and signed application form
Valid Passport
Photographs that are taken recently
Documents of travel itinerary
Confirmation of health insurance coverage for Luxembourg
Closed round trip ticket
Current bank statement
Luxembourg visa insurance letter
What is the new travel authorization ETIAS requirement for US citizens traveling to Luxembourg?
US citizens traveling to Luxembourg should apply for ETIAS (European Travel Information and Authorization System).
ETIAS is not a visa, but a pre-travel clearance, similar to the US ESTA (Electronic System for Travel Authorization).
It allows short stays of up to 90 days within a 180-day period for tourism, business, or transit.
The application is completed online and is usually approved quickly.
⚠️ Important: While ETIAS itself does not mandate travel insurance, it is strongly recommended to buy travel insurance for Luxembourg on American Visitor Insurance, as most US health insurance plans do not provide coverage outside USA.
Do US Citizens Need a Visa for Luxembourg?
US citizens are advised to buy travel insurance Luxembourg visa even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Luxembourg and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Luxembourg.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Do US Citizens Need a Long Term Visa to Stay in Luxembourg?
US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (~USD $35,000 as of February 2026) which is valid during the whole stay in the Schengen countries.
The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs. Get Quote »
Do US Green Card Holders Need Luxembourg Visa?
Yes, US Green Card holders may need a visa to travel to Luxembourg, if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Luxembourg is required while applying for a Luxembourg visa. US Green Card Holders can buy travel insurance to satisfy Luxembourg visa requirements for their visa application on American Visitor Insurance.
Which Is the Best Luxembourg Travel Insurance for US Seniors With Medicare?
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
Buying Medicare Supplemental International Travel Insurance coverage for older US travelers is strongly recommended.
🌏 GlobeHopper Travel Insurance for Older US Travelers Visiting Luxembourg
US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
There is a travel health insurance plan specifically designed for older American travelers.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as
Provides $1 million coverage up to the age of 79 years
Provides $100,000 coverage for travelers 80 years and older
Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
Includes $25,000 coverage for emergency medical evacuation
Why Visit Luxembourg & Why You Need Travel Insurance for Luxembourg?
🗺️ Why Visit Luxembourg ?
Luxembourg is a beautiful landlocked country in Western Europe bordered by France and Germany, with a population of about half a million people. The country offers a mix of old-world charm and modern European living. Popular tourist attractions include the historic Luxembourg City, the medieval castle of Vianden, the Echternach Abbey, and the scenic Moselle Valley known for its vineyards.
The capital, Luxembourg City, is home to several European institutions and has been recognized as a UNESCO World Heritage Site. Visitors will love its blend of tradition and modernity, numerous museums, beautiful squares, and cultural diversity.
Luxembourg City is often called the Green Heart of Europe since nearly one-third of the country is covered by lush green spaces. Outdoor lovers can enjoy easy access to walking and cycling trails throughout the city and countryside.
While visiting Luxembourg can be an unforgettable experience, facing a medical emergency without proper travel medical insurance can lead to unexpected expenses. Having Luxembourg travel insurance ensures peace of mind during your trip.
Travel insurance is also mandatory to apply for a Schengen visa. At American Visitor Insurance, we offer top-rated US travel insurance plans that meet all Schengen visa requirements and provide excellent medical coverage in Luxembourg and across Europe.
Travel Guide for Luxembourg: General Information, Destinations & Airports
General Information About Luxembourg
location_cityCapital: Luxembourg
location_onLocation: Continent of Europe
euroCurrency: Euro
languageLanguage: Letzeburgesch, French
groupsPopulation: Around 0.5 million
eventBest time to visit: May to late September
mapVacation spots: Luxembourg City, Ardennes, Land of the Red Rocks, Moselle Valley, Achouffe, Clervaux, Neufchateau.
What Are the Popular Tourist Destinations in Luxembourg?
Berdorf
Berdorf is one of the main tourist areas in the Grand Duchy of Luxembourg and lies on a vast tableland overlooking the valleys of the Black Ernz.
The Luxembourg Ardennes
The Ardennes is where you'll find high forested plateaus, sheer cliffs, wooded hills, and hidden valleys, as well as countless impressive views.
Bourscheid Castle
The village of Bourscheid stands high on a plateau and is bordered by the rivers Sûre and Wark.
What are the Main Airports in Luxembourg
City
Airport Name
IATA Code
Luxembourg City
Luxembourg Airport
LUX
What Does Travel Insurance for Luxembourg Visa Usually Not Cover?
Travel health insurance for Luxembourg visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Luxembourg Schengen Visa insurance. These include:
⚕️ Pre-existing medical conditions
Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.
💊 Treatment for chronic illnesses
Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.
🏥 Non-emergency medical treatment
Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.
🏄♂️ Adventure and extreme sports
Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.
🧠 Mental health conditions
Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.
Schengen Travel Insurance With 30,000 Euro Coverage
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Cheap Schengen travel insurance FAQs
Cheapest travel insurance for Schengen visa insurance FAQs.
Luxembourg Travel Insurance for Schengen Visa 2026
