American Visitor Insurance offers cheapest Schengen visa insurance plans offered by leading US insurance providers. These plans meet all mandatory Schengen visa requirements, including at least €30,000 in medical coverage, along with emergency evacuation and repatriation of remains.
To help you choose the cheapest Schengen travel insurance plan, our platform includes user-friendly filters based on important features like evacuation coverage, pre-existing condition coverage, and trip interruption. This makes it easy to find a policy that fits your travel needs.
After finding the best plan for your needs, you can compare features, get instant quotes, and buy the policy quickly. Most of our plans also provide a downloadable visa letter for your Schengen visa application, helping you complete the process easily.
Travel insurance is a mandatory requirement for anyone applying for a Schengen visa as it is mandated by Schengen state consulates. Schengen visa insurance is designed to provides essential protection in case of unexpected medical emergencies, accidents, trip interruptions, or lost baggage while traveling within the Schengen Area.
To meet Schengen visa requirements, your travel insurance must:
Having the right Schengen travel insurance fulfils visa rules while also providing peace of mind throughout your trip.
Schengen visa travel insurance cost ranges from $8 to $15 per week, depending on the traveler’s age, duration of stay, and level of coverage selected. At American Visitor Insurance, travelers can easily compare multiple insurance plans from top-rated providers to find the most affordable and suitable option. Whether you're looking for basic emergency medical coverage or more comprehensive benefits including COVID-19 protection and coverage for pre-existing conditions, American Visitor Insurance offers flexible plans that meet Schengen visa requirements, including a downloadable visa letter for immediate use.
Plan name | Provider Network | Pre-existing condition | How to download visa letter | Cost |
---|---|---|---|---|
Atlas International | No PPO | Acute on set of pre-existing conditions up to 79 years | WorldTrips insurance ID cards via Client Zone | $8 |
Patriot International Lite | IPA Network | Acute on set of pre-existing conditions up to 70 years | IMG insurance ID cards from My IMG | $10 |
Travel Medical Global Choice | Wellabroad.com | Acute on set of pre-existing conditions up to 79 years | Seven Corners insurance ID cards via Client Zone | $11 |
Safe Travels International | First health care | Unexpected recurrence pre-existing up to 69 years | Trawick international insurance ID cards via Client Zone. | $15 |
Atlas International Premium | No PPO | Acute on set of pre-existing conditions up to 79 years | WorldTrips insurance ID cards via Client Zone | $11 |
Finding low-cost travel insurance for your Schengen visa is easy:
Start your Schengen journey today with the most affordable travel insurance. Secure your coverage now and travel with peace of mind.
Feature | With Schengen Visa Travel Insurance | Without Schengen Visa Travel Insurance |
---|---|---|
Visa Requirement | Insurance is mandatory for Schengen visa application. | Visa application may be rejected without valid travel insurance. |
Medical Coverage | Covers medical expenses, hospitalization, and emergency medical evacuation. | No medical coverage in case of illness or injury. |
Repatriation | Covers repatriation costs if you need to return to your home country due to illness or death. | No coverage for repatriation; you're responsible for the costs. |
Trip Cancellation & Interruption | May reimburse you for trip cancellation or interruption due to unforeseen circumstances. | No coverage for cancellations or interruptions. |
Lost or Delayed Baggage | Covers compensation for lost or delayed baggage. | No coverage for lost or delayed baggage. |
Claim Process | Easy claims process with 24/7 customer support. | No claims process available. |
Visa Approval | Increases the likelihood of visa approval as insurance is a required document. | Visa application may be denied due to lack of insurance. |
Emergency Assistance | 24/7 emergency assistance for medical, legal, or other urgent situations. | No access to emergency assistance in case of need. |
Natural Disaster Coverage | Coverage for trip disruptions or cancellations due to natural disasters. | No coverage for trip cancellations due to natural disasters (earthquakes, floods, etc.). |
Loss of Passport or Documents | Coverage for lost or stolen passports/documents with assistance in replacement. | No assistance for lost or stolen passports or documents. |
Extension of Coverage | Can extend coverage if your trip is prolonged. | No coverage extension available; you would need to buy a new policy. |
Travel Delay Compensation | Provides compensation for travel delays (hotels, meals, transport). | No compensation for travel delays, leaving you to bear the extra costs. |
Peace of Mind | Provides financial protection and reassurance during your trip. | Higher risk and uncertainty in case of emergencies or unforeseen events. |
If you are a citizen of a country that requires a visa to enter the Schengen Zone, you must submit proof of compliant travel insurance as part of your visa application. This applies to:
Once you complete your purchase of Schengen travel insurance online, you will instantly receive the following documents via email:
Here are a few practical tips to help reduce the cost of your Schengen visa insurance while still meeting all requirements:
These strategies can help you find cost-effective insurance without compromising on the protection you need for your Schengen trip.
All our Schengen visa insurance plans are valid throughout the entire Schengen Zone. This includes the following countries:
These plans meet the requirements for entry and are accepted by embassies and consulates of all Schengen member states.
Absolutely! You can quickly purchase Schengen visa insurance online from a range of travel insurance providers. The process is fast and straightforward, and you’ll receive your policy document immediately, which you’ll need for your visa application.
Without travel insurance, your Schengen visa application is likely to be rejected. Insurance is a mandatory requirement for obtaining a Schengen visa, and failing to provide proof of sufficient coverage can lead to a visa denial.
Yes, you can extend your Schengen visa insurance if your travel plans change. Simply inform your insurance provider and update your coverage to match the new length of your stay.
In case of an emergency, reach out to the insurance company’s 24/7 helpline. You’ll need to provide details of the incident along with any necessary documentation, such as medical bills or proof of expenses, to process your claim.
You need a minimum of €30,000 in coverage for medical expenses, including hospitalization, repatriation, and emergency medical evacuation, for the entire duration of your stay in the Schengen Area.
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