Best International student health insurance

There are many international students in the US either without proper US student medical insurance, or with F1 student health insurance that does not cover Covid 19. At American Visitor Insurance, we are committed to getting you the best Covid19 international student health insurance in USA for Coronavirus coverage. Earlier students had to buy affordable care act, ACA (Obamacare) compliant medical insurance. However recent changes by the US government has removed this requirement and international students can buy affordable health insurance for international students studying in the USA offered here without violating any US government requirements. There are few Covid 19 international student health insurance USA plans:

International Medical Group Covid19 health insurance plans for international students in the US:

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 International student health insurance plans that offer coverage for medical expenses from coronavirus are

WorldTrips Covid19 medical insurance for international students in USA:

The Student Secure insurance plans offered by WorldTrips covers Covid19 illness if it is purchased after May 15th 2020.

TravelInsure Covid19 insurance for F1 students:

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

Seven Corners Covid19 Health insurance for F1 students:

Seven Corners offers Liaison Student Plus insurance for international students and faculties outside their home country. It covers student medical expenses arising from Covid-19 illness. The treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
International students can compare cheap health insurance for international students to find the best student travel insurance for international students with Covid coverage that suits their needs.
There are also some F1 visa students currently stranded in the USA who are not enrolled in any classes. In this situation international students are not limited to buying US student health insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for international students in the US while they are not enrolled in classes. International students can review visitors insurance USA to find Covid 19 visitor insurance options that might fit your needs.
Please know we are here to help you make the best, informed decision to get international students Covid-19 insurance plans! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
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International student health insurance
International student health insurance plans are required by foreign students who pursue their higher education outside their home country. The US is one of the most popular destination for Masters and Doctoral programs for such students. The universities in the US usually have a mandatory health insurance requirement. While the Universities often insist on specific university health insurance plans, they offer students the option of buying student insurance outside the university plan if it satisfies university requirements.

There are many student insurance plans available for international students in the US.

The International Medical Group (IMG) is an US insurance provider who has two popular student medical insurance plans.

Patriot Exchange plan from IMG is highly popular among the J1 Visa and F1 Visa holders visiting the US. It satisfies most of the requirements of the Universities. The unique feature of this plan is that the J2 or the F2 wanting to buy insurance without the J1 or the F1 being on the plan can continue to buy this plan. This is not available with other student plans. Other plans would want the J1 or the F1 to be the primary insured. This plan however does not cover pregnancy and maternity which can be a downside of the plan.

Student Health Advantage plan from IMG is another excellent international student insurance plan that makes up for the features not available with the Patriot Exchange plan. This plan provides coverage for maternity and pregnancy for a covered pregnancy. This plan also covers mental health, substance abuse and sports. There is coverage available for acute onset of pre existing condition with waiting period applicable. The platinum plan has 6 months waiting period and the standard plan has 12 months waiting period.

Tokiomarine HCC is another US insurance provider who has a popular student health insurance plans.

Student Secure plan series from Tokiomarine HCC is another very popular international student insurance plans that have all the benefits available mentioned for the student health advantage plan. They cover maternity, pregnancy, substance abuse, sports...

USI Travel Insurance Services is another US insurance provider who has designed popular international student medical insurance plans.

Study USA from USI Travel Insurance Services is another fantastic plan for international students studying in the US. This plan offers one wellness check up covered 100% for the policy period. This is the unique feature of this plan.

international student insurance USA

Buying health insurance for international students studying in the USA

There are different factors that determine the cost of best health insurance while studying in USA:

Health insurance international students age

The student’s age is a vital factor that determines the cost of the best USA medical insurance for students. The prices vary for different age groups. The prices while buying f1 visa us health insurance will increase with the increase in the age of the student.

The duration of coverage

The price of cheap graduate student health insurance USA can be either monthly or on a daily basis. The price will be more with an increase in the duration of coverage required.

Maximum medical coverage

The cost of health insurance for international students in USA is directly proportional to the medical maximum coverage required. The cost of F1 student medical insurance is less for a budget conscious student who chooses basic coverage while higher medical maximum coverage will cost more.

International student health insurance-FAQ's

Do international students need health insurance?

Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.

No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.

Health insurance for international students in USA
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International Student health insurance in USA

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Health insurance for international students studying in the USA

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USA students study overseas insurance plans
International Student Medical Insurance Plans for students studying abroad
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Popular health insurance for students studying abroad plans comparison






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The students must be pursuing their education outside their home country
International Students in the United States        US Students abroad
Categories:
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Non-contact amateur sports are covered up to $5,000 maximum
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Covers acute onset of pre-existing conditions and waiver of pre-existing conditions.
    Know More
  • Plan Maximum $1,000,000
  • Deductible $25
  • coronavirus  COVID19 coverage
  • Intercollegiate, Interscholastic, Intramural or Club Sports up to $5,000
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Pre-existing conditions coverage after 6 months
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Sports and activities - Leisure, recreational, entertainment, or fitness up to the overall maximum limit.
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Pre-existing conditions coverage after 6 months
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Injuries arising from Interscholastic, Intramural, Leisure, and Club Sports
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Pre-existing conditions coverage after 6 months
    Know More

Insurance for International Students (F1 Visa)

International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The best health insurance for students studying abroad plans offered on our website are cheaper and provide comparable coverage. You can compare the plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the insurance waiver form completed if required by your college.

These study abroad health insurance plans are also available for international students with M1 Visa taking part in vocational or technical training.

Limitations
  • Collegiate Care Essential, Liaison Student Plus, Student Secure Select and Student Health Advantage plans do not provide coverage for wellness/routine and preventive care services.
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
    (Standard,Preferred,Platinum)
  • Mental  Mental health
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Pre-existing conditions coverage after 6 or 12 months
    Know More
  • Plan Maximum
  • Deductible $250
  • coronavirus  COVID19 coverage
  • Mental  Mental health
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Sudden and unexpected recurrence of a pre-existing condition Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Mental  Mental health
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Covers acute onset of pre-existing conditions and waiver of pre-existing conditions.
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Mental  Mental health
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Pre-existing conditions coverage after 6 months

    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Safe Travels USA offers comprehensive US Covid19 insurance coverage for illness and accident.
  • Know More
  • Plan Maximum
  • Deductible $250
  • coronavirus  COVID19 coverage
  • Plan is designed to meet U.S. visa insurance requirements, offers an optional add-on rider for high school sports.
  • Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Visit USA Health Care plan is a Comprehensive plan offered by the USI Travel Insurance Services provider.
  • Know More
  • Plan Maximum
  • Deductible $0
  • coronavirus  COVID19 coverage
  • Excellent plan for international students who are on the OPT status.
    Covers acute onset of pre existing conditions.
  • Know More

Insurance coverage for F2 or J2 Visa holders

Spouse and Childrens of F1 and J1 visa holders are issued the F2 and J2 visas respectively. While J1 visa holders have insurance requirements mandated by the US consulate, given the high health care costs in the US, it is prudent for F2 and J2 visa holders to also have proper insurance coverage.
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers vacation sports
  • Safe Travels USA offers comprehensive US Covid19 insurance coverage for illness and accident.
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers vacation sports
  • Visit USA Health Care plan is a Comprehensive plan offered by the USI Travel Insurance Services provider.
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Eligible only if the student has permanent address outside USA.
  • Covers acute onset of pre existing conditions
    Know More
  • Plan Maximum
  • Deductible $0
  • coronavirus  COVID19 coverage
  • Covers vacation sports
  • Excellent plan for international students who are on the OPT status.
    Covers acute onset of pre existing conditions.
    Know More

Plan options for students in OPT status

International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans. KNOW MORE
  • Plan Maximum
  • Deductible $250
  • coronavirus  COVID19 coverage
  • Covers adventure sports rider for individuals and groups, and their dependents.
  • Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers athletic and hazardous activity as an optional rider.
  • Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Non-contact amateur sports up to $5,000
    Hazardous sports up to medical maximum
  • Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers injuries arising from Interscholastic, Intramural, Leisure, and Club Sports
  • Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
    (Standard, Preferred, Platinum)
  • Incidental home country up to a cumulative 14 days
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Pre-existing conditions coverage after 6 or 12 months
    Know More
  • Plan Maximum
  • Deductible $250
  • coronavirus  COVID19 coverage
  • Incidental home country up to a cumulative 14 days
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Sudden and unexpected recurrence of a pre-existing condition Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Incidental home country up to $5,000 (30 days minimum)
  • Maternity  Maternity
  • Evacuation/Repatriation
  • Covers acute onset of pre-existing conditions and waiver of pre-existing conditions.
    Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Preventive care services available
  • Maternity  Maternity (after 364 days)
  • Evacuation/Repatriation
  • Pre-existing conditions covered with creditable coverage
    Know More

Nationalities of large international student groups in the US

Popular 'Study Abroad' destinations for US students

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