IMG insurance pre existing conditions plans

Compare and buy IMG visitors insurance for pre-existing conditions travel insurance

Age & Citizenship
Start date
End date
An overview

International health insurance that covers Pre existing conditions

IMG plans with pre-existing conditions

Visitor Medical Insurance plans that are a priority for international travel are the ones that provide coverage for pre-existing conditions. International Medical Group offers IMG insurance pre existing conditions that have coverage for acute onset of pre-existing conditions.

We can see how the plans that International Medical Group (IMG) offers plans that have coverage for acute onset of pre-existing conditions.

IMG insurance pre existing conditions for visitor offering pre-existing conditions cover

Visitors Protect: Visitors Protect Insurance offers coverage for international visitors traveling from their home country to the U.S., Canada, and Mexico.

This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible of $1,500.

Coverage for medical expenses, evacuation, and repatriation.

Patriot America Plus: IMG visitors insurance offering pre-existing conditions provides coverage up to the policy maximum for acute onset of pre-existing

conditions. This benefit is available in this plan only up to age of 70 years. Patriot America Plus plan has all the benefits of the Patriot America plan including this benefit. This plan is renewable for 2 years. It is popular among the Non US visitors coming to the US.

Patriot International Lite: Patriot International Lite Insurance offers travelers insurance cover outside their home country whose destination excludes the United States and its territories.

For US citizens: IMG travel insurance offers coverage for acute onset of pre-existing conditions up to the plan maximum for travelers aged up to 65 years and $2,500 for travellers aged over 65 years.

For Non US citizens: IMG travel insurance offers coverage of the maximum limit or $500,000 whichever is less to travelers up to the age of 70 years. IMG travel insurance also offers a coverage of $25,000 up to the age 65 years for expenses involved in emergency medical evacuation arising from acute onset of pre-existing conditions.

Visitors Care plan: This is the only Fixed or scheduled benefit visitor plan from IMG. It offers coverage for acute onset of pre-existing conditions with sublimits.

Patriot Platinum: It covers Sudden and Unexpected Recurrence of a Pre-existing Condition – For US Citizens: Up to age 65 with primary health plan covered up to plan maximum. Up to age 65 without primary health plan up to $20,000 lifetime maximum. 65 years and above with or without primary health plan up to $2,500 lifetime maximum.

For Non US Citizens: Up to age 65 - $50,000 lifetime maximum for eligible expenses. Age 65 years and above - $2,500 lifetime maximum.
The important feature of this plan that is unique to this plan is, the higher policy maximum option of up to $8,000,000.

IMG student international medical insurance offering pre-existing conditions cover

The following two plans are student insurance plans from IMG with pre- existing conditions are concerned. Please review the eligibility criteria to buy student insurance plans:

Student Health Advantage: This plan has 2 types namely Standard and Platinum. The Standard plan is available with a policy maximum limit of $300,000 and the Platinum with a $500,000. The Standard plan has a waiting period of 12 months to cover the pre-existing conditions and the Platinum plan has 6 months waiting period to cover the pre-existing conditions.

Patriot Exchange: The sudden recurrence of a pre-existing condition coverage is available only for US citizens. Here the eligible medical expenses are covered up to $5,000 lifetime maximum and the emergency medical evacuation is covered up to $25,000 lifetime maximum.

The pre-existing conditions are covered after the sudden recurrence benefit is exhausted. For conditions existing within 36 months before effective date, charges are excluded until after 12 months of coverage, and is covered for $500 maximum per period of coverage and $50,000 lifetime maximum.

Compare IMG Student plans

IMG international medical insurance offering pre-existing conditions cover

With IMG Global Plans, pre-existing conditions coverage is available for $50,000 lifetime maximum with $5000 per period of coverage after 24 months, except for the Bronze plan which excludes pre-existing condition coverage and the Platinum plan which covers it as any other illness.

What does visitor travel insurance cover?

medical expensesHealth care expenses
Covers hospital expenses for sickness or accidents.
doctor visitDoctor visit
Insures Doctor visits for sudden injury or sickness.
pharmacy drugsPharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.
medical evacuation Medical evacuation
Medical evacuation expenses to nearest facility included.
repatriation of remains Repat of remains
Repatriation of remains to home country included.

Testimonials - From Our Customers - More testimonials...

"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."

testimonial male
star insurancestar insurancestar insurancestar insurancestar insurance


"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon......."

testimonial male
star insurancestar insurancestar insurancestar insurancestar insurance


"I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need. "

testimonial male
star insurancestar insurancestar insurancestar insurance

Lori Fields

Resourceful travel insurance information for new customers...

Find out the best insurance for your budget and needs
Claims process for expenses due to injury or sickness
Step by step guide to buying the best travel insurance online
Commonly used international travel insurance terms
Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Compare the best travel insurance plan for your needs

Find out more about Pre-existing condition visitors insurance

Frequently asked questions?

What is a pre-existing condition for travel health insurance?
Simply put, a pre-existing condition is a disease or condition a person is already diagnosed with, being treated for, or has, with reasonable certainty before the start of the insurance policy.

Companies use a "look back" period to determine if a condition will be considered pre-existing or not. Click here to read more.

No , there are no medical tests required for purchasing visitor travel insurance to usa with pre existing conditions.
The short term visitor insurance plans usually do not cover pre-existing medical conditions, however some plans do provide limited coverage for acute onset of pre-existing conditions.

You can compare the insurance plans that offer pre-existing condition coverage using our compare tool option.

Many people, although healthy and able to travel, particularly older travelers take medications for certain medical conditions. While these conditions can be called "normal" for a person of their age, not all people have these conditions and they will be classified as "pre-existing" by an insurance company.

If you do NOT have coverage for it, then the policy will pay $0 for any incident of it, emergency or not. The coverage you can get is limited to "acute onset" of a pre-existing condition which can cover an unexpected life-threatening emergency of the condition which would then give you as complete coverage as you could get for your travels or visitor.

This is why we offer some options with this coverage for nearly all ages of travelers. For more information, go here .

Visitor insurance with pre-existing coverage

Get quote for visitor medical insurance with pre-existing coverage.

Read More »
Best pre-existing coverage plans

Popular pre-existing conditions for visitors to the USA plans which have coverage for pre-existing conditions.

Read More »
Compare visitor pre-existing plans

Compare pre-existing conditions insurance plans for US visitors and buy the best plan.

Read More »

Visitors Insurance Covering Pre-existing Conditions - Article

Insurance Coverage for older travelers with Pre-existing Conditions

Read more »

Pre-Existing conditions insurance for visitors - Review

Best of the Best Coverage for Pre-existing Medical Conditions

Read more »

International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

International Medical Group, Patriot travel insurance Links


Resourceful overseas travel insurance with pre existing medical condition information

Visitor insurance resources

Visitor insurance resources

Visitors travel insurance for medical emergency outside your home country.

Explore »
Factors for travel insurance

Visitors insurance factors

Important factors while deciding on the best travel insurance for USA.

Explore »
Types of visitor insurance

Types of travel insurance online

Understanding different types of travel health insurance plans.

Explore »
Claims Procedure

Travel insurance claims procedure

Travel insurance online claims process for getting medical care in a hospital.

Explore »

Covid-19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. The new Omicron and Delta Plus variants are considered to be even more contagious than previously known variants and hence it is of all importance for travelers to have good travel health insurance.

At America visitor insurance travelers can get visitors insurance for Covid-19 illness. We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.

Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

International Medical Group (IMG) Coronavirus insurance:

International Medical Group (IMG) Covid travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus and Patriot Platinum insurance plans cover COVID-19 like any other illness. The Patriot America Plus Covid Insurance and Patriot America Platinum coronavirus insurance include COVID coverage up to the policy maximum.

IMG Insurance Restrictions

IMG Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

Ask me a Question?

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!

Popular US Pre-existing insurance providers