IMG Pre-existing conditions Travel Insurance
Visitor Medical Insurance plans that are a priority for international travel are the ones that provide coverage for pre-existing conditions. International Medical Group travel insurance offers pre existing conditions that have coverage for acute onset of pre-existing conditions.
We can see how the plans that International Medical Group (IMG) offers plans that have coverage for acute onset of pre-existing conditions.
IMG pre existing medical travel insurance for visitors
Visitors Protect: pre existing medical condition travel insurance offers coverage for international visitors traveling from their home country to the U.S., Canada, and Mexico.
TThis international health insurance that covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible of $1,500.
Coverage for medical expenses, evacuation, and repatriation.
This benefit is available in this plan only up to age of 70 years. Patriot America Plus plan has all the benefits of the Patriot America plan including this benefit. This plan is renewable for 2 years. It is popular among the Non US visitors coming to the US. If you need to be urgently evacuated for medical reasons due to a pre-existing condition, it covers up to $25,000 for the emergency evacuation.
This benefit is available in this plan only up to age of 70 years. If you need to be urgently evacuated for medical reasons due to a pre-existing condition, it covers up to $25,000 for the emergency evacuation.
Patriot International Lite: Patriot International Lite travel insurance with pre existing conditions offers coverage for both Non US citizens and US citizens traveling outside their home country, excluding USA.
For US citizens: IMG travel insurance that covers pre existing medical conditions up to the plan maximum for travelers aged up to 65 years and $2,500 for travellers aged over 65 years.
For Non US citizens: IMG travel insurance offers coverage of the maximum limit or $500,000 whichever is less to travelers up to the age of 70 years. IMG travel insurance also offers a coverage of $25,000 up to the age 65 years for expenses involved in emergency medical evacuation arising from acute onset of pre-existing conditions.
Visitors Care plan: This is the only Fixed or scheduled benefit visitor plan from IMG. It offers coverage for acute onset of pre-existing conditions with sublimits.
Patriot America Platinum: insurance available for Non US citizens visiting USA and gree card holders also eligible for this plan.It offers coverage for acute onset of pre-existing conditions up to 70 years of age. The important feature of this plan that is unique to this plan is, the higher policy maximum option of up to $8,000,000.
Patriot International Platinum: insurance available for both Non US citizens and US citizens traveling outside their home country, excluding USA. It offers coverage for acute onset of pre-existing conditions up to 70 years of age.
The important feature of this plan that is unique to this plan is, the higher policy maximum option of up to $8,000,000.
IMG pre existing conditions insurance for student
The following two plans are student insurance plans from IMG with pre- existing conditions are concerned. Please review the eligibility criteria to buy student insurance plans:
Student Health Advantage: This plan has 2 types namely Standard and Platinum. The Standard plan is available with a policy maximum limit of $300,000 and the Platinum with a $500,000. The Standard plan has a waiting period of 12 months to cover the pre-existing conditions and the Platinum plan has 6 months waiting period to cover the pre-existing conditions.
Patriot Exchange Program: The sudden recurrence of a pre-existing condition coverage is available only for US citizens. Here the eligible medical expenses are covered up to $5,000 lifetime maximum and the emergency medical evacuation is covered up to $25,000 lifetime maximum.
The pre-existing conditions are covered after the sudden recurrence benefit is exhausted. For conditions existing within 36 months before effective date, charges are excluded until after 12 months of coverage, and is covered for $500 maximum per period of coverage and $50,000 lifetime maximum.
IMG Expat health insurance pre existing conditions
With IMG Global medical insurance, pre-existing conditions coverage is available for $50,000 lifetime maximum with $5000 per period of coverage after 24 months, except for the Bronze plan which excludes pre-existing condition coverage and the Platinum plan which covers it as any other illness.
Annual travel insurance with pre existing medical conditions
Patriot Multi trip pre-existing medical insurance offers sudden and unexpected recurrence of a pe-existing condition - medical (for U.S. citizens only): up to $5,000 maximum, per insured person, per period of coverage (not per trip)
Group health insurance pre existing conditions
Patriot Plus Group, Patriot Platinum group and Patriot Lite group plans offers acute on set of pre-existing conditions up to 70 years.
How much does IMG Pre existing travel insurance cost per month?
The best IMG travel insurance for pre-existing conditions insurance cost is ranges between $21 to $177 for a month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions.. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
The average cost of IMG pre-exisitng plans cost is based on quotes for a 40-year-old for one month.
| Plan Name | Maximum | Deductible | Cost |
|---|---|---|---|
| Visitors Care | $25,000 | $100 | $21 |
| Patriot International Lite | $50,000 | $250 | $55 |
| Visitors Preferred | $50,000 | $250 | $77 |
| Patriot America Plus | $50,000 | $250 | $78 |
| Patriot Platinum International | $2,000,000 | $116 | $116 |
| Patriot Platinum america | $2,000,000 | $250 | $177 |
Visitors Protect insurance plan cost is $499 for 3 months. This plan minimum purchase is 90 days.
More visitors insurance for pre existing conditions FAQ's
1.What are the different types of IMG patriot insurance?
The various types of Patriot Insurance plans differ based on the level of coverage they provide. For example, the Patriot America Insurance plan offers coverage for non-U.S. citizens traveling to the USA.
The Patriot America Plus Insurance plan also covers non-U.S. citizens traveling to the USA, but includes extra benefits, such as coverage for Acute on set of pre-existing coverage, adventure sports.
Meanwhile, the Patriot Platinum America Insurance plan is designed for non-U.S. citizens traveling to the USA and this plan offers first class coverage up to $8,000,000 and Patriot Platinum international available for both Non US citizens and US citizens traveling outside USA.
2.Which IMG plans are ideal plans offering pre-existing conditions cover for senior citizens
Patriot America Plus, Patriot Platinum, Visitors Care, Patriot International Lite plans covers acute on set of pre-existing conditions up to 70 years.
Visitors Protect plan from IMG offers pre-existing conditions up to 99 years. Minimum purchase fot this plan is 90 days.
3. What is a pre-existing condition for travel health insurance?
Simply put, a pre-existing condition is a disease or condition a person is already diagnosed with, being treated for, or has, with reasonable certainty before the start of the insurance policy.
Companies use a "look back" period to determine if a condition will be considered pre-existing or not. Click here to read more.
No , there are no medical tests required for purchasing visitor travel insurance to usa with pre existing conditions.
The short term visitor insurance plans usually do not cover pre-existing medical conditions, however some plans do provide limited coverage for acute onset of pre-existing conditions.
You can compare the insurance plans that offer pre-existing condition coverage using our compare tool option.
Many people, although healthy and able to travel, particularly older travelers take medications for certain medical conditions. While these conditions can be called "normal" for a person of their age, not all people have these conditions and they will be classified as "pre-existing" by an insurance company.
If you do NOT have coverage for it, then the policy will pay $0 for any incident of it, emergency or not. The coverage you can get is limited to "acute onset" of a pre-existing condition which can cover an unexpected life-threatening emergency of the condition which would then give you as complete coverage as you could get for your travels or visitor.
This is why we offer some options with this coverage for nearly all ages of travelers. For more information, go here arrow_circle_right.
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IMG medical travel insurance blogs and articles
Patriot International travel insurance
Patriot International Lite pre existing condition travel insurance satisfies Schengen visa requirements and offers visa letter. It is popular for travel outside USA and covers acute onset of pre-existing conditions.
Click here to read more »Older travelers senior plans from IMG
IMG Travel medical insurance coverage for older travelers visiting USA. Get free quotes for senior citizens visitor medical insurance traveling outside their home country.
Click here to read more »Visitors Care insurance plan from IMG
Visitors Care insurance is a very affordable fixed benefit travel medical insurance. It is cheap and serves the need of budget conscious Non US citizens international travelers.
Click here to read more »Compare Patriot Travel medical insurance plans
Compare IMG Patriot travel insurance for specific benefit limits for different medical expenses like Pre-existing conditions, emergency evacuation, hospital room and board etc.
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