Student Secure Insurance, WorldTrips Student Secure insurance, Student secure elite, budget, smart and select, cheapest health insurance for international students in usa

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Student Secure Elite Plan Maximum Deductible Buy Now	Student Secure Select Plan Maximum Deductible Buy Now	Student Secure Budget Plan Maximum Deductible Buy Now	Student Secure Smart Plan Maximum Deductible Buy Now
Covid19 coverage
StudentSecure Elite covid insurance coverage for Coronavirus	StudentSecure Select covid insurance coverage for Coronavirus	StudentSecure Budget covid insurance coverage for Coronavirus	StudentSecure Smart covid insurance coverage for Coronavirus
Maximum per injury or illness
Up to $500,000	Up to $300,000	Up to $250,000	Up to $100,000
Coinsurance inside the U.S.
In ppo network: Plan pays 100% of eligible expenses, after the deductible, up to the overall maximum limit. Out of ppo network: Plan pays 100%.	In ppo network: Plan pays 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit. Out of ppo network: Plan pays 100%.	In ppo network: Plan pays 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit. Out of ppo network: Plan pays 100%.	In ppo network: Plan pays 80% of eligible expenses after the deductible up to the overall maximum limit. Out of ppo network: Plan pays 100%.
Coinsurance outside the U.S.
After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.	After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.	After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.	After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
Deductible
$25 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $50 per injury or illness	$35 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $70 per injury or illness	$45 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $90 per injury or illness	$50 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $100 per injury or illness
Maternity Care
Maternity Care for a Covered Pregnancy
Up to $25,000	Up to $10,000	Up to $5,000	Not Covered
Nursery Care of Newborn
Up to $750 maximum	Up to $750 maximum	Up to $250 maximum	Not Covered
Therapeutic Termination of Pregnancy
Up to $500 maximum per certificate period	Up to $500 maximum per certificate period	Up to $500 maximum per certificate period	Up to $500 maximum per certificate period
Emergency Services
Emergency local ambulance
Up to $750 per injury / illness if hospitalized as inpatient	Up to $750 per injury / illness if hospitalized as inpatient	Up to $500 per injury / illness if hospitalized as inpatient	Up to $300 per injury / illness if hospitalized as inpatient
Dental
Dental Treatment - Due to Accident
Up to $250 maximum per tooth; $500 maximum per certificate period	Up to $250 maximum per tooth; $500 maximum per certificate period	Up to $250 maximum per tooth; $500 maximum per certificate period	Up to $250 maximum per tooth; $500 maximum per certificate period
Emergency dental
Up to $100 for acute onset pain	Up to $100 for acute onset pain	Up to $100 for acute onset pain	Up to $100 for acute onset pain
Pre-Existing Condition
Acute onset of pre-existing condition**
$25,000 lifetime maximum for eligible expenses	$25,000 lifetime maximum for eligible expenses	$25,000 lifetime maximum for eligible expenses	$25,000 lifetime maximum for eligible expenses
Pre-existing condition
Covered after 6 months waiting period	Covered after 6 months waiting period	Covered after 12 months waiting period	Not Covered
Evacuation
Emergency medical evacuation
Up to $500,000 lifetime maximum	Up to $300,000 lifetime maximum	Up to $250,000 lifetime maximum	Up to $50,000 lifetime maximum
Emergency reunion
Up to $5,000, maximum of 15 days	Up to $5,000, maximum of 15 days	Up to $1,000, maximum of 15 days	Up to $1,000, maximum of 15 days
Return of mortal remains or cremation/burial
Up to $50,000 lifetime maximum	Up to $50,000 lifetime maximum	Up to $25,000 lifetime maximum	Up to $25,000 lifetime maximum
Terrorism
Up to $50,000 maximum lifetime limit	Up to $50,000 maximum lifetime limit	Up to $50,000 maximum lifetime limit	Not Covered
Outpatient treatment
Up to overall maximum limit	Up to overall maximum limit	Up to overall maximum limit	Up to overall maximum limit
Outpatient prescription drugs
100% coinsurance for generic; 50% coinsurance for brand name	50% of actual charge	50% of actual charge	50% of actual charge
Mental health disorders (Treatment must not be obtained at a Student health center.)
Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days	Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days	Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $10,000 maximum	Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $5,000 maximum
Prescription Drugs
For outpatient prescription 50% of actual charges	$30 deductible for generic drugs $100 deductible for brand name	$15 deductible for generic drugs $50 deductible for brand name	$15 deductible for generic drugs $30 deductible for brand name
Physical therapy & chiropractic care
Up to $75 per visit per day	Up to $50 per visit per day	Up to $50 per visit per day	Up to $25 per visit per day
Personal Liability
Up to $250,000 lifetime maximum	Not Covered	Not Covered	Not Covered
Sports
Intercollegiate, interscholastic, intramural or club sports
Up to $5,000 maximum per injury or illness, medical expenses only	Up to $5,000 maximum per injury or illness, medical expenses only	Up to $3,000 maximum per injury or illness, medical expenses only	Not Covered
Optional coverage
Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses	Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses	-	-
Life
Common Carrier Accidental Death
Up to $25,000 lifetime maximum	Up to $25,000 lifetime maximum	Not Covered	Not Covered
Travel Insurance
Underwriter
StudentSecure Elite Insurance Underwriter Certain Underwriters at Lloyd's of London	StudentSecure Select Insurance Underwriter Certain Underwriters at Lloyd's of London	StudentSecure Budget Insurance Underwriter Certain Underwriters at Lloyd's of London	StudentSecure Smart Insurance Underwriter Certain Underwriters at Lloyd's of London
Rating
StudentSecure Elite Insurance Rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	StudentSecure Select Insurance Rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	StudentSecure Budget Insurance Rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	StudentSecure Smart Insurance Rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-
Brochure and Details
» StudentSecure Elite insurance Brochure » StudentSecure Elite insurance Details » StudentSecure Elite insurance Reviews	» StudentSecure Select Brochure » StudentSecure Select Details » StudentSecure Select Reviews	» StudentSecure Budget Brochure » StudentSecure Budget Details » StudentSecure Budget Reviews	» StudentSecure Smart Brochure » StudentSecure Smart Details » StudentSecure Smart Reviews

StudentSecure insurance

General definition of pre-existing condition:

"A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required).

Acute onset of pre-existing condition**:

Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition.

The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:

The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition;
Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence;
You must be under eighty (80) years of age;
You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider;
You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition;
You must be traveling outside your home country

An overview

Compare Student Secure Insurance Plans

WorldTrips medical insurance services has designed Student Secure insurance Student Secure Insurance offers international student health insurance coverage for students on full term courses or exchange scholars in a foreign country. WorldTrips Student Secure Insurance ratings by AM Best Rating is A++ (Superior). WorldTrips is widely known and has been offering health insurance products to customers in 130 countries.

As Student Secure insurance comes in three variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student insurance plans satisfy most of the university requirements and also US J visa requirements. WorldTrips also provide proof of comparable coverage with waiver forms and visa letters to the enrolled university once the student buys the plan.

Student Secure Smart insurance is the most cheapest health insurance for international students with basic coverage of $200,000. It doesn’t offer coverage for pre-existing conditions, vaccinations, maternity and new born, sports and terrorism.
Student Secure Budget insurance is for budget conscious students looking for coverage that would cover most of the expenses up to $500,000. It has 12 months waiting period to cover pre-existing conditions. It doesn’t offer coverage for Vaccinations.
Student Secure Select insurance is international student who want adequate health insurance of $600,000 for emergency sickness and injuries due to accidents. It has 6 months waiting period to cover pre-existing conditions. It has deductible amount of $35 per injury or sickness.
Student Secure Elite insurance is a high end student insurance offering overall maximum coverage of $5 million. It is more expensive compared to the other student insurance plans but offers extensive coverage. It has a less deductible of $25 per injury or sickness. It has 6 months waiting period to cover pre-existing conditions.

WorldTrips Student Secure Insurance - Key highlights

StudentSecure Elite Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Elite plan provides a policy maximum of $500,000 and Certificate period maximum of $5000,000.
There will be a deductible of $25 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $50 deductible per injury or sickness is applicable.
Plan provides $100 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 100% of eligible expenses is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Pre-existing conditions are covered after a 6 month waiting period.
Maternity care for covered pregnancy is covered for up to $25,000.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered as Generic drugs:100% co-insurance, Brand name drugs: 50% co-insurance, Specialty drugs: No coverage.
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $500,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Select Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Select plan provides a policy maximum of $300,000 and Certificate period maximum of $600,000.
There will be a deductible of $35 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $70 deductible per injury or sickness is applicable.
Plan provides $200 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $5000 after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Pre-existing conditions are covered after a 6 month waiting period.
Maternity care for covered pregnancy is covered for up to $10,000.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $300,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Budget Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Budget plan provides a policy maximum of $250,000 and Certificate period maximum of $500,000.
There will be a deductible of $45 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $90 deductible per injury or sickness is applicable.
Plan provides $350 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered up to the next $25000 after deductible and then 100% of the expense is covered up to the overall maximum limit of the plan. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Pre -existing condition is covered after a 12 month waiting period.
Maternity care for covered pregnancy is covered for up to $5,000.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $3000 maximum per injury or illness, medical expenses only.
Emergency Medical Evacuation is covered for up to $250,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $25,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

StudentSecure Smart Insurance - Key Highlights

This is an international student health plan which is suited for international students studying abroad outside their home country.
This plan comes in four levels of coverage Elite, Select, Budget or Smart to suit the needs and budget of the student.
The Smart plan provides a policy maximum of $100,000 and Certificate period maximum of $200,000.
There will be a deductible of $50 per injury or sickness within the PPO, outside the US or at a student health center. Otherwise $100 deductible per injury or sickness is applicable.
Plan provides $350 for treatment in an emergency room for claims within the US only.
Co-insurance with this plan for the claims incurred within the US: Within the PPO, 80% of eligible expenses is covered after deductible. For claims outside the PPO, usual, reasonable and customary charges are covered and the insured is responsible for any charges exceeding the payable amount.
Co-insurance for claims incurred outside the US : After the deductible, 100% of the eligible expenses are covered up to the Certificate period maximum.
Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- $50 maximum, $500 maximum, Inpatient - Up to $5000 maximum.
Acute onset of pre-existing condition is covered for $25,000 lifetime maximum for eligible expenses.
Intensive Care Unit charges are covered up to the overall maximum limit.
Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
Dental treatment due to accident is covered as $250 maximum per tooth, $500 maximum per Certificate period (Not subjected to co-insurance).
Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
Emergency Medical Evacuation is covered for up to $50,000 lifetime maximum (Not subject to deductible or co-insurance).
Repatriation of remains is covered for up to $25,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

WorldTrips StudentSecure insurance - Common Questions

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

Student Secure provides excellent insurance cover to international students and scholars outside their home country. This plan meets J-1 visa requirements, covers pre-existing conditions and some intercollegiate, interscholastic, intramural, or club sports coverage. As Student Secure insurance comes in four variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student insurance plans satisfy most of the university requirements and also US J visa requirements.

StudentSecure Insurance is an international student health plan which is suited for international students studying abroad outside their home country.

The cost of the Student Secure student insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

You can purchase Student Secure plans on American Visitor Insurance at Student Secure Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents

The main requirements for applying for Student Secure is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

WorldTrips Covid19 travel insurance by StudentSecure Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system. The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance .

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority.

Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

WorldTrips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Yes, International students can renew StudentSecure Insurance online up to 12 months.

StudentSecure insurance offers Maternity care for covered pregnancy up to $10,000. It also offers Nursery care of new born up to $750.

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How much does student health insurance USA cost?

Compare cheap international student health insurance plans

StudentSecure insurance

Compare Student Secure Insurance Plans

WorldTrips Student Secure Insurance - Key highlights

StudentSecure Elite Insurance - Key Highlights

StudentSecure Select Insurance - Key Highlights

StudentSecure Budget Insurance - Key Highlights

StudentSecure Smart Insurance - Key Highlights

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WorldTrips StudentSecure insurance - Common Questions

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