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Compare Student Secure Insurance Plans, Cheap international student health insurance

Student Secure provides excellent insurance cover to international students and scholars outside their home country.

WorldTrips student health insurance for Coronavirus

WorldTrips Covid19 Student health insurance by Student Secure Insurance with coronavirus coverage covers Covid19 illness for international students outside their home country.

Compare Student Secure Insurance Plans by WorldTrips

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Student Secure Elite
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Student Secure Select
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Student Secure Budget
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Student Secure Smart
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Covid19 coverage StudentSecure Elite covid insurance coverage for Coronavirus StudentSecure Select covid insurance coverage for Coronavirus StudentSecure Budget covid insurance coverage for Coronavirus StudentSecure Smart covid insurance coverage for Coronavirus
Ideal for Residing outside your home country for the purpose of pursuing international education Residing outside your home country for the purpose of pursuing international education Residing outside your home country for the purpose of pursuing international education Residing outside your home country for the purpose of pursuing international education
Plan Highlights Lowest deductible & offers top-tier benefits Expensive & offers comprehensive coverage Reasonable & a prominent plan Affordable & offers limited coverage
Certificate period maximum Up to $5,000,000 Up to $600,000 Up to $500,000 Up to $200,000
Maximum benefit per injury or illness Up to $500,000 Up to $300,000 Up to $250,000 Up to $100,000
Deductible $25 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $50 per injury or illness $35 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $70 per injury or illness $45 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $90 per injury or illness $50 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $100 per injury or illness
Coinsurance - claims incurred inside US: In ppo network: Plan pays 100% of eligible expenses, after the deductible, up to the overall maximum limit.
Out of ppo network: Plan pays 100%.		 In ppo network: Plan pays 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Plan pays 100%.		 In ppo network: Plan pays 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Plan pays 100%.		 In ppo network: Plan pays 80% of eligible expenses after the deductible up to the overall maximum limit.
Out of ppo network: Plan pays 100%.
Coinsurance - claims incurred outside of US: After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
LocaL Ambulance Up to $750 per injury / illness if hospitalized as inpatient Up to $750 per injury / illness if hospitalized as inpatient Up to $500 per injury / illness if hospitalized as inpatient Up to $300 per injury / illness if hospitalized as inpatient
Intensive care unit Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit
Outpatient treatment Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit
Outpatient prescription drugs 100% coinsurance for generic; 50% coinsurance for brand name 50% of actual charge 50% of actual charge 50% of actual charge
Mental health disorders (Treatment must not be obtained at a Student health center.) Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $10,000 maximum Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $5,000 maximum
Dental Treatment due to accident Up to $250 maximum per tooth; $500 maximum per certificate period Up to $250 maximum per tooth; $500 maximum per certificate period Up to $250 maximum per tooth; $500 maximum per certificate period Up to $250 maximum per tooth; $500 maximum per certificate period
Emergency dental Up to $100 for acute onset pain Up to $100 for acute onset pain Up to $100 for acute onset pain Up to $100 for acute onset pain
Pre-existing condition Covered after 6 months waiting period Covered after 6 months waiting period Covered after 12 months waiting period Not Covered
Acute onset of pre-existing condition $25,000 lifetime maximum for eligible expenses $25,000 lifetime maximum for eligible expenses $25,000 lifetime maximum for eligible expenses $25,000 lifetime maximum for eligible expenses
Maternity Up to $25,000 Up to $10,000 Up to $5,000 Not Covered
Nursery care of newborn Up to $750 maximum Up to $750 maximum Up to $250 maximum Not Covered
Therapeutic termination of pregnancy Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period
Physical therapy & chiropractic care Up to $75 per visit per day Up to $50 per visit per day Up to $50 per visit per day Up to $25 per visit per day
Intercollegiate, interscholastic, intramural, or club sports: Up to $5,000 maximum per injury or illness, medical expenses only Up to $5,000 maximum per injury or illness, medical expenses only Up to $3,000 maximum per injury or illness, medical expenses only Not Covered
Terrorism Up to $50,000 maximum lifetime limit Up to $50,000 maximum lifetime limit Up to $50,000 maximum lifetime limit Not Covered
Emergency medical evacuation Up to $500,000 lifetime maximum Up to $300,000 lifetime maximum Up to $250,000 lifetime maximum Up to $50,000 lifetime maximum
Emergency reunion Up to $5,000, maximum of 15 days Up to $5,000, maximum of 15 days Up to $1,000, maximum of 15 days Up to $1,000, maximum of 15 days
Repatriation of remains (not subject to deductible or coinsurance) Up to $50,000 lifetime maximum Up to $50,000 lifetime maximum Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum
Personal Liability Up to $250,000 lifetime maximum Not Covered Not Covered Not Covered
Optional coverage Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses - -
Unique Advantages
  • Lowest deductible and Highest maximum benefits offered.
  • Meets J-1 visa requirements.
  • Includes Accidental Death & Dismemberment (AD&D) coverage (with optional buy-up) and Personal Liability coverage.
  • Meets J-1 visa requirements.
  • Includes Accidental Death & Dismemberment (AD&D) coverage (with optional buy-up.)
  • Some intercollegiate, interscholastic, intramural, or club sports coverage.
  • Mid-level benefits and mid-level deductible.
  • Meets J-1 visa requirements.
  • Some intercollegiate, interscholastic, intramural, or club sports coverage.
  • Lowest cost plan but also lowest maximum benefits and highest deductible.
  • Meets J-1 visa requirements.
  • NO intercollegiate, interscholastic, intramural, or club sports coverage.

 Accident death and dismemberment
Common Carrier Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum Not Covered Not Covered

 Travel Insurance
Underwriter StudentSecure Elite Insurance Underwriter
Certain Underwriters at Lloyd's of London		 StudentSecure Select Insurance Underwriter
Certain Underwriters at Lloyd's of London		 StudentSecure Budget Insurance Underwriter
Certain Underwriters at Lloyd's of London		 StudentSecure Smart Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating StudentSecure Elite Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-		 StudentSecure Select Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-		 StudentSecure Budget Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-		 StudentSecure Smart Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Brochure and Details

Compare Student Secure Insurance Plans, Cheap student health insurance

WorldTrips medical insurance services has designed Student Secure insurance Student Secure Insurance offers international student health insurance coverage for students on full term courses or exchange scholars in a foreign country. WorldTrips Student Secure Insurance ratings by AM Best Rating is A++ (Superior). WorldTrips is widely known and has been offering health insurance products to customers in 130 countries.
As Student Secure insurance comes in three variants, Smart, Select, Budget and Elite. It is recommended to compare among them and buy the best student insurance as per your requirements. These affordable international student insurance plans satisfy most of the university requirements and also US J visa requirements. WorldTrips also provide proof of comparable coverage with waiver forms and visa letters to the enrolled university once the student buys the plan.

  • Student Secure Smart insurance is the most cheapest health insurance for international students with basic coverage of $200,000. It doesn’t offer coverage for pre-existing conditions, vaccinations, maternity and new born, sports and terrorism.
  • Student Secure Budget insurance is for budget conscious students looking for coverage that would cover most of the expenses up to $500,000. It has 12 months waiting period to cover pre-existing conditions. It doesn’t offer coverage for Vaccinations.

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  • Student Secure Select insurance is international student who want adequate health insurance of $600,000 for emergency sickness and injuries due to accidents. It has 6 months waiting period to cover pre-existing conditions. It has deductible amount of $35 per injury or sickness.
  • Student Secure Elite insurance is a high end student insurance offering overall maximum coverage of $5 million. It is more expensive compared to the other student insurance plans but offers extensive coverage. It has a less deductible of $25 per injury or sickness. It has 6 months waiting period to cover pre-existing conditions.

WorldTrips StudentSecure insurance, Cheap international student insurance - Common Questions

WorldTrips Covid19 travel insurance by StudentSecure Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Yes, International students can renew Student Secure Insurance online up to 12 months.

If you want to cancel Student insurance, you must submit your cancellation request to orders@worldtrips.com in order to receive a refund or premium. Only members who have no claims are eligible for premium refund.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
  • Full refund of premium.
Cancellation after effective date:
  • $25 cancellation fee will be charged by the insurance company.
  • Only unused portion of the plan cost will be refunded.
  • After 60 days, no refunds are granted.

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Group travel insurance for students

Students traveling overseas in groups can purchase the group insurance plans. This makes it a lot easier to administer the plan and these plans are cheaper than buying individual student travel plans

VIEW GROUP PLANS

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

F2 dependents

Insurance plans for dependents of an F1 visa holders

US Student Abroad

Insurance plans for US students studying outside their home country

J2 dependents

Insurance for J2 visa dependants satisfying visa requirements

OPT Status within F1 visa

Insurance plans for students on OPT status

M1 visa holders

Medical insurance for students on vocational training.

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