Temporary health insurance USA, Temporary US health insurance

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Temporary health insurance for travel to USA

Can international travelers visiting the country get temporary medical insurance for travelers in USA ?

Yes, international travelers can get temporary US health insurance, also known as short term travel insurance USA or temporary health insurance for visitors to USA. Given the very high cost of US healthcare, this short term travel insurance is very strongly recommended.

Temporary health insurance for foreigners in USA will cover unexpected sickness and injuries shielding the traveler from expensive medical bills that otherwise need to be paid out of pocket. Given the Covid19 pandemic travelers should have the best temporary short term health insurance which also includes Covid-19 coverage.

travel Health insurance

The importance of short term medical insurance for international travel has been strengthened as even three years after Covid was first reported in China, there are many sub-variants that are contagious and infect vaccinated individuals too. There are different temporary medical insurance for travelers in USA available depending on the travelers specific needs. Some of these temporary travel health insurance policies also offer covid19 related Quarantine coverage.

One of the popular temporary health insurance for foreigners in USA plan is the Atlas America travel insurance from WorldTrips. This plan does not have any arrival time restriction in the US. People already in the US can buy it as well in case where they need an insurance during transitioning from a temporary resident to a permanent resident.

This plan covers worldwide coverage including and excluding USA. This plan provides coverage for acute onset of pre-existing condition up to the age of 80. Pregnancy complications(ONLY) up to the first 26 weeks of gestation is covered for a visitor who might be making a short visit during pregnancy.

  • Patriot Plus America insurance is another comprehensive plan from the company IMG that is available for visitors which is equally good with slight differences.
  • Safe Travels USA Comprehensive insurance from Trawick International is a popular US visitor insurance and offers coverage for pre-existing conditions.
  • Travel Medical insurance from Seven Corners is another good comprehensive visitor plan in the market. The INF Elite insurance offers coverage for acute onset of pre-existing conditions.

What does visitor travel insurance cover?

medical expensesHealth care expenses
Covers hospital expenses for sickness or accidents.
doctor visitDoctor visit
Insures Doctor visits for sudden injury or sickness.
pharmacy drugsPharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.
medical evacuation Medical evacuation
Medical evacuation expenses to nearest facility included.
repatriation of remains Repat of remains
Repatriation of remains to home country included.

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Traveling to the US given Covid pandemic

While the US had closed its borders to international travelers during the Covid pandemic, the authorities have fully reopened its borders now. However the continued spread of the Delta sub-variants, the Ukraine war and airline disruptions with labor shortages makes international travel riskier than earlier. Given this uncertain situation, it is important for all visitors to the USA to have good temporary health insurance for foreigners in USA.

Best Travel insurance with Pre-existing Conditions Coverage

Pre-existing condition is a medical ailment that existed before the start of the travel insurance policy. Acute onset of a pre-existing condition is a sudden relapse of the pre-existing condition without advance warning which requires medical attention within 24 hours. As of a few years ago, companies now exclude chronic illnesses from this "acute onset" coverage which has deep impacts to people purchasing travel health insurance, particularly people with these conditions and older travelers.

Travelers with pre-existing conditions always find it hard to buy travel health insurance. There are various conditions that are considered as pre-existing diseases but some of common ailments in this category are asthma, food & drug allergies, environmental allergies, heart related issues, high blood pressure, kidney disease, cancer, and diabetes. Typically all insurance providers have their terms and conditions for the pre-existing condition coverage provided. Most do not cover anything related to a pre-existing condition. Travelers can buy a travel insurance policy without a medical check, however most insurance providers only provide coverage for acute onset of pre-existing conditions which excludes chronic illnesses, like cancer, diabetes, and heart conditions. With the pre-existing condition there is a "look back" period of 60-180 days to determine the claim.

Some insurance providers offer travel insurance for acute onset of pre-existing conditions with fixed or limited coverage which may be suitable for people without chronic illnesses, like food allergies and certain asthma conditions. The Safe Travels USA, Safe Travels USA Cost Saver, and Safe Travels USA Comprehensive all offer $1000 coverage for acute onset of pre-existing conditions without limitation to chronic illness. If travelers have a medical condition they are concerned about, it is very important for them to buy a policy that includes the illnesses in the coverage and to be aware of the terms of pre-existing condition coverage.

INF is one of the few companies which offers travel insurance plans for travelers with full coverage for pre-existing ailments. They define pre-existing conditions differently and do not exclude chronic illness. First of all, if the person has had no flare up or change in their condition, even if they take medication for it (as long as there has been no change in medication) for 12 months prior to the start of the plan, then the plan does not consider it as a pre-existing condition. If there has been a flare up or change in the condition, then it is covered but at a lower maximum than the overall maximum of the plan and may be subject to a higher deductible.

They have two plans which have this coverage: INF Premier and INF Elite. The Premier plan is a fixed plan which has limitations on the coverage of each medical expense. The Elite plan is an 80/20 comprehensive plan (the plan pays 80% and the insured 20% after the deductible). INF offers the best travel insurance for pre existing medical conditions but the difference is reflected in the cost, particularly in the Elite plan. Note that regularly needed maintenance medications or treatments are still not covered with these plans, only if there is a new problem will there be coverage. However, the problem does not need to be life-threatening or acute. Travelers with pre-existing conditions should weigh these options to reduce their risk of high medical costs should they suffer from one of their conditions while traveling. Note that the plans need to be purchased for at least 90 days, so these are more suitable for longer term stays in US, Canada, and/or Mexico. Also, the plans may be purchased by green card holders as long as they have a non-US residence address. The Elite plan has several variations : INF Elite, Elite Plus and INF Elite 90.

To compare the best travel insurance for full pre-existing conditions plans offered by INF, use this link: INF Premier & INF Elite best travel insurance for pre-existing conditions.

Short term travel insurance USA, Short term tourist insurance - FAQs

What is the cost of temporary health insurance for visitors to USA?

The cost of us temporary health insurance depends mainly on the following factors; The age of the traveler, the duration of visitors insurance coverage, type of temporary us health insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for short term us health insurance with pre-existing conditions.

Why American visitor insurance?

  • Wide range of temporary health insurance for non us citizens
  • Temporary health insurance for non us citizens with Covid19 coverage
  • Travel health insurance and trip cancellation insurance options
  • Affordable short term medical insurance for international travel plans
  • Compare short term medical insurance for international travel tool
  • Customer support for temporary travel insurance usa claims
  • Fixed benefit and comprehensive temporary travel insurance usa plans
  • 24/7 licensed short term travel health insurance usa agent support
  • Guaranteed cheapest temporary travel insurance USA price
  • Temporary health insurance for non us citizens customer support during crisis
  • Relevant short term health insurance for visitors to USA blogs, articles and FAQ's
  • Short term travel health insurance usa insurance reviews available

Which is the best temporary medical insurance for travelers to US? Which is the best health insurance in USA for visitors?

The best temporary medical insurance for travelers to US will vary from visitor to visitor depending on their unique needs. There is no single temporary health insurance for travel which will work best for all visitors to the US.

While some visitors will look for the cheapest us short term health insurance plan, others will look for the most comprehensive and best health insurance in usa for visitors coverage. The price will be higher if you need temporary medical insurance for travelers with pre-existing conditions.

It is recommended to compare different temporary health insurance in the united states plans based on price as well as the different benefits coverage options. Visitors should also read different temporary us health insurance reviews before they buy temporary health insurance for visitors to USA.

Is it worth it to get temporary health insurance usa?

There are many reasons to get temporary health insurance for USA. The cost of health insurance for international travelers to US is quite affordable when compared to cost of healthcare in the US. A small cost for US medical insurance can bring significant peace of mind.

And, if you should become ill or injured while traveling you will no doubt consider it the greatest investment you ever made. Of course, we all hope that our even short travels are smooth and pleasant. US travel Insurance is for the unexpected, whether that is an airline strike, a death in the family back home, or finding yourself in a hospital in a foreign country.

A short-term health insurance for visitors to America policy can take care of you in any of those situations and quite often for much less than your flight and accommodations.

Can I get a Covid19 cover for short term travel to the USA?

Yes travelers can include Covid19 coverage while purchasing the short term travel insurance.

Iam in the USA since few days and I need to include Covid19 cover is it possible?

Yes, Covid19 cover can be included to your existing policy as long as you have not contacted coronavirus.

Iam travelling tomorrow and worried if my flight will be cancelled, Will I be covered?

Generally there is a time limit on cancellation of the trip. If you have purchased Trip cancellation and if the reason for cancellation is mentioned on the policy documents then you might get coverage. However travelers can call the insurance provider for more clarity of the coverage included.

Different types of temporary health insurance in USA

Fixed Benefit travel health insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.

Fixed benefit plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

US Comprehensive travel medical insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit.

Comprehensive travel insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Steps to buy US temporary travel health insurance online

Step 1: Finding temporary US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Compare the price and the benefits of the different temporary health insurance for USA options to identify what fits your needs best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers

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Factors that determine the cost of US short term travel insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the temporary visitors health insurance.

Type of travel health insurance:

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of insurance coverage

Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

Duration of travel insurance required

The longer the duration of visitor medical insurance required, the higher will be the cost.

How to get health insurance for visitors in USA?

The USA is the most popular country for international visitors and people travel to the US on various occasions. Be it higher studies, jobs, research, or visiting the family, the US is the first option for most people. People need to buy best medical insurance for temporary US visitors before their departure from their home country to the US due to the expensive healthcare cost in the US. US citizens living abroad too need to consider this health insurance to cover them in the US during their visit to the US.

There are chances that people do not take this seriously and this could be due to the unfamiliarity with visitor health insurance and the role they play when you are outside your home country. It is now mandatory to have a private health insurance plan and is not an option anymore. Here are the important points about the medical health insurance that temporary USA visitors should know to make the right purchase of the plan.

Let us quickly look at these highlights that are covered by best temporary health insurance for US visitor:

  • Unexpected sickness and injuries
  • Emergency medical evacuation
  • Repatriation
  • Trip Interruption
  • Baggage loss and delays
  • Outpatient expenses
  • Acute onset of pre-existing conditions

The insurance plan covers many other specific benefits but the first point " Unexpected sickness and injuries" is one of the major reasons people buy the insurance. When people travel outside their home country, they can get sick due to the change in the weather or food they eat. Similarly, people can meet with an accident or injury in an unknown place. Then the cost of hospital bills in a country like the US can go anywhere from $200 to $1,000,000 depending on the severity of the injury or the illness. The hospital might admit the patient without asking anything initially, but you will have to make payment before leaving the hospital and clear that bill out of your pocket. The solution is to have an insurance plan which will take care of the huge hospital expense.

Knowing some insurance terms and conditions that will help the temporary visitors to USA make the right choice

Deductible: This is the amount that you can choose while purchasing the plan. The customer needs to pay this amount before the insurance plan starts making the payment for the total cost. This amount can range from $100 up to $5000 or more. It is up to the customer.
Copay or Copayment: Copay is the amount you pay after a doctor's visit to the provider's office. It is a fixed amount. If the fixed amount for copay is $20 for in-network doctors, you pay that amount every time you visit the doctor's facility. This amount is regardless of the consultation charge in the doctor's office. Co-pay amount varies depending on the type of service.
Coinsurance: This is the percentage amount that the customer pays after the deductible amount is satisfied. This amount is paid on top of the co-pay. It is usually 20% of the total cost of the medical bill. You can't know the amount unless you see the final bill of the Coinsurance is applicable up to a certain dollar limit which is usually $5000 in most of the plans after which the insurance company pays 100%. Some plans waive the coinsurance if the customer visits a provider who is within the PPO network supported by the insurance company. PPO networks are the provider networks that accomplish the network of doctors under certain geographical areas. Travelers can review the temporary health insurance glossary for visitors to the USA to understand other terms and also check the travel insurance guide for easy understanding.
PPO Network: It is important to understand the in-network and out-of-the-network concepts. PPO networks are the provider networks that accomplish the network of doctors under certain geographical areas. If you go to a doctor associated with a provider network, you will be getting the benefits of in-network. Likewise, the insurance plan also provides coverage out of the network. In that case, a visitor insurance plan will cover you with any doctor in the US.
If your visitor insurance plan has a PPO network, then it is always recommended to consult a doctor with the in-network doctors. This might waive the coinsurance amounts or the provider will be interested in directly billing the insurance company in case of claims. If you go for an out-of-network doctor, the coinsurance amount is applicable for the most part, and chances of direct billing are very less, although you can contact the insurance company for reimbursement.
Each insurance company has its own rules for dealing with out-of-network doctors. Some insurance companies need precertification from the customer before they go in for any treatment. Precertification is to get in touch with the insurer and let them know about the illness or the treatment they will get.

Fixed benefit plan vs Comprehensive plan:

A fixed benefit plan has a fixed amount that the plan states for a particular benefit. The plan will cover that amount in case a claim is incurred. On the other hand, the comprehensive plan covers up to the policy maximum for almost every benefit and does not have a predetermined amount specified in the brochure of the plan. Given this, a Fixed plan might work well for small expenses but in case of major medical expenses, it is better to opt for a Comprehensive Plan. Here is a chart that shows the difference between fixed and comprehensive insurance for visitors on temporary visit to USA:

Features Fixed plan Comprehensive plan
Coverage 1. Specifies a fixed amount for a benefit and it can be different from the policy maximum.
2. It is normally very less than the policy maximum
No specific amount is mentioned and covers up to the policy maximum (less deductible and coinsurance)
Covid Coverage Covered as any other illness Covered as any other illness
Cost 1. More affordable and cheap but with less coverage
2. This works for small illnesses and is inadequate for major expenses
1. Expensive but flexible coverage up to policy maximum provides adequate coverage for major medical expenses
2. The plan pays after the deductible and coinsurance.
Payment process The insured pays the initial deductible for every new sickness and injury and the plan pays the rest of the expenses The customer needs to satisfy the one-time deductible and 20% coinsurance applicable up to the first $5000 of the expense and the plan pays 100% up to the plan maximum. Coinsurance percentage can vary from 10-20% on the plan
Provider network or PPO network Customers can visit any hospital or doctor as there will be no discounted rates with no coinsurance. The plan pays the defined specific amount specified for the benefit Comprehensive plans have a PPO network. You can visit both in-network or out-of-network doctors. However, it is recommended to visit the doctor within the PPO network to get the discounted rates in the coinsurance and facilities such as direct billing services are made available
Trip expenses coverage Usually not covered Covers trip cancellation, baggage loss and delay.
Plan names Visitor Secure, Visitor’s Care, Safe Travels Elite… Atlas Travel, Patriot America Plus, Safe Travels USA Comprehensive, Travel Medical Plus…

Coverage for pre-existing conditions in visitor/travel insurance plans

Pre-existing conditions are one of the important benefits that are requested by most customers after the age of 60. A pre-existing condition is any kind of illness or health condition that exists in a person before the insurance becomes effective. Many common diseases are considered pre-existing conditions, namely blood pressure, diabetes, arthritis, asthma...Insurance companies usually do not cover this particular benefit and pre-existing conditions are normally under the exclusions. Chronic conditions such as Cancer, and Alzheimer's disease are some of the pre-existing conditions which the insurance company completely excludes from their coverage.

Insurance companies clearly outline the list of diseases and coverages that are excluded under "Exclusions". You can scroll down the company brochure of the plan to see the "Exclusions". If you have any of these conditions and you need them covered, it is important to first filter the plans to see this particular benefit.

Visitor Insurance plans do not need a medical checkup to be done before buying the plan to see the eligibility. But some of them do not cover Pre-existing conditions. However, they cover "Acute onset of a pre-existing condition".

Acute onset of a pre-existing condition is referred to as a sudden recurrence or unexpected recurrence or an outbreak of the condition which needs immediate emergency medical attention or can get worse very quickly. At the hospital, if the illness does not say it is an acute onset, then the insurance company might not cover it as per the plan benefits.

The temporary health insurance coverage for acute onset of pre-existing conditions limit this benefit to people under the age of 70. Fewer plans cover this after the age of 70 up to the age of 89.

Unexpected incidents like injury and sickness can happen anytime. It is still important to buy visitor health insurance even with an existing condition so that you are covered for all the other unexpected incidents other than the pre-existing condition. To attract customers, there may be insurance plans that indicate they cover pre-existing conditions, but there might be limitations on the coverage Please read the brochure of the plan carefully in the fine print to avoid the wrong notion.

Choosing the right plan for ages 70 and up

There are still plans that provide coverage for pre-existing conditions for age 70 and above for a reasonable price. Travelers must understand that the price is definitely going to be high for people above the age of 70 and more so for those above 80. Fixed benefit plans such as Inbound USA Basic that provide a policy maximum of $100,000 for people above age 70 up to 99. The Inbound USA Choice plan is equally good and provides coverage for the acute onset of a pre-existing condition where it provides coverage of $75,000 for those below 70 and $25000 for those above 70 up to the age of 79. There are comprehensive plans as well that provide coverage for acute onset of a pre-existing condition for those above 70 namely Safe Travels USA Comprehensive, and INF Elite.

Purchase Restriction of plans in certain specific States

Some of the states in the US restrict the purchase of certain visitor health insurance plans. Some of the states that have this kind of purchase restriction are California, Maryland, Washington, Kentucky, Colorado, New York, and South Dakota.

Travelers can check US state health insurance for temporary visit restrictions for insurance restrictions. The restriction is only for the purchase of the plans. If you have the billing address of a restricted state and you are not purchasing the plan with that address, you can still use the plan in that state in case you need coverage.

Common Exclusions in a visitor insurance plan

Here is a list of services that will not be covered in a visitor health insurance plan:
  • Pre-existing conditions
  • Dental Care except for dental emergencies
  • Skin Treatment or Cosmetic Surgeries
  • Yearly routine check-up, immunization, vaccination
  • Preventive Care Services
  • Vision Care
  • Childbirth, Pregnancy, and Maternity Care
  • Chronic illness
  • Injuries and accidents due to terrorism and War Acts
  • Mental health care
  • Injuries due to drugs and alcohol

Pre-approval request prior to getting treatment

Pre-approval is also known by the terms pre-certification, and pre-authorization and is one of the requirements that need to be fulfilled in some of the insurance plans in order to get treatment for the illness. It is basically sending a notification or making a call to the insurance company and letting them know that they need cover for a certain sickness or injury.

You can go to the in-network providers where they can contact the insurance company regarding the treatment for the sickness and they will cover the sickness. If you visit an outside doctor or a facility that is out-of-network, then you might have to pay for the expenses first and the insurance company will reimburse the amount.

Can the insurance plans be extended or renewed

Most of the insurance plans can be renewed for a year or two. There is an anniversary date that these are associated with. Even if the plan has been purchased for more than a year, the deductible will reset on the Birth Date. If your plan expires, then you will have to purchase a new plan and will not be able to renew the old plan. Renewability of the US temporary travel insurance needs to be done before the expiration date.

In case of cancellation, refund of the premium

  1. Trip cancellation is one of the major cases after the pandemic. Make sure that the baby is five.
  2. Depending on when the cancellation is being done, there may be a cancellation fee.
  3. If the plan is canceled before the effective date of the plan, then a full refund of the premium can be achieved.
  4. If you cancel the plan after the effective date of the plan, then the unused portion of the premium can be refunded.

Traveling to the US or other countries can be a fun activity or experience only when you are insured for unexpected incidents. Domestic healthcare within the US is very expensive. This can lead to emergency situations and paying out-of your pocket can be risky.

Which temporary health insurance for US visitors is the best?

Best health insurance travel to USA - Comprehensive plans

International Medical Group (IMG) Patriot America Plus is a popular plan among Indians visiting USA. It is a comprehensive plan that offers exhaustive coverage up to plan maximum of $1,000,000.

Key highlights:

  • Patriot America Plus Covid insurance covers coronavirus illness.
  • It offers best coverage for acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
  • AM best rating of “A” (excellent)
  • Coinsurance 100% within the provider network.
  • Renewable up to 2 years.
WorldTrips Insurance offers Atlas America insurance plan for visitors to USA. It has excellent provider network of doctors and hospitals. It is one of the visitors insurance plans offering coverage of $2,000,000 plan maximum for emergency sickness or injury.

Key highlights:

  • Atlas America travel insurance for Covid19
  • AM best rating of “A++” (superior)
  • Coinsurance 100% within the provider network .
  • Renewable up to 364 days.
Global Underwriters Diplomat America visitor insurance offers comprehensive maximum coverage up to $1million for unexpected injury or sickness.

Key highlights:

  • Diplomat America Covid insurance covers coronavirus sickness
  • AM best rating of “A” (excellent)
  • Plan life up to 365 days.
Trawick International Safe travels USA comprehensive Visitor Insurance offers coverage for accidental injury and sickness medical up to plan maximum while in USA. It also covers emergency medical evacuation, repatriation and security evacuation benefits. It is available for parents up to 89 years.

Key highlights:

  • Safe travel USA Comprehensive Covid insurance covers coronavirus sickness.
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • Maximum coverage up to $1 million.
  • Coinsurance 100% within the provider network.
  • Renewable up to 2 years.
  • AM Best Rating: “A+”.security evacuation benefits.
  • It offers coverage for travelers up to 89 years.
INF Elite US visitors insurance offers full coverage for pre-existing conditions for parents. Very popular visitor insurance with pre-existing conditions coverage.It includes coverage for doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions.

Key highlights:

  • INF Elite Network Covid19 insurance covers coronavirus long as the visitor does not have covid sickness, before purchasing the plan.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
  • Elite Network medical insurance provides coverage for dental, loss of checked luggage, medical emergencies and accidents incurred while traveling.
  • AM best rating of “A++”
  • Renewable up to 364 days
Seven Corners Travel Medical Plus US visitor insurance offers medical maximum coverage up to $5 million for emergency illness or sickness.

Key highlights:

  • Travel Medical Plus Covid insurance covers coronavirus sickness
  • Covers expenses for treatment of acute onset of pre-existing conditions (up to 75 years)
  • AM best rating of “A++” (excellent)
  • Renew online up to 364 days.

Best visitor visa health insurance USA - Fixed benefit plans

International Medical Group Visitors Care Insurance offers fixed benefits insurance coverage for visitors to USA. An optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age. This is plan is quite cheaper and covers minor expenses. It has policy maximum up to $100,000 for treatment of injuries or sickness.

Key highlights:

  • Optional pre-existing conditions rider.
  • AM best rating of “A” (excellent).
  • Plan can be renewed up to 2 year.
Seven Corners Inbound USA is an affordable visitor insurance for USA which has specificied limits for different covered medical expenses. It is ideal for small expenses or ailments but not enough if the coverage if major.It offers plan maximum up to $150,000 for sickness/injuries for travelers less than 70 years and up to $100,000 maximum coverage for older travelers.

Key highlights:

  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • AM best rating of “A” (excellent)
  • Renewable up to 364 days
WorldTrips Visitor Secure Insurance is an affordable travel insurance for visitors to USA. It offers specific benefit limits for different covered medical expenses. It has no coinsurance. Popularly known for its good provider network, visitors can visit any doctor or hospital. It has policy maximum up to $130,000 .

Key highlights:

  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • AM Best Rating: A++ (Superior).
  • Plan can be renewed up to 364 days.
INF Premier Insurance is a best fixed benefit visitor insurance that covers all pre-existing conditions ailments for travelers up to 99 years. INF Premier is available for Non-US Citizens & US Citizen Expatriates visiting the United States. INF Premier offers coverage for less than 90 days.

Key highlights:

  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • AM best rating of “A++”
  • Renewable up to 364 days
Trawick International Safe travels elite offers affordable and fixed benefit accident and sickness visitors insurance. It offers plan maximum up to $175,000.

Key highlights:

  • Covers acute onset of pre-existing conditions up to 89 years.
  • AM best rating of “A (excellent)”
  • Renewable up to 2 years.

Select the visitor insurance plans that you want to compare

F Fixed Benefits Plans
C Comprehensive Plans

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Covid-19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid -19 illness.

We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.

Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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