Travel Medical Insurance for Senior Green Card Holders
As a Senior Green Card Holder planning travel to the United States, securing the right travel health insurance is one of the most important steps before your trip. The healthcare costs in the U.S. are amongst the highest in the world, and most of the domestic health plans including Medicare offer little or no coverage at all outside the U.S. This implies that even a regular check-up or an unanticipated emergency could incur a considerable amount of out-of-pocket costs.
A senior travel health insurance policy made to measure for Green Card Holders will offer you the necessary coverage while you are in the United States or traveling between the U.S. and other countries. Such policies also include the cost of medical treatment, emergency hospitalization, evacuation, and other critical healthcare needs making your focus only on travel, family visits without the fear of financial risk.
At American Visitor Insurance you can compare and choose the insurance that best suits your health and travel plans, whether you are visiting family, going back to the U.S. after living abroad for a while, or planning an extended stay. For more details travelers can call customer service or email the team and one of the licensed agents we will be glad to help further.
Travel Health Insurance for Green Card Holders Over 65
Green Card Holders who are 65 or older returning to or visiting the USA should carefully review their medical insurance options before travel. At this age, many seniors are not yet fully enrolled in Medicare or may have waiting periods, leaving them exposed to high U.S. healthcare costs.
Choosing medical insurance for Green Card Holders over 65 guarantees that emergency medical treatment, hospital visits, and unexpected illnesses would be covered while in the US. These plans are designed to bridge gaps in Medicare eligibility and help seniors manage medical expenses during their stay in the U.S.
Medical Insurance for Green Card Holders Over 70 Years
- Green Card Holders aged 70 and above visiting the USA face very high medical costs without adequate insurance coverage.
- U.S. healthcare expenses for seniors can be significant even for short hospital stays or emergency treatments.
- Medical insurance for Green Card Holders over 70 years is designed to cover unexpected medical emergencies while staying in the United States.
- These plans typically include coverage for hospitalization, emergency doctor visits, and urgent medical care.
- Many plans offer coverage for acute onset of pre-existing conditions, subject to policy terms and stability requirements.
- Emergency medical evacuation and repatriation benefits help manage serious medical situations.
- These insurance options are especially helpful for seniors who are not yet fully enrolled in Medicare or are waiting for eligibility.
- Choosing age specific coverage helps seniors travel to the USA with greater financial protection and peace of mind.
Medical Insurance for Green Card Holders Over 80
Finding best medical insurance for Green Card Holders over 80 can be challenging, especially for new U.S. immigrants. Health insurance options for senior Green Card Holders depend largely on how long they have lived in the United States and their work history.
To qualify for Medicare, Green Card Holders must have lived in the U.S. for at least five years and, have worked for 10 years (40 quarters) to be eligible for premium-free Medicare Part A. Those who meet the five-year residency requirement but lack sufficient work history can still purchase Medicare coverage by paying a higher premium.
However, for Green Card Holders over 80 who are not yet eligible for Medicare, travel medical insurance available through American Visitor Insurance offer a valuable alternative. These plans provide essential health coverage for unexpected medical expenses, though they may have limited or no coverage for preventive care and pre-existing conditions.
For those ineligible for Medicare, American Visitors Insurance offers the best Green Card Holders over 80 years medical insurance plans. These plans work as interim options till they are eligible for Medicare.
Which Is the Cheapest Health Insurance for Senior Green Card Holders?
$76 Per month
Age: 60 years | Plan: $50,000 |
Deductible: $0
- Policy maximum limits ranges from $25,000 to $175,000.
- Deductible option $0.
- Coverage from 5 days - 364 days.
- Direct billing through First health international.
- Covers acute on set of pre-existing conditions up to 89 years.
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$77 Per month
Age: 60 years | Plan: $50,000 | Deductible: $250
- Policy maximum limits ranges from $50,000 to $150,000.
- Deductible options $0 to $5,000.
- Coverage from 30 days - 364 days.
- Great savings with United Healthcare PPO network
- Does not cover pre-existing conditions.
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$147 Per month
Age: 60 years | Plan: $50,000 | Deductible: $250
- Policy maximum limits ranges from $50,000 to $1,000,000.
- Deductible options $0 to $5,000.
- Coverage from 5 days - 364 days.
- Direct billing through First health international.
- Unexpected Recurrence of a Pre-Existing Condition up to 70 years.
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Which Is the Best Travel Medical Insurance for Senior Green Card Holders?
The best long term health insurance for Green Card Holders is Safe Travels USA Comprehensive. Other top plans include Patriot America Plus and SafeVista Protect.
Patriot America Plus Insurance IMG
- Best suited for Green Card Holders visiting the USA who want strong comprehensive coverage for unexpected medical needs.
- Covers acute onset of pre-existing conditions under age 70.
- Covers emergency evacuation up to $1,000,000.
- Urgent care is available with a copay of up to $25.
- Direct billing through the UnitedHealthcare PPO and First Health PPO networks within the U.S.
- Offers optional coverage for adventure sports and recreational activities.
- Patriot America Plus allows Green Card Holders to apply as long as they maintain a foreign residence address. The plan provides comprehensive coverage for medical emergencies, accidents, and illnesses while visiting the U.S.
Policy Maximum?
$50,000 - $1,000,000
Period of Coverage?
5 days to 364 days
Safe Travels USA Comprehensive Insurance Trawick International
- A good option for Green Card Holders needing coverage for new illnesses and acute onset of pre-existing conditions.
- Covers acute onset of pre-existing conditions up to 89 years.
- Covers emergency evacuation up to $1,000,000.
- Urgent care is available with a copay of up to $30 per incident.
- Direct billing through First Health International PPO network.
- Provides cardiac and stroke coverage of up to $25,000 for ages 69 and below, and $15,000 for ages 70 and above.
Policy Maximum?
$50,000 - $1,000,000
Period of Coverage?
5 days to 364 days
SafeVista Protect Insurance INF
- Best for Green Card Holders wanting all-round comprehensive coverage in the USA.
- Covers acute onset of pre-existing conditions up to 85 years.
- Covers emergency evacuation up to $25,000.
- Urgent care is available with a copay of up to $25.
- Direct billing through UnitedHealthcare PPO Network.
- Includes free worldwide telehealth access through doctor please for remote medical consultations.
Policy Maximum?
$100,000 - $1,000,000
Period of Coverage?
10 days to 364 days
How Much Does Senior Travel Insurance for Green Card Holders Cost?
The cost of health insurance for Green Card Holders in the U.S. varies depending on several key factors — such as age, coverage amount, deductible, and whether the plan includes pre-existing condition coverage. Typically, health insurance premiums for Green Card Holders range from $44 to $403 per month.
Whether you are a new permanent resident or a long-term Green Card Holder, it’s important to compare different health insurance plans to find one that offers:
- Comprehensive coverage for medical emergencies and preventive care
- Affordable premiums that fit your budget
- Access to quality healthcare providers across the U.S.
For example, here we are showing the average health insurance cost for Green Card Holders per month.
Travel Insurance for Green Card Holders Reviews
Charlotte
"I am always appreciating good business conduct and when I am coming back here for the longer time span. I will get back to your firm for insurance."
Shelie
"Thank you for your prompt response. Your prompt response will be highly appreciated."
Simon
"Thanks so much for your help American Visitor Insurance Customer Support, your service was fantastic."
What Factors Affect the Cost of Health Insurance for Green Card Holders?
1
Age of the Green Card Holder
The cost of US health insurance is directly proportional to the age of the Green Card Holder. As the Green Card Holder gets older, the cost of US health insurance increases, especially for Senior Green Card Holders who require higher medical coverage and face greater healthcare risks.
2
Type of US medical insurance for Green Card Holders
Comprehensive health insurance, which provides exhaustive coverage, is generally more expensive than fixed benefit medical insurance. Senior Green Card Holders often prefer comprehensive health insurance plans to ensure better protection against high medical expenses in the USA.
3
Medical Maximum Coverage
The price of medical insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen. Senior Green Card Holders typically opt for higher medical maximum coverage to reduce out-of-pocket expenses during medical emergencies..
4
Duration of US health insurance for Green Card Holder
The longer the duration of medical insurance required, the higher the cost. Senior Green Card Holders planning extended stays in the USA should consider selecting an appropriate coverage duration to balance cost and coverage needs.
How Can I Buy Insurance for Green Card Holders Online?
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Find Green Card Holders health insurance plans
Complete the Green Card Holder health insurance quote form with relevant details.
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Compare Green Card medical insurance cost
Compare price and benefits of the Green Card Holder insurance options to find what fits your needs best.
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Buy the best US Green Card health insurance for your needs
Buy the plan that best fits your needs and budget using a credit card and completing the online application.
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Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers
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Best Health Insurance for Parents on Green Card
Health insurance for permanent residents
- The US Green Card, also known as the Permanent Resident Card, is one of the most important documents for immigrants in America. It was formerly called the Alien Registration Card.
- As a Green Card Holder, an immigrant is authorized to live and work in America on a permanent basis with a Green Card permit.
- The Green Permit is part of the process of becoming a permanent resident of the United States and serves as proof of lawful permanent residency (LPR). Green Card Holders are officially granted rights to utilize immigration benefits in America.
- Green Card Holders and new immigrants cannot immediately buy domestic US insurance.
- Older parents who are recent immigrants and Green Card Holders over 65 years are also not immediately eligible for Medicare.
- Medicare benefits are available for US residents upon reaching 65 years only if they have paid US taxes for 40 quarters.
- New senior citizen Green Card Holders are not eligible for Medicare for at least five years of continuous living in the US.
- At American Visitor Insurance, we offer several options of health insurance for seniors with Green Card and for new immigrants until they become eligible for Medicare or domestic US health insurance.
- Given the very high cost of US healthcare, it is very important for new immigrants to have good medical insurance for Green Card Holders in the USA.
- Since new Green Card Holders cannot buy domestic US healthcare plans, the temporary health insurance offered through American Visitor Insurance is ideal during this waiting period.
- Many Green Card Holders spend a lot of time overseas and require medical insurance for Green Card Holders in the USA only for the limited time they are in the country.
- In such cases too, our short-term health insurance works well as Green Card Holders Medical Insurance.
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Pre-Existing Conditions Health Insurance for Older Green Card Holders
A pre-existing condition is any medical ailment that existed before the start date of your U.S. health insurance coverage.
An acute onset of a pre-existing condition refers to a sudden and unexpected relapse of the pre-existing condition that requires immediate medical attention (within 24 hours) of the first symptom.
Green Card Holders with pre-existing conditions always find it hard to find US health insurance. There are various conditions that are considered as pre- existing diseases but some of common ailments in this category are Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc. Typically all insurance providers have their terms and conditions for the pre-existing condition coverage provided.
US permanent residents can buy a short term health insurance policy without a medical check, however most insurance providers only provide coverage for acute onset of pre-existing conditions. With the pre-existing condition there is a look back period of 60-180 days to determine the claim. If any of the applicants has one of these conditions it's very important for them to buy a policy that includes the illnesses in the coverage and to be aware of the terms of pre-existing condition coverage.
Some plans that cover pre-existing conditions for Green Card Holders include Patriot America Plus, Safe Travels USA Comprehensive, Safe Travels Elite, Safe Travels USA, INF Elite and INf Premier.
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Travel Health Insurance for Elderly Immigrants in the USA
At American Visitor Insurance, we offer affordable travel health insurance for senior immigrants in the USA. Protect immigrant parents and elderly Green Card seniors over 60 years with coverage for medical emergencies, hospitalization, and pre-existing conditions. Find the best senior immigrant travel medical insurance for pre-existing conditions, offer flexible policy durations that fits your budget and health care needs.
Travel Insurance for Senior Green Card Applicants
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Seniors on Medicare
Senior travelers on Medicare have limited health insurance coverage while outside the US. Travel health insurance is very important in this situation.
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Senior Annual travel insurance
Senior travelers taking multiple trips find the annual travel insurance plans very useful and price effective.
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Senior Expatriate health insurance
Long term health insurance offers comprehensive major medical coverage for senior expats living and working outside their home country.
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