Global medical insurance or expat insurance by IMG

Compare and buy affordable travel medical insurance

Age of the applicant
Applicant ’s spouse
Dependent under 18
Country of citizenship
Countries where coverage is required
Where is the mailing address
Where does the applicant currently reside?
Do you live/work on a boat?

What does visitor travel insurance cover?

Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

Testimonials - From Our Customers

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I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100.
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I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need.
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Lori Fields

Resourceful travel insurance information for new customers

Find the best travel insurance

Find out the best insurance for your budget and needs
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How does travel insurance work?

Claims process for expenses due to injury or sickness
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How to buy travel insurance?

Step by step guide to buying the best travel insurance online
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Travel insurance glossary

Commonly used international travel insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Compare travel insurance plans

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An overview global traveler

Global Medical insurance by IMG is one of the popular global medical insurance plan for international travelers and expatriates with flexible worldwide coverage. These plans are ideal for expats and their families, regular global travelers and individuals who have dual citizenship and travel to different countries often.

Expats and Diplomats are often surprised to learn that their US domestic health plan does not cover them in other countries where they travel or live. The good news is that IMG provides long term plans for people living or working outside their home country usually for a year or even more.

These plans are comprehensive and provide flexible coverage and are designed for the needs of expatriates with different budgets and needs. There might be certain limitations or waiting periods on some of the benefits covered. It is always good to see each global plan in detail to understand the coverage better:

  • Global Medical Insurance from IMG: These plans are for long term (more than a year) worldwide medical coverage for individuals and families. They are annually renewable plans. These plans are available for all nationalities. An US citizen must plan to stay outside US on or before their effective dates and renewal dates for at least 6 months out of next 12 months to be eligible for this plan.

    The policy maximum limit for these plans range from $1,000,000 to $8,000,000. The deductible options ranges from $100 to $25,000. There is no co-insurance applicable on these plans for treatment outside the US, inside the US PPO network, inside the US using Medical Concierge Services.

    Inside the US and when outside the PPO network there is a 80% co-insurance applicable for the first $5000 of eligible expenses and 100% coverage after that. 50% of deductible is waived up to a maximum of $2500 in all of these plans for treatment outside the US and within the US using Medical Concierge. Global Medical Insurance in IMG is further classifies into Global Medical Bronze, Global Medical Gold, Global Medical Silver and Global Medical Platinum.

    Only the Global Medical Platinum plan has Maternity coverage after the plan is effective for 10 months of continuous coverage. The Bronze plan provides a policy maximum limit of $1,000,000. The Gold plan, Silver plan provide a policy maximum limit of $5,000,000. The platinum plan has the highest policy maximum limit of $8,000,000 among all of them.

  • Global Mission Medical Insurance: These plans are ideal for missionaries who want worldwide excellent long-term comprehensive cover outside their home country. They can be renewed annually. The policy maximum limit, the co-insurance and the deductibles are all same as the Global Medical Insurance plan.
  • Global Crew Medical Insurance: These are similar to the above Global insurance plans and provide the major medical worldwide comprehensive coverage to professional marine captains & crew members.

IMG Global Insurance Restrictions

IMG Global Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

Expertise in offering travel insurance
20+ years!

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Customers from over
180 countries!

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