Travel insurance for Ecuador from USA, Travel insurance Galapagos Islands

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Please click here to buy Travel Insurance for Quarantine coverage

Traveler's residence
Travelers (Age)
Trip cost($)/person

Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Ecuador Travel insurance, Galapagos travel insurance

US citizens traveling to Ecuador and the Galapagos Islands

ecuador travel insurance

Ecuador is the equatorial country with amazing diversity of flora and fauna along with rich historical and cultural attractions. It is estimated to have over 1600 species of birds, over 4500 species of butterflies, over 300 reptiles and amphibians along with over 250 mammals. Traveling to Ecuador has been made easy thanks to the many direct flights to Quito from US cities like Miami and Fort Lauderdale.

Ecuador has several interesting cities like Quito (The first UNESCO declared World Cultural Heritage Sites way back in 1978!), Cuenca (declared World Heritage by UNESCO in 1999) and Ecuador’s largest city and business center of Guayaquil. Cuenca is in fact home to many US expatriates who choose to live and retire here. Near the capital Quito is Cotopaxi, one of the highest active volcanoes in the world. There is also Baños de Agua Santa, about 3 hours south of Quito which attracts tourists to its hot springs and several adventure sporting activities.

Most famously, the country has the Galápagos Islands! The Galápagos Archipelago is about 600 miles off the Ecuador coast was made famous by Charles Darwin during his legendary voyage aboard the Beagle. Thanks to its unique flora and fauna, it is today easily one of the largest scientific and eco-tourist attractions anywhere in the world.

According to The U.S. News & World Report travel rankings, the Galápagos Islands is ranked as
  1. The Best Places to Visit in Central and South America
  2. The best islands in the world and
  3. The world's best national park.
It is no wonder that Americans along with tourists from around the world want to visit the Galapagos islands. While a vacation to the Galapagos island, especially a cruise vacation is an once in a lifetime experience, it is very expensive. Given the costs and logistics involved, it is prudent to insure your vacation expenses along with insuring the health of the travelers by buying good trip and travel medical insurance for Galapagos islands and Ecuador.

Steps to follow when traveling to Ecuador from USA

 Valid Passport: Ensure your passport is valid for at least six months beyond your intended return date.

 Visa Requirements: Check if you need a visa to enter Ecuador. U.S. citizens typically do not need a visa for stays up to 90 days for tourism or business purposes.

 Travel health insurance: It's advisable to have comprehensive travel health insurance for Ecuador that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Travel insurance visa letter as required for travel to Ecuador

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Ecuador (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the Ecuador travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Ecuador visa letter document, please call us as soon as possible so we can assist you!

Tourist holiday insurance for Ecuador from USA

Cruise travel insurance
Popular cruise travel insurance for Galapagos Islands
Compare and buy best Galapagos Islands cruise travel insurance.
Click here

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

Visa free travel countries for US citizens

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Click here to read more »

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Travel insurance Galapagos, Travel insurance for Ecuador

Find the best travel insurance for Ecuador, Ecuador healthcare for expats...

 Travel insurance with Quarantine Coverage

Travel insurance for Quarantine coverage

  • Travel insurance for US Citizens and US Residents traveling outside USA
  • Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Safe Travels Voyager plan's trip delay benefit can be upgraded.
  • The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
  • Travel insurance for American citizens and US Residents traveling outside USA
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness.
  • Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
  • Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
  • Covid-19 is covered as any other sickness
  • Travel insurance for US Citizens and US Residents
  • Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
  • Covid19 medical expenses are covered and treated the same as any other sickness
  • Offers coverage of $50,000 for emergency medical expenses
  • Offers comprehensive trip cancellation coverage
  • Travel medical insurance coverage outside USA
  • Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel insurance for US Citizens and US Residents traveling outside US
  • Trip cancellation up to $50,000
  • Trip interruption up to 200% of trip cost
  • $500,000 medical for sickness and injury/$1,000,000 medical transportation
  • Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance

Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available from 5 days to 364 days
  • Offers maximum coverage up to $5,000,000
  • Travel Medical Choice insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses
  • Offers coverage outside the US
  • Deductible options from $0 to $1,000
  • Policy Maximum from $50,000 to $150,000
  • Offers emergency medical evacuation coverage up to $500,000
  • Offers coverage for travelling outside your home country
  • It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
  • Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • US Residents on domestic and worldwide trips
  • Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of insured trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Offered by Trawick International and is highly rated.
  • You can add a "Cancel for Any Reason" waiver onto the plan.
  • It can cover trips up to 90 days long.
  • Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $100,000
  • Provides coverage for U.S. residents travelling outside their home country

 Trip cancellation insurance for Cancel for any reason

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $100,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to 100% of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
  • Trip Cancellation: Up to 100% of Trip Cost Insured

 US seniors traveler insurance, Medicare supplement international travel insurance

USA Senior Citizen travel insurance, US seniors travel insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Compare Annual Multitrip plans

Review and compare the best Annual insurance.

Compare Annual Multitrip insurance quotes
Find the best Annual Multitrip plans »

Types of US travel insurance

Single Trip Travel Insurance

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

Know more »

Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

Know more »

US tourist insurance for Galapagos Islands


US Expatriates Insurance

Worldwide travel health insurance for US Expatriates Know more
Group insurance

Group Travel Insurance

Group visitor insurance free quotes for group travelers Know more
ecuador Travel insurance

Ecuador visitors insurance

Travel insurance for visiting Ecuador Know more

USA Visitors Insurance

Visitor from Galapagos Islands visiting USKnow more
cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Get Quotes »

Galapagos travel insurance, Travel insurance to Ecuador from USA - FAQ's

Do visitors to Galapagos need medical insurance? Do I need travel insurance for Galapagos? Does Galapagos require travel insurance?

Even though it is not mandatory to have travel insurance for US travelers to Ecuador, it is still prudent to buy the best US travel insurance for the Ecuador. International travel has become more uncertain with disrupted flights and pandemic restrictions, it is very important to buy the best short term travel insurance from USA to the Ecuador to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer travel insurance from USA to the Ecuador. US travelers can compare and buy the best travel insurance for the Ecuador according to their specific requirements.

Is Covid travel insurance mandatory for Galapagos?

Galapagos Covid travel insurance requirements

Travel insurance for Galapagos is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Galapagos will assure adequate coverage for most of the expenses. Following are the Galapagos travel insurance plans satisfying requirements for US citizens.

Travel Insurance Plans:
  • Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance Offers Coverage for quarantine accommodation due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel SE Insurance Travel SE plan is a primary travel insurance that covers the quarantine due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Insurance Travel LX plan offers primary travel insurance coverage for quarantine due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodation due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Does Medicare cover older Americans traveling to Ecuador? Does Medicare cover costs in Ecuador?

Medicare will not cover US citizens traveling to Ecuador. Medicare will cover eligible older Americans only within the US borders. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.

However, Medicare will not pay for health care services outside these US territories or traveling in a ship and when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan also does not offer coverage for the drugs purchased outside the United States.

Does Ecuador Galapagos Islands travel insurance cover Covid19 illness?

There are some USA Covid travel insurance plans available for travel to Ecuador Galapagos Islands that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Ecuador Galapagos Islands to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

What is the Galapagos travel insurance requirement ? What is the Ecuador travel insurance requirement?

Yes, Covid travel insurance is now required for the Galapagos islands. This is a result of the covid19 pandemic, travel insurance is now mandatory for the Galápagos Islands. However, since US domestic health insurance provides little coverage in Ecuador and the Galapagos Islands, and the relatively low cost of travel insurance for Ecuador and the Galapagos Islands, it is important for international travelers to buy good Galapagos travel insurance for visiting Ecuador and the Galapagos Islands.

Which is the best travel insurance for Ecuador and the Galapagos Islands?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Ecuador and the Galapagos Islands travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give our visitors as much information as possible so they can find the best Ecuador and the Galapagos Islands travel insurance plan. Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

What health insurance do you need to visit Galapagos islands and Ecuador?

The travel health insurance for Galapagos islands and Ecuador will depend on the travelers’ unique needs. While some vacation travelers will look for the cheapest travel insurance plan, others will look for the most comprehensive vacation travel insurance coverage to cover medical expenses. Some travelers may need Ecuador travel insurance for pre-existing conditions while some travelers look for emergency medical evacuation insurance coverage for Galapagos islands. It is recommended to compare Galapagos Islands travel insurance plans based on price as well as the different benefit/s coverage options.

How much is health insurance for US citizens traveling to Galapagos

For those who are looking for long term Global medical insurance coverage for Ecuador, or International health insurance (as opposed to short term travel medical insurance), these must be purchased annually but can be paid for monthly, semi-annually, biannually or annually. The annual option will be the most cost-effective. Remember that the application process for these plans does require an extensive questionnaire about medical history and is not guaranteed like other short term plans available.

The cost of travel health insurance for Galapagos also depends on the traveler’s age, duration of coverage and other factors like maximum coverage and pre-existing conditions as required by the traveler. Compare the cost of travel insurance for Galapagos islands and Ecuador to buy the best plan satisfying your needs.

Do US citizens need travel insurance for Galapagos from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Galapagos. Healthcare costs can be high in Galapagos, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

What does international travel insurance to Galapagos from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

How much does Galapagos travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Galapagos can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

Are pre-existing medical conditions covered by travel insurance to Galapagos from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

Is travel insurance mandatory for travel to Galapagos from USA?

Travel insurance is not mandatory for US citizens visiting Galapagos. However, even if not mandatory, travel insurance for Galapagos is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How do I choose the right travel insurance for my trip to Galapagos?

When choosing travel insurance for your trip to Galapagos, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Galapagos, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Steps to buy
Travel insurance for Galapagos online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors that determine the cost of international travel insurance

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Length of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage will increase the cost of coverage.

Popular tourist destinations in Ecuador

Popular tourist destinations in Ecuador

Buy travel insurance for Ecuador

The Galápagos Islands

Galápagos Islands have intrigued and inspired visitors from around the globe. Named for the giant tortoises on the islands, this UNESCO World Heritage Site is home to a unique ecosystem.

Buy visitor insurance for Ecuador


High in the Andes, Quito, the capital of Ecuador, is filled with colonial architecture and is the largest historic center in South America.

Ecuador travel insurance


The beautiful city center of Cuenca, officially known as Santa Ana de los cuatro ríos de Cuenca, is in southern Ecuador and is a delightful city to explore on foot.

Travel insurance Ecuador

The Hot Springs of Baños

At the western edge of the Amazon basin, Baños is nestled among dense jungle-like forests and offers numerous recreational opportunities including hiking and mountain biking.

Other popular cities:  Guayaquil

Ecuador - General information   grenada Flag

Ecuador - General Information

grenada Flag
Vacation spots

St.George's, Carriacou, Gouyave, Grenville, Sauteurs, Morne Rouge, St. David's, River Sallee, Calliste, Victoria.


South America






Around 17 million


United States Dollar

Best time to visit

May, Jun

Vacation spots

Quito, Galapagos Province, Cuenca, Guayaquil, Santa Cruz Island, Banos de Agua Santa, Isabela Island, San Cristobal Island, Otavalo, Baltra Island.

travel insurance for visiting Ecuador

Embassy of Ecuador in United States

Ecuador Embassy in Washington

2535 15th Street, N.W., DC 20009, Washington, USA




Ecuador Consulate in Chicago

3495 Piedmont Road, Building 12, Suite 105, GA 30305, Atlanta, USA




Para clientes que hablan español - Seguro de salud para Ecuador en español

Seguro de salud para Ecuador en español

Cobertura de seguro para viajeros España

¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después. Saber más

  1. ¿Como encontrar la mejor cobertura?Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades. Más »
  2. Consideraciones para su seguro médicoFactores a tener en cuenta al comprar un seguro de visitante. Más »
  3. Información sobre seguros de EEUU¿No conoce el seguro médico de EEUU? Esta página es para usted. Más »

Categorías de seguros



Seguro médico para viajeros a EE. UU. Saber más


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Europe tarvel

Viajar a Europa

Seguro para Schengen visa requisitos Saber más


Seguros Médicos para estudiantesSaber más
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Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Travel insurance plans for older US travelers with Medicare coverage

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

It is wonderful to see so many older Americans traveling to Europe. However while visiting Europe is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip.

The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

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Emergency Medical Evacuation for travel to Ecuador

Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Ecuador offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from WorldTrips and Medical Evacuation and Repatriation plan from Seven corners covers Emergency medical evacuation for US citizens.

WorldTrips Atlas Medevac
Seven Corners Medical Evacuation and Repatriation

Information for US Students going to Ecuador

Ecuador, a country in Latin America offers a friendly study abroad experience with exotic culture and incredible diversity. Every year more than 4,000 US students are going to Ecuador for studies. Quito and Cuenca are the popular places to study in Ecuador with a variety of language schools to choose from. Ecuador is a great place to study Spanish language as well as the fine arts and architecture.

Ecuador being the home of the Galapagos islands is the ideal destination in fields of study like biology, marine life, ecology and conservation. The tuition fees here is much cheaper when compared to other Latin American countries. The famous universities in Ecuador among US students are Central University of Ecuador and Universidad San Francisco de Quito.

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Travel insurance for International travelers visiting Ecuador

Need to buy Trip Insurance
Travel health insurance or long term Global health insurance?

Any expensive vacation or on a cruise holiday needs good Trip Cancellation insurance. Trip cancellation insurance protects trip expenses like the airline ticket, cruise and hotel bookings which are typically not refundable. Travel insurance also covers trip delay, lost or delayed baggage and emergency evacuation. Trip protection insurance cost depends on the trip costs and additional benefits like the Cancel for any reason coverage.
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Travel medical insurance focuses on the traveler’s health. Since US domestic health insurance plans have little coverage outside national borders, travel health insurance is important as it covers expenses rising from unexpected medical treatment of injury. Some travel health insurance also provide coverage for acute onset of pre-existing ailments, but do not cover preventive care or for regular treatment of pre-existing ailments.
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Expatriates who will be living outside their home country for an extended period should buy the Long term global medical insurance plans. These plans are like the domestic health insurance within the US and include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). These plans are reviewed by the underwriter before being approved and can be renewed annually.
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Trip Cancellation insurance for Cruise travel or vacation

Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance. Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.

Trip insurance plans that are ideal for cruise travel

Trip Cancellation Cruise insurance coverage highlights:

  • Covers medical expenses up to $100,000
  • Medical evacuation up to $1 million
  • Search and rescue up to $10,000
  • Missed connection up to $500
  • The trip cancellation benefit is determined by the amount of your trip you elect to protect
  • IMG trip plans provides Covid Quarantine coverage.
  • Cancel for Any Reason only purchase at the time the base policy is purchased and within twenty (20) days of the initial trip deposit.
Note: This plan is not offering coverage for residents of Belarus, Russia or Ukraine and travelers visiting Belarus, Russia or Ukraine.
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Trip protection insurance plans:

Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled.

For plans that offer Cancel For Any Reason(CFAR)- you must purchase the benefit within the specified time frame from the initial deposit date and you must insure all prepaid non-refundable trip costs. Please note that we do not have any plans that offer CFAR in NY, WA, or NH.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

You can find different sections of insurance types.

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