Popular Older traveler insurance providers
We often get customer queries from older travelers visiting the US for different occasions, for different duration of stay and they usually are of diverse age groups. US Travel health insurance is such an important requirement particularly in the US that travelers should understand their options and buy the best seniors travel insurance plans commonly known as travel insurance plan for their needs.
The price of the best trip insurance for seniors to US depends on the travel duration, age of the traveler, selected policy maximum and the deductible.
Senior citizen travel insurance for travelers above the age of 70 years benefits are limited due to their age. The international medical travel insurance for seniors policy maximum value may get limited, coverage for pre-existing condition may or may not be available and so forth. When travelers need to purchase insurance for family or a spouse coming along, they tend to get confused whether to buy two separate plans or a single combined plan for both. Customers wonder which of these is better for their situation. The biggest factor that can be considered to make this decision is the age bar.
Depending on the age of the primary insured and the spouse, it will be possible to see which international travel medical insurance for seniors is the best for them. In a combined policy, the other concern for some customers is whether the mentioned policy maximum is available separately for both, or is it a combined amount for both put together? The answer is that it is separately available for both the individuals on the plan. For instance, if the policy maximum selected is $100,000, then each of the individual on the plan are entitled for a maximum of $100,000 each.
Find out the best insurance for your budget and needs
Click here to read more »Claims process for expenses due to injury or sickness
Click here to read more »Guide to buying the best international travel insurance
Click here to read more »Commonly used international travel medical insurance terms
Click here to read more »Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Click here to read more »Compare the best travel insurance plan for your needs
Click here to read more »Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon.
Know more »
I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100.
Know more »
I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need.
Know more »
When couples want to buy the best international travel insurance and both are below 70 years of age, then the combined international visitor insurance policy works well. One will be the primary insured and the other will be the spouse on the insurance plan. There are no changes in the benefits such as coverage for pre existing conditions, sports and much more when both of them are in this age range.
In a combined policy , the policy maximum for each individual is applicable separately although they share a single plan with a common Certificate Number.
Example
Let us take an example of a purchase of 2 people of age 64 and 58 wanting to purchase a travel health insurance plan to travel to the US. The husband is 64 and is in good health and wife/spouse is 58 and has a pre existing condition which is under maintenance. Buying a combined travel insurance for older travellers couple will work fine, as most of the plans provide coverage for pre existing conditions up to the age of 70.
Some of best seniors travel insurance have extended their coverage up to age 80. This way the husband is getting sufficient coverage as well as the wife/spouse is getting covered for her pre existing condition. INF Elite Plan, Atlas Travel plan, Travel Medical Choice, SafeTravels USA Comprehensive... are some of the good comprehensive plans with pre existing condition coverage.
For a Visitor Travel insurance plan, when 2 people of different age range, that is, if one is more than 70 and the other one is below 70, then it is advisable to purchase a policy that gives sufficient coverage to both of them for their age range.
If the person above the age of 70 has a pre existing condition , then that person must buy a plan that provides good pre existing condition coverage for the people above 70. For the ones below 70, any other plan which has pre existing
condition coverage only up to the age of 70 should work fine. The person
In such situations where the two individuals are in an age range where there is a significant change in the provision of benefits, buying 2 separate plans will work best to get adequate coverage.
Example
Let's say that there is a couple where the husband if 75 and the wife is 68. Husband has a pre existing condition and wife is in good health. Wife who is 68 is eligible to purchase any plan that provides pre existing condition up to age 70 or extends the coverage beyond 70.
Whereas, the husband has to choose a plan that provides visitors insurance coverage for pre existing condition for people above 70 otherwise he will not get covered for his pre existing condition.
Purchasing a comprehensive plan is advisable over a fixed benefit plan for the flexible benefits that you get from a comprehensive plan. But in some situations where the person is above 80 years of age, some of the fixed plans provide a higher policy maximum compared to the comprehensive plans.
Compare and buy visitors travel insurance plans offered for senior citizen.
Click here to read more »Compare and buy best pre-existing plans for senior citizens.
Click here to read more »Best Annual travel medical insurance for senior citizens travelling to USA.
Click here to read more »Healthcare in the U.S. is extremely expensive, and without good travel health insurance, even a simple doctor’s visit can become a financial burden. In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on the age, the insurance company, the type of visitors insurance, the coverage limits, and whether you want coverage for pre-existing conditions. If you are looking for a cheap option, some plans cost as little as $1 to $5 per day, making it an affordable way to stay covered.
Why is travel insurance USA is so important? A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it. Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.
Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans.
Following is the cost of visitor insurance per month.
| Plan Name | Plan max range | Deductible | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $19 - $54 | $29 - $82 | $59 -$160 |
| Visitors care | $25,000 - $100,000 | $100 | $19 - $41 | $29 - $62 | $64 - $144 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $25 - $71 | $36 - $110 | $105 - $150 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $25 - $74 | $36 - $105 | $66 - $142 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $30 - $49 | $42 -$74 | $81 |
| VisitorSecure | $50,000 - $130,000 | $100 | $31 - $55 | $46 - $84 | $93 - $135 |
| Travel Medical USA visitor basic | $50,000 - $150,000 | $100 | $39 - $47 | $56 - $68 | $178 - $196 |
The cost of comprehensive visitor insurance starts around $53 month, depending on factors such as age, coverage limits, deductible, and optional add-ons. Higher-tier plans with extensive coverage, including pre-existing condition benefits and lower deductibles, tend to be more expensive. On average, a good comprehensive health insurance plan costs $58 to $108 per month for a 35 year old traveler.
Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.
| Plan name | Plan maximum | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|
| Atlas Essential America | $50,000 - $1,000,000 | $53 - $98 | $117 - $200 | $244 - $326 |
| Visitors Preferred | $50,000 - $1,000,000 | $53 - $99 | $123 -$231 | $244 |
| Patriot America Plus | $50,000 - $1,000,000 | $57 - $106 | $124 - $235 | $279 - $420 |
| Safe Travels USA | $50,000 - $1,000,000 | $57 - $103 | $123 - $227 | $244 - $321 |
| Venbrook Premier | $50,000 - $1,000,000 | $58 - $104 | $129 - $240 | $352 - $437 |
| Atlas America | $50,000 - $2,000,000 | $58 - $114 | $127 - $253 | $344 - $429 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $66 - $122 | $143 - $269 | $285 - $455 |
| Atlas Premium America | $50,000 - $2,000,000 | $72 - $142 | $158 - $316 | $430 - $537 |
| SafeVista Comprehensive | $100,000 - $1,000,000 | $76 - $97 | $158 - $225 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $81 - $142 | $176 - $303 | $342 |
| Travel Medical Choice | $50,000 - $1,000,000 | $98 - $173 | $186 - $333 | $736 - $1,000 |
| Patriot America Platinum | $1,000,000 - $8,000,000 | $108 - $226 | $240 - $494 | $604 |
| Visit USA Superior | $250,000 | $112 | $233 | $404 |
Review US visitor insurance plan benefits.
For a 60 year old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance. The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free. From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!
Senior Citizens are older travelers aged above 60 and by virtue of their age are vulnerable to medical risks while travelling. It is recommended that senior travelers should purchase comprehensive travel insurance that provides maximum cover for stress free travel.
Travel insurance is more expensive for older travelers as the price increases steadily based on the age of the traveler. One can state that prices are expensive for travelers aged 60 years or older. Along with age, other factors that determine the cost of travel insurance is the type of coverage (fixed benefits vs Comprehensive), the maximum medical coverage as well benefits such as coverage for acute onset of pre-existing conditions.
Senior citizen travelers can use our user compare travel insurance tool to find the best older traveler insurance offered by top US rated insurance providers. This comparison tool helps travelers compare prices of all the plans along with the coverage benefits. There are different factors to consider while buying travel insurance for above 60 years.
There are 2 types of insurance plans namely fixed benefits and comprehensive benefit insurance plans. Fixed benefit plans are affordable but offer scheduled benefits and suitable for travelers requiring limited coverage. Comprehensive plans are expensive but offer extensive coverage and these plans are ideal for senior travelers who need coverage for all the expenses.
These plans also have a wide range of deductibles which is the initial amount the travelers needs to pay before the insurance start paying. Plans with higher deductibles are cheaper than plans with lower deductibles.Apart from the above factors, few travel insurance plans offer additional coverage for Acute onset of Pre-existing conditions.
By doing a good research and keeping these travel insurance coverage features in mind, senior travelers can save money on the best travel medical insurance for 60 years as per their requirements. Please know we are here to help you make the best, informed decision to get travel medical insurance and above! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Senior Citizens are older travelers aged above 60 and by virtue of their age are vulnerable to medical risks while travelling. It is recommended that senior travelers should purchase comprehensive travel insurance that provides maximum cover for stress free travel.
Travel insurance is more expensive for older travelers as the price increases steadily based on the age of the traveler. One can state that prices are expensive for travelers aged 60 years or older.
Along with age, other factors that determine the cost of travel insurance is the type of coverage (fixed benefits vs Comprehensive), the maximum medical coverage as well benefits such as coverage for acute onset of pre-existing conditions.
Travel medical insurance for seniors over 50 years
Know more »Visitor medical insurance for travelers above 60 years
Know more »Best travel insurance for over 65s
Know more »US Visitors insurance for travelers above 70 years
Know more »Visitor medical insurance for travelers above 75 years
Know more »Visitor health Insurance for travelers above 80 years
Know more »US Visitors insurance for travelers above 90 years
Know more »US Travel medical insurance for older travelers
Know more »
Senior Citizen travel insurance
Senior travelers above 60 years
Senior citizen insurance over 65
Trave insurance 70 years
Senior travelers over 75 years
Senior travelers over 80 years
Senior travelers over 90 years
Pre-existing visitors insurance
Parents visitors insurance for USA
Schengen visa plans for Seniors