I visa insurance, Medical insurance for I visa holder in US

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United States I Visa

I visa is a temporary visa which allows journalists and media segment professionals to work in U.S as a foreign media representative of a foreign organization. who will be actively engaged in collecting and broadcasting information on current news events in the U.S with foreign journalistic authorizations.

This visa is valid for up to time the date mentioned on the job confirmation letter from the sponsored(employer) and if the work extends more than what is mentioned in the job description the applicant can apply for extension for the time required.

An I visa holder while working on collecting and broadcasting current news events in USA are exposed to may unseen health issues. And not having a visa health insurance outside one’s home country is highly risky. Travel health insurance will cover any sudden sickness or accidental injuries which need medical emergencies and hospitalization while in the USA. Without an insurance it will leave you with huge medical bills leaving you in a financial nightmare. To avoid such disastrous situations, I visa travelers need a best traveler health insurance to protect the traveler from unexpected high health cost.

What does visitor travel insurance cover?

Health care expenses

Covers hospital medical expenses for sickness or accidents during travel.

Doctor visit

Covers Doctor visits in case of sudden injury or sickness.

Pharmacy drugs

Expenses from Doctor prescribed eligible pharmacy drugs.

Pre-existing conditions

Some plans cover acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility if needed.

Repat of remains

Repatriation of remains expenses to home country in case of death.

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Requirements for I visa

The applicant must be a representative of a foreign media organization and must be gathering news for media purpose.

Documents required while applying for the I visa

  • The DS-160 confirmation page with confirmation code and visa interview confirmation letter
  • Valid current passport with all pages and any previous passports available with least one recent passport size photograph which is less than 2 months old in an acceptable format.
  • Letter from the employer with job description, purpose and length of stay, duration of work contract, as well as the personal information.
  • Documents of proof for educational qualifications and work experience certificates to prove that the individual is a journalist like Journalistic accreditations, Press card, Past published articles
  • Medical examination letter, vaccination documents and any criminal records or police certificate

Does US I visa insurance cover covid 19 for coronavirus illness coverage?

There are some USA Covid travel insurance plans available for I visa holders that cover covid 19 as a new illness. I visa Holders in USA can compare best I visa Covid health insurance plans and buy coronavirus coverage insurance online. These US I visa covid travel insurance offer coverage for medical expenses for treatment of Coronavirus treatment while in the USA.

I visa health insurance - Faq's

01. Is health insurance mandatory for I visa holders?

While there is no specific legal requirement for I visa holders to have health insurance, it is strongly recommended. Medical care in the United States can be very expensive, and having health insurance can protect you from unexpected medical costs and provide access to necessary healthcare services.

02. What type of health insurance should I consider for my I visa?

When choosing health insurance for your I visa, compare plans on American Visitor Insurance that offers comprehensive coverage, including hospitalization, doctor visits, emergency care, prescription medications, and preventive care. It is important to choose a plan that matches your health needs and has a wide network of healthcare providers.

03. Can I purchase health insurance after arriving in the US with an I visa?

Yes, you can purchase health insurance after arriving in the US with an I visa. There are various health insurance options available for non-immigrants, including plans specifically designed for visitors to the US. It is advisable to research and compare different insurance providers on American Visitor Insurance to find the best plan for your needs.

04. What factors should I consider when choosing health insurance for my I visa?

When selecting health insurance for your I visa, consider factors such as coverage limits, deductible, out-of-pocket expenses, network of doctors and hospitals, and any exclusions or limitations in the policy. It is important to choose a plan that provides adequate coverage for your specific healthcare needs.

05. Can a non-US citizen get medical insurance?

Yes, if the traveler is a non US citizen and needs medical insurance it can be purchased. The US travel insurance cover can provide the traveler with the medical coverage required.

06. Do I need medical insurance to travel to the US?

Purchasing medical insurance for travelling to the US is not mandatory, however it's best to get a travel medical insurance. Healthcare in the US is very expensive and if there is need for hospitalization travelers may end up in a huge financial loss. An adequate US travel insurance plan will provide coverage for medical expenses incurred in case of any injury or illness especially during the pandemic.

07. Can I travel to the USA without travel insurance?

Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.

USA visa health insurance, Visitor visa health insurance USA

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit visitor insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit visitor insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Steps to compare and buy US I visa health insurance online

Step 1

Finding the available medical insurance for I visa plans
Complete the health insurance quote request form by providing details of the I visa holder and insurance requirements.

Step 2

Compare the different US I visa insurance options
Compare the price and the benefits of the different travel insurance for I visa holders options to identify what fits your needs best.

Step 3

Buy the best health insurance for I visa that you like
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4

Review the health insurance for I visa plan documents received by email
Review the visa insurance policy documents received by email closely for coverage details and relevant contact numbers.

Factors that determine the cost of US I visa travel insurance plans

Age of the I visa holder

The cost of health insurance is directly proportional to the age of the applicant. The older the traveler and greater will be the cost of the I visa health insurance in USA.

Types of US I travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of medical insurance for US I visa is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance for US I visa depends on the coverage region. The cost for health insurance for the United States is most expensive.

Duration of US visa insurance for I visa

The longer the duration of medical insurance required, the higher will be the cost.

Resourceful visitors medical insurance information

travel insurance medical insurance

I visa holder insurance resources

International travel insurance resources for I visa holders.

Factors for travel insurance

Factors for I visa holder insurance

Important factors to consider while buying I visa medical insurance.

Types of visitor insurance online

Types of I visa travel insurance online

Different US I visa insurance options, fixed benefits vs comprehensive coverage.

claims procedure

I visa insurance claims procedure

I visa holder insurance claims process for medical care in hospital.

At American Visitor Insurance, I visa holders can find the ideal medical insurance by using our compare visitors medical insurance. Currently the following companies offering medical insurance which includes coverage for Covid19.

Seven Corners health insurance for I visa holders:

Seven Corners offers Travel Medical Plus Insurance as health insurance for I visa holders in USA.

Global Underwriters health insurance for US I visa holders:

Diplomat America Insurance by Global Underwriters is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

International Medical Group insurance for US I visa holders:

International Medical Group (IMG) travel insurance offers the Patriot America Plus Covid Insurance and Patriot America Platinum coronavirus insurance include COVID coverage up to the policy maximum.

WorldTrips health insurance for I visa:

Atlas travel insurance will cover eligible medical expenses in the US and this includes any expenses resulting from Covid19.

Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email us or phone at any time.

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