Travel health insurance for US citizens going to Ecuador and the Galapagos Islands

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Covid 19 travel insurance for Coronavirus in Ecuador Galapagos Islands for US citizens

Ecuador Galapagos Islands has made it mandatory for international travelers to have travel insurance for visiting Ecuador Galapagos Islands. Traveling outside one’s home country is risky, especially in light of the Covid 19 pandemic healthcare costs have increased globally. Ecuador Galapagos Islands require foreign travelers to have adequate medical coverage to covers medical expenses. Due to expensive health care cost it is advisable to buy best Ecuador Galapagos Islands travel insurance.

International travel has become more challenging due to this covid 19 pandemic. At American Visitor Insurance, we are committed to getting US citizens traveling to Ecuador Galapagos Islands the best Covid19 Ecuador Galapagos Islands travel insurance coverage. Travelers can compare travel health insurance with Covid coverage by using our international insurance compare tool. There are currently three US insurance providers namely Trawick International, Seven Corners and Global Underwriters, offering US travel medical insurance in Ecuador Galapagos Islands with medical coverage for coronavirus.
The following USA travel insurance companies are offering Ecuador Galapagos Islands travel insurance with Covid coverage for US citizens :

Trawick International Insurance:

Trawick International offers covid travel medical insurance for coronavirus with their Safe Travel insurance plans. Safe Travel Outbound insurance offered by Trawick International is ideal for US citizens traveling to Ecuador Galapagos Islands for Covid 19 health insurance coverage. Safe Travels International insurance offered by Trawick International works well for Non-US citizens traveling to Ecuador Galapagos Islands for Covid 19 health insurance coverage. Both these travel insurance plans provide a visa letter indicating that this plans includes Ecuador Galapagos Islands covid travel insurance coverage.

Seven Corners Covid insurance:

Liaison Travel Plus Insurance offered by Seven Corners has covid health insurance for visitors to Ecuador Galapagos Islands. The Sevencorners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Global Underwriters:

Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

Best travel health insurance for USA, Coronavirus yearly travel insurance for Covid 19

Business and Corporate travelers or any travelers taking frequent trips worldwide can find the Annual travel insurance with Coronavirus coverage plan by using the Covid19 Annual travel insurance compare tool. These are the top yearly travel insurance companies offering Covid-19 coverage.
Trawick Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID 19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
Buy online
seven corners logo Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
Buy online
Tokio Marine HCCMIS TokioMarine HCCMIS Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
Buy online

Travel insurance for visiting Ecuador and the Galapagos Islands

US citizens traveling to Ecuador and the Galapagos Islands

Ecuador is the equatorial country with amazing diversity of flora and fauna along with rich historical and cultural attractions. It is estimated to have over 1600 species of birds, over 4500 species of butterflies, over 300 reptiles and amphibians along with over 250 mammals. Traveling to Ecuador has been made easy thanks to the many direct flights to Quito from US cities like Miami and Fort Lauderdale.

Ecuador has several interesting cities like Quito (The first UNESCO declared World Cultural Heritage Sites way back in 1978!), Cuenca (declared World Heritage by UNESCO in 1999) and Ecuador’s largest city and business center of Guayaquil. Cuenca is in fact home to many US expatriates who choose to live and retire here. Near the capital Quito is Cotopaxi, one of the highest active volcanoes in the world. There is also Baños de Agua Santa, about 3 hours south of Quito which attracts tourists to its hot springs and several adventure sporting activities.

Most famously, the country has the Galápagos Islands! The Galápagos Archipelago is about 600 miles off the Ecuador coast was made famous by Charles Darwin during his legendary voyage aboard the Beagle. Thanks to its unique flora and fauna, it is today easily one of the largest scientific and eco-tourist attractions anywhere in the world.
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According to The U.S. News & World Report travel rankings, the Galápagos Islands is ranked as
  1. The Best Places to Visit in Central and South America
  2. The best islands in the world and
  3. The world's best national park.
It is no wonder that Americans along with tourists from around the world want to visit the Galapagos islands.

While a vacation to the Galapagos island, especially a cruise vacation is an once in a lifetime experience, it is very expensive. Given the costs and logistics involved, it is prudent to insure your vacation expenses along with insuring the health of the travelers by buying good trip and travel medical insurance for Galapagos islands and Ecuador.

Ecuador Galapagos Islands Travel Insurance - Frequently asked questions

Does Ecuador Galapagos Islands travel insurance cover covid 19 illness?

There are some USA Covid travel insurance plans available for travel to Ecuador Galapagos Islands that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Ecuador Galapagos Islands to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Given the fact that US domestic health insurance provides little coverage in Ecuador and the Galapagos Islands, and the relatively low cost of travel insurance for Ecuador and the Galapagos Islands, it is important for international travelers to buy good travel insurance for visiting Ecuador and the Galapagos Islands.

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Ecuador and the Galapagos Islands travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best Ecuador and the Galapagos Islands travel insurance plan. Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

The travel health insurance for Galapagos islands and Ecuador will depend on the travelers’ unique needs. While some vacation travelers will look for the cheapest travel insurance plan, others will look for the most comprehensive vacation travel insurance coverage to cover medical expenses. Some travelers may need Ecuador travel insurance for pre-existing conditions while some travelers look for emergency medical evacuation insurance coverage for Galapagos islands. It is recommended to compare Galapagos Islands travel insurance plans based on price as well as the different benefit/s coverage options.

For those who are looking for long term Global medical insurance coverage for Ecuador, or International health insurance (as opposed to short term travel medical insurance), these must be purchased annually but can be paid for monthly, semi-annually, biannually or annually. The annual option will be the most cost-effective. Remember that the application process for these plans does require an extensive questionnaire about medical history and is not guaranteed like other short term plans available. The cost of travel health insurance for Galapagos also depends on the traveler’s age, duration of coverage and other factors like maximum coverage and pre-existing conditions as required by the traveler. Compare the cost of travel insurance for Galapagos islands and Ecuador to buy the best plan satisfying your needs.

Travel insurance plans for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US. International travel always involves risks.

This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.

Globehopper travel insurance for older US travelers

Medical evacuation travel insurance for travelling to Ecuador

US Travelers to Ecuador who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .
The Atlas Medevac insurance from Tokio Marine covers emergency medical evacuation for US citizens.

Plan Details  Brochure  Buy Now
Intermedical medical Evacuation

Information for US Students going to Ecuador

Ecuador, a country in Latin America offers a friendly study abroad experience with exotic culture and incredible diversity. Every year more than 4,000 US students are going to Ecuador for studies. Quito and Cuenca are the popular places to study in Ecuador with a variety of language schools to choose from. Ecuador is a great place to study Spanish language as well as the fine arts and architecture.

Ecuador being the home of the Galapagos islands is the ideal destination in fields of study like biology, marine life, ecology and conservation. The tuition fees here is much cheaper when compared to other Latin American countries. The famous universities in Ecuador among US students are Central University of Ecuador and Universidad San Francisco de Quito.
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Travel health insurance for older US travelers (65+ years) visiting Ecuador

It is wonderful to see so many older Americans traveling to Ecuador. However while visiting Ecuador is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Popular tourist destinations in Ecuador

Buy travel insurance for Ecuador

The Galápagos Islands

Galápagos Islands have intrigued and inspired visitors from around the globe. Named for the giant tortoises on the islands, this UNESCO World Heritage Site is home to a unique ecosystem.

Buy visitor insurance for Ecuador


High in the Andes, Quito, the capital of Ecuador, is filled with colonial architecture and is the largest historic center in South America.

Ecuador travel insurance


The beautiful city center of Cuenca, officially known as Santa Ana de los cuatro ríos de Cuenca, is in southern Ecuador and is a delightful city to explore on foot.

TTravel insurance Ecuador

The Hot Springs of Baños

At the western edge of the Amazon basin, Baños is nestled among dense jungle-like forests and offers numerous recreational opportunities including hiking and mountain biking.

Other popular cities :  Guayaquil
travel insurance for visiting Ecuador

Ecuador - General information

Ecuador Flag
map  Location

South America

house  Capital


language  Language


currency  Currency

United States Dollar

population  Population

Around 17 million

calendar  Best time to visit

May, Jun

map  Vacation spots

AQuito, Galapagos Province, Cuenca, Guayaquil, Santa Cruz Island, Banos de Agua Santa, Isabela Island, San Cristobal Island, Otavalo, Baltra Island.

Trip Cancellation insurance for Cruise travel or vacation

Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance. Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.

Trip insurance plans that are ideal for cruise travel

Seven corners   Round Trip Insurance

  • Covers medical expenses up to $250,000
  • Medical evacuation up to $1 million
  • Covers pre-existing conditions
  • Missed connection up to $1,500. Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.
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Seven corners   iTravelInsured Trip insurance

  • Covers medical expenses up to $100,000
  • Medical evacuation up to $1 million
  • Search and rescue up to $10,000
  • Missed connection up to $500
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New US immigrant insurance compulsory for prospective immigrants from Ecuador

The Trump administration in Oct 2019 has proposed a new rule where prospective new immigrants to the US should provide proof of having adequate health insurance while in the US. This new rule is expected to go into effect from November 3rd 2019.
This rule will directly impact Ecuador family members of US citizens who are applying for visas to the United States as prospective immigrants. Failure to show proof of adequate US immigrant health insurance will be grounds to reject the visa according to the new rule.
The details of the new immigrant insurance requirements are still to be announced, however the US medical immigrant insurance plans that we offer on American Visitor Insurance work ideally as short term health insurance. New US immigrants from Ecuador can use our Immigrant insurance plans as adequate coverage till they get alternate US domestic insurance.

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New US immigrant insurance

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Para clientes que hablan español

Seguro de salud para Ecuador en español

Seguro de salud para Ecuador en español

Cobertura de seguro para viajeros España

¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después.

  1. ¿Como encontrar la mejor cobertura?
    Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades.
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  2. Consideraciones para su seguro médico
    Factores a tener en cuenta al comprar un seguro de visitante.
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  3. Información sobre seguros de EEUU
    ¿No conoce el seguro médico de EEUU? Esta página es para usted.
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Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
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Travel insurance for Ecuador residents visiting Schengen countries in Europe

The European consulates that are part of the Schengen treaty (Spain, France, Italy, Germany, ....) insist on adequate travel medical insurance for Filipino nationals who are visiting any of the Schengen countries. Nationalities who require Schengen visa.
We offer several travel insurance plans that satisfy Schengen visa consulate requirements: Get Quotes
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Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
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"Cancel for any reason" - Travel insurance
Popular trip cancellation insurance plans that have optional benefit for cancel for any reason.
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